... of the Long-Term IDRs of BOK Financial Corporation (BOKF) and its operating bank, BOKF, NA, at 'A' and Stable Rating Outlook reflect the company's strong business profile, deposit franchise in key markets and revenue diversification, which differentiates it from mid-tier peers. BOKF's ratings reflect the consistent, long-term strategy that has resulted in earnings and credit performance above peers' through various business cycles. However, Fitch Ratings considers BOKF to be a highly rated bank, especially among its mid-tier regional peers, and therefore it has less headroom at its current rating in the current economic environment. Strong Franchise, Diverse Business Model Supports Rating: BOKF's rating benefits from the company's deposit franchise in key markets and high level of diversification into business lines such as brokerage and trading. Management is experienced, and management quality is in line with a bank of BOKF's size, complexity...