Unicredit S.p.A. http://www.alacrastore.com/company-snapshot/Unicredit_S_p_A-500102 Friday, January 09, 2009 2:10:25 AM 500102 Unicredit S.p.A. en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/fitch/454396_pr_framefitch/454396_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Yapi ve Kredi Bankasi A.S.HVB Funding TrustATF Bank JSCZagrebacka banka d.d.HVB Funding Trust VIIIUniCredit Bulbank ADUniCredit BankUkrsotsbank JSCBUniCredit Banca per la Casa SpAHVB Funding Trust IIBayerische Hypo & Vereinsbank AGBank Pekao S.A.UniCredit Bank Austria AGUnicredit S.p.A.UniCredit Tiriac Bank SA80089744803596408384546680471993803599778197432580362141869713648036012880360136803606138036019780360405803605878036201812/24/2008 10:44:00 AM01010700010101000101000085Press ReleaseYKBNKZABA-R-APEOUCAFTBUSCB454396_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/454286_pr_framefitch/454286_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Zagrebacka banka d.d.UniCredit Tiriac Bank SABank Pekao S.A.Yapi ve Kredi Bankasi A.S.UniCredit Bank Austria AGATF Bank JSCUkrsotsbank JSCBUniCredit Banca per la Casa SpAHVB Funding TrustUnicredit S.p.A.HVB Funding Trust IIBayerische Hypo & Vereinsbank AGHVB Funding Trust VIIIUniCredit BankUniCredit Bulbank AD83845466803601288697136480360587819743258036040580360197800897448047199380362141803620188035997780359640803606138036013612/23/2008 10:14:00 AM01010100010107000101000085Press ReleasePEOAFTBZABA-R-AYKBNKUSCBUC454286_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/454192_pr_framefitch/454192_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.HVB Funding Trust IIUniCredit Bulbank ADYapi ve Kredi Bankasi A.S.Zagrebacka banka d.d.Bank Pekao S.A.Ukrsotsbank JSCBUniCredit Banca per la Casa SpAUniCredit Tiriac Bank SAUniCredit BankUnicredit S.p.A.Bayerische Hypo & Vereinsbank AGHVB Funding TrustATF Bank JSCUniCredit Bank Austria AGHVB Funding Trust VIII81974325803621418008974480359640803601978047199380360405803599778036013680362018803605878384546680360128803606138697136412/22/2008 2:16:00 PM01010000010107000101010085Press ReleaseUCZABA-R-AAFTBPEOYKBNKUSCB454192_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/moodys/PBC_113681moodys/PBC_113681pdf...Moody s assigns a bank financial strength rating (BFSR) of C+ (equivalent to a Baseline Credit Assessment - BCA- of A#) to UniCredit SpA. The rating reflects the group s strong franchise in the Italian ma rket, its well diversified activities both by business line and geography, and the successful integration of Capitalia and HVB in recent years. The rating however also recognises the more modest, albeit still satisfactory, financial fundamentals of t he group, which result from the current difficult operating environment. UniCredit s long-term global local currency (GLC) deposit rating is at the Aa# level based on Moody s assessment of a very high expected probab ility of systemic support, under Moody s joint default analys is (JDA) methodology. Hence the two- notch uplift from UniCredit s A# BCA to its GLC deposit rating of Aa#. ... 12/22/2008 12:19:10 PMpdfUniCredit SpAUniCredit SpA212250300.0000AnalysisAnalysisPBC_113681Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/cs/78136cs/78136norm European Banks in Emerging Markets: Part # We take a top-down look at the European national banking systems' exposures in emerging markets across central/eastern Europe, Latin America and Asia - plus Iceland - using the latest BIS statistics...37132912166093644481199367124437312343753661312655corp1931921747214624186781023512/18/2008 10:06:00 PM150A top-down look at European banks' exposures across central/eastern Europe, Latin America and Asia, plus Iceland. Part 1 identifies major players in the riskier markets, and in Part 2 we will examine their disclosures from the bottom up.781362987YesD0Article12361376120335837778136Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/fitch/453058_pr_framefitch/453058_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Ukrsotsbank JSCBBayerische Hypo & Vereinsbank AGATF Bank JSCUnicredit S.p.A.Yapi ve Kredi Bankasi A.S.UniCredit BankHVB Funding Trust IIZagrebacka banka d.d.HVB Funding TrustHVB Funding Trust VIIIBank Pekao S.A.UniCredit Bank Austria AGUniCredit Banca per la Casa SpAUniCredit Tiriac Bank SAUniCredit Bulbank AD83845466803596408008974480362018804719938036012880360136803605878036019780362141803604058697136480360613803599778197432512/11/2008 2:15:00 PM01010700010100000101010085Press ReleaseZABA-R-AUCAFTBUSCBYKBNKPEO453058_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/spcred/688616spcred/688616normThe latest Summary from S&Pglobalstructuredpubfin12/9/2008 10:59:00 AM175Summary688616ItalyDiversified BanksUnited StatesEurope, Middle East, AfricaAsiaGlobal IssuersStructured FinancePublic FinanceFinancial InstitutionsAsset-Backed SecuritiesCollateralized Debt ObligationsCommercial MBSResidential MBSSummaryThe ratings on Italy-based UniCredit SpA reflect the bank's solid franchise in Italy, the German State of Bavaria, the Republic of Austria, and Central and Eastern Europe (CEE). They also reflect its strong business and geographic diversification, diversified earnings sources, and good integration track record. The ratings are constrained, however, by the complexity of managing banks operating in various regulatory and economic environments, exposure to geographies prone to material credit risk levels, and exposure to financial deterioration of the CEE business. More severe macroeconomic conditions across the board are challenging UniCredit's historically good profitability. Management has had to revise profitability targets for 2008. Even though UniCredit will launch actions to contain costs, earnings will remain under pressure in 2009, dueITAT951CKT951ABT9519GT9517UT95180T9517RT951ATT95189T9518YT9518R90466RT9513RT9518B40101010 401010 4010 40UniCredit SpA110053USAEUROMIDAFRASIAUC@IMSUMMARYGLOBISSSTRUCPUBFINFIABSCDOCMBSRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/fitch/449576_pr_framefitch/449576_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.United Bulgarian Bank Inc.Dexia Kommunalkredit Bank AGBank Pekao S.A.Yapi ve Kredi Bankasi A.S.National Bank of Greece S.A.Bank HapoalimBankpozitif Kredi Ve Kalkinma Bankasi A.S.Unicredit S.p.A.The South African Bank of AthensAkbank T.A.S.Tekstil Bankasi A.S.Capital Guaranty Insurance CompanyUniCredit Bulbank ADFSA Insurance CompanyHabas Sinai ve Tibbi Gazlar Istihsal Endustrisi A.S.UniCredit BankHVB Funding Trust VIIIBayerische Hypo & Vereinsbank AGAlbaraka Turk Katilim Bankasi ASFinancial Security Assurance International LimitedFinansbank A.S.Arab Bank Australia LimitedFinancial Security Assurance, Inc.Deniz Finansal Kiralama A SDexia Financial ProductsDexia Municipal AgencyHVB Funding Trust IIUkrsotsbank JSCBSekerbank T.A.S.Dexia Credit LocalDogus Holding A.S.Financial Security Assurance (U.K.) LimitedTurkiye Garanti Bankasi A.S.Dexia CrediopGaranti Finansal Kiralama A.S.Denizbank A.S.HVB Funding TrustUniCredit Tiriac Bank SAAlternatifbank A.S.Turkiye Vakiflar Bankasi TAOZagrebacka banka d.d.Arab Banking Corporation /(Jordan)Turk Ekonomi Bankasi A.S.FSA Seguros México, S.A. de C.V.Dexia Delaware LLCGaranti Faktoring Hizmetleri A.S.Turkiye Halk BankasiT. C. Ziraat BankasiUniCredit Bank Austria AGDexia SAKuveyt Turk Katilim Bankasi A.S.Dexia Bank BelgiumBancoval S.A.Türkiye Sinai Kalkinma Bankasi A.S.Turkiye Is Bankasi A.S. (Isbank)Asya Katilim Bankasi A.S.Kuwait Finance HouseGaranti IFC B Loan Certificates (1997)UniCredit Banca per la Casa SpAArab Tunisian BankDexia Banque Internationale à LuxATF Bank JSCT-BankAnadolubank A.S.Financial Security Assurance Holdings LtdTürkiye Kalkinma Bankasi A.S.803607868043217483845466800918628035997480362239803599778043218080089956800897368036077180360205800899528008974481575271800899508047199384377470803607938008943380602592828657308036201586209304800918618036040580092146808646318036213380432177800899078130805080359640803605878036190980091865803610618036223880089831800899208197432580360136803605098036012880362424823270958008978080360173800894378511227480362018803617518124066080360754803606138009186680090537803601978036246580360108800897388036237186971364803621158035968380362141800896338064862311/19/2008 10:25:00 AM0103000001010700010103010103120201031200010000000101030001010100010316000101000085Press ReleaseALNTFUCAFTBHALKBSKBNKAKBNKTSKBFINBNETETKBNKDENIZASYABTEBNKGARANUSCBZABA-R-AISCTRABCOPOLIKFINTEKSTYKBNKATBALBRKGARFAVAKBNDEXBPEO449576_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/spcred/589188spcred/589188normThe latest News from S&Pglobalstructuredpubfin11/18/2008 2:59:00 AM100News589188ItalyDiversified BanksUnited StatesAsiaEurope, Middle East, AfricaGlobal IssuersStructured FinancePublic FinanceFinancial InstitutionsAsset-Backed SecuritiesCollateralized Debt ObligationsAsset-Backed Commercial PaperCommercial MBSResidential MBSNewsFRANKFURT (Standard&Poor's) July 6, 2007--Standard&Poor's Ratings Services affirmed its 'A+' long-term and 'A-1' short-term counterparty credit ratings on Italian bank UniCredito Italiano SpA and its subsidiary Bank Austria Creditanstalt AG (BA). The outlook on both entities is stable. The affirmations follow the announcement that BA, which is responsible within the UniCredito group for commercial banking activities in Central and Eastern Europe (CEE), has signed a share purchase agreement to acquire a majority shareholding in Ukrsotsbank OJSC (USB; B/Watch Pos/B), one of the largest banks in Ukraine. The deal is subject to regulatory authorizations. (For more information on Ukrsotsbank, see the related research update "Ukrsotsbank 'B' L-T Rating Placed On Watch Positive On Share Purchase; 'B' S-TITAT9518BT9513RT9518Y90466RT9518RT95189T951ATT9517UT9517RT95180T9519GT951CKT951AB40101010 401010 4010 40UniCredit SpA110053USAASIAEUROMIDAFRUC@IMNEWSUKRAUT060587A5809YA9794740101010 401010 4010 40UniCredit Bank Austria AGUkrsotsbank OJSC111914381141EMERGINGEUROMIDAFRLATAMERICAUSABACA@AVUSCB@UZGLOBISSSTRUCPUBFINFILEVFINABSCDOABCPCMBSRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/589189spcred/589189normThe latest Research Update from S&Pglobalstructuredpubfin11/18/2008 2:59:00 AM175Research Update589189ItalyDiversified BanksEurope, Middle East, AfricaAsiaUnited StatesGlobal IssuersStructured FinancePublic FinanceFinancial InstitutionsAsset-Backed SecuritiesCollateralized Debt ObligationsAsset-Backed Commercial PaperCommercial MBSResidential MBSResearch UpdateOn July 6, 2007, Standard&Poor's Ratings Services affirmed its 'A+' long-term and 'A-1' short-term counterparty credit ratings on Italian bank UniCredito Italiano SpA and its subsidiary Bank Austria Creditanstalt AG (BA). The outlook on both entities is stable. The affirmations follow the announcement that BA, which is responsible within the UniCredito group for commercial banking activities in Central and Eastern Europe (CEE), has signed a share purchase agreement to acquire a majority shareholding in Ukrsotsbank OJSC (USB; B/Watch Pos/B), one of the largest banks in Ukraine. The deal is subject to regulatory authorizations. (For more information on Ukrsotsbank, see the related research update entitled "Ukrsotsbank 'B' L-T Rating Placed On Watch Positive On Share Purchase; 'B' S-T RatingITAT951ABT951CKT9519GT95180T9517RT9517UT951ATT95189T9518R90466RT9518YT9513RT9518B40101010 401010 4010 40UniCredit SpA110053EUROMIDAFRASIAUSAUC@IMRESUPDAUTUKR060587A5809YA9794740101010 401010 4010 40UniCredit Bank Austria AGUkrsotsbank OJSC111914381141EMERGINGEUROMIDAFRLATAMERICAUSABACA@AVUSCB@UZGLOBISSSTRUCPUBFINFILEVFINABSCDOABCPCMBSRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/cs/76789cs/76789norm Euro Financial Movers: Uncertainty The Only Certainty Poor #Q## results from banks and insurers and a deteriorating outlook for #### are a recipe for continuing falls in the equity market Equity markets are being further hit by speculation...13727971216609360371114312341276131212243551199corp41931921861007810224146403560Financial Movers11/17/2008 12:06:17 AM150The equity market continues to be more worried than the debt market about capital and earnings pressures767891469YesD0Article1236517120335837776789Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/ccbn/T2020810ccbn/T2020810norm...Good morning. This is the Chorus call conference operator. Welcome and thank you for joining the Unicredit Group third quarter financial results conference call. (Operator Instructions). At this time, I would like to turn the conference over to Mr. Alessandro Profumo, CEO of Unicredit Group. Please go ahead, sir. ... 11/12/2008 4:06:00 PMUnicredit Group SPA54.0000FinalUnicredit Group SPA Q3 2008 Earnings Conference Call TranscriptCRDI.L9:00am CETTranscriptT2020810Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/fitch/448376_pr_framefitch/448376_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Societe Generale Splitska banka d.d.Government of RussiaRussian Agricultural BankNational Societe Generale Bank S.A.E. (NSGB)Societe D'Equipement Domestique et Menager S.A. (Eqdom)HVB Funding Trust IICeskoslovenska obchodna banka SlovakiaOrgresbank Joint Stock Bank Public JSCBayerische Hypo & Vereinsbank AGBRD Groupe Societe GeneraleSG Capital Trust IIIHVB Funding Trust VIIICredit du Nord S.A.KBC Bank Ireland plcKBC Bank Funding Trust IUniCredit BankRosbank JSCVnesheconombankCeskoslovenska Obchodni Banka, a.s.Raiffeisen Bank ZrtSGA Societe Generale Acceptance NVKbc Ifima N.V.Zagrebacka banka d.d.Nordea Bank Finland PlcVTB-Leasing JSCRussian Commercial Bank (Cyprus) LtdSociete Generale Expressbank ADBank Pekao S.A.VTB Bank Europe plcUkrsotsbank JSCBBank VTB OAOKBC Verzekeringen N.V.Banco Pecunia S.A.KBC Bank N.V.Assurisk S.A.KBC North America Finance Corp.Nordea Bank Danmark A/SKomercni Banka a.s.HVB Funding TrustNordea North America, Inc.ATF Bank JSCKBC Bank Funding Trust IVJSCB Bank of MoscowNordea Bank Norge ASASociete Generale SCFAbsolut BankSociete GeneraleK&H Bank Rt.VTB Bank (Austria) AGUniCredit Banca per la Casa SpAYapi ve Kredi Bankasi A.S.Raiffeisen Zentralbank Oesterreich AGUniCredit Bank Austria AGUniCredit Bulbank ADVTB Bank (France) SAUniCredit Tiriac Bank SAKBC Bank Funding Trust IISG Capital Trust IBank VTB Severo-Zapad OAOSberbank RFUnicredit S.p.A.Banco Cacique S.A.KBC Group NVEconomic & Investment BankRosagroleasing OAOZAO RaiffeisenbankKredyt Bank S.A.Nordea Bank ABBank VTB 24 ZAOKBC Financial Products International LimitedKBC Bank Funding Trust III80360136833612678036019780360128805036938036052380359640803604058036061380360124800897448036126380360130816928678047199380503281803601598226986886971364803620188076297980360587803606678035952380360675803606398035970381100231803596368036117086810147838454668036013387271574803623758713699886501311811012578036047080647217807297918180668986486111803623728197432580362380833056678036214180360666803596938035991980360694817836678036022980360095803622118035960980359909805434688655871180543441803608078036062380944868804422288036077880362219803599778083478786119103807297858036207511/12/2008 2:13:00 PM01010700010103000101000005000000010102060101020801010200010101000100000085Press ReleaseKRBSBERUCUSCBROSBGLEEQDNDASTBA-R-AKBCAFTBYKBNKZABA-R-AVTBRNSGB.CAMMBMBRDPEO5EC448376_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/447905_pr_framefitch/447905_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.SG Capital Trust IIIErste Group Bank AGUnited Bulgarian Bank Inc.The South African Bank of AthensATF Bank JSCSociete Generale Splitska banka d.d.National Societe Generale Bank S.A.E. (NSGB)HVB Funding Trust IIBRD Groupe Societe GeneraleEFG Eurobank Ergasias S.A.Eurobank EFG Bulgaria ADUniCredit Banca per la Casa SpACredit du Nord S.A.Zagrebacka banka d.d.UniCredit Bulbank ADGovernment of RomaniaBanca Comerciala Romana S.A.Bank Pekao S.A.HVB Funding TrustBanca Transilvania S.A.Yapi ve Kredi Bankasi A.S.Slovenska sporitelna, a.s.SG Capital Trust IBayerische Hypo & Vereinsbank AGFinansbank A.S.UniCredit Tiriac Bank SAErste & Steiermarkische bank d.d.Erste Bank Hungary RtUnicredit S.p.A.Komercni Banka a.s.Ceska Sporitelna a.s.Banco Pecunia S.A.Banco Cacique S.A.HVB Funding Trust VIIISGA Societe Generale Acceptance NVRosbank JSCUniCredit Bank Austria AGBanc Post SAUkrsotsbank JSCBNational Bank of Greece S.A.Erste Finance (Delaware) LLCSociete Generale Expressbank ADErste Finance (Jersey) LimitedSociete D'Equipement Domestique et Menager S.A. (Eqdom)Societe Generale SCFUniCredit BankSociete Generale80361170803623718300612580359523800899528036012383845466803622128054344180762979824417098036221180361263805434688036201880359974803623808036237286971364868101478036058780360199803601288131165480471993803606118036207680362017803601368036040580362015803601978035964080089744803621418035963680359908872715748197432584377470803606758036115280359977803620758035998580360159804422328036061311/10/2008 2:16:00 PM0500000001010206010500000101070001010000010000000101010085Press ReleaseEBSZABA-R-ANSGB.CAUSCBEQDSTBA-R-ARIBA-R-ATLVYKBNKPEOAFTBUCFINBNEUROBETEGLEBRDROSB447905_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/447938_pr_framefitch/447938_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Ceskoslovenska Obchodni Banka, a.s.Nordea Bank Danmark A/SZAO RaiffeisenbankKBC Financial Products International LimitedVTB-Leasing JSCNordea Bank ABUniCredit Banca per la Casa SpAKBC Bank Ireland plcJSCB Bank of MoscowUniCredit Bank Austria AGSG Capital Trust ISociete D'Equipement Domestique et Menager S.A. (Eqdom)Societe Generale Expressbank ADEconomic & Investment BankAssurisk S.A.Orgresbank Joint Stock Bank Public JSCBank VTB OAOATF Bank JSCSociete Generale Splitska banka d.d.Komercni Banka a.s.KBC Verzekeringen N.V.HVB Funding Trust VIIIBank Pekao S.A.Ukrsotsbank JSCBKBC Dublin Capital PlcSG Capital Trust IIINordea Bank Finland PlcUniCredit BankBayerische Hypo & Vereinsbank AGRaiffeisen Bank ZrtHVB Funding TrustZagrebacka banka d.d.Russian Agricultural BankBank VTB Severo-Zapad OAONational Societe Generale Bank S.A.E. (NSGB)Ceskoslovenska obchodna banka SlovakiaKredyt Bank S.A.Bank VTB 24 ZAOVTB Bank Europe plcGovernment of RussiaUnicredit S.p.A.VnesheconombankNordea Bank Norge ASASberbank RFKBC Bank Funding Trust IIIVTB Bank (France) SABanco Cacique S.A.Societe Generale SCFBanco Pecunia S.A.KBC Bank Funding Trust IVKBC Bank Funding Trust IIHVB Funding Trust IIRosagroleasing OAOKbc Ifima N.V.Credit du Nord S.A.Russian Commercial Bank (Cyprus) LtdKBC Group NVKereskedelmi es Hitelbank Rt.KBC Bank Funding Trust IYapi ve Kredi Bankasi A.S.UniCredit Tiriac Bank SASGA Societe Generale Acceptance NVRaiffeisen Zentralbank Oesterreich AGUniCredit Bulbank ADSociete GeneraleVTB Bank (Austria) AGKBC Bank N.V.Rosbank JSCBRD Groupe Societe GeneraleNordea North America, Inc.Absolut BankKBC North America Finance Corp.81692867865013118044222880359523805036938036062386810147803607788035963686119103803608078094486880360128803606398384546680834787811002318336126780360667803599778178366781101257803606948036238080360130803622118036237287271574819743258036117086486111803623758713699880360666803604058076297980360523803596938036214180360470803602298035964080359909807297918226986880503281803599198054344180360136803622198036207580543468833056678036013380359609807297858064721780360675869713648035970380360587803620188036015986558711803601248036061380471993803612638036009580089744818066898036019711/10/2008 2:16:00 PM01010000010101000100000001010700010103000101020005000000010102080101020685Press ReleaseNSGB.CAKRB5ECZABA-R-AVTBREQDBRDPEOAFTBSBERSTBA-R-AMMBMGLEKBCYKBNKUCUSCBNDAROSB447938_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/447878_pr_framefitch/447878_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Allianz Versicherungs AGCeskoslovenska obchodna banka SlovakiaUT2 Funding PLCAllianz Private Krankenversicherungs-AGKredyt Bank S.A.AGF Assurances Generales de FranceHVB Funding Trust IINational Societe Generale Bank S.A.E. (NSGB)Societe D'Equipement Domestique et Menager S.A. (Eqdom)UniCredit Bulbank ADAbsolut BankBayerische Hypo & Vereinsbank AGDresdner Funding Trust IKomercni Banka a.s.HVB Funding TrustKBC Verzekeringen N.V.ProCentury Insurance CompanySGA Societe Generale Acceptance NVDresdner Funding Trust IIKBC Bank Funding Trust IKBC Bank Ireland plcZagrebacka banka d.d.UniCredit Tiriac Bank SADresdner Bank AGEconomic & Investment BankSG Capital Trust ISociete Generale Expressbank ADYapi ve Kredi Bankasi A.S.HVB Funding Trust VIIIKBC Bank Funding Trust IVCeskoslovenska Obchodni Banka, a.s.Societe GeneraleATF Bank JSCAssurisk S.A.KBC Bank N.V.KBC Group NVBRD Groupe Societe GeneraleAllianz Finance II B.V.Societe Generale SCFBanco Cacique S.A.Rosbank JSCCredit du Nord S.A.Unicredit S.p.A.AGF - Assurances Generales de France VieKBC Financial Products International LimitedAllianz Cornhill Insurance plcBanc Post SAEurobank EFG Bulgaria ADDresdner Funding Trust IIIBanco Pecunia S.A.Kbc Ifima N.V.HT1 Funding GmbHAllianz Elementar Versicherungs AGUkrsotsbank JSCBSociete Generale Splitska banka d.d.Dresdner Funding Trust IVUniCredit BankUniCredit Banca per la Casa SpABank Pekao S.A.KBC Dublin Capital PlcAllianz Lebensversicherungs-AGGovernment of BulgariaKBC North America Finance Corp.KBC Bank Funding Trust IIKBC Bank Funding Trust IIISG Capital Trust IIIUniCredit Bank Austria AGAllianz SEKereskedelmi es Hitelbank Rt.EFG Eurobank Ergasias S.A.803622118345012980360623803602298036063980361263803595238110125783005726805434418128705080360666803596408072679480359524803601598697136480362212865013118036019780729791804422518036058780361170872715748300552580362075803606928681014780362141803599778396826780360136803620178083478783968270803599858036238087143778803604058072978580359636817836678036061383450097855836758036240480360124803601288655871180360694830053258300512580471993803623728054346883005729803604708036201880762979803606938036066780360133818066898035970380360675838454668516307780089744819743258064721711/10/2008 10:12:00 AM01010700010103030100000001010300010103080500000001010000010101000101020685Press ReleaseZABA-R-AAFTBEQDPEOBRDKBCUCKRBALL5ECUSCBGLENSGB.CAROSBSTBA-R-AALVEUROBYKBNK447878_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/447897_pr_framefitch/447897_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth a