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<item><link>http://www.alacrastore.com/research/creditsights-Charles_Schwab_3Q09_Tearsheet-91629</link><cs:docid xmlns:cs="http://www.alacra.com/cs">91629</cs:docid><guid isPermaLink="false">cs/91629</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">TearsheetTemplate</cs:DS><cs:analyst xmlns:cs="http://www.alacra.com/cs">dhendler</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">pdesilva</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">charles_schwab</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">charles_schwab</cs:companyFocus><cs:csid xmlns:cs="http://www.alacra.com/cs">91629</cs:csid><pubDate>22 Nov 2009 04:08:56 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">91629</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">united_states</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">brokers</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">brokers</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tag><cs:tagMention xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tagMention><title>Charles Schwab 3Q09 Tearsheet</title><cs:type xmlns:cs="http://www.alacra.com/cs">Tearsheet</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Tearsheet</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">820</cs:wcnum><description> Charles Schwab #Q## Tearsheet Schwab (A#/A) was raised to A at S&amp;P in February ####, which S&amp;P attributed to its "strengthening market position, operating earnings levels, and core business performance, which we believe will be sustainable....</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/ccbn/T2510458</link><ccbn:docid xmlns:ccbn="http://www.alacra.com/ccbn">T2510458</ccbn:docid><guid isPermaLink="false">ccbn/T2510458</guid><ccbn:index_mode xmlns:ccbn="http://www.alacra.com/ccbn">norm</ccbn:index_mode><pubDate>13 Nov 2009 09:05:00 EST</pubDate><ccbn:eventid xmlns:ccbn="http://www.alacra.com/ccbn">2510458</ccbn:eventid><ccbn:headline xmlns:ccbn="http://www.alacra.com/ccbn">Final Transcript of SCHW corporate analyst meeting, 5-Nov-09 8:55am PT</ccbn:headline><ccbn:name xmlns:ccbn="http://www.alacra.com/ccbn">Charles Schwab</ccbn:name><ccbn:price xmlns:ccbn="http://www.alacra.com/ccbn">54.0000</ccbn:price><ccbn:revision xmlns:ccbn="http://www.alacra.com/ccbn">Final</ccbn:revision><ccbn:storetitle xmlns:ccbn="http://www.alacra.com/ccbn">Charles Schwab Business Update Transcript</ccbn:storetitle><ccbn:ticker xmlns:ccbn="http://www.alacra.com/ccbn">SCHW</ccbn:ticker><ccbn:time xmlns:ccbn="http://www.alacra.com/ccbn">8:55am PT</ccbn:time><title>Charles Schwab Business Update Transcript</title><ccbn:type xmlns:ccbn="http://www.alacra.com/ccbn">Transcript</ccbn:type><description>...Rich Fowler Charles Schwab - IR Chuck Schwab Charles Schwab - Chairman Walt Bettinger Charles Schwab - Pres., CEO Joe Martinetto Charles Schwab - CFO Randy Merk Charles Schwab - EVP, Investment Management Services Jim McCool Charles Schwab - EVP, Institutional Services Ben Brigeman Charles Schwab - EVP, Investor Services...

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record moves to the independent registered...</description><newstex:index_entry_company xmlns:newstex="http://www.alacra.com/newstex">The Charles Schwab Corporation</newstex:index_entry_company><newstex:index_entry_ticker xmlns:newstex="http://www.alacra.com/newstex">SCHW</newstex:index_entry_ticker><category>News</category><alacra:ip>Newstex</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-Charles_Schwab_Sued_by_New_York_over_ARS-88030</link><cs:docid xmlns:cs="http://www.alacra.com/cs">88030</cs:docid><guid isPermaLink="false">cs/88030</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">WWTemplate</cs:DS><cs:company xmlns:cs="http://www.alacra.com/cs">charles_schwab</cs:company><cs:csid xmlns:cs="http://www.alacra.com/cs">88030</cs:csid><pubDate>18 Aug 2009 03:10:15 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid 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Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/moodys/PR_180874_600011177</link><moodys:docid xmlns:moodys="http://www.alacra.com/moodys">PR_180874_600011177</moodys:docid><guid isPermaLink="false">moodys/PR_180874_600011177</guid><moodys:index_mode xmlns:moodys="http://www.alacra.com/moodys">html</moodys:index_mode><pubDate>11 Jun 2009 04:38:34 EST</pubDate><moodys:format xmlns:moodys="http://www.alacra.com/moodys">html</moodys:format><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Charles Schwab Corporation (The)</moodys:issuer><moodys:issuer_list xmlns:moodys="http://www.alacra.com/moodys">Charles Schwab Corporation (The)</moodys:issuer_list><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600011177</moodys:org_id><moodys:price xmlns:moodys="http://www.alacra.com/moodys">150.0000</moodys:price><moodys:printdate xmlns:moodys="http://www.alacra.com/moodys">10 Jun 2009</moodys:printdate><moodys:report_class xmlns:moodys="http://www.alacra.com/moodys">News</moodys:report_class><moodys:report_type xmlns:moodys="http://www.alacra.com/moodys">Announcement</moodys:report_type><moodys:sector xmlns:moodys="http://www.alacra.com/moodys">C</moodys:sector><title>Moody's affirms Charles Schwab's A2 rating and stable outlook</title><description>Global Credit Research Announcement ## JUN ####   Announcement: Charles Schwab Corporation (The) Moody's affirms Charles Schwab's A# rating and stable outlook Approximately $#.# billion of long-term debt affected New York, June ##, ####...</description><category>Credit &amp; Investment Research</category><alacra:ip>Moody's Global Credit Research</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/fitch/481637_pr_frame</link><fitch:docid xmlns:fitch="http://www.alacra.com/fitch">481637_pr_frame</fitch:docid><guid isPermaLink="false">fitch/481637_pr_frame</guid><fitch:index_mode xmlns:fitch="http://www.alacra.com/fitch">html</fitch:index_mode><fitch:company xmlns:fitch="http://www.alacra.com/fitch">The Charles Schwab Corporation</fitch:company><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80092012</fitch:companyid><pubDate>03 Jun 2009 02:20:00 EST</pubDate><fitch:industry xmlns:fitch="http://www.alacra.com/fitch">01010203</fitch:industry><fitch:price xmlns:fitch="http://www.alacra.com/fitch">85</fitch:price><fitch:report xmlns:fitch="http://www.alacra.com/fitch">Press Release</fitch:report><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">SCHW</fitch:ticker><title>Fitch Rates Schwab's Long-term Debt 'A'</title><description>Fitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.</description><category>Credit &amp; Investment Research</category><alacra:ip>Fitch Research</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/bir/1037299</link><bir:docid xmlns:bir="http://www.alacra.com/bir">1037299</bir:docid><guid isPermaLink="false">bir/1037299</guid><bir:index_mode xmlns:bir="http://www.alacra.com/bir">norm</bir:index_mode><bir:class xmlns:bir="http://www.alacra.com/bir">17</bir:class><bir:company xmlns:bir="http://www.alacra.com/bir">Charles Schwab Corp.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">U.S. Trust Company of New Jersey</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">The Charles Schwab Corp.</bir:company><bir:cou xmlns:bir="http://www.alacra.com/bir">United States</bir:cou><pubDate>27 May 2009 06:18:00 EST</pubDate><bir:descr xmlns:bir="http://www.alacra.com/bir">The Charles Schwab Corporation, headquartered in San Francisco, California, was incorporated in 1986. 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xmlns:fitch="http://www.alacra.com/fitch">WFC</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">BBD.B</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">CB</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">AIG</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">TRV</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">R</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">IPCC</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">SFG</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">FNF</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">CT</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">MCY</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">FIF</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">FITB</fitch:ticker><fitch:ticker 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