...Leading Franchise: Banco de Credito del Peru (BCP) has long had the country's largest branch/ATM network and customer base. Boasting a dominant franchise, BCP offers a wide array of banking products and has achieved leading market shares in almost all segments. Consistent, Sound Performance: BCP shows a strong and consistent performance based on strong earnings generation, adequate cost control and adroit risk management. BCPs strong profitability reflects the bank's positive environment, strong franchise, and focused management. Diversified Balance Sheet and Revenues: BCP is well diversified on both sides of the balance sheet and has a stable, recurrent, diversified revenue stream. Future expansion into retail lending, as well as the integration of Mibanco, should further diversify revenues and balance sheet. Strong Asset Quality: BCP's asset quality remains very strong in spite of a slight increase in past-due loans (PDLs); this reflects its well-diversified portfolio, sound risk management,...
