NEW YORK (Standard&Poor's CreditWire) Nov. 19, 1999-- Standard&Poor's today lowered the short-term ratings on 12 Bayerische Hypo-und Vereinsbank AG liquidity-backed municipal issues. (See list below) This action follows the Oct. 27, 1999, downgrade of Bayerische Hypo-und Vereinsbank AG's short-term ratings to 'A-1' from 'A-1+', Standard&Poor's said. – CreditWire 12 BAYERISCHE HYPO-UND VEREINSBANK AG LIQUIDITY-BCKD MUNI ISSUES Issuer/Issue Amt(mil$) Rating To From Albuquerque, NM Airport subordinate-lien adjustable- tender refunding bonds series 1995 67.000 AAA/A-1 AAA/A-1+ Clark County, NV Airport system refunding revenue bonds series 1993A 339.000 AAA/A-1 AAA/A-1+ Minneapolis, MN Various purpose bonds (variable rate) series 1997B 24.000 AAA/A-1 AAA/A-1+ General obligation convention center bonds series 1999 88.400 AAA/A-1 AAA/A-1+ General obligation public works bonds