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<item><link>http://www.alacrastore.com/storecontent/moodys/PR_187303_600017640</link><moodys:docid xmlns:moodys="http://www.alacra.com/moodys">PR_187303_600017640</moodys:docid><guid isPermaLink="false">moodys/PR_187303_600017640</guid><moodys:index_mode xmlns:moodys="http://www.alacra.com/moodys">html</moodys:index_mode><pubDate>29 Sep 2009 04:33:02 EST</pubDate><moodys:format xmlns:moodys="http://www.alacra.com/moodys">html</moodys:format><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Saudi Investment Bank</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Saudi Hollandi Bank</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Saudi British Bank</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Samba Financial Group</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Riyad Bank</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">National Commercial Bank</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Bank Al-Jazira</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Arab National Bank</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Al Rajhi Bank</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Banque Saudi Fransi</moodys:issuer><moodys:issuer_list xmlns:moodys="http://www.alacra.com/moodys">Al Rajhi Bank; Arab National Bank; Bank Al-Jazira; Banque Saudi Fransi; ...</moodys:issuer_list><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600017640</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600017639</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600017637</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600017636</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600017635</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600017634</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600017633</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600017632</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600017631</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600017630</moodys:org_id><moodys:price xmlns:moodys="http://www.alacra.com/moodys">150.0000</moodys:price><moodys:printdate xmlns:moodys="http://www.alacra.com/moodys">28 Sep 2009</moodys:printdate><moodys:report_class xmlns:moodys="http://www.alacra.com/moodys">News</moodys:report_class><moodys:report_type xmlns:moodys="http://www.alacra.com/moodys">Announcement</moodys:report_type><moodys:sector xmlns:moodys="http://www.alacra.com/moodys">C</moodys:sector><title>Moody's outlook for Saudi banks remains stable</title><description>This Thomson Financial Investext report contains business intelligence generated by analysts at leading research organizations worldwide. Information provided may include trends, sales and earnings forecasts, market share projections, and research and development expenditures. The database supplements and extends the data found in annual and quarterly reports and is particularly useful for market research, corporate development, competitive analysis, business planning, and financial forecasting.</description><category>Credit &amp; Investment Research</category><alacra:ip>Moody's Global Credit Research</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/bir/931040</link><bir:docid xmlns:bir="http://www.alacra.com/bir">931040</bir:docid><guid isPermaLink="false">bir/931040</guid><bir:index_mode xmlns:bir="http://www.alacra.com/bir">norm</bir:index_mode><bir:class xmlns:bir="http://www.alacra.com/bir">9</bir:class><bir:company xmlns:bir="http://www.alacra.com/bir">Samba Financial Group</bir:company><bir:cou xmlns:bir="http://www.alacra.com/bir">Saudi Arabia</bir:cou><pubDate>31 Jul 2009 06:16:00 EST</pubDate><bir:descr xmlns:bir="http://www.alacra.com/bir">Finance: Commercial banking</bir:descr><bir:exch xmlns:bir="http://www.alacra.com/bir">SAUDI</bir:exch><bir:naics xmlns:bir="http://www.alacra.com/bir">522110</bir:naics><bir:revenue xmlns:bir="http://www.alacra.com/bir">M</bir:revenue><bir:sic xmlns:bir="http://www.alacra.com/bir">6029</bir:sic><bir:size xmlns:bir="http://www.alacra.com/bir">F</bir:size><bir:snaics xmlns:bir="http://www.alacra.com/bir">522293</bir:snaics><bir:ssic xmlns:bir="http://www.alacra.com/bir">6082</bir:ssic><bir:ticker xmlns:bir="http://www.alacra.com/bir">1090</bir:ticker><title>Samba Financial Group</title><description>Finance: Commercial banking</description><category>Company Profiles &amp; Financials</category><alacra:ip>Gale Company Profiles</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/moodys/COP_600017636</link><moodys:docid xmlns:moodys="http://www.alacra.com/moodys">COP_600017636</moodys:docid><guid isPermaLink="false">moodys/COP_600017636</guid><moodys:index_mode xmlns:moodys="http://www.alacra.com/moodys">html</moodys:index_mode><pubDate>03 Jun 2009 04:40:59 EST</pubDate><moodys:format xmlns:moodys="http://www.alacra.com/moodys">html</moodys:format><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Samba Financial Group</moodys:issuer><moodys:issuer_list xmlns:moodys="http://www.alacra.com/moodys">Samba Financial Group</moodys:issuer_list><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600017636</moodys:org_id><moodys:price xmlns:moodys="http://www.alacra.com/moodys">150.0000</moodys:price><moodys:printdate xmlns:moodys="http://www.alacra.com/moodys">02 Jun 2009</moodys:printdate><moodys:report_class xmlns:moodys="http://www.alacra.com/moodys">News</moodys:report_class><moodys:report_type xmlns:moodys="http://www.alacra.com/moodys">Credit Opinion</moodys:report_type><moodys:sector xmlns:moodys="http://www.alacra.com/moodys">C</moodys:sector><title>Samba Financial Group</title><description>Global Credit Research Credit Opinion # JUN ####   Credit Opinion: Samba Financial Group Samba Financial Group Riyadh, Saudi Arabia Ratings Category Moody's Rating Outlook Stable(m) Bank Deposits -Fgn Curr A#/P-# Bank Deposits -Dom Curr...</description><category>Credit &amp; Investment Research</category><alacra:ip>Moody's Global Credit Research</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/fitch/435546_report_frame</link><fitch:docid xmlns:fitch="http://www.alacra.com/fitch">435546_report_frame</fitch:docid><guid isPermaLink="false">fitch/435546_report_frame</guid><fitch:index_mode xmlns:fitch="http://www.alacra.com/fitch">pdf</fitch:index_mode><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Arab National Bank</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">SABB</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Al-Rajhi Banking and Investment Corp</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Bank Al-Jazira</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Banque Saudi Fransi</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">The Saudi Investment Bank</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Samba Financial Group</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">The National Commercial Bank</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Riyad Bank</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Saudi Hollandi Bank</fitch:company><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80360772</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80362225</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80360739</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80362224</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80360752</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80360819</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">83356261</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80360669</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80360250</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80362223</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80417179</fitch:companyid><pubDate>01 May 2009 10:19:00 EST</pubDate><fitch:industry xmlns:fitch="http://www.alacra.com/fitch">01010100</fitch:industry><fitch:price xmlns:fitch="http://www.alacra.com/fitch">275</fitch:price><fitch:report xmlns:fitch="http://www.alacra.com/fitch">Special Report</fitch:report><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">1120</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">ANB</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">1060</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">1030</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">1020</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">1010</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">SHB</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">1090</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">1050</fitch:ticker><title>Saudi Banks' Annual Review and Outlook - A Marked Slowdown in Performance but Strong Fundamentals and Government Support</title><description>Fitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.</description><category>Credit &amp; Investment Research</category><alacra:ip>Fitch Research</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/spcred/692279</link><guid isPermaLink="false">spcred/692279</guid><spcred:index_mode xmlns:spcred="http://www.alacra.com/spcred">norm</spcred:index_mode><description>The latest Summary from S&amp;P</description><spcred:dataset xmlns:spcred="http://www.alacra.com/spcred">global</spcred:dataset><pubDate>22 Dec 2008 08:26:34 EST</pubDate><spcred:price xmlns:spcred="http://www.alacra.com/spcred">175</spcred:price><title>Summary: Samba Financial Group</title><spcred:type xmlns:spcred="http://www.alacra.com/spcred">Summary</spcred:type><spcred:docid xmlns:spcred="http://www.alacra.com/spcred">692279</spcred:docid><spcred:index_entry_dispcountry xmlns:spcred="http://www.alacra.com/spcred">Saudi Arabia</spcred:index_entry_dispcountry><spcred:index_entry_dispgics xmlns:spcred="http://www.alacra.com/spcred">Diversified Banks</spcred:index_entry_dispgics><spcred:index_entry_dispregion xmlns:spcred="http://www.alacra.com/spcred">Emerging Markets</spcred:index_entry_dispregion><spcred:index_entry_dispregion xmlns:spcred="http://www.alacra.com/spcred">Europe, Middle East, Africa</spcred:index_entry_dispregion><spcred:index_entry_dispsector xmlns:spcred="http://www.alacra.com/spcred">Global Issuers</spcred:index_entry_dispsector><spcred:index_entry_dispsector xmlns:spcred="http://www.alacra.com/spcred">Financial Institutions</spcred:index_entry_dispsector><spcred:index_entry_disptype xmlns:spcred="http://www.alacra.com/spcred">Summary</spcred:index_entry_disptype><spcred:index_entry_excerpt xmlns:spcred="http://www.alacra.com/spcred">The ratings on Samba Financial Group are supported by the bank's strong commercial position in the Kingdom of Saudi Arabia (AA-/Stable/A-1+), robust profitability, and good funding and liquidity. The long-term rating includes uplift of one notch above the bank's stand-alone creditworthiness. This reflects Standard&amp;Poor's Ratings Services' view that the government, which we consider as "interventionist" toward its banking sector, would likely provide extraordinary assistance to systemically important banks, including Samba, in case of need. The ratings are constrained by concentration risks, the more difficult operating environment due to lower oil prices, and mounting competition. Samba is one of Saudi Arabia's leading banks, with total assets of Saudi Arabian riyal (SAR) 187.1 billion ($49.9 billion) on Sept. 30, 2008.</spcred:index_entry_excerpt><spcred:index_entry_primcountry xmlns:spcred="http://www.alacra.com/spcred">SAU</spcred:index_entry_primcountry><spcred:index_entry_primgics xmlns:spcred="http://www.alacra.com/spcred">40101010 401010 4010 40</spcred:index_entry_primgics><spcred:index_entry_primissuer xmlns:spcred="http://www.alacra.com/spcred">Samba Financial Group</spcred:index_entry_primissuer><spcred:index_entry_primissuerid xmlns:spcred="http://www.alacra.com/spcred">304228</spcred:index_entry_primissuerid><spcred:index_entry_primreg xmlns:spcred="http://www.alacra.com/spcred">EMERGING</spcred:index_entry_primreg><spcred:index_entry_primreg xmlns:spcred="http://www.alacra.com/spcred">EUROMIDAFR</spcred:index_entry_primreg><spcred:index_entry_primticker xmlns:spcred="http://www.alacra.com/spcred">SAB@AB</spcred:index_entry_primticker><spcred:index_entry_reporttype xmlns:spcred="http://www.alacra.com/spcred">SUMMARY</spcred:index_entry_reporttype><spcred:index_entry_sector xmlns:spcred="http://www.alacra.com/spcred">GLOBISS</spcred:index_entry_sector><spcred:index_entry_sector xmlns:spcred="http://www.alacra.com/spcred">FI</spcred:index_entry_sector><category>Credit &amp; Investment Research</category><alacra:ip>S&amp;P Credit Research</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/spcred/692278</link><guid isPermaLink="false">spcred/692278</guid><spcred:index_mode xmlns:spcred="http://www.alacra.com/spcred">norm</spcred:index_mode><description>The latest Full Report from S&amp;P</description><spcred:dataset xmlns:spcred="http://www.alacra.com/spcred">global</spcred:dataset><pubDate>22 Dec 2008 08:26:33 EST</pubDate><spcred:price xmlns:spcred="http://www.alacra.com/spcred">400</spcred:price><title>Samba Financial Group</title><spcred:type xmlns:spcred="http://www.alacra.com/spcred">Full Report</spcred:type><spcred:docid xmlns:spcred="http://www.alacra.com/spcred">692278</spcred:docid><spcred:index_entry_dispcountry xmlns:spcred="http://www.alacra.com/spcred">Saudi Arabia</spcred:index_entry_dispcountry><spcred:index_entry_dispgics xmlns:spcred="http://www.alacra.com/spcred">Diversified Banks</spcred:index_entry_dispgics><spcred:index_entry_dispregion xmlns:spcred="http://www.alacra.com/spcred">Emerging Markets</spcred:index_entry_dispregion><spcred:index_entry_dispregion xmlns:spcred="http://www.alacra.com/spcred">Europe, Middle East, Africa</spcred:index_entry_dispregion><spcred:index_entry_dispsector xmlns:spcred="http://www.alacra.com/spcred">Global Issuers</spcred:index_entry_dispsector><spcred:index_entry_dispsector xmlns:spcred="http://www.alacra.com/spcred">Financial Institutions</spcred:index_entry_dispsector><spcred:index_entry_disptype xmlns:spcred="http://www.alacra.com/spcred">Full Report</spcred:index_entry_disptype><spcred:index_entry_excerpt xmlns:spcred="http://www.alacra.com/spcred">Strong commercial position in Saudi Arabia Robust profitability Good funding and liquidity Systemically important bank in Saudi Arabia Concentration risks More difficult operating environment due to lower oil prices Mounting competition The ratings on Samba Financial Group are supported by the bank's strong commercial position in the Kingdom of Saudi Arabia (AA-/Stable/A-1+), robust profitability, and good funding and liquidity. The long-term rating includes uplift of one notch above the bank's stand-alone creditworthiness. This reflects Standard&amp;Poor's Ratings Services' view that the government, which we consider as "interventionist" toward its banking sector, would likely provide extraordinary assistance to systemically important banks, including Samba, in case of need. The ratings are constrained by concentration risks, the more difficult operating environment due</spcred:index_entry_excerpt><spcred:index_entry_primcountry xmlns:spcred="http://www.alacra.com/spcred">SAU</spcred:index_entry_primcountry><spcred:index_entry_primgics xmlns:spcred="http://www.alacra.com/spcred">40101010 401010 4010 40</spcred:index_entry_primgics><spcred:index_entry_primissuer xmlns:spcred="http://www.alacra.com/spcred">Samba Financial Group</spcred:index_entry_primissuer><spcred:index_entry_primissuerid xmlns:spcred="http://www.alacra.com/spcred">304228</spcred:index_entry_primissuerid><spcred:index_entry_primreg xmlns:spcred="http://www.alacra.com/spcred">EMERGING</spcred:index_entry_primreg><spcred:index_entry_primreg xmlns:spcred="http://www.alacra.com/spcred">EUROMIDAFR</spcred:index_entry_primreg><spcred:index_entry_primticker xmlns:spcred="http://www.alacra.com/spcred">SAB@AB</spcred:index_entry_primticker><spcred:index_entry_reporttype xmlns:spcred="http://www.alacra.com/spcred">FULL</spcred:index_entry_reporttype><spcred:index_entry_sector xmlns:spcred="http://www.alacra.com/spcred">GLOBISS</spcred:index_entry_sector><spcred:index_entry_sector xmlns:spcred="http://www.alacra.com/spcred">FI</spcred:index_entry_sector><category>Credit &amp; Investment Research</category><alacra:ip>S&amp;P Credit Research</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/fitch/453754_pr_frame</link><guid isPermaLink="false">fitch/453754_pr_frame</guid><fitch:index_mode xmlns:fitch="http://www.alacra.com/fitch">html</fitch:index_mode><description>Fitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. 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xmlns:fitch="http://www.alacra.com/fitch">GLOBAL</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">HSBA</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">KFIN</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">KIB</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">MASQ</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">NBAD</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">NBB</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">NBK</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">NBQ</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">OIB</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">QIBK</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">QNBK</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">RAKBANK</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">SHB</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">TAIB</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">TAMWEEL</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">TUB</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">UNB</fitch:ticker><title>Fitch Downgrades Several GCC Bank Individual Ratings, Most IDRs Affirmed</title><fitch:docid xmlns:fitch="http://www.alacra.com/fitch">453754_pr_frame</fitch:docid><category>Credit &amp; Investment Research</category><alacra:ip>Fitch Research</alacra:ip></item></channel></rss>