Unum Group http://www.alacrastore.com/company-snapshot/Unum_Group-1017481 Friday, January 09, 2009 3:57:12 AM 1017481 Unum Group en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/cs/77883cs/77883norm Unum Group #Q## Tearsheet Our credit view on Unum is supported by its increased financial flexibility, strong cash generation, strong market presence in the disability lines, and a favorable brand awareness.Offsetting these strengths...77883515YesC21Tearsheet1164tearsheets/premium3212/15/2008 10:04:42 PM15077883Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/bir/739023bir/739023normUnum GroupUNUM Corp. Related Business Div.Unum Corp.Provident Companies Inc.UNUMProvident Corp.Provident Life and Accident InsurancePaul Revere Life Insurance Co.United StatesInsurance: Provider of disability insurance and related products for individual and corporate customers. Finance: Holding company.631163216411671952411352411452421055111217HMUNM11/26/2008 6:18:29 AM739023Company Profiles & FinancialsGale Company Profileshttp://www.alacrastore.com/storecontent/cs/76153cs/76153norm Earnings Note #Q##: Unum Group - Strength in a Weak Sector Unum's capital and liquidity position is strong The company has the financial capacity and flexibility to weather the storm Unum has cash on hand to pay off its debt servicing...1164corphy3267Earnings Reports - Financials42High Yield11/2/2008 6:05:00 PM150We continue to recommend a long position for Unum debt securities.76153961YesC0Article76153Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/ccbn/B1986849ccbn/B1986849norm...Results include net realized after-tax investment losses of $###.#m or $#.## per diluted common share and $##m or $#.## per diluted common share in #Q##. ... 10/31/2008 1:06:00 PMUnum Group54.0000EditedUnum Group Q3 2008 Earnings Conference Call SummaryUNM9:00am ETBriefB1986849Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T1986849ccbn/T1986849norm...Good day and welcome to the Unum Group third quarter #### earnings result conference call. This call is being recorded. At this time for opening remarks and introductions, I would like to the turn the call over to the head of Investor Relations, Mr. Tom White. Please go ahead. ... 10/31/2008 10:06:00 AMUnum Group54.0000FinalUnum Group Q3 2008 Earnings Conference Call TranscriptUNM9:00am ETTranscriptT1986849Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/cs/74038cs/74038norm Unum Group #Q## Tearsheet As we had been anticipating, the company had its senior debt upgraded to investment grade status by S&P during the quarter.S&P also raised Unum's subsidiaries' insurance financial strength ratings to A- from...74038497YesC21Tearsheet1164tearsheets/premium329/10/2008 5:06:28 PM15074038Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/ccbn/T1934556ccbn/T1934556norm... - Keefe, Bruyette & Woods - AnalystI'm Jeff Schuman from KBW. Last year at this time I noted that Unum had posted the third best share price performance among the ## companies at the conference. This year I fell down a little bit. I actually didn't recalculate that but I am thinking you must be right up there near the top again, very strong performance particularly on a relative basis. Since last year, Unum has continued to post strong fundamental improvement. The company has benefited from its very high asset quality in this environment and they benefited from a very significant and very well-timed closed block securitization. Did I mention the part about being well timed? Yes. Very well timed. A lot of hard work behind it though as well, certainly. But anyway with that, I'm very pleased to introduce Tom White, who heads Investor Relations and Tom Watjen, who is Unum Group's President and CEO. Thanks a lot guys. ... 9/4/2008 12:05:00 PMUnum Group54.0000FinalUnum Group at Keefe, Bruyette & Woods, Inc. Insurance Conference TranscriptUNM8:45am ETTranscriptT1934556Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/fitch/396666_report_framefitch/396666_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Colonial Life & Accident Insurance CompanyFirst Unum Life Insurance CompanyPaul Revere Life Insurance CompanyPaul Revere Variable Annuity Insurance CompanyProvident Financing Trust IProvident Life & Casualty Insurance CompanyProvident Life and Accident Insurance CompanyUnum GroupUNUM Life Insurance Co. of AmericaUnumProvident Finance Company PLC800901088009010980090110800901118009011280090113800901148009011580090117824669108/12/2008 2:19:00 PM0101030001010303165Credit UpdateUNM396666_report_frameCredit & Investment ResearchFitch ResearchUS - In August ####, the board of Unum Group, an insurance holding company, authorized the repurchase of up to $### mil of the company's common stock outstanding, in open market transactions.8/2/2008 10:01:35 AM91529Y91529Y91529Y91529YUnum GroupUnum GroupUnum GroupUnum Grouphttp://www.alacrastore.com/storecontent/Thomson_M%26A/Unum_Group_intends_a_stock_buyback-2001132020sdc/20011320202001132020Copyright © 2008, Thomson Financial, All Rights ReservedNew YorkInsuranceUnited StatesAccidental and health insurance6321TNTennesseePublicUNM6311:Life insurance6321:Accidental and health insurance6371:Pension, health, and welfare funds6411:Insurance agents, brokers, and service6719:Offices of holding companies, nec6311:Life insurance6321:Accidental and health insurance6371:Pension, health, and welfare funds6411:Insurance agents, brokers, and service6719:Offices of holding companies, necNew YorkInsuranceUnited StatesAccidental and health insurance6321TNTennesseePublicUNM12723003Ins hldg coIns hldg coCashCash OnlyCommon Stock12723003Aug 2 20080.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.000006.000007.000008.000009.0000010.0000011.0000012.0000013.00000Unum Group, located inChattanooga, Tennessee, is aninsurance holding companyproviding long-term andshort-term disability, life,individual disability, andlong term care insurance, aswell as special riskreinsurance including groupaccidental death anddismemberment insuranceservices. The company wasfounded in 1848.Unum Group, located in Chattanooga, Tennessee, is aninsurance holding company providing long-term and short-termdisability, life, individual disability, and long term careinsurance, as well as special risk reinsurance includinggroup accidental death and dismemberment insurance services.The company was founded in 1848.Unum Group, located in Chattanooga, Tennessee, is an insurance holding company providing long-term and short-term disability, life, individual disability, and long term care insurance, as well as special risk reinsurance including group accidental death and dismemberment insurance services. The company was founded in 1848.1.000002.000003.000004.000005.000006.000007.000008.000009.0000010.0000011.0000012.0000013.00000Unum Group, located inChattanooga, Tennessee, is aninsurance holding companyproviding long-term andshort-term disability, life,individual disability, andlong term care insurance, aswell as special riskreinsurance including groupaccidental death anddismemberment insuranceservices. The company wasfounded in 1848.Unum Group, located in Chattanooga, Tennessee, is aninsurance holding company providing long-term and short-termdisability, life, individual disability, and long term careinsurance, as well as special risk reinsurance includinggroup accidental death and dismemberment insurance services.The company was founded in 1848.Unum Group, located in Chattanooga, Tennessee, is an insurance holding company providing long-term and short-term disability, life, individual disability, and long term care insurance, as well as special risk reinsurance including group accidental death and dismemberment insurance services. The company was founded in 1848.0.000000.000000.00000345.50000NU.S. Dollar01 Aug 08Fri, 01 Aug 2008 00:00:00 ESTDate Announced: 08/01/2008Date Effective:BuybackNot Appl.0.000000.000000.000000.000000.000000.00000Price/Share0.00000350 U.S. Dollar350.000000.00000350 U.S. Dollar350.000000.000000.000000.000000.00000350.00000350 U.S. Dollar1.00000N177.179000.000000.000000.000000.000000.00000350.00000350.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.000006.000007.00000US - In August 2008, the boardof Unum Group, an insuranceholding company, authorizedthe repurchase of up to $350mil of the company's commonstock outstanding, in openmarket transactions.US - In August 2008, the board of Unum Group, an insurance holding company, authorized the repurchase of up to $350 mil of the company's common stock outstanding, in open market transactions.US - In August 2008, the board of Unum Group, an insurance holding company, authorized therepurchase of up to $350 mil of the company's common stock outstanding, in open markettransactions.US - In August 2008, the board of Unum Group, an insurance holding company, authorized the repurchase of up to $350 mil of the company's common stock outstanding, in open market transactions.US - In August 2008, the board of Unum Group, an insurance holding company, authorized the repurchase of up to $350 mil of the company'scommon stock outstanding, in open market transactions.Intended0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000Status:Intended-999.00000np0.00000-999.00000np0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000006311:Life insurance6321:Accidental and health insurance6371:Pension, health, and welfare funds6411:Insurance agents, brokers, and service6719:Offices of holding companies, nec12723003New YorkUnited States6321TennesseePublicUNM6311:Life insurance6321:Accidental and health insurance6371:Pension, health, and welfare funds6411:Insurance agents, brokers, and service6719:Offices of holding companies, nec12723003New YorkUnited States6321TennesseePublicUNM350.00000350.00000350.00000177.17900Deal InformationTF Mergers & Acquisitionshttp://www.alacrastore.com/storecontent/cs/72535cs/72535norm Unum Group #Q## Earnings: Sustaining Positive Momentum We expect Unum's credit profile to continue to strengthen over the balance of the year The company maintains ample liquidity to service its debt and has enough cushion to weather...725351155YesD0Article1164corphy3267Earnings Reports - Financials42High Yield7/31/2008 4:05:49 PM150Although we remain concerned regarding the company's penchant for negative surprises, our confidence is increasing that management will be able to sustain recent operating momentum in 200872535Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/ccbn/B1887561ccbn/B1887561norm...Net income, $###.#m or $#.## per diluted common share vs. $###.#m or $#.## per diluted common share in #Q##. www.streetevents.comContact Us ... 7/31/2008 3:10:00 PMUnum Group54.0000EditedUnum Group Q2 2008 Earnings Conference Call SummaryUNM9:00am ETBriefB1887561Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T1887561ccbn/T1887561norm...Good day and welcome to the Unum Group second quarter #### earnings results conference call. Today's call is being recorded. At this time for opening remarks and introductions, I'd like to turn the all over to the head of Investor Relations, Mr. Tom White. Please go ahead, sir. ... 7/31/2008 10:06:00 AMUnum Group54.0000FinalUnum Group Q2 2008 Earnings Conference Call TranscriptUNM9:00am ETTranscriptT1887561Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/moodys/PBC_109888moodys/PBC_109888pdf...Unum Group is a holding company for a group of insurance and non-insurance companies that collectively are the lead ing disability insurers in both North America and the United Kingdom. The ma in operating subsidiaries in the United States are: Unum Life Insurance Com pany of America, Provident Life and Accident Insurance Company, The Paul Revere Life Insurance Company, Colonial Life & Accident Insurance Company, and in the United Kingdom: Unum Limited. Unum employs over #,### people worldwide. Through its key brands, Unum and Colonial Life, the firm offers group and individual disability insurance as well as other complementary offerings such as long-term care insurance, life insuranc e, and employer- and employee-paid group benefits. According to LIMRA In ternational and based on #### annual sales figures, Unum was the leading provider of employer sponsored group long term care insurance. ... 7/21/2008 8:12:03 PMpdfUnum GroupUnum Group600049684550.0000SpecialReportCompany ProfilePBC_109888Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/spcred/660110spcred/660110normThe latest News from S&Pglobal7/17/2008 1:07:26 PM100News660110United StatesLife & Health InsuranceEmerging MarketsLatin AmericaUnited StatesGlobal IssuersInsuranceNewsNEW YORK (Standard&Poor's) July 16, 2008--Standard&Poor's Ratings Services said today that it raised its counterparty credit and senior unsecured debt rating on Unum Group (UNM) to 'BBB-' from 'BB+'. At the same time, Standard&Poor's raised its counterparty credit and financial strength ratings on Unum Group's insurance subsidiaries to 'A-' from 'BBB+'. The outlook on all companies is stable. "The upgrades reflect the group's maintenance of its dominant market position, improved insurance risk profile, operating profitability, enhanced investments quality, and stronger capitalization through statutory earnings," said Standard&Poor's credit analyst Shellie Stoddard. "Offsetting these positive factors are somewhat slower growth rates across all operating segments, risks that economic recessionary pressures will increase disability claims,USA91529Y74386290313Q74388990319240301020 403010 4030 40Unum Group304132EMERGINGLATAMERICAUSAUNMNEWSGLOBISSINSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/660111spcred/660111normThe latest Research Update from S&Pglobal7/17/2008 1:07:00 PM175Research Update660111United StatesLife & Health InsuranceEmerging MarketsLatin AmericaUnited StatesGlobal IssuersInsuranceResearch UpdateOn July 17, 2008, Standard&Poor's Ratings Services raised its counterparty credit and senior unsecured debt rating on Unum Group (UNM) to 'BBB-' from 'BB+'. At the same time, Standard&Poor's raised its counterparty credit and financial strength ratings on Unum Group's insurance subsidiaries (see ratings list) to 'A-' from 'BBB+'. The outlook on all companies is stable. The rating actions reflect the group's maintenance of its dominant market position, improved insurance risk profile, operating profitability, enhanced investments quality, and stronger capitalization through statutory earnings. Offsetting these positive factors are somewhat slower growth rates across all operating segments, risks that economic recessionary pressures will increase disability claims, and the historical volatility that Unum Group has experienced in itsUSA91529Y74386290313Q74388990319240301020 403010 4030 40Unum Group304132EMERGINGLATAMERICAUSAUNMRESUPDGBRUSA74401#90319@40301020 403010 4030 40Provident Life&Accident Insurance Co.UNUM Life Insurance Co. of AmericaPaul Revere Life Insurance Co.Colonial Life&Accident Insurance Co.First UNUM Life Insurance Co.UNUM Ltd.108441111460117983118484119078357795USAEUROMIDAFR16803Z3658Z3955Z17513ZUNMUNMGLOBISSINSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/ccbn/B1819267ccbn/B1819267norm...#Q## included net realized after-tax investment losses of $##.#m or $#.## per diluted common share vs. $#.#m or $#.## per diluted common share in #Q##. ... 5/1/2008 11:06:00 AMUnum Group54.0000EditedQ1 2008 Unum Group Earnings Conference Call SummaryUNM9:00am ETBriefB1819267Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T1819267ccbn/T1819267norm...(OPERATOR INSTRUCTIONS) Good day, everyone, and welcome to the Unum Group first quarter #### earnings results conference call. Today's call is being recorded. At this time for opening remarks and introductions, I would turn the conference over to your host, Mr. Tom White. Please go ahead, sir. ... 5/1/2008 11:06:00 AMUnum Group54.0000FinalQ1 2008 Unum Group Earnings Conference Call TranscriptUNM9:00am ETTranscriptT1819267Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/moodys/PBC_105806moodys/PBC_105806pdf...Unum Group is a holding company for a group of insurance and non-insurance companies that collectively are the lead ing disability insurers in both North America and the United Kingdom. The ma in operating subsidiaries in the United States are: Unum Life Insurance Com pany of America, Provident Life and Accident Insurance Company, The Paul Revere Life Insurance Company, Colonial Life & Accident Insurance Company, and in the United Kingdom: Unum Limited. Unum employs more than ##,### people worldwide. Through its key brands, Unum and Colonial, the firm offers group and individual disability insurance as well as other co mplementary offerings such as long-term care insurance, life insurance, and empl oyer- and employee-paid group benefits. In ####, the group ranked amongst the top ## life insurers in the United States based on consolidated statutory premiums. Net Income for the quarter ending June ##, #### was $### million with total assets of $## billion. ... Company Profile3/30/2008 8:45:31 PMUnum Group600049684550.0000SpecialReportpdfUnum GroupPBC_105806Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/ccbn/T1783903ccbn/T1783903norm... - - AnalystWe're very pleased to have for dinner tonight Unum group. We have Tom Watjen, President and CEO and Kevin McCarthy, President of Unum US. We thank you -- to them very much for sponsoring tonight's dinner. We were reminiscing earlier the last time Unum was here was actually in the year #### for dinner, and eight years later, it is a very, very different story. Just reflecting on the last year shows great change. I just wanted to rattle through a few things that they've accomplished in the last year. They changed their name to Unum Group from Unum Providence and unveiled a new corporate brand with the slogan Better Benefits at Work. They sold their workers comp business. They delivered five consecutive quarters of better than expected earnings. They raised their guidance three times. They improved their disability benefit ratio by over ### basis points. They completed a closed block securitization. They introduced a capital management strategy, announced a share buyback authorization... 3/4/2008 6:04:00 PMUnum Group54.0000FinalUnum Group, AIFA Annual Conference TranscriptUNM6:00pm ETTranscriptT1783903Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T1785131ccbn/T1785131norm...All right, why don't we get started. For the final session for the disability panel, we have Kevin McCarthy, President of Unum US. Those of you that have been attending this disability panel in the past years I'm sure will remember that Kevin is a frequent presenter and his insight as well as his depth of knowledge with respect to the disability business has been very helpful to all of us that have attended. So please join me in welcoming Kevin. ... 3/4/2008 12:05:00 AMUnum Group54.0000FinalUnum Group, AIFA Annual Conference TranscriptUNM3:05pm ETTranscriptT1785131Credit & Investment ResearchThomson StreetEvents