The Accidental Death and Dismemberment (AD&D) Insurance industry suffered during the recession as employment rates dropped and per capita disposable income decreased. As companies closed or laid off workers, there was less opportunity for Americans to purchase AD&D insurance plans; however, as the economy cnotinues to recover, more businesses will open, providing the US with more employment opportunities. This will ultimately increase the need for AD&D insurance.
This industry underwrites (i.e. assuming the risk and assigning premiums) accidental death and dismemberment insurance policies. AD&D policies pay out money to a beneficiary upon the accidental death of the policyholder. In the case of accidents that cause a loss of limb or sight, AD&D policies pay out to the policyholder directly.
The report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecast, growth rates and an analysis of the industry key players and their market shares.