The Saudi Investment Bank http://www.alacrastore.com/company-snapshot/The_Saudi_Investment_Bank-1055773 Friday, January 09, 2009 6:04:53 AM 1055773 The Saudi Investment Bank en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/fitch/453754_pr_framefitch/453754_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.HSBC Bank USA (Chile)TAIB BankAhli United Bank BSCBank of Kuwait and the Middle East KSCRepublic New York CorporationBank of SharjahEmirates Bank International PJSCDubai Holding Commercial Operations Group LLCHousehold International Netherlands B.V.Tamweel PJSCHSBC USA, Inc.Primer Banco del Istmo SAIndustrial Bank of Kuwait KSCHang Seng Bank Ltd.Banco Banex S.A.HSBC Bank (Uruguay) SAHSBC Trinkaus & Burkhardt AGArab Banking Corporation (BSC)Banque Saudi FransiAl-Ahli Bank of Qatar QSCHSBC Latin America Holdings (UK) LtdThe National Commercial BankBank Dhofar SAOGGulf International Bank B.S.C.Hongkong & Shanghai Banking CorporationKuveyt Turk Katilim Bankasi A.S.Commercial Bank of Dubai PSCNational Bank of BahrainSaudi Hollandi BankHSBC Sri LankaUnion National BankOman International BankGulf BankHSBC IndiaHSBC Bank PLCDoha Bank Ltd.Gulf Investment Corporation GSCHousehold Financial Corporation Ltd.HSBC Amanah Takaful (Malaysia) Sdn BhdHSBC Salvadoreno SAKuwait International BankQatar National Bank S.A.Q.HSBC Bank Argentina S.A.Bank Muscat SAOGFirst Gulf BankArab National BankHSBC Bank Nevada, N.A.HFC Bank plcGlobal Investment House K.S.C.C.HSBC Private Banking Holdings (Suisse) SASamba Financial GroupAl Ahli Bank of Kuwait KSCThe Saudi Investment BankCommercial Bank of Kuwait SAKThe Commercial Bank of Qatar Q.S.C.Bank Al-JaziraHSBC Finance Corp.National Bank of Umm Al Qaiwain PSCBanco ABC Brasil S.A.HSBC Bank Middle EastBanco HSBC Nicaragua, S.A.Beneficial Company LLCBanco Grupo El Ahorro Hondureno, S.A.Qatar Islamic Bank S.A.Q.Inversiones Financieras Bancosal S.A.MashreqBank pscSABBDubai Bank PjscNational Bank of Kuwait SAKAhli United Bank (U K) PlcRepublic New York Capital IIKuwait Finance HouseRepublic New York Capital IHSBC Bank USANational Bank of Abu DhabiAl-Rajhi Banking and Investment CorpBahrain Middle East Bank ECHSBC Holdings plcBBK B.S.CHSBC Finance Capital Trust IXOman Arab Bank SAOCHSBC Americas Capital Trust INational Bank of Ras Al Khaima PSCAbu Dhabi Islamic Bank8347366880089355800889378036067380091840803620018667892380359989803605028041563280360106803621358008994280362225803622078456506980091859825055178009184280362210803622238036118380360815825896788009184480362209803609318035999280362183800921468036016386692523800918438008939980088983803621348036081980543393803622248102747581200331803620008036240880360772840460698036213385349675803608118630870580362020820789658036201980089354800891878036199880359917804156358036006080359681800918418646151180359560803602508008930780362206819149378035964680090968803607528008897080359925804175818036218183576266803602498174006586481911803620228335626180089405803606698635990280362021803608438557348280361421800897288035992212/17/2008 10:18:00 AM0103210001010300010102000101020201010206010318000103000001010000010000000101070001032400010101000101020985Press ReleaseQNBKUNB1090DHBKNBKABCB3CBKCBDGBKBKMENBBHSBARAKBANKQIBKKFINKIBTAMWEEL1020GLOBALBISTABCBOS1060BKMOIBBBKTUBMASQ1050NBADTAIBABKAUBSHB1111201030BANCOSALNBQCBQKBKDFGBBMBADIBABQKANB453754_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/bir/931109bir/931109normThe Saudi Investment BankSaudi ArabiaFinance: All banking services including current and deposit accounts, treasury services, remittances, cash management, letters of credit, guarantees, trade finance, loan syndications, bridging finance, short and medium term lending, SIDF co-finance, local60216029621162825221105231205239209EM103010/29/2008 6:23:00 AM931109Company Profiles & FinancialsGale Company Profileshttp://www.alacrastore.com/storecontent/fitch/402428_report_framefitch/402428_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.The Saudi Investment Bank833562619/18/2008 10:14:00 AM01010100165Credit Update1030402428_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/402432_report_framefitch/402432_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.The Saudi Investment Bank833562619/18/2008 10:14:00 AM01010100425Full Rating Report1030402432_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/435977_pr_framefitch/435977_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.The Saudi Investment Bank833562619/18/2008 10:14:00 AM0101010085Press Release1030435977_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/moodys/PR_160245_600017640moodys/PR_160245_600017640htmlGlobal Credit Research Announcement # AUG #### Announcement: Saudi Investment Bank Moody's reports: Saudi banks well placed to benefit from robust domestic economy Limassol, August ##, #### -- The credit outlook for the Saudi banking...8/5/2008 12:27:25 AMhtmlSaudi Investment BankSaudi Hollandi BankSaudi British BankSamba Financial GroupRiyad BankNational Commercial BankBank Al-JaziraArab National BankAl Rajhi BankBanque Saudi FransiAl Rajhi Bank; Arab National Bank; Bank Al-Jazira; Banque Saudi Fransi; ...600017640600017639600017637600017636600017635600017634600017633600017632600017631600017630150.0000NewsAnnouncementPR_160245_600017640Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/425941_pr_framefitch/425941_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Al-Rajhi Banking and Investment CorpSaudi Hollandi BankThe National Commercial BankArab National BankSABBSamba Financial GroupBanque Saudi FransiBank Al-JaziraRiyad BankThe Saudi Investment Bank803608198036066980360250803607528036222480360739833562618036222580362223803607727/11/2008 10:21:00 AM0101010085Press Release101010201090SHBANB1050106011201030425941_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/spcred/652311spcred/652311normThe latest Full Report from S&Pglobal6/5/2008 1:52:57 PM400Full Report652311Saudi ArabiaDiversified BanksEmerging MarketsEurope, Middle East, AfricaGlobal IssuersFinancial InstitutionsFull ReportGood and resilient financial performance Good asset quality supported by a conservative strategy Satisfactory liquidity profile Good capitalization Limited customer franchise and weaker market position than domestic peers Significant concentration risks Limited geographic diversification The ratings on The Saudi Investment Bank (SAIB) reflect its good and resilient financial performance, good asset quality supported by a conservative strategy, satisfactory liquidity profile, and good capitalization. The bank's limited customer franchise and weaker market position than domestic peers', significant concentration risks, and limited geographic diversification offset the positive factors. The long-term rating on SAIB (considered as a government-related entity (GRE) under our methodology) is one notch higher than the bank's stand-alone creditworthiness, to reflect our expectation of the strong likelihood of extraordinary supportSAU40101010 401010 4010 40Saudi Investment Bank (The)400786EMERGINGEUROMIDAFRSIBC@ABFULLGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/652312spcred/652312normThe latest Summary from S&Pglobal6/5/2008 1:52:57 PM175Summary652312Saudi ArabiaDiversified BanksEmerging MarketsEurope, Middle East, AfricaGlobal IssuersFinancial InstitutionsSummaryThe ratings on The Saudi Investment Bank (SAIB) reflect its good and resilient financial performance, good asset quality supported by a conservative strategy, satisfactory liquidity profile, and good capitalization. The bank's limited customer franchise and weaker market position than domestic peers', significant concentration risks, and limited geographic diversification offset the positive factors. The long-term rating on SAIB (considered as a government-related entity (GRE) under our methodology) is one notch higher than the bank's stand-alone creditworthiness, to reflect our expectation of the strong likelihood of extraordinary support from the government (classified as interventionist toward its banking sector) in case of need. The bank is 90%-owned by Saudi shareholders, including 38.7% by the Kingdom of Saudi Arabia (AA-/Stable/A-1+), through public institutions. SAIBSAU40101010 401010 4010 40Saudi Investment Bank (The)400786EMERGINGEUROMIDAFRSIBC@ABSUMMARYGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/fitch/386878_report_framefitch/386878_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Al-Rajhi Banking and Investment CorpArab National BankBanque Saudi FransiRiyad BankSABBSamba Financial GroupSaudi Hollandi BankThe National Commercial BankThe Saudi Investment Bank803602508036066980360739803607528036077280360819803622238036222580417179833562615/19/2008 10:12:00 AM01010100275Special Report101010301050106010901120ANBSHB386878_report_frameCredit & Investment ResearchFitch Research