...Standalone Credit Profile Drives Ratings: OCN MK Kredit Company SRL's (MK Moldova) Long-Term Issuer Default Rating (IDR) is driven by its intrinsic strength, reflecting its limited franchise and high exposure to a volatile agriculture sector. Continuous oversight by the MK Global Kapital group is credit-positive. The IDR also reflects risk management systems that are still at an early stage of development, besides the company's high exposure to the volatile agriculture sector (end-2025: 41% of loans). Group Structure: MK Moldova is 100% owned by Alternative, a securitisation fund established in Luxembourg and managed by MK Global Kapital S.a.r.l., which specialises in impact investing and alternative finance, with operations in more than 10 emerging countries in Europe and Central Asia. Mikro Kapital Group was founded by Italian businessman Vincenzo Trani, who transferred ownership in 2023 to Joseph of Arimathea ¡ a foundation established by him ¡ which now holds 100% of MK Global Kapital...