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Ltd.HSBC Holdings PLCHSBC USA Inc.101433103626111056116939119872350878ASIACANEMERGINGEUROMIDAFRLATAMERICAPACUSA1491Z@CN2727195Q3378Z7889ZHBH/M@CNHSBA@LNABCPABSCDOCMBSCORPFIGLOBISSPUBFINRMBSSTRUCCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/research/s-and-p-credit-research-Research_Update_Manulife_Financial_Corp_Ratings_Placed_On_CreditWatch_Negative_Rating_Outlook_On_Key_Subsidiaries_Revised_To_Negative-755560755560spcred/755560normglobalstructured05 Nov 2009 04:30:00 EST175Research UpdateThe latest Research Update from S&PCanadaLife & Health InsuranceCanadaGlobal IssuersStructured FinanceResearch UpdateCAN56501R56502Z40301020 403010 4030 40Manulife Financial Corp.346367CANMFC@CNRESUPDBMUCANJPNUSA40975*40975L40975M40975P41011W41011X41013M41013N41014S4101J24101J34101J541020V47811#56481656481J56481K56481N56482*56483#56483556501Q56501X56502F56503#G5197240301020 403010 4030 40John Hancock Capital Corp.John Hancock Financial Services Inc.John Hancock Global Funding IIJohn Hancock Life Insurance Co.John Hancock Life Insurance Co. of New YorkJohn Hancock Life Insurance Company (USA)John Hancock Life&Health Insurance Co.John Hancock Variable Life Insurance Co.Manufacturers Investment Corp.Manufacturers Life Insurance Co. 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