The Chiba Bank, Ltd. http://www.alacrastore.com/company-snapshot/The_Chiba_Bank_Ltd-500739 Friday, January 09, 2009 4:30:49 AM 500739 The Chiba Bank, Ltd. en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/moodys/PR_166963_87810moodys/PR_166963_87810htmlGlobal Credit Research Announcement ## NOV #### Announcement: Bank of Yokohama, Ltd. Moody's: Limited impact from possible relaxation of regulated capital rules on Moody's-rated regional banks' credit Tokyo, November ##, #### -- Moody's...11/12/2008 1:27:56 AMhtmlBank of Yokohama, Ltd.Minato Bank, Ltd (The)Kansai Urban Banking CorporationShizuoka Bank, Ltd.San-in Godo Bank, Ltd.Higo Bank Ltd.Suruga Bank, Ltd.Chugoku Bank, LimitedKiyo Bank, Ltd.Ogaki Kyoritsu Bank, Ltd.Hiroshima Bank, LimitedBank of Fukuoka, Ltd.Joyo Bank, Ltd.Hyakujushi Bank LimitedGunma Bank, Ltd.Chiba Bank, Ltd.Bank of Fukuoka, Ltd.; Bank of Yokohama, Ltd.; Chiba Bank, Ltd.; ...878108200490898097542536765306000131146000130726000126196000124596000107676000107006000102665208004282503819502348171200150.0000NewsAnnouncementPR_166963_87810Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/PR_150382_171200moodys/PR_150382_171200htmlGlobal Credit Research Rating Action # MAR #### Rating Action: Chiba Bank, Ltd. Moody's rates Chiba Bank's Unsecured Subordinated debts Total Amount of Debt Rated is Yen ## Billion Tokyo, March ##, #### -- Moody's Investors Service...Rating Action3/6/2008 1:40:41 AMChiba Bank, Ltd.171200150.0000NewshtmlChiba Bank, Ltd.PR_150382_171200Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/spcred/633964spcred/633964normThe latest News from S&P3/5/2008 4:46:56 AMNews100global633964JapanRegional BanksAsiaGlobal IssuersFinancial InstitutionsNewsTOKYO (Standard&Poor's) March 5, 2008--Standard&Poor's Ratings Services today assigned its 'A-' debt rating to the series three ¥20 billion unsecured, subordinated bonds issued by Chiba Bank Ltd. (A/Positive/A-1) due March 13, 2018. The bonds carry a special clause stipulating that advanced redemption is possible following the coupon rate step-up on March 13, 2013. The 'A-' subordinated debt rating is one notch lower than the long-term credit rating on Chiba Bank, reflecting the subordination of the notes.JPN40101015 401010 4010 40Chiba Bank Ltd.114017ASIA8331@JPNEWSGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/632215spcred/632215normThe latest Full Report from S&P2/25/2008 2:42:10 AMFull Report400global632215JapanRegional BanksAsiaGlobal IssuersFinancial InstitutionsFull ReportProfitability on par with major banking and financial groups Stronger capitalization than industry average Extremely strong business franchise in its home region of Chiba Prefecture Profitability weak by international standards Strong competition from major and regional banks Chiba Bank Ltd.'s profitability is strong compared with other Japanese regional banks, although it remains weak by international standards. The ratio of net operating profit (pre-provisioning) to average risk assets was 1.66% for fiscal 2006 (ended March 31, 2007), exceeding the 1.44% average among rated regional banks and the 1.57% average for major banks. The average among U.S. regional banks is about 3%. Chiba Bank's profitability is impressive given that Japanese regional banks have limited fee income from such sources as investment trusts.JPN40101015 401010 4010 40Chiba Bank Ltd.114017ASIA8331@JPFULLGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/632216spcred/632216normThe latest Summary from S&P2/25/2008 2:42:10 AMSummary175global632216JapanRegional BanksAsiaGlobal IssuersFinancial InstitutionsSummaryChiba Bank Ltd.'s profitability is strong compared with other Japanese regional banks, although it remains weak by international standards. The ratio of net operating profit (pre-provisioning) to average risk assets was 1.66% for fiscal 2006 (ended March 31, 2007), exceeding the 1.44% average among rated regional banks and the 1.57% average for major banks. The average among U.S. regional banks is about 3%. Chiba Bank's profitability is impressive given that Japanese regional banks have limited fee income from such sources as investment trusts. Furthermore, the ratio of net operating profit to average risk assets of the regional banks is generally lower than that at the major financial groups. The bank has been diversifying its earnings by expanding its sale ofJPN40101015 401010 4010 40Chiba Bank Ltd.114017ASIA8331@JPSUMMARYGLOBISSFICredit & Investment ResearchS&P Credit Research