Unione di Banche Italiane Scpa http://www.alacrastore.com/company-snapshot/Unione_di_Banche_Italiane_Scpa-1024730 Friday, January 09, 2009 3:31:23 AM 1024730 Unione di Banche Italiane Scpa en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/spcred/692301spcred/692301normThe latest Full Report from S&Pglobalstructured12/22/2008 10:27:44 AM400Full Report692301ItalyDiversified BanksEurope, Middle East, AfricaUnited StatesGlobal IssuersStructured FinanceFinancial InstitutionsAsset-Backed SecuritiesResidential MBSFull ReportDominant franchises in key provinces of wealthy northern Italy Good track record in merger integration Sound bottom-line profitability Only adequate liquidity profile Comparatively high exposure to corporate credit risk Relatively high single-name loan concentration The ratings on Unione di Banche Italiane Scpa (UBI) reflect the bank's strong northern Italian franchise and sound financial profile, which is based on a satisfactory operating performance and moderate cost of credit risk. Constraining the ratings are potential risks from a large credit exposure to Italian corporates and significant single-name loan concentration. Resulting from the merger of Banche Popolari Unite (BPU) and Banca Lombarda (BL) in April 2007, UBI is a leading Italian mutual banking group ("banca popolare") with a 5.7% national market share andITAT96757T1707KT17076T1681VT9658N40101010 401010 4010 40Unione di Banche Italiane Scpa371876EUROMIDAFRUSABPU@IMFULLGLOBISSSTRUCFIABSRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/692302spcred/692302normThe latest Summary from S&Pglobalstructured12/22/2008 10:27:44 AM175Summary692302ItalyDiversified BanksEurope, Middle East, AfricaUnited StatesGlobal IssuersStructured FinanceFinancial InstitutionsAsset-Backed SecuritiesResidential MBSSummaryThe ratings on Unione di Banche Italiane Scpa (UBI) reflect the bank's strong northern Italian franchise and sound financial profile, which is based on a satisfactory operating performance and moderate cost of credit risk. Constraining the ratings are potential risks from a large credit exposure to Italian corporates and significant single-name loan concentration. Resulting from the merger of Banche Popolari Unite (BPU) and Banca Lombarda (BL) in April 2007, UBI is a leading Italian mutual banking group ("banca popolare") with a 5.7% national market share and about 4 million clients. UBI boasts a very strong market position in Lombardy, Italy's richest and most populous region, with a 12% market share, No. 2 after Intesa Sanpaolo SpA (AA-/Stable/A-1+). With a 57%ITAT96757T1707KT17076T1681VT9658N40101010 401010 4010 40Unione di Banche Italiane Scpa371876EUROMIDAFRUSABPU@IMSUMMARYGLOBISSSTRUCFIABSRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/fitch/418408_report_framefitch/418408_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Unione di Banche Italiane Scpa8060359212/12/2008 2:21:00 PM0101010001010700425Full Rating ReportUBI418408_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/418410_report_framefitch/418410_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Unione di Banche Italiane Scpa8060359212/12/2008 2:21:00 PM0101010001010700165Credit UpdateUBI418410_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/452277_pr_framefitch/452277_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Unione di Banche Italiane Scpa8060359212/5/2008 2:17:00 PM010101000101070085Press ReleaseUBI452277_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/452279_pr_framefitch/452279_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Unione di Banche Italiane Scpa8060359212/5/2008 2:17:00 PM010101000101070085Press ReleaseUBI452279_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/moodys/PBC_112880moodys/PBC_112880pdf...Moody s assigns a bank financial strength rating (BFSR) of C to Unione di Banche Italiane (UBI), equivalent to a Baseline Credit Assessment (BCA) of A#. The rating is supported by the bank s strong franchise in the wealthy North of Italy and its satisfactory financial profile. However, it is constrained by credit challenges such as its ability to deliver merger synergies in a difficult environment and its high borrower concentration. ... 11/27/2008 8:12:17 AMpdfUnione di Banche Italiane S.c.p.A.Unione di Banche Italiane S.c.p.A.600033530300.0000AnalysisAnalysisPBC_112880Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/PR_166577_600057628moodys/PR_166577_600057628htmlGlobal Credit Research Rating Action ## NOV #### Rating Action: Banca Popolare Di Bergamo Capital Trust Moody's changes Unione di Banche Italiane's outlook to stable from positive Milan, November ##, #### -- Moody's Investors Service...11/21/2008 12:49:34 AMhtmlBanca Popolare Di Bergamo Capital TrustBanca Lombarda Preferred Securities TrustUnione di Banche Italiane S.c.p.A.Banca Lombarda Preferred Securities Trust; Banca Popolare Di Bergamo Capital Trust; ...600057628600051942600033530150.0000NewsRating ActionPR_166577_600057628Credit & Investment ResearchMoody's Global Credit ResearchITALY - Unione di Banche Italiane ScpA agreed to acquire the ## branches, located in La Spezia, of Intesa SanPaolo SpA, a Turin-based commercial bank, for ## mil euros ($##.### mil US).11/14/2008 1:36:32 PM90906M44704L90906M46115HUnione di Banche Italiane ScpAIntesa SanPaolo SpA-Branches (13)Unione di Banche Italiane ScpAIntesa SanPaolo SpAhttp://www.alacrastore.com/storecontent/Thomson_M%26A/Unione_di_Banche_Italiane_ScpA_acquires_Intesa_SanPaolo_SpA_Branches_from_Intesa_SanPaolo_SpA-2027055040sdc/20270550402027055040Copyright © 2008, Thomson Financial, All Rights ReservedMilanInvestment & Commodity Firms,Dealers,ExchangesItalySecurity and commodity services, nec6289FFForeignPublicUBI6282:Investment advice6289:Security and commodity services, nec6282:Investment advice6289:Security and commodity services, necCommercial Banks, Bank Holding CompaniesItalyBanks6000FFForeignSubsidiary198970004Pvd finl svcsComl bk,hldg coCashCash OnlyAssets1051738001Nov 14 20080.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000EUR30 Jun 080.000001194.015000.0000012863.80000189323.90600EURO0.000001.000002.000003.000004.000005.000006.000007.000008.000009.0000010.0000011.0000012.0000013.0000014.0000015.00000Unione di Banche ItalianeScpA, located in Bergamo,Italy, provides financialservices, including banking,corporate finance, merchantbanking, funds and propertiesmanagement, leasing andfactoring and relatedservices. The Group has alsoforeign subsidiaries andrepresentative offices locatedin Ireland, the USA,Luxembourg and Switzerland.The company was founded in1869.Unione di Banche Italiane ScpA, located in Bergamo, Italy,provides financial services, including banking, corporatefinance, merchant banking, funds and properties management,leasing and factoring and related services. The Group hasalso foreign subsidiaries and representative offices locatedin Ireland, the USA, Luxembourg and Switzerland. The companywas founded in 1869.Unione di Banche Italiane ScpA, located in Bergamo, Italy, provides financial services, including banking, corporate finance, merchant banking, funds and properties management, leasing and factoring and related services. The Group has also foreign subsidiaries and representative offices located in Ireland, the USA, Luxembourg and Switzerland. The company was founded in 1869.1.000002.000003.000004.00000The 13 branches of IntesaSanPaolo SpA, located in LaSpezia, provides bankingservices.The 13 branches of Intesa SanPaolo SpA, located in LaSpezia, provides banking services.The 13 branches of Intesa SanPaolo SpA, located in La Spezia, provides banking services.0.000000.000000.000000.00000NEURO12 Nov 08Wed, 12 Nov 2008 00:00:00 ESTDate Announced: 11/12/2008Date Effective:Acq. of AssetsFriendly0.000000.000000.000000.000000.000000.00000Price/Share0.0000060 EURO60.000000.0000060 EURO60.000000.000000.000000.000000.0000060.0000060 EURO1.24600N50.186000.000000.000000.000000.000000.0000074.7480074.748000.000000.000000.000000.000000.000000.000000.000000.00000100.000000.000000.000000.000000.000000.000000.000000.000000.0000011551.925000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.000006.000007.000008.00000ITALY - Unione di BancheItaliane ScpA agreed toacquire the 13 branches,located in La Spezia, ofIntesa SanPaolo SpA, aTurin-based commercial bank,for 60 mil euros ($74.748 milUS).ITALY - Unione di Banche Italiane ScpA agreed to acquire the 13 branches, located in La Spezia, of Intesa SanPaolo SpA, a Turin-based commercial bank, for 60 mil euros ($74.748 mil US).ITALY - Unione di Banche Italiane ScpA agreed to acquire the 13 branches, located in LaSpezia, of Intesa SanPaolo SpA, a Turin-based commercial bank, for 60 mil euros ($74.748mil US).ITALY - Unione di Banche Italiane ScpA agreed to acquire the 13 branches, located in La Spezia, of Intesa SanPaolo SpA, a Turin-based commercial bank, for 60 mil euros ($74.748 mil US).ITALY - Unione di Banche Italiane ScpA agreed to acquire the 13 branches, located in La Spezia, of Intesa SanPaolo SpA, a Turin-basedcommercial bank, for 60 mil euros ($74.748 mil US).Pending12455.46700757.841008164.65100120163.845000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000Status:Pending-999.00000np0.00000-999.00000np0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000006000:Banks198970004MilanItaly6289ForeignPublicUBI6000:Banks6719:Offices of holding companies, nec159705005MilanItaly6000ForeignPublicISP74.7480060.0000074.7480050.18600Deal InformationTF Mergers & Acquisitionshttp://www.alacrastore.com/storecontent/fitch/447716_pr_framefitch/447716_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Banca IMI S.p.ABayerische Hypo & Vereinsbank AGHVB Funding TrustDucato SpAHVB Funding Trust IIUniCredit Bulbank ADCredito Bergamasco S.p.A.Bank Pekao S.A.CIB Bank Ltd.UniCredit Tiriac Bank SABanca Antonveneta SpAUnione di Banche Italiane ScpaVseobecna uverova banka, a.s. (VUB)Intesa Sanpaolo SpAPrivredna Banka Zagreb DDSanpaolo Imi Bank (International) S.A.Banco Popolare Societa Cooperativa SCRLZagrebacka banka d.d.Ukrsotsbank JSCBUniCredit Banca per la Casa SpAUniCredit BankSanpaolo IMI U.S. Financial CompanyUniCredit Bank Austria AGYapi ve Kredi Bankasi A.S.Unicredit S.p.A.Gruppo Banca CR FirenzeBanka Koper, d.d.Banca Infrastrutture Innovazione e SviluppoBanca Monte dei Paschi di Siena SpAHVB Funding Trust VIIIPravex BankATF Bank JSC8579907380360128810244428579887680360218803601978008974480362077869381548539507480359660803596638197432586207101803604058036047680359977857988798036106380360171810248328060359280359640803601368036061383845466803602608036214186065700869713648036201885798882804719938036058711/7/2008 10:19:00 AM01010700010101000101000085Press ReleaseUCBPISPUSCBCBZABA-R-APBZR.ABMPSUBIPEOYKBNKAFTB447716_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/moodys/PR_164882_91400moodys/PR_164882_91400htmlGlobal Credit Research Announcement ## OCT #### Announcement: Banca CR Firenze S.p.A. Moody's comments on the Italian Government's measures aimed at supporting the country's banking system Milan, October ##, #### -- Moody's Investors...10/22/2008 1:13:19 AMhtmlBanca CR Firenze S.p.A.Banco di Sicilia S.p.A.Capitalia S.p.A.Banca Toscana S.p.A.Banca Popolare di Milano S.C.a r.l.Banca Nazionale Del Lavoro S.P.A.Banca Commerciale Italiana S.p.A.Rolo Banca 1473 S.p.A.Banco di Brescia S.p.A., Luxembourg BranchUniCredit Banca per la CasaBanca della Marca Credito CooperativoBanca TercasIstituto Servizi Mercato Agricolo AlimentareBanco Popolare Societa Cooperativa, London BrBanca Italease Capital TrustBanca Infrastrutture Innovazione e SviluppoUniCredito Italiano Capital Trust IVBipop Carire S.p.A.Intesa Sanpaolo Bank Ireland plcUniCredito Italiano Capital Trust IIIBanca Popolare di Lodi Investor Trust IIIUniCredit Luxembourg Finance S.A.Unicredito Italiano SpA, New York BranchBanca di Roma S.p.A.UniCredit Int'l Bank (Luxembourg) S.A.Banca Monastier e del SileBanca Popolare di Marostica ScpaarlIntesa Funding LLCFiat Group Automobiles Finan Services S.p.A.Unibanca S.p.ACredito Italiano S.p.A., Grand Cayman BranchBanca Cassa di Risparmio Torino, Cayman IslsRolo Banca 1473 S.p.A., Luxembourg BranchCassa di Risparmio delle Provincie LombardeBanco di Sicilia S.p.A. (London)Banca Monte dei Paschi di Siena, LondonBanca Intesa Spa, Hong Kong BranchBanca di Roma (Hong Kong)SANPAOLO IMI U.S. Financial CompanyUnipol Banca S.p.A.Credito Artigiano S.p.A.Banca Popolare dell'Alto Adige-Suedtir.VolksbMPS Capital ServicesBancApulia S.p.A.Bancaperta S.P.A.Locat S.p.A.BPM Capital Trust IMPS Capital Trust IBanca Mediocredito SPABIPOP Finance LimitedCassa dei Risparmi di Forli e della Rom SpaUniCredito Italiano Capital Trust IIBanca Popolare Di Bergamo Capital TrustUniCredit Bank Ireland p.l.c.Cassa di Risp.di Bolzano-Sudtiroler SparkasseSanpaolo IMI Capital Trust IBanca Popolare FriuladriaBanca Sella HoldingUnicredito Italiano Capital Trust IMeliorbanca S.p.A.Banca Popolare di SpoletoCassa di Risparmio Della Provincia di ChietiMediocredito Trentino-Alto Adige S.p.A.Efibanca S.p.A.Cassa Depositi e Prestiti S.p.A.Banca Popolare di Cividale ScpABanca Delle Marche S.p.A.Banca AntonvenetaBanca Agrileasing SpAIntesa Bank Ireland p.l.c.Banca Lombarda Preferred Securities TrustCassa di Risparmio di Ferrara S.p.ACredito ValtellineseSantander Consumer Finance S.A.Banca IMI SpaBanca Lombarda e Piemontese S.P.A.Interbanca S.p.AUnione di Banche Italiane S.c.p.A.Banca Carige S.p.A.Fineco S.p.A.Cassa Di Risparmio Di Parma E Piacenza S.P.A.Banco Popolare Societa CooperativaBanca Italease S.p.A.Dexia Crediop S.p.A.UniCredit MedioCredito Centrale S.p.A.Banca Popolare Italiana Soc.Coop.Cariverona Banca SpA (London Branch)UniCredito Italiano Spa (Paris) BrIntesa Sanpaolo SpaCredito Italiano S.p.A., New York BranchCredito Italiano S.p.A., Hong Kong BranchBanca Intesa, New York branchCariverona Banca SpABanca Cassa di Risparmio di Torino SpA,LondonBanca Monte dei Paschi di Siena S.p.A.Banca di Roma International SABanca di Roma S.p.A. (London)Sanpaolo IMI S.p.A.Sanpaolo IMI Bank (International) S.A.Banca CRT Financial CorporationBanca di Roma BelgioUniCredito Italiano Delaware, Inc.UniCredit SpACredito Italiano S.p.A., London BranchBanrobel BVBanca Cassa di Risparmio di TorinoBanca Agrileasing SpA; Banca Antonveneta; Banca Carige S.p.A.; ...914008555785550854958545085400853508222008209632278209417028208160728204219568096146658095364338094287448093120888090148028089047228088443308087725938083468268083366088083181198082123398080856278076158758075894288069036808066242318065680737926507913507829507691507396007266007108507044506581306000708366000697396000696536000669386000666256000634136000615606000603596000599706000596326000590756000590746000578566000576286000575676000573796000563536000557696000557686000556156000549656000531306000531186000529486000529356000528816000528706000528486000528446000528426000525446000519426000513496000510776000506216000451096000433086000426216000335306000227056000226746000223676000223086000219326000194596000173276000164426000126096000121736000119586000115266000109306000091456000086636000083915105104780047700409660390900274400246200212255212250194800190700145460150.0000NewsAnnouncementPR_164882_91400Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/425344_pr_framefitch/425344_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Unione di Banche Italiane Scpa806035927/3/2008 2:18:00 PM010101000101070085Press ReleaseUBI425344_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/moodys/PR_156203_820963227moodys/PR_156203_820963227htmlGlobal Credit Research Rating Action # JUN #### Rating Action: Banco di Brescia S.p.A., Luxembourg Branch Moody's assigns P-# rating to UBI's EUR# bn ECP Programme Milan, June ##, #### -- Moody's Investors Service said today that it...6/10/2008 12:42:11 AMhtmlBanco di Brescia S.p.A., Luxembourg BranchUnione di Banche Italiane S.c.p.A.Banco di Brescia S.p.A., Luxembourg Branch; Unione di Banche Italiane S.c.p.A.820963227600033530150.0000NewsRating ActionPR_156203_820963227Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/417681_pr_framefitch/417681_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Banca Antonveneta SpABanca Italease S.p.A.Banca Monte dei Paschi di Siena SpABanco Popolare Societa Cooperativa SCRLIntesa Sanpaolo SpAUnicredit S.p.A.Unione di Banche Italiane Scpa803596638036040580360476803610638060359281977338857990734/21/2008 10:11:00 AM0101010085Press ReleaseBILBMPSBPISPUBIUC417681_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/spcred/633982spcred/633982normThe latest Summary from S&P3/5/2008 8:28:56 AMSummary175globalstructured633982ItalyDiversified BanksEurope, Middle East, AfricaUnited StatesGlobal IssuersStructured FinanceFinancial InstitutionsAsset-Backed SecuritiesResidential MBSSummaryThe ratings on Unione di Banche Italiane Scpa (UBI) reflect its strong northern Italian franchise and sound financial profile, which is based on a satisfactory operating performance and moderate cost of credit risk. Constraining the ratings are potential risks from a large credit exposure to Italian corporates and significant single-name loan concentration. Resulting from the merger of Banche Popolari Unite (BPU) and Banca Lombarda (BL) in April 2007, UBI is a leading Italian mutual banking group ("banca popolare") with a 6% national market share and about 4 million clients. UBI boasts a very strong market position in Lombardy, Italy's richest and most populous region, with a 15% market share, No. 2 after Intesa Sanpaolo SpA (AA-/Stable/A-1+). With a 55% cost-incomeITAT1681VT17076T1707KT9658NT9675740101010 401010 4010 40Unione di Banche Italiane Scpa371876EUROMIDAFRUSABPU@IMSUMMARYGLOBISSSTRUCFIABSRMBSCredit & Investment ResearchS&P Credit Research