Ukrsotsbank JSCB http://www.alacrastore.com/company-snapshot/Ukrsotsbank_JSCB-2562497 Friday, January 09, 2009 2:37:08 AM 2562497 Ukrsotsbank JSCB en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/moodys/COP_806930603moodys/COP_806930603htmlGlobal Credit Research Credit Opinion # JAN #### Credit Opinion: Ukrsotsbank Ukrsotsbank Kyiv, Ukraine Ratings Category Moody's Rating Outlook Stable(m) Bank Deposits -Fgn Curr B#/NP Bank Deposits -Dom Curr Ba#/NP NSR Bank Deposits...1/6/2009 8:25:57 AMhtmlUkrsotsbankUkrsotsbank806930603150.0000NewsCredit OpinionCOP_806930603Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/PR_170223_820766270moodys/PR_170223_820766270htmlGlobal Credit Research Rating Action ## DEC #### Rating Action: Bank Evropeyskiy Moody's changes Ukrainian banks' rating outlooks to negative Moscow, December ##, #### -- Moody's Investors Service has today changed to negative from...12/31/2008 3:09:25 AMhtmlBank EvropeyskiyING Bank UkraineUkrgazprombankOTP Bank (Ukraine)Alfa Bank UkraineFirst Ukrainian International Bank, CJSCExpress-BankIndustrialbank, JSCBCalyon Bank UkraineDonGorBank, CJCSRodovid BankKhreschatyk BankImexbank JSCBPivdennyi Bank, JSCBSavings Bank of UkraineSwedbank InvestUkrprombankSwedbank OJSCProminvestbankBank Finance and Credit, OJSCSubsidiary Bank Sberbank of RussiaPrivatbankForum BankIndex-BankKreditprombankCredit Dnepr BankUkrSibbankUkreximbankVAB BankUkrsotsbankPravex-Bank Joint-Stock Commercial BankRaiffeisen Bank AvalUkrgasbankBank NadraAlfa Bank Ukraine; Bank Evropeyskiy; Bank Finance and Credit, OJSC; ...820766270820312287820286509820110465809735971809656122809656074809607458809549557809187186809073998809073803809073802809073801809073716808198998808198955808004992808004807808004736807954329807909306807687985807642339807642253807565573807385280806965406806935206806930603806580775806580027600067616600061669150.0000NewsRating ActionPR_170223_820766270Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/454396_pr_framefitch/454396_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Yapi ve Kredi Bankasi A.S.HVB Funding TrustATF Bank JSCZagrebacka banka d.d.HVB Funding Trust VIIIUniCredit Bulbank ADUniCredit BankUkrsotsbank JSCBUniCredit Banca per la Casa SpAHVB Funding Trust IIBayerische Hypo & Vereinsbank AGBank Pekao S.A.UniCredit Bank Austria AGUnicredit S.p.A.UniCredit Tiriac Bank SA80089744803596408384546680471993803599778197432580362141869713648036012880360136803606138036019780360405803605878036201812/24/2008 10:44:00 AM01010700010101000101000085Press ReleaseYKBNKZABA-R-APEOUCAFTBUSCB454396_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/454286_pr_framefitch/454286_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Zagrebacka banka d.d.UniCredit Tiriac Bank SABank Pekao S.A.Yapi ve Kredi Bankasi A.S.UniCredit Bank Austria AGATF Bank JSCUkrsotsbank JSCBUniCredit Banca per la Casa SpAHVB Funding TrustUnicredit S.p.A.HVB Funding Trust IIBayerische Hypo & Vereinsbank AGHVB Funding Trust VIIIUniCredit BankUniCredit Bulbank AD83845466803601288697136480360587819743258036040580360197800897448047199380362141803620188035997780359640803606138036013612/23/2008 10:14:00 AM01010100010107000101000085Press ReleasePEOAFTBZABA-R-AYKBNKUSCBUC454286_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/454192_pr_framefitch/454192_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.HVB Funding Trust IIUniCredit Bulbank ADYapi ve Kredi Bankasi A.S.Zagrebacka banka d.d.Bank Pekao S.A.Ukrsotsbank JSCBUniCredit Banca per la Casa SpAUniCredit Tiriac Bank SAUniCredit BankUnicredit S.p.A.Bayerische Hypo & Vereinsbank AGHVB Funding TrustATF Bank JSCUniCredit Bank Austria AGHVB Funding Trust VIII81974325803621418008974480359640803601978047199380360405803599778036013680362018803605878384546680360128803606138697136412/22/2008 2:16:00 PM01010000010107000101010085Press ReleaseUCZABA-R-AAFTBPEOYKBNKUSCB454192_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/spcred/689657spcred/689657normThe latest Summary from S&Pglobal12/12/2008 8:27:51 AM175Summary689657Ukraine (Republic of)Diversified BanksEmerging MarketsEurope, Middle East, AfricaGlobal IssuersFinancial InstitutionsSummaryThe ratings on Ukrsotsbank OJSC (USB) reflect the bank's risky operating environment, highlighted by the ongoing market downturn; pressured profitability ratios; tight balance-sheet liquidity; high dependence on the parent's funding; and still moderate capitalization. Positive rating factors are USB's strategic importance to its ultimate parent, the Italian bank UniCredit SpA (A+/Negative/A-1); and USB's good commercial franchise, reduced risk appetite, improving business mix, and reduced single-name concentration. Standard&Poor's Ratings Services considers USB to be a strategically important subsidiary of UniCredit, holding 95% of the bank, and expects parental support in case of need. Reflecting the stand-alone creditworthiness of the bank, the long-term rating on USB is currently at the same level as the foreign currency long-term rating on theUKR40101010 401010 4010 40Ukrsotsbank OJSC381141EMERGINGEUROMIDAFRUSCB@UZSUMMARYGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/fitch/453058_pr_framefitch/453058_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Ukrsotsbank JSCBBayerische Hypo & Vereinsbank AGATF Bank JSCUnicredit S.p.A.Yapi ve Kredi Bankasi A.S.UniCredit BankHVB Funding Trust IIZagrebacka banka d.d.HVB Funding TrustHVB Funding Trust VIIIBank Pekao S.A.UniCredit Bank Austria AGUniCredit Banca per la Casa SpAUniCredit Tiriac Bank SAUniCredit Bulbank AD83845466803596408008974480362018804719938036012880360136803605878036019780362141803604058697136480360613803599778197432512/11/2008 2:15:00 PM01010700010100000101010085Press ReleaseZABA-R-AUCAFTBUSCBYKBNKPEO453058_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/449576_pr_framefitch/449576_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.United Bulgarian Bank Inc.Dexia Kommunalkredit Bank AGBank Pekao S.A.Yapi ve Kredi Bankasi A.S.National Bank of Greece S.A.Bank HapoalimBankpozitif Kredi Ve Kalkinma Bankasi A.S.Unicredit S.p.A.The South African Bank of AthensAkbank T.A.S.Tekstil Bankasi A.S.Capital Guaranty Insurance CompanyUniCredit Bulbank ADFSA Insurance CompanyHabas Sinai ve Tibbi Gazlar Istihsal Endustrisi A.S.UniCredit BankHVB Funding Trust VIIIBayerische Hypo & Vereinsbank AGAlbaraka Turk Katilim Bankasi ASFinancial Security Assurance International LimitedFinansbank A.S.Arab Bank Australia LimitedFinancial Security Assurance, Inc.Deniz Finansal Kiralama A SDexia Financial ProductsDexia Municipal AgencyHVB Funding Trust IIUkrsotsbank JSCBSekerbank T.A.S.Dexia Credit LocalDogus Holding A.S.Financial Security Assurance (U.K.) LimitedTurkiye Garanti Bankasi A.S.Dexia CrediopGaranti Finansal Kiralama A.S.Denizbank A.S.HVB Funding TrustUniCredit Tiriac Bank SAAlternatifbank A.S.Turkiye Vakiflar Bankasi TAOZagrebacka banka d.d.Arab Banking Corporation /(Jordan)Turk Ekonomi Bankasi A.S.FSA Seguros México, S.A. de C.V.Dexia Delaware LLCGaranti Faktoring Hizmetleri A.S.Turkiye Halk BankasiT. C. Ziraat BankasiUniCredit Bank Austria AGDexia SAKuveyt Turk Katilim Bankasi A.S.Dexia Bank BelgiumBancoval S.A.Türkiye Sinai Kalkinma Bankasi A.S.Turkiye Is Bankasi A.S. (Isbank)Asya Katilim Bankasi A.S.Kuwait Finance HouseGaranti IFC B Loan Certificates (1997)UniCredit Banca per la Casa SpAArab Tunisian BankDexia Banque Internationale à LuxATF Bank JSCT-BankAnadolubank A.S.Financial Security Assurance Holdings LtdTürkiye Kalkinma Bankasi A.S.803607868043217483845466800918628035997480362239803599778043218080089956800897368036077180360205800899528008974481575271800899508047199384377470803607938008943380602592828657308036201586209304800918618036040580092146808646318036213380432177800899078130805080359640803605878036190980091865803610618036223880089831800899208197432580360136803605098036012880362424823270958008978080360173800894378511227480362018803617518124066080360754803606138009186680090537803601978036246580360108800897388036237186971364803621158035968380362141800896338064862311/19/2008 10:25:00 AM0103000001010700010103010103120201031200010000000101030001010100010316000101000085Press ReleaseALNTFUCAFTBHALKBSKBNKAKBNKTSKBFINBNETETKBNKDENIZASYABTEBNKGARANUSCBZABA-R-AISCTRABCOPOLIKFINTEKSTYKBNKATBALBRKGARFAVAKBNDEXBPEO449576_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/spcred/589187spcred/589187normThe latest Research Update from S&Pglobalstructuredpubfin11/18/2008 2:59:00 AM175Research Update589187Ukraine (Republic of)Diversified BanksEurope, Middle East, AfricaEmerging MarketsPublic FinanceGlobal IssuersStructured FinanceCommercial MBSResidential MBSFinancial InstitutionsAsset-Backed SecuritiesCollateralized Debt ObligationsAsset-Backed Commercial PaperResearch UpdateOn July 6, 2007, Standard&Poor's Rating Services placed its 'B' long-term counterparty credit rating on Ukraine-based Ukrsotsbank OJSC (USB) on CreditWatch with positive implications. At the same time, the 'B' short-term rating was affirmed. The rating actions follow the announcement that UniCredito Italiano SpA (UCI; A+/Stable/A-1), through its subsidiary Bank Austria Creditanstalt AG (A+/Stable/A-1), has signed a share purchase agreement with the majority shareholder of USB on the acquisition of approximately 95% of the share capital of USB. The deal is subject to approval by relevant regulatory authorities. The CreditWatch placement reflects the strong upside potential for USB, resulting from the change of control. If the acquisition is successful, the ratings on USB could be raised by aUKR40101010 401010 4010 40Ukrsotsbank OJSC381141EUROMIDAFREMERGINGUSCB@UZRESUPDAUTITA06058790466RA5809YA97947T9513RT9517RT9517UT95180T95189T9518BT9518RT9518YT9519GT951ABT951ATT951CK40101010 401010 4010 40UniCredit SpAUniCredit Bank Austria AG111914110053ASIAEMERGINGEUROMIDAFRLATAMERICAUSABACA@AVUC@IMPUBFINGLOBISSSTRUCCMBSRMBSFILEVFINABSCDOABCPCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/589186spcred/589186normThe latest News from S&Pglobalstructuredpubfin11/18/2008 2:59:00 AM100News589186Ukraine (Republic of)Diversified BanksEmerging MarketsEurope, Middle East, AfricaGlobal IssuersStructured FinancePublic FinanceFinancial InstitutionsAsset-Backed SecuritiesCollateralized Debt ObligationsAsset-Backed Commercial PaperCommercial MBSResidential MBSNewsPARIS (Standard&Poor's) July 6, 2007--Standard&Poor's Rating Services said today that it placed its 'B' long-term counterparty credit rating on Ukraine-based Ukrsotsbank OJSC (USB) on CreditWatch with positive implications. At the same time, the 'B' short-term rating was affirmed. The rating actions follow the announcement that UniCredito Italiano SpA (UCI; A+/Stable/A-1), through its subsidiary Bank Austria Creditanstalt AG (A+/Stable/A-1), has signed a share purchase agreement with the majority shareholder of USB on the acquisition of approximately 95% of the share capital of USB. The deal is subject to approval by relevant regulatory authorities. "The CreditWatch placement reflects the strong upside potential for USB, resulting from the change of control. If the acquisition is successful, the ratings onUKR40101010 401010 4010 40Ukrsotsbank OJSC381141EMERGINGEUROMIDAFRUSCB@UZNEWSITAAUT06058790466RA5809YA97947T9513RT9517RT9517UT95180T95189T9518BT9518RT9518YT9519GT951ABT951ATT951CK40101010 401010 4010 40UniCredit SpAUniCredit Bank Austria AG111914110053ASIAEMERGINGEUROMIDAFRLATAMERICAUSABACA@AVUC@IMGLOBISSSTRUCPUBFINFILEVFINABSCDOABCPCMBSRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/fitch/448376_pr_framefitch/448376_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Societe Generale Splitska banka d.d.Government of RussiaRussian Agricultural BankNational Societe Generale Bank S.A.E. (NSGB)Societe D'Equipement Domestique et Menager S.A. (Eqdom)HVB Funding Trust IICeskoslovenska obchodna banka SlovakiaOrgresbank Joint Stock Bank Public JSCBayerische Hypo & Vereinsbank AGBRD Groupe Societe GeneraleSG Capital Trust IIIHVB Funding Trust VIIICredit du Nord S.A.KBC Bank Ireland plcKBC Bank Funding Trust IUniCredit BankRosbank JSCVnesheconombankCeskoslovenska Obchodni Banka, a.s.Raiffeisen Bank ZrtSGA Societe Generale Acceptance NVKbc Ifima N.V.Zagrebacka banka d.d.Nordea Bank Finland PlcVTB-Leasing JSCRussian Commercial Bank (Cyprus) LtdSociete Generale Expressbank ADBank Pekao S.A.VTB Bank Europe plcUkrsotsbank JSCBBank VTB OAOKBC Verzekeringen N.V.Banco Pecunia S.A.KBC Bank N.V.Assurisk S.A.KBC North America Finance Corp.Nordea Bank Danmark A/SKomercni Banka a.s.HVB Funding TrustNordea North America, Inc.ATF Bank JSCKBC Bank Funding Trust IVJSCB Bank of MoscowNordea Bank Norge ASASociete Generale SCFAbsolut BankSociete GeneraleK&H Bank Rt.VTB Bank (Austria) AGUniCredit Banca per la Casa SpAYapi ve Kredi Bankasi A.S.Raiffeisen Zentralbank Oesterreich AGUniCredit Bank Austria AGUniCredit Bulbank ADVTB Bank (France) SAUniCredit Tiriac Bank SAKBC Bank Funding Trust IISG Capital Trust IBank VTB Severo-Zapad OAOSberbank RFUnicredit S.p.A.Banco Cacique S.A.KBC Group NVEconomic & Investment BankRosagroleasing OAOZAO RaiffeisenbankKredyt Bank S.A.Nordea Bank ABBank VTB 24 ZAOKBC Financial Products International LimitedKBC Bank Funding Trust III80360136833612678036019780360128805036938036052380359640803604058036061380360124800897448036126380360130816928678047199380503281803601598226986886971364803620188076297980360587803606678035952380360675803606398035970381100231803596368036117086810147838454668036013387271574803623758713699886501311811012578036047080647217807297918180668986486111803623728197432580362380833056678036214180360666803596938035991980360694817836678036022980360095803622118035960980359909805434688655871180543441803608078036062380944868804422288036077880362219803599778083478786119103807297858036207511/12/2008 2:13:00 PM01010700010103000101000005000000010102060101020801010200010101000100000085Press ReleaseKRBSBERUCUSCBROSBGLEEQDNDASTBA-R-AKBCAFTBYKBNKZABA-R-AVTBRNSGB.CAMMBMBRDPEO5EC448376_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/447905_pr_framefitch/447905_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.SG Capital Trust IIIErste Group Bank AGUnited Bulgarian Bank Inc.The South African Bank of AthensATF Bank JSCSociete Generale Splitska banka d.d.National Societe Generale Bank S.A.E. (NSGB)HVB Funding Trust IIBRD Groupe Societe GeneraleEFG Eurobank Ergasias S.A.Eurobank EFG Bulgaria ADUniCredit Banca per la Casa SpACredit du Nord S.A.Zagrebacka banka d.d.UniCredit Bulbank ADGovernment of RomaniaBanca Comerciala Romana S.A.Bank Pekao S.A.HVB Funding TrustBanca Transilvania S.A.Yapi ve Kredi Bankasi A.S.Slovenska sporitelna, a.s.SG Capital Trust IBayerische Hypo & Vereinsbank AGFinansbank A.S.UniCredit Tiriac Bank SAErste & Steiermarkische bank d.d.Erste Bank Hungary RtUnicredit S.p.A.Komercni Banka a.s.Ceska Sporitelna a.s.Banco Pecunia S.A.Banco Cacique S.A.HVB Funding Trust VIIISGA Societe Generale Acceptance NVRosbank JSCUniCredit Bank Austria AGBanc Post SAUkrsotsbank JSCBNational Bank of Greece S.A.Erste Finance (Delaware) LLCSociete Generale Expressbank ADErste Finance (Jersey) LimitedSociete D'Equipement Domestique et Menager S.A. (Eqdom)Societe Generale SCFUniCredit BankSociete Generale80361170803623718300612580359523800899528036012383845466803622128054344180762979824417098036221180361263805434688036201880359974803623808036237286971364868101478036058780360199803601288131165480471993803606118036207680362017803601368036040580362015803601978035964080089744803621418035963680359908872715748197432584377470803606758036115280359977803620758035998580360159804422328036061311/10/2008 2:16:00 PM0500000001010206010500000101070001010000010000000101010085Press ReleaseEBSZABA-R-ANSGB.CAUSCBEQDSTBA-R-ARIBA-R-ATLVYKBNKPEOAFTBUCFINBNEUROBETEGLEBRDROSB447905_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/447938_pr_framefitch/447938_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Ceskoslovenska Obchodni Banka, a.s.Nordea Bank Danmark A/SZAO RaiffeisenbankKBC Financial Products International LimitedVTB-Leasing JSCNordea Bank ABUniCredit Banca per la Casa SpAKBC Bank Ireland plcJSCB Bank of MoscowUniCredit Bank Austria AGSG Capital Trust ISociete D'Equipement Domestique et Menager S.A. (Eqdom)Societe Generale Expressbank ADEconomic & Investment BankAssurisk S.A.Orgresbank Joint Stock Bank Public JSCBank VTB OAOATF Bank JSCSociete Generale Splitska banka d.d.Komercni Banka a.s.KBC Verzekeringen N.V.HVB Funding Trust VIIIBank Pekao S.A.Ukrsotsbank JSCBKBC Dublin Capital PlcSG Capital Trust IIINordea Bank Finland PlcUniCredit BankBayerische Hypo & Vereinsbank AGRaiffeisen Bank ZrtHVB Funding TrustZagrebacka banka d.d.Russian Agricultural BankBank VTB Severo-Zapad OAONational Societe Generale Bank S.A.E. (NSGB)Ceskoslovenska obchodna banka SlovakiaKredyt Bank S.A.Bank VTB 24 ZAOVTB Bank Europe plcGovernment of RussiaUnicredit S.p.A.VnesheconombankNordea Bank Norge ASASberbank RFKBC Bank Funding Trust IIIVTB Bank (France) SABanco Cacique S.A.Societe Generale SCFBanco Pecunia S.A.KBC Bank Funding Trust IVKBC Bank Funding Trust IIHVB Funding Trust IIRosagroleasing OAOKbc Ifima N.V.Credit du Nord S.A.Russian Commercial Bank (Cyprus) LtdKBC Group NVKereskedelmi es Hitelbank Rt.KBC Bank Funding Trust IYapi ve Kredi Bankasi A.S.UniCredit Tiriac Bank SASGA Societe Generale Acceptance NVRaiffeisen Zentralbank Oesterreich AGUniCredit Bulbank ADSociete GeneraleVTB Bank (Austria) AGKBC Bank N.V.Rosbank JSCBRD Groupe Societe GeneraleNordea North America, Inc.Absolut BankKBC North America Finance Corp.81692867865013118044222880359523805036938036062386810147803607788035963686119103803608078094486880360128803606398384546680834787811002318336126780360667803599778178366781101257803606948036238080360130803622118036237287271574819743258036117086486111803623758713699880360666803604058076297980360523803596938036214180360470803602298035964080359909807297918226986880503281803599198054344180360136803622198036207580543468833056678036013380359609807297858064721780360675869713648035970380360587803620188036015986558711803601248036061380471993803612638036009580089744818066898036019711/10/2008 2:16:00 PM01010000010101000100000001010700010103000101020005000000010102080101020685Press ReleaseNSGB.CAKRB5ECZABA-R-AVTBREQDBRDPEOAFTBSBERSTBA-R-AMMBMGLEKBCYKBNKUCUSCBNDAROSB447938_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/447878_pr_framefitch/447878_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Allianz Versicherungs AGCeskoslovenska obchodna banka SlovakiaUT2 Funding PLCAllianz Private Krankenversicherungs-AGKredyt Bank S.A.AGF Assurances Generales de FranceHVB Funding Trust IINational Societe Generale Bank S.A.E. (NSGB)Societe D'Equipement Domestique et Menager S.A. (Eqdom)UniCredit Bulbank ADAbsolut BankBayerische Hypo & Vereinsbank AGDresdner Funding Trust IKomercni Banka a.s.HVB Funding TrustKBC Verzekeringen N.V.ProCentury Insurance CompanySGA Societe Generale Acceptance NVDresdner Funding Trust IIKBC Bank Funding Trust IKBC Bank Ireland plcZagrebacka banka d.d.UniCredit Tiriac Bank SADresdner Bank AGEconomic & Investment BankSG Capital Trust ISociete Generale Expressbank ADYapi ve Kredi Bankasi A.S.HVB Funding Trust VIIIKBC Bank Funding Trust IVCeskoslovenska Obchodni Banka, a.s.Societe GeneraleATF Bank JSCAssurisk S.A.KBC Bank N.V.KBC Group NVBRD Groupe Societe GeneraleAllianz Finance II B.V.Societe Generale SCFBanco Cacique S.A.Rosbank JSCCredit du Nord S.A.Unicredit S.p.A.AGF - Assurances Generales de France VieKBC Financial Products International LimitedAllianz Cornhill Insurance plcBanc Post SAEurobank EFG Bulgaria ADDresdner Funding Trust IIIBanco Pecunia S.A.Kbc Ifima N.V.HT1 Funding GmbHAllianz Elementar Versicherungs AGUkrsotsbank JSCBSociete Generale Splitska banka d.d.Dresdner Funding Trust IVUniCredit BankUniCredit Banca per la Casa SpABank Pekao S.A.KBC Dublin Capital PlcAllianz Lebensversicherungs-AGGovernment of BulgariaKBC North America Finance Corp.KBC Bank Funding Trust IIKBC Bank Funding Trust IIISG Capital Trust IIIUniCredit Bank Austria AGAllianz SEKereskedelmi es Hitelbank Rt.EFG Eurobank Ergasias S.A.803622118345012980360623803602298036063980361263803595238110125783005726805434418128705080360666803596408072679480359524803601598697136480362212865013118036019780729791804422518036058780361170872715748300552580362075803606928681014780362141803599778396826780360136803620178083478783968270803599858036238087143778803604058072978580359636817836678036061383450097855836758036240480360124803601288655871180360694830053258300512580471993803623728054346883005729803604708036201880762979803606938036066780360133818066898035970380360675838454668516307780089744819743258064721711/10/2008 10:12:00 AM01010700010103030100000001010300010103080500000001010000010101000101020685Press ReleaseZABA-R-AAFTBEQDPEOBRDKBCUCKRBALL5ECUSCBGLENSGB.CAROSBSTBA-R-AALVEUROBYKBNK447878_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/447897_pr_framefitch/447897_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.VnesheconombankNordea Bank Finland PlcHVB Funding Trust IISociete Generale Splitska banka d.d.Societe GeneraleBank Pekao S.A.JSCB Bank of MoscowSG Capital Trust IRosbank JSCHVB Funding TrustOrgresbank Joint Stock Bank Public JSCVTB Bank (Austria) AGVTB Bank (France) SAKBC Bank Funding Trust IIISociete Generale SCFUniCredit Banca per la Casa SpAVTB Bank Europe plcNordea Bank Norge ASAZagrebacka banka d.d.Bank VTB OAOUniCredit Bulbank ADSberbank RFSGA Societe Generale Acceptance NVZAO RaiffeisenbankBank VTB 24 ZAOBayerische Hypo & Vereinsbank AGSociete D'Equipement Domestique et Menager S.A. (Eqdom)Absolut BankKBC Dublin Capital PlcSG Capital Trust IIINational Societe Generale Bank S.A.E. (NSGB)KBC Bank Funding Trust IIKBC Bank Funding Trust IVBanco Cacique S.A.Credit du Nord S.A.Economic & Investment BankKBC Bank Funding Trust ICeskoslovenska obchodna banka SlovakiaKredyt Bank S.A.ATF Bank JSCNordea Bank ABKomercni Banka a.s.Raiffeisen Bank ZrtKereskedelmi es Hitelbank Rt.KBC North America Finance Corp.Ceskoslovenska Obchodni Banka, a.s.KBC Group NVVTB-Leasing JSCKBC Financial Products Internat