Broad product, customer, and geographic diversity Conservative financial policy Strong profitability and cash flow Ample sources of internal and external liquidity Strong brand name and market position built on technical differentiation Broad-based management challenges to optimize efficiency Growth expectations exceed recent performance The ratings on 3M Co. reflect its leading market positions, good product diversity and strong financial profile. The company makes more than 60,000 products for the industrial, consumer, and life sciences markets. 3M's business mix benefits from broad product and customer diversity, and, with its broad portfolio of businesses, 3M's overall earnings and cash flow performance are stable during business cycles. 3M excels at developing new products and leveraging key core technologies such as adhesives, films, and abrasives.