Home Credit Ratings and Research Fitch Research Wintrust Financial Corporation

Wintrust Financial Corp.

Published Jul 18, 2016

17 pages (9227 words) — Published Jul 18, 2016

Price US$ 550.00 | Buy this Report Now

About This Report

Brief Excerpt:

...Recent Rating Action: Wintrust Financial Corp.'s (WTFC) ratings reflect its consistent earnings performance, conservative risk culture and strategic execution. The Stable Outlook reflects Fitch's expectation that asset growth will continue to be supported by capital retention, and asset quality will remain strong relative to peers. Strong Asset Quality: Fitch believes that WTFC's relatively strong asset quality reflects management's conservative credit risk management philosophy. Nonperforming assets (NPAs) as a percentage of loans and real estate owned (REO) have continued to improve, dropping from 1.29% at 4Q14 to 0.87% at 1Q16. This level compares favorably to similarly rated peers. Fitch notes that the decrease was accomplished with relatively little credit loss -- just 5 bps in 1Q16 compared to peer averages of 23 bps. Unique Premium Finance Franchise: Fitch views the company's premium finance loan book as a ratings strength given the balance sheet diversity it provides, the low credit...

Report Type:

Full Rating Report

Company(ies)

Wintrust Financial Corporation , Lake Forest Bank & Trust Co NA , Hinsdale Bank & Trust Company, National Association , Wintrust Bank, N.A. , Libertyville Bank & Trust Company, N.A. , Barrington Bank & Trust Company Na , Crystal Lake Bank & Trust Company, National Association , Northbrook Bank & Trust Company, N.A. , Village Bank & Trust, National Association , Beverly Bank & Trust Company, National Association , Town Bank NA , Wheaton Bank & Trust Company, N.A. , State Bank of the Lakes, N.A. , Old Plank Trail Community Bank, National Association , St. Charles Bank & Trust Company, National Association , Schaumburg Bank & Trust Company, National Association

Ticker(s)

WTFC

Issuer

Wintrust Financial Corporation

Format:

PDF

Fitch Affirms Wintrust Financial Corp.'s Ratings at 'BBB'; Rating Outlook Stable – 2017/01/23 – US$ 149.00

Fitch Takes Rating Actions on U.S. Midtier Regional Banks Following Peer Review – 2017/01/23 – US$ 149.00

Fitch: Rising Rates, Growth and M&A Key for U.S. Midtier Banks – 2017/02/09 – US$ 149.00

U.S. Midtier Regional Bank Periodic Review (Outsized Growth Points to Potential Risks for Group) – 2016/02/04 – US$ 999.00

Wintrust Financial Corporation - Ratings Navigator – 2016/03/09 – US$ 500.00

Wintrust Financial Corp. – 2016/07/18 – US$ 300.00

Wintrust Financial Corporation - Ratings Navigator – 2017/02/07 – US$ 500.00

Fitch Rates Wintrust's Ser D Non-Cumulative Perpetual Pfd Stock 'B+' – 2015/06/26 – US$ 149.00

Fitch Affs Wintrust Fin'l Corp. at 'BBB/F2' Following Midtier Regional Bank Review; Outlook Stable – 2016/01/28 – US$ 149.00

Fitch: U.S. Midtier Regional Banks Seek M&A, Aggressive Growth Strategies – 2016/02/04 – US$ 149.00

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Cite this Report


MLA:	Fitch Research. "Wintrust Financial Corp." Jul 18, 2016. Alacra Store. May 06, 2025. <http://www.alacrastore.com/fitch-credit-research/Wintrust-Financial-Corp-885072_report_frame>

APA:	Fitch Research. (). Wintrust Financial Corp. Jul 18, 2016. New York, NY: Alacra Store. Retrieved May 06, 2025 from <http://www.alacrastore.com/fitch-credit-research/Wintrust-Financial-Corp-885072_report_frame>

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