...This criteria report specifies Fitch Ratings' methodology for assigning new ratings to and monitoring existing ratings of banks, including commercial and policy banks, and bank holding companies (BHC or HoldCo) globally, and their obligations. In most cases, it does not apply to non-bank financial institutions, the criteria for rating which are outlined in Non-Bank Financial Institutions Rating Criteria. The report may sometimes be applied with other criteria (see Annex 7)....