While asset and demand levels have improved substantially since the recession, the subprime mortgage crisis has continued to dictate trends for the Global Commercial Banks industry over the five years to 2015. Commercial banks suffered unprecedented losses during the financial crisis, finding it necessary to dramatically increase their loan loss provisions in response to rising defaults. In addition, at a time when the cost of funding rose sharply, due to steep declines in credit availability, banks wrote off billions of dollars in assets as values depreciated. At the height of the recession, many governments stepped in to bail out commercial banks on the verge of bankruptcy.
Banking establishments in this industry provide commercial, industrial and consumer loans as well as offer deposit facilities to their customers. These corporations also accept term deposits, extend mortgage and real estate financing and invest in high-grade securities. Income from investment-related activities is excluded from the industry.
The report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecast, growth rates and an analysis of the industry key players and their market shares.