Capital One's Third Quarter: Charge-Offs Increase, but So Do Income and Loan Yield - Morningstar Credit Research

Capital One's Third Quarter: Charge-Offs Increase, but So Do Income and Loan Yield

Capital One's Third Quarter: Charge-Offs Increase, but So Do Income and Loan Yield - Morningstar Credit Research
Capital One's Third Quarter: Charge-Offs Increase, but So Do Income and Loan Yield
Published Dec 28, 2016
11 pages — Published Dec 28, 2016
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Brief Excerpt:

...Morningstar s credit rating for Capital One Financial reflects the firm s narrow moat, conservative balance sheet, and its established position as one of the largest credit card issuers with a diversified banking business. Capital One is one of the largest issuers of Visa and MasterCard credit cards in the United States and is one of the top 10 largest depository institutions in the country. The company is also a diversified consumer and commercial banking enterprise that offers consumer loans for automobiles and commercial banking, recently adding GE s healthcare loans and financial-services businesses. The company s credit card segment generates 60% of earnings, consumer banking generates 26%, and the remainder is in commercial banking. Given the size of its bank, Capital One has one of the best funding profiles compared with competitors as deposits fund the entire loan portfolio and represent 78% of liabilities. High net interest margins contributed to solid profits in the year ending...

  
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0C00000753_20161228_CREDIT
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MLA:
Morningstar Credit Research. "Capital One's Third Quarter: Charge-Offs Increase, but So Do Income and Loan Yield" Dec 28, 2016. Alacra Store. Jun 27, 2019. <http://www.alacrastore.com/storecontent/Morningstar-Credit-Research/Capital-One-s-Third-Quarter-Charge-Offs-Increase-but-So-Do-Income-and-Loan-Yield-2137-33797>
  
APA:
Morningstar Credit Research. (2016). Capital One's Third Quarter: Charge-Offs Increase, but So Do Income and Loan Yield Dec 28, 2016. New York, NY: Alacra Store. Retrieved Jun 27, 2019 from <http://www.alacrastore.com/storecontent/Morningstar-Credit-Research/Capital-One-s-Third-Quarter-Charge-Offs-Increase-but-So-Do-Income-and-Loan-Yield-2137-33797>
  
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