UnitedHealth Group Inc. http://www.alacrastore.com/company-snapshot/UnitedHealth_Group_Inc-1017209 Friday, July 25, 2008 11:31:05 PM 1017209 UnitedHealth Group Inc. en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/cs/4463cs/4463norm Health Care Costs: High Fever Still ▪ Health benefit costs increased ##.#% in ####, the largest increase since ####, and are expected to rise in the ##% range in ####▪ Large health cost increases in a weakening economy have...44631822YesD0Article780454343335634517825065006408803325312056562472044142289221205522519corp110583934Companies with Convertibles14Regulatory MattersHealth benefit costs increased 14.7% in 2002, the largest increase since 1990, and are expected to rise in the 14% range in 2003. Escalating health care costs remain a particular threat for mature, unionized cyclicals.7/25/2008 4:10:14 PM1504463Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/fitch/394260_report_framefitch/394260_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.United Healthcare Insurance CompanyUnited HealthCare Insurance Company of IllinoisUnited HealthCare Insurance Company of New YorkUnited HealthCare Insurance Company of OhioUnitedHealth Group Inc.80090634800906358009063680090637800917827/24/2008 2:09:57 PM0101030001010304165Credit UpdateUNH394260_report_frameCredit & Investment ResearchFitchResearchhttp://www.alacrastore.com/storecontent/spcred/660988spcred/660988normThe latest News from S&Pglobal7/22/2008 6:29:08 PM100News660988United StatesManaged Health CareUnited StatesGlobal IssuersInsuranceHealth CareNewsNEW YORK (Standard&Poor's) June 22, 2008--Standard&Poor's Ratings Services said today that UnitedHealth Group Inc.'s (NYSE:UNH; A-/Negative/A-2) second-quarter earnings were in line with expectations (relative to the July 2 earnings reforecast) and will not result in any rating action. Earlier this month, on July 2, Standard&Poor's revised its outlook on UNH's subsidiaries to negative when the company revised its full-year earnings guidance downward for the second time this year and announced $922 million in settlement charges related to its historical stock-option practices. Prior to that, on April 24, Standard&Poor's revised its outlook on UNH to negative following the company's first earnings reforecast. UNH's financial results through the first two quarters of 2008 indicateUSA91324P91058135102030 351020 3510 35UnitedHealth Group Inc.120361USAUNHNEWSGLOBISSINSHealthCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/moodys/PBC_109894moodys/PBC_109894pdf...UnitedHealth Group Incorporated (NYSE:U NH), based in Minnetonka, Minnesota is one of the largest health care benefit s companies in the U.S., serving ##.# million medical members (excluding Medicare Part D) at March ##, ####. Through its family of businesses, UnitedHealth provides a diverse and comprehensive array of products and services related to the broad health and well-being industry including risk-based products and management, administrative, technology and consulting services. UnitedHealth sells its medical products and services to members in all ## states and internationally through its HMOs, regulated insurance subsidiaries and non- regulated subsidiaries. UnitedHealth s largest subsidiaries are United HealthCare Insurance Company and PacifiCare of Calif ornia. The company s membership is broadly diversified across the U.S. with market shares that rank it among the leaders in most states. As of December ##, ####, UnitedHealth reported medical membership of ... 7/22/2008 4:26:07 PMpdfUnitedHealth Group IncorporatedUnitedHealth Group Incorporated600040449550.0000SpecialReportCompany ProfilePBC_109894Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/PBC_109895moodys/PBC_109895pdf...Moody's A# insurance financial strengt h (IFS) rating of United HealthCare Insurance Company (UHIC) and Baa# senior unsecured debt rating for UnitedHealth Group Incorporated (UnitedH ealth, NYSE: UNH) are based primarily on the company's strong business profil e driven by its national presence and brand name, large membership base, and its broad diverse product offerings. The rating is also supported by a solid financial profile characterized by consistent earnings performance, and strong intere st coverage from both regulated and unregulated operations, offset to a degree by its moderate financial leverage and significant amount of goodwill and intangib les from numerous acquisitions over the past five years. ... 7/22/2008 4:26:07 PMpdfUnitedHealth Group IncorporatedUnitedHealth Group Incorporated600040449300.0000AnalysisAnalysisPBC_109895Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/ccbn/T1895240ccbn/T1895240norm...Good morning. My name is Dennis and I will be your conference facilitator today. At this time, I would like to welcome everyone to the UnitedHealth Group second-quarter #### earnings conference call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer period. (OPERATOR INSTRUCTIONS). For purposes of getting to as many participants as possible, we also ask those with questions to limit to one question per person. As a reminder, this conference is being recorded. This call and its contents are the property of UnitedHealth Group. Any use, copying or distribution without written permission from UnitedHealth Group is strictly prohibited. Here is some important introductory information. This call will reference non-GAAP amounts. A reconciliation of non-GAAP to GAAP amounts is available on the Financial Reports and SEC Filings section of the Company's Investors page at www.unitedhealthgroup.com.This call contains... 7/22/2008 11:14:00 AMUnitedHealth Group Inc.106.0000FinalQ2 2008 UnitedHealth Group Inc. Earnings Conference Call TranscriptUNH9:00am ETTranscriptT1895240Credit & Investment ResearchThomson Street Eventshttp://www.alacrastore.com/storecontent/newstex/BW-0001-26769484newstex/BW-0001-26769484xml Jul. ##, #### (Business Wire) -- Zacks.com releases the list of companies likely to issue earnings surprises. This weeka€™s list includes AK Steel (NYSE: AKS), EnCana (NYSE: ECA), McDonald's (NYSE: MCD), Potash Corporation of Saskatchewan...04000000040090000401600004016018040160480401600104017000040170027/18/2008 4:05:20 PM18000000180040001800800018024000180050001900000019001000Business WireBW-0001-26769484AK STEEL HOLDING CORPENCANA CORPPOTASH CORP OF SASKATCHEWAN INCPOTASH CORP SASK INCUNITEDHEALTH GROUP INCAKSECAPOTUNHNewsNewstexhttp://www.alacrastore.com/storecontent/newstex/PRN-0005-26710121newstex/PRN-0005-26710121xml CUPERTINO, Calif., Jul. ##, #### (PRNewswire-USNewswire delivered by Newstex) -- CRC Health Group, the nation's largest chemical dependency and related behavioral health services organization, today announced the appointment of James...090000000901500014000000140010000400000004006000040060057/16/2008 3:07:21 PM1800000018007000PR Newswire USPRN-0005-26710121UNITEDHEALTH GROUP INCUNHNewsNewstexhttp://www.alacrastore.com/storecontent/newstex/PRN-0005-26677766newstex/PRN-0005-26677766xml CAMBRIDGE, Mass., Jul. ##, #### (PRNewswire delivered by Newstex) -- Total Revenue for the five largest health insurance industry groups increased by an average of #.# percent in ####, according to an analysis by Highline Data.The Health...140000001400800004000000040060000400600604006005040160000401604804016001040160030700000007011000070110037/15/2008 2:08:52 PM180000001800800018004000190000001900100019001005PR Newswire USPRN-0005-26677766AETNA INCUNITEDHEALTH GROUP INCWELLPOINT INCAETUNHWLPNewsNewstexhttp://www.alacrastore.com/storecontent/fitch/392466_report_framefitch/392466_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Aetna Health Inc (Nj)Blue Cross Blue Shield of FloridaCIGNA CorporationCoventry Health Care, Inc.Group Health CooperativeHealth Care Service CorporationHealth Net, IncHealthMarkets, Inc.HIP Health Plan of New YorkHumana Inc.Kaiser Foundation Health Plan, Inc.Trustmark CorporationUnitedHealth Group Inc.WellPoint, Inc.8008931480089439800903468009051780090820800908908009094980091077800917828009208980092125800921818041717981212462830367257/9/2008 2:08:00 PM010100000101010001010300010103030101030401040000275Special ReportCICVHHNTHUMTRMKUNHWLP392466_report_frameCredit & Investment ResearchFitchResearchhttp://www.alacrastore.com/storecontent/newstex/BW-0001-26478205newstex/BW-0001-26478205xml Jul. #, #### (Business Wire) -- UnitedHealth Group (NYSE: UNH) will release its second quarter #### financial results on Tuesday, July ##, #### before the market opens. Following the earnings press release, president and chief executive...04000000040160000401604804016001040160187/7/2008 8:07:33 AM180000001800400018008000Business WireBW-0001-26478205UNITEDHEALTH GROUP INCSTEPHEN J HEMSLEYUNHNewsNewstexhttp://www.alacrastore.com/storecontent/fitch/425336_pr_framefitch/425336_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.UnitedHealth Group Inc.800917827/3/2008 2:09:00 PM010103000101030485Press ReleaseUNH425336_pr_frameCredit & Investment ResearchFitchResearchhttp://www.alacrastore.com/storecontent/newstex/BW-0001-26425392newstex/BW-0001-26425392xml Jul. #, #### (Business Wire) -- A.M. Best Co. has commented that the ratings of UnitedHealth Group Inc. (UnitedHealth) (Minnetonka, MN) (NYSE: UNH) and its subsidiaries remain unchanged following the companya€™s release of a revision...0400000004016000040160180401604804006000040060067/3/2008 12:09:31 PM18000000180140001800400018008000Business WireBW-0001-26425392UNITEDHEALTH GROUP INCUNHNewsNewstexhttp://www.alacrastore.com/storecontent/newstex/BW-0001-26424103newstex/BW-0001-26424103xml Jul. #, #### (Business Wire) -- Fitch Ratings is taking no action on the ratings of UnitedHealth Group (UnitedHealth) and its insurance operating subsidiaries following the company's downward earnings revision this morning and agreement...040000000401600004016048040160180401600104009000040090010400600004006005020000000200200002002006020020047/3/2008 11:09:50 AM1800000018008000180090001802400018014000Business WireBW-0001-26424103UNITEDHEALTH GROUP INCUNHNewsNewstexhttp://www.alacrastore.com/storecontent/spcred/657746spcred/657746normThe latest News from S&Pglobal7/2/2008 6:30:00 PM100News657746United StatesManaged Health CareUnited StatesGlobal IssuersInsuranceHealth CareNewsNEW YORK (Standard&Poor's) July 2, 2008--Standard&Poor's Ratings Services said today that it affirmed its 'A-' counterparty credit rating on UnitedHealth Group Inc. (NYSE:UNH) and its various counterparty credit and financial strength ratings on UNH's subsidiaries. At the same time, Standard&Poor's revised the outlook on UNH's subsidiaries to negative from stable. The outlook on the holding company (UNH) remains negative. "The rating actions are based on UNH's announcement today that it is revising earnings guidance downwards for the second time this year, resulting in projected 2008 operating performance that will be below our expectations," said Standard&Poor's credit analyst Shellie Stoddard. Following UNH's prior earnings reforecast in April 2008, Standard&Poor's placed aUSA91324P91058135102030 351020 3510 35UnitedHealth Group Inc.120361USAUNHNEWSGLOBISSINSHealthCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/657747spcred/657747normThe latest Research Update from S&Pglobal7/2/2008 6:30:00 PM175Research Update657747United StatesManaged Health CareUnited StatesGlobal IssuersInsuranceHealth CareResearch UpdateOn July 2, 2008, Standard&Poor's Ratings Services affirmed its 'A-' counterparty credit rating on UnitedHealth Group Inc. (NYSE:UNH) and its various counterparty credit and financial strength ratings on UNH's subsidiaries (see ratings list). At the same time, Standard&Poor's revised the outlook on UNH's subsidiaries (see ratings list) to negative from stable. The outlook on the holding company (UNH) remains negative. The rating actions are based on UNH's announcement today that it is revising earnings guidance downwards for the second time this year, resulting in projected 2008 operating performance that will be below Standard&Poor's expectations. Following UNH's prior earnings reforecast in April 2008, Standard&Poor's placed a negative outlook on the holding company becauseUSA91324P91058135102030 351020 3510 35UnitedHealth Group Inc.120361USAUNHRESUPDUSA91059#91059*91059@35102030 351020 3510 35United HealthCare of Illinois Inc.United Healthcare of Alabama Inc.Golden Rule Insurance Co.UnitedHealthcare of New York Inc.United HealthCare of North Carolina Inc.Oxford Health Plans (NY) Inc.United HealthCare of Texas Inc.United HealthCare of Georgia Inc.United HealthCare Insurance Co. of IllinoisUnited HealthCare of New England Inc.United HealthCare Insurance Co. of OhioUnited HealthCare Insurance Co. of New YorkUnited HealthCare of the Midwest Inc.United Healthcare of Arizona Inc.UnitedHealthcare of New Jersey Inc.United HealthCare Insurance Co.United HealthCare of Florida Inc.United HealthCare of Ohio Inc.United HealthCare of Kentucky Ltd.UnitedHealthcare of Wisconsin Inc.335760335797337516123291337510337517335757335764337497327170335761335765317820335800337511337499337514338950317826118744USAUNHUNHUNHUNH12695ZUNHUNH12696ZUNHUNHUNHUNHUNHOHPUNHUNH4333Z128413ZUNHUNHGLOBISSINSHealthCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/ccbn/T1887700ccbn/T1887700norm...Good morning. My name is Regina and I will be your conference facilitator today. At this time, I would like to welcome everyone to the UnitedHealth Group conference call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer period. (OPERATOR INSTRUCTIONS). As a reminder, this conference is being recorded. This call and its contents are the property of UnitedHealth Group. Any use, copying or distribution without written permission from UnitedHealth Group is strictly prohibited. Here is some important introductory information. This call will reference non-GAAP amounts. A reconciliation of non-GAAP to GAAP amounts is available on the Financial Reports and SEC Filing section of the Company's Investors page at www.unitedhealthgroup.com.... 7/2/2008 3:11:00 PMUnitedHealth Group Inc.54.0000FinalUnitedHealth Group Revises 2008 Financial Outlook Conference Call TranscriptUNH8:45am ETTranscriptT1887700Credit & Investment ResearchThomson Street Eventshttp://www.alacrastore.com/storecontent/newstex/BW-0001-25915901newstex/BW-0001-25915901xml Jun. ##, #### (Business Wire) -- Research and Markets (http://www.researchandmarkets.com/research/d#b###/unitedhealth_group) has announced the addition of the "UnitedHealth Group - IT Sales Opportunities - ####" report to their offering....04000000040060000400600504003000040030056/11/2008 1:06:41 PM1800000018016000Business WireBW-0001-25915901UNITEDHEALTH GROUP INCUNHNewsNewstexUS - UnitedHealth Group Inc acquired an undisclosed minority stake in Fidelity Sedgwick Holdings Inc, provider of outsourced products and services.6/6/2008 2:18:08 PM91324P31638E91324P316326UnitedHealth Group IncFidelity Sedgwick Holdings IncUnitedHealth Group IncFidelity National Financial Inchttp://www.alacrastore.com/storecontent/Thomson_M%26A/UnitedHealth_Group_Inc_acquires_a_minority_stake_in_Fidelity_Sedgwick_Holdings_Inc_from_Fidelity_Natl_Finl_Inc-1984048020sdc/19840480201984048020Copyright © 2008, Thomson Financial, All Rights ReservedNew YorkInsuranceUnited StatesHospital and medical service plans6324MNMinnesotaPublicUNH6324:Hospital and medical service plans6719:Offices of holding companies, nec8011:Offices and clinics of doctors of medicine6324:Hospital and medical service plans6719:Offices of holding companies, nec8011:Offices and clinics of doctors of medicineInsuranceUnited StatesLife insurance6311DEDelawareSubsidiary6237003Own,op HMOPvd outsourced prod,svcsUnspecifiedStock1014382001Jun 6 20080.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.000006.000007.000008.000009.0000010.0000011.0000012.00000UnitedHealth Group Inc,located in Minneapolis,Minnesota, is a holdingcompany that owns and operatesHealth MaintenanceOrganizations (HMOs),preferred providerorganizations, and point ofservice plans, and providessubstance abuse care services.The company was founded in1977.UnitedHealth Group Inc, located in Minneapolis, Minnesota,is a holding company that owns and operates HealthMaintenance Organizations (HMOs), preferred providerorganizations, and point of service plans, and providessubstance abuse care services. The company was founded in1977.UnitedHealth Group Inc, located in Minneapolis, Minnesota, is a holding company that owns and operates Health Maintenance Organizations (HMOs), preferred provider organizations, and point of service plans, and provides substance abuse care services. The company was founded in 1977.1.000002.000003.000004.000005.00000Fidelity Sedgwick Holdings Incprovides outsourced productsand services, includingtechnology solutions, titleand escrow services.Fidelity Sedgwick Holdings Inc provides outsourced productsand services, including technology solutions, title andescrow services.Fidelity Sedgwick Holdings Inc provides outsourced products and services, including technology solutions, title and escrow services.0.000000.000000.000000.00000N04 Jun 08Wed, 04 Jun 2008 00:00:00 ESTDate Announced: 06/04/200804 Jun 08Date Effective: 06/04/200804 Jun 08Acq. Part. Int.Friendly0.000000.000000.000000.000000.000000.00000Price/Share0.0000000.000000.0000000.000000.000000.000000.000000.000000.0000000.00000N0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.000006.00000US - UnitedHealth Group Incacquired an undisclosedminority stake in FidelitySedgwick Holdings Inc,provider of outsourcedproducts and services.US - UnitedHealth Group Inc acquired an undisclosed minority stake in Fidelity Sedgwick Holdings Inc, provider of outsourced products and services.US - UnitedHealth Group Inc acquired an undisclosed minority stake in Fidelity SedgwickHoldings Inc, provider of outsourced products and services.US - UnitedHealth Group Inc acquired an undisclosed minority stake in Fidelity Sedgwick Holdings Inc, provider of outsourced products and services.US - UnitedHealth Group Inc acquired an undisclosed minority stake in Fidelity Sedgwick Holdings Inc, provider of outsourced products andservices.Completed0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000Status:Completed-999.00000np0.00000-999.00000np0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000006311:Life insurance6321:Accidental and health insurance6331:Fire, marine, and casualty insurance6351:Surety insurance6361:Title insurance6541:Title abstract offices6719:Offices of holding companies, nec6237003New YorkUnited States6324MinnesotaPublicUNH6311:Life insurance6321:Accidental and health insurance6331:Fire, marine, and casualty insurance6351:Surety insurance6361:Title insurance6541:Title abstract offices6719:Offices of holding companies, nec2201002New YorkUnited States6311FloridaPublicFNF0.000000.000000.000000.00000Deal InformationThomson Financial Mergers & Acquisitionshttp://www.alacrastore.com/storecontent/newstex/PRN-0005-25776545newstex/PRN-0005-25776545xml Jun. #, #### (PR Newswire delivered by Newstex) -- LISLE, IL, June # /PRNewswire-FirstCall/ - SXC Health Solutions Corp. ("SXC" or the "Company") (NASDAQ: SXCI, TSX: SXC), a leading provider of pharmacy benefits management services,...0400000004006000040060050700000007003000070030016/5/2008 8:07:33 AM1800000018022000PR Newswire USPRN-0005-25776545UNITEDHEALTH GROUP INCUNHNewsNewstex