Sberbank RF http://www.alacrastore.com/company-snapshot/Sberbank_RF-1082053 Sunday, September 07, 2008 12:42:56 PM 1082053 Sberbank RF en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/moodys/PBC_111060moodys/PBC_111060pdf...Moody s assigns a D+ bank financial strength rating (BFSR) to Sberbank, which translates into a Ba# Baseline Credit Assessment (BCA). The rating is underpinned by the bank s very strong franchise in Russia, particularly its dominant position in the retail deposit market, supported by an unmatched countrywide branch network and the b ank s good financial fundamentals. However, Sberbank s BFSR is constrained by its substantial credit risk appetite reflected in relatively high borrower concentrations in the loan portfolio and the corporate governance issues deriving from its majority ownership by the Central Bank of Russia (CBR), the country s banking regulator. The rating also incorporates the risks associated with the operating environment in Russia. ... 9/1/2008 8:53:01 AMpdfSberbankSberbank806795061300.0000AnalysisAnalysisPBC_111060Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/397674_report_framefitch/397674_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Sberbank RF803601308/21/2008 11:22:00 AM01010100165Credit UpdateSBER397674_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/397676_report_framefitch/397676_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Sberbank RF803601308/21/2008 11:22:00 AM01010100425Full Rating ReportSBER397676_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/428080_pr_framefitch/428080_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Sberbank RF803601308/4/2008 10:07:00 AM0101010085Press ReleaseSBER428080_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/moodys/PR_159269_809277093moodys/PR_159269_809277093htmlGlobal Credit Research Rating Action ## JUL #### Rating Action: VTB## Moody's upgrades ten Russian banks London, ## July #### -- Moody's Investors Service has upgraded to Baa# the long-term foreign currency deposit ratings of ten Russian...7/17/2008 12:59:10 AMhtmlVTB24DeltaCredit BankZAO RaiffeisenbankBank VTB North-WestRussian Agricultural BankJSCB Bank of MoscowSberbankGazprombankBank VTB, JSCVnesheconombankBank VTB North-West; Bank VTB, JSC; DeltaCredit Bank; Gazprombank; ...809277093808632905807643292807603945807603798807583224806795061600043286600037743328300150.0000NewsRating ActionPR_159269_809277093Credit & Investment ResearchMoody's Global Credit ResearchRUSSIA - Sberbank, a ##%-owned unit of a state-owned unit of Central Bank of Russian Federation, acquired a ##% stake in OAO National Cable Networks, a Moscow based owner and operator of cable TV channels.7/1/2008 11:35:42 AM80584P63509Z78306N63509ZSberbankOAO National Cable NetworksRussiaOAO National Cable Networkshttp://www.alacrastore.com/storecontent/Thomson_M%26A/Sberbank_acquires_a_minority_stake_in_NatNational_Cable_Networks_JSC-1991347040sdc/19913470401991347040Copyright © 2008, Thomson Financial, All Rights ReservedRussian TSCommercial Banks, Bank Holding CompaniesRussian FedBanks6000FFForeignPublicSBE6000:Banks999A:National governmentRadio and Television Broadcasting StationsRussian FedCable and other pay television services4841FFForeignPrivate171235004National governmentOwn,op cable TV channelsUnspecifiedStock932678001Jul 1 20080.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000RR31 Dec 060.000003146.055000.0000014753.45000131712.77400Russian Rouble0.000001.000002.000003.000004.000005.000006.000007.000008.000009.0000010.0000011.0000012.0000013.0000014.0000015.0000016.0000017.0000018.0000019.0000020.0000021.00000Sberbank, located in Moscow,Russia, provides corporate andretail banking services in theRussian Federation. Thecompany operates in twosegments retail banking andcorporate banking. The retailbanking segment involves inprivate customer currentaccounts, savings, deposits,custody, debit cards, consumerloans, and mortgagesbusinesses. The corporatebanking segment representsoperations with securities,current accounts, deposits,overdrafts, loans and othercredit facilities, foreigncurrency, and derivativeproducts. The company wasfounded in 1841.Sberbank, located in Moscow, Russia, provides corporate andretail banking services in the Russian Federation. Thecompany operates in two segments retail banking andcorporate banking. The retail banking segment involves inprivate customer current accounts, savings, deposits,custody, debit cards, consumer loans, and mortgagesbusinesses. The corporate banking segment representsoperations with securities, current accounts, deposits,overdrafts, loans and other credit facilities, foreigncurrency, and derivative products. The company was foundedin 1841.Sberbank, located in Moscow, Russia, provides corporate and retail banking services in the Russian Federation. The company operates in two segments retail banking and corporate banking. The retail banking segment involves in private customer current accounts, savings, deposits, custody, debit cards, consumer loans, and mortgages businesses. The corporate banking segment represents operations with securities, current accounts, deposits, overdrafts, loans and other credit facilities, foreign currency, and derivative products. The company was founded in 1841.1.000002.000003.000004.000005.000006.00000OAO National Cable Networks,located in Moscow, owns andoperates cable TV channels andalso provides internetservices. The company wasfounded in 2001.OAO National Cable Networks, located in Moscow, owns andoperates cable TV channels and also provides internetservices. The company was founded in 2001.OAO National Cable Networks, located in Moscow, owns and operates cable TV channels and also provides internet services. The company was founded in 2001.0.000000.000000.000000.00000N27 Jun 08Fri, 27 Jun 2008 00:00:00 ESTDate Announced: 06/27/200827 Jun 08Date Effective: 06/27/200827 Jun 08Acq. Part. Int.Friendly0.000000.000000.000000.000000.000000.00000Price/Share0.0000000.000000.0000000.0000010.0000010.000000.000000.000000.0000000.00000N0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.0000010.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.000006.000007.000008.00000RUSSIA - Sberbank, a 63%-ownedunit of a state-owned unit ofCentral Bank of RussianFederation, acquired a 10%stake in OAO National CableNetworks, a Moscow based ownerand operator of cable TVchannels.RUSSIA - Sberbank, a 63%-owned unit of a state-owned unit of Central Bank of Russian Federation, acquired a 10% stake in OAO National Cable Networks, a Moscow based owner and operator of cable TV channels.RUSSIA - Sberbank, a 63%-owned unit of a state-owned unit of Central Bank of RussianFederation, acquired a 10% stake in OAO National Cable Networks, a Moscow based owner andoperator of cable TV channels.RUSSIA - Sberbank, a 63%-owned unit of a state-owned unit of Central Bank of Russian Federation, acquired a 10% stake in OAO National Cable Networks, a Moscow based owner and operator of cable TVchannels.RUSSIA - Sberbank, a 63%-owned unit of a state-owned unit of Central Bank of Russian Federation, acquired a 10% stake in OAO NationalCable Networks, a Moscow based owner and operator of cable TV channels.Completed308524.0000082804.00000388310.000003466673.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000Status:Completed-999.00000np0.00000-999.00000np0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000004833:Television broadcasting stations4841:Cable and other pay television services7375:Information retrieval services180201002Russian Fed999AForeignGovernment4833:Television broadcasting stations4841:Cable and other pay television services7375:Information retrieval services932678001Russian Fed4841ForeignPrivate0.000000.000000.000000.00000Deal InformationThomson Financial Mergers & Acquisitionshttp://www.alacrastore.com/storecontent/moodys/PR_157973_806795061moodys/PR_157973_806795061htmlGlobal Credit Research Rating Action ## JUN #### Rating Action: Sberbank MOODY'S ASSIGNS A# LONG-TERM DEBT RATING TO THE DRAWDOWN OF LOAN PARTICIPATION NOTES UNDER SB CAPITAL S.A.'S US$## BILLION DEBT ISSUANCE PROGRAMME Moscow, June...6/25/2008 12:41:09 AMhtmlSberbankSberbank806795061150.0000NewsRating ActionPR_157973_806795061Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/424554_pr_framefitch/424554_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Sberbank RF803601306/24/2008 2:06:40 PM0101010085Press ReleaseSBER424554_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/424526_pr_framefitch/424526_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Sberbank RF803601306/24/2008 10:08:00 AM0101010085Press ReleaseSBER424526_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/moodys/BS_806795061moodys/BS_806795061htmlBanking Statistics1/17/2008 12:43:23 AMGlobal Credit Research Banking Statistics ## JAN #### Banking Statistics: Sberbank Sberbank Download Banking Statistics in .csv format Bank Deposit obligation rating(FC): Baa#/P-# Bank Deposit obligation rating(LC): A#/P-# Bank Financial...Sberbank806795061300.0000AnalysishtmlSberbankBS_806795061Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/COP_806795061moodys/COP_806795061htmlGlobal Credit Research Credit Opinion ## JUL #### Credit Opinion: Sberbank Sberbank Moscow, Russia Ratings Category Moody's Rating Outlook Stable(m) Bank Deposits -Fgn Curr Baa#/P-# Bank Deposits -Dom Curr A#/P-# NSR Bank Deposits...1/3/2008 7:48:00 PMhtmlSberbankSberbank806795061150.0000NewsCredit OpinionCOP_806795061Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/364374_report_framefitch/364374_report_framepdfSberbank RF8036013012/24/2007 10:24:00 AM01010100150Credit UpdateSBERFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.364374_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/364342_report_framefitch/364342_report_framepdfSberbank RF8036013012/24/2007 10:24:00 AM01010100385Full Rating ReportSBERFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.364342_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/moodys/PBC_106524moodys/PBC_106524pdfAnalysis12/14/2007 10:52:12 AM...Moody's assigns a bank financial strength rating (BFSR) of D+ to Sberbank, which translates to a Baseline Credit Assessment of Ba#. The rating outlook is stable. The rating is underpinned by the bank's strong franchise supported by an unmatched countrywide branch network an d a dominant position in the Russian retail deposit market, its proven capacity to refocus on high-margin retail and SME lending, and the bank's good financial indicators. However, Sberbank s BFSR is constrain ed by the corporate governance issues deriving from its state ownership, erod ing market shares and relatively low operational efficiency. Moody s assigns a global local currency (GLC) deposit rating of A# to Sberbank. The rating imputes potential full systemic support through the Central Bank of Russia Sberbank s majority shareholder (controlling over ##% of the bank s voting shares at end-#Q####). ... Sberbank806795061300.0000AnalysispdfSberbankPBC_106524Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/391276_pr_framefitch/391276_pr_framehtmlSberbank RF8036013012/7/2007 10:06:00 AM0101010075Press ReleaseSBERFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.391276_pr_frameCredit & Investment ResearchFitch Research