Dental insurance reimburses policyholders for some or all of the cost of maintaining good oral health. It traditionally covers preventative care such as check-ups and hygienist visits, minor treatments such as fillings and extractions, and major treatments such as crowns and bridges. Unlike many other health services, the majority of the UK population have to pay for dental treatment. Dental insurance policies cover treatment provided by both NHS and private dentists. However, the propensity to purchase dental insurance is greater when receiving treatment from private dentists, as the costs associated are significantly higher.
Businesses in this industry underwrite dental insurance policies. Dental insurance helps to cover the costs of dental care, ranging from basic preventative coverage to major dental work, depending on the type and scope of the insurance plan. Orthodontics coverage may be included in dental insurance plans. Health cash plans that offer dental benefits alongside other benefits are excluded from the industry. Dental reinsurance is also not included in the industry.
The report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecast, growth rates and an analysis of the industry key players and their market shares.