The Charles Schwab Corporation http://www.alacrastore.com/company-snapshot/The_Charles_Schwab_Corporation-1014928 Sunday, October 12, 2008 2:34:56 AM 1014928 The Charles Schwab Corporation en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/moodys/PBC_91351moodys/PBC_91351pdf...Governance strengths and challenges at the Charles Schw ab Corporation ( Schwab ) generally reflect the central role and influence of its founder, chairman, CEO, and la rgest shareholder, Charles Schwab, who owns ##% of the outstanding shares. We believe his la rge financial and personal investmen t in the company should align his interests closely with creditors , who be nefit from management interested in the long-term and sustained vitality of the company. On the other hand, the centrality of Mr. Schwab, ##, to the company makes planning for and executing a successful transition to a new CEO the key challenge facing the board in the coming years. The board s decision in July #### to ask for the resignat ion of the former CEO who had been groomed as the successor to Mr. Schwab for five years d emonstrated a proactive effort to address what the board perceived to be a leadership problem. Nevertheless, the decision highlights the challenge of finding a suitable successor... 10/4/2008 8:29:49 PMpdfCharles Schwab Corporation (The)Charles Schwab Corporation (The)600011177300.00AnalysisCorporate Governance AssmtPBC_91351Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/397624_report_framefitch/397624_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Citigroup Global Markets Holdings Inc.Citigroup Inc.Credit Suisse (USA), Inc.Credit Suisse GroupDeutsche Bank AGJPMorgan Chase & CoLehman Brothers, Inc.Merrill Lynch & Company, Inc.Morgan StanleyThe Bear Stearns Companies LLCThe Charles Schwab CorporationThe Goldman Sachs Group, Inc.UBS AG80088972800890228008910980089154800891678008926180089286800895218008962280089882800920128035952080360009804171798/20/2008 6:31:00 PM010101000101020001010203275Special ReportCCSGNDBKGSJPMMERMSSCHWUBSN397624_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/cs/73223cs/73223norm Charles Schwab #Q## Tearsheet Schwab was raised to A at S&P in February ####, which S&P attributed to its "strengthening market position, operating earnings levels, and core business performance, which we believe will be sustainable....73223567YesC21Tearsheet404tearsheets/premium458/14/2008 4:06:16 PM15073223Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/fitch/387896_report_framefitch/387896_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Bank of America CorporationCitigroup Global Markets Holdings Inc.Citigroup Inc.Credit Suisse (USA), Inc.Credit Suisse GroupDeutsche Bank AGJefferies Group, Inc.Lazard Group LLCLehman Brothers, Inc.Merrill Lynch & Company, Inc.Morgan StanleyTD Ameritrade Holding CorporationThe Bear Stearns Companies, Inc.The Charles Schwab CorporationThe Goldman Sachs Group, Inc.UBS AG8008897280089031800891098008915480089167800892618008928680089521800896228008988280092012803595208036000980417179819653648260427682731474867464025/28/2008 6:31:00 PM01010000010101000101020001010203275Special ReportAMTDBACCCSGNDBKGSJEFMERMSSCHWUBSN387896_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/cs/69805cs/69805norm Charles Schwab #Q## Tearsheet Schwab was raised to A at S&P in February ####, which S&P attributed to its "strengthening market position, operating earnings levels, and core business performance, which we believe will be sustainable....69805590YesC21Tearsheet404tearsheets/premium455/27/2008 6:05:40 PM15069805Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/spcred/630592spcred/630592normThe latest News from S&P2/13/2008 1:23:56 PMNews100global630592United StatesInvestment Banking & BrokerageUnited StatesGlobal IssuersFinancial InstitutionsNewsNEW YORK (Standard&Poor's) Feb. 13, 2008--Standard&Poor's Ratings Services said today that it raised its counterparty credit rating on Charles Schwab Corp. (Schwab) to 'A/A-1' from 'A-/A-2'. The outlook was revised to stable from positive. "The upgrade is driven by the strengthening of Schwab's market position, operating earnings levels, and core business performance, which we believe will be sustainable. It also reflects the company's strong liquidity and capital adequacy," said Standard&Poor's credit analyst Helene De Luca. The ratings incorporate the inherent cyclicality of earnings that may result from typical varying investment environments. Near term, we may see a particular risk of further market instability. Moreover, Schwab depends on net new asset gathering, investor activity, equityUSA8085A38085A280851Q8085A580851380851240203020 402030 4020 40Charles Schwab Corp.126753USASCHNEWSGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/630593spcred/630593normThe latest Research Update from S&P2/13/2008 1:23:56 PMResearch Update175global630593United StatesInvestment Banking & BrokerageUnited StatesGlobal IssuersFinancial InstitutionsResearch UpdateOn Feb 13, 2008, Standard&Poor's Ratings Services raised its counterparty credit rating on Charles Schwab Corp. (Schwab) to 'A/A-1' from 'A-/A-2'. The outlook was revised to stable from positive. The upgrade is driven by the strengthening of Schwab's market position, operating earnings levels, and core business performance, which we believe will be sustainable. It also reflects the company's strong liquidity and capital adequacy. The ratings incorporate the inherent cyclicality of earnings that may result from typical varying investment environments. Near term, we may see a particular risk of further market instability. Moreover, Schwab depends on net new asset gathering, investor activity, equity markets, and--to a lessening degree--retail trading volumes. Schwab's performance also depends on interest rates, relative toUSA8085A38085A280851Q8085A580851380851240203020 402030 4020 40Charles Schwab Corp.126753USASCHRESUPDUSA80851040203020 402030 4020 40Charles Schwab&Co. Inc.Schwab Capital Trust I126754378512USA15837ZGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/moodys/BS_600011177moodys/BS_600011177htmlBanking Statistics1/4/2008 2:18:51 AMGlobal Credit Research Banking Statistics ## OCT #### Banking Statistics: Charles Schwab Corporation (The) CHARLES SCHWAB CORPORATION Download Banking Statistics in .csv format Issuer rating: &#### Long-term senior debt rating: A#...Charles Schwab Corporation (The)600011177300.0000AnalysishtmlCharles Schwab Corporation (The)BS_600011177Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/COP_600011177moodys/COP_600011177htmlCredit Opinion1/3/2008 8:05:00 PMGlobal Credit Research Credit Opinion # FEB #### Credit Opinion: Charles Schwab Corporation (The) Charles Schwab Corporation (The) San Francisco, California, United States Ratings Category Moody's Rating Outlook Stable Senior Unsecured...Charles Schwab Corporation (The)600011177150.0000NewshtmlCharles Schwab Corporation (The)COP_600011177Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/LRA_600011177moodys/LRA_600011177htmlGlobal Credit Research Liquidity Risk Assessment ## APR #### Liquidity Risk Assessment: Charles Schwab Corporation (The) Charles Schwab Corporation (The) San Francisco, California, United States Broad Industry: Securities Specific...1/2/2008 7:29:00 PMhtmlCharles Schwab Corporation (The)Charles Schwab Corporation (The)600011177300.0000AnalysisLiquidity Risk AssessmentLRA_600011177Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/366523_report_framefitch/366523_report_framepdfThe Charles Schwab Corporation8009201212/31/2007 2:12:00 PM01010203385Full Rating ReportSCHWFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.366523_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/366525_report_framefitch/366525_report_framepdfThe Charles Schwab Corporation8009201212/31/2007 2:12:00 PM01010203150Credit UpdateSCHWFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.366525_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/spcred/623399spcred/623399normThe latest Full Report from S&P12/28/2007 6:33:49 PMFull Report400global623399United StatesInvestment Banking & BrokerageUnited StatesGlobal IssuersFinancial InstitutionsFull ReportNationwide provider of personal financial services, with more than $1.45 trillion in client assets at Nov. 30, 2007 Asset gathering capabilities, where reduced dependence on trading revenues and strong performance metrics prove the continued successful execution of 3.5-year-old strategy Solid capital foundation and strong liquidity Profitability highly dependent on equity markets and retail trading volumes, although to a lessening degree Highly competitive and consolidating industry The ratings on Charles Schwab Corp. (Schwab) reflect its powerful brand name, strong national franchise, strong liquidity, and still-strong capital foundation. Standard&Poor's Ratings Services recognizes Schwab's strong operating performance and healthy pretax profit margins, as well as its organic growth of total client assets, net new assets, and client accounts. We expect Schwab'sUSA8085A38085A280851Q8085A580851380851240203020 402030 4020 40Charles Schwab Corp.126753USASCHFULLUSA80851040203020 402030 4020 40Charles Schwab&Co. Inc.Schwab Capital Trust I126754378512USA15837ZGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/623298spcred/623298normThe latest Summary from S&P12/28/2007 1:17:51 PMSummary175global623298United StatesInvestment Banking & BrokerageUnited StatesGlobal IssuersFinancial InstitutionsSummaryThe ratings on Charles Schwab Corp. (Schwab) reflect its powerful brand name, strong national franchise, strong liquidity, and still-strong capital foundation. Standard&Poor's Ratings Services recognizes Schwab's strong operating performance and healthy pretax profit margins, as well as its organic growth of total client assets, net new assets, and client accounts. We expect Schwab's nontrading and cash-based revenues--at more than 80% of total net revenues--and flexible expense base to help offset market downturns. Schwab's focused strategy, management accountability, cost control, and adaptability in changing markets help provide a foundation for sustainable performance. A stable funding base supports the company's low-risk asset mix. Parent company cash and equivalents exceed obligations due within the next year. Offsetting these strengths are theUSA8085A280851Q8085A58085138085128085A340203020 402030 4020 40Charles Schwab Corp.126753USASCHSUMMARYUSA40203020 402030 4020 40Charles Schwab&Co. Inc.126754USA15837ZGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/fitch/397313_pr_framefitch/397313_pr_framehtmlThe Charles Schwab Corporation800920128566787312/20/2007 10:16:00 AM010102000101020375Press ReleaseSCHWFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.397313_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/357102_report_framefitch/357102_report_framepdf82731474800892860101020380359520Lazard Group LLC8008903180089261GSSCHWJefferies Group, Inc.UBS AG80089167Lehman Brothers, Inc.Citigroup Inc.80089154JEF150MSTD Ameritrade Holding Corporation800920120101000080089022Citigroup Global Markets Holdings Inc.Credit Suisse Group800895218008988281965364CThe Goldman Sachs Group, Inc.CSGN8036000980089109Bank of America Corporation80088972Morgan StanleyThe Charles Schwab CorporationFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.01040000BACUBSNThe Bear Stearns Companies, Inc.0101010001010200AMTDCredit Suisse (USA), Inc.11/29/2007 2:12:00 PMSpecial Report - PreBSCJPMorgan Chase & Co8041717982604276JPMDeutsche Bank AG80089622DBK357102_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/srp/20369srp/20369norm...Address:### Kearny Street, San Francisco, California ##### Incorporated:DelawareWeb Site: www.schwab.comSIC Classification: Security Brokers, Dealers, and Flotation Companies (####) Business Description: The Charles Schwab Corporation provides a full range of securities brokerage, banking, money management and financial advisory services to individual investors and independent investment advisors. Indices:Fortune ### (####), Russell ####, Russell ####, S&P ### ... 20369808513105SCHW10/6/2006 12:30:00 PM20369Credit & Investment ResearchSharkRepellent.net