... Public Company Limited's (KBank) standalone strength, as reflected in the bank's Viability Rating (VR), underpins its Issuer Default Ratings (IDRs). KBank's VR takes into consideration a robust domestic franchise, with a deposit market share of 14% at end-2017, and a sound credit profile. Fitch Ratings believes these strengths will enable the bank to outperform the industry over the medium term. The bank has executed its core business strategies consistently. KBank remains a leader in the SME loan segment, and is among Thailand's largest digital banking providers. The group's subsidiaries and affiliates in asset management, securities, leasing and insurance have strong performance records, supporting its universal banking model. Asset-Quality Deterioration Stabilising: Fitch expects Thailand's operating environment to improve gradually over the next 12 months, which would slow growth in loan impairments. KBank's loan-loss coverage ratio...
