Broad product, customer, and geographic diversity Conservative financial policy Strong profitability and cash flow Ample sources of internal and external liquidity Strong brand name and market position built on technical differentiation Challenge to accelerate growth from the company's current business portfolio The ratings on 3M Co. reflect its leading market positions, good product diversity, and strong financial profile. The company makes more than 60,000 products for the industrial, consumer, and life sciences markets. 3M's business benefits from broad product and customer diversity. As a result, 3M's overall earnings and cash flow performance are fairly stable during business cycles. 3M excels at developing new products and leveraging key core technologies such as adhesives, films, and abrasives, resulting in returns on capital