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<item><link>http://www.alacrastore.com/research/fitch-ratings-Fitch_Teleconf_U_S_Bank_Exposure_to_Commercial_Real_Estate_Losses_Today_11am_ET-538696_pr_frame</link><fitch:docid xmlns:fitch="http://www.alacra.com/fitch">538696_pr_frame</fitch:docid><guid isPermaLink="false">fitch/538696_pr_frame</guid><fitch:index_mode xmlns:fitch="http://www.alacra.com/fitch">html</fitch:index_mode><fitch:company xmlns:fitch="http://www.alacra.com/fitch">AmSouth Bancorporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Bank of America Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">BB&amp;T Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Capital One Financial Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Citigroup Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Commerce Bank, N.A</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Compass Bancshares, Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Fifth Third Bancorp</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">JP Morgan &amp; Company Incorporated</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">JPMorgan Chase &amp; Co</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">KeyCorp</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">KeyCorp Capital Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">PNC Financial Services Group Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Popular, Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Regions Financial Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">State Street Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">SunTrust Banks, Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">TD Bank, N.A.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">The Bank of New York Mellon Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">U.S. Bancorp</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Wells Fargo &amp; 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Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.</description><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">ARG</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">DEU</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">ESP</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">GBR</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">IND</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">MEX</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">RUS</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">USA</fitch:index_entry_country_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">01010000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">01010100</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">01020000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">01030000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">01031000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">02020000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">03000000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">03010000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">03010800</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">03020000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">03030000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">04000000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">04010000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">04020000</fitch:index_entry_mkt_sector_code><category>Credit &amp; Investment Research</category><alacra:ip>Fitch Research</alacra:ip></item><item><link>http://www.alacrastore.com/research/fitch-ratings-Fitch_Teleconference_U_S_Bank_Exposure_to_Commercial_Real_Estate_Losses_11_19_11am_ET-537956_pr_frame</link><fitch:docid xmlns:fitch="http://www.alacra.com/fitch">537956_pr_frame</fitch:docid><guid isPermaLink="false">fitch/537956_pr_frame</guid><fitch:index_mode xmlns:fitch="http://www.alacra.com/fitch">html</fitch:index_mode><fitch:company xmlns:fitch="http://www.alacra.com/fitch">AmSouth Bancorporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Bank of America Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">BB&amp;T Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Capital One Financial Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Citigroup Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Commerce Bank, N.A</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Compass Bancshares, Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Fifth Third Bancorp</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">JP Morgan &amp; Company Incorporated</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">JPMorgan Chase &amp; Co</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">KeyCorp</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">KeyCorp Capital Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">PNC Financial Services Group Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Popular, Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Regions Financial Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">State Street Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">SunTrust Banks, Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">TD Bank, N.A.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">The Bank of New York Mellon Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">U.S. Bancorp</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Wells Fargo &amp; 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PNC, which purchased Nat City in #### (see: PNC Financial: Tarpoons National City; More Regional...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-PNC_Financial_3Q09_Tearsheet-91281</link><cs:docid xmlns:cs="http://www.alacra.com/cs">91281</cs:docid><guid isPermaLink="false">cs/91281</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">TearsheetTemplate</cs:DS><cs:analyst xmlns:cs="http://www.alacra.com/cs">blancaster</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">dhendler</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">pnc_financial_services</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">pnc_financial_services</cs:companyFocus><cs:csid xmlns:cs="http://www.alacra.com/cs">91281</cs:csid><pubDate>12 Nov 2009 11:10:03 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">91281</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">united_states</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">regional_banks</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">regional_banks</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tag><cs:tagMention xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tagMention><title>PNC Financial 3Q09 Tearsheet</title><cs:type xmlns:cs="http://www.alacra.com/cs">Tearsheet</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Tearsheet</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">866</cs:wcnum><description> PNC Financial #Q## Tearsheet PNC's (A#(Neg)/A) ratings trends are mildly negative, with a negative outlook from Moody's. We rate PNC at A, in-line with S&amp;P. Nat City has lead to weaker asset quality, but PNC expanded its deposit and...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-U_S_Banks_Boston_Conference_Highlights_Day_2-91028</link><cs:docid xmlns:cs="http://www.alacra.com/cs">91028</cs:docid><guid isPermaLink="false">cs/91028</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">ArticleTemplate</cs:DS><cs:abstract xmlns:cs="http://www.alacra.com/cs">We provide highlights from the second day of the BancAnalyst Association of Boston Conference. The primary focus continued to be on the economic environment, credit quality and capital to a lesser degree.</cs:abstract><cs:analyst xmlns:cs="http://www.alacra.com/cs">blancaster</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">klanspa</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">new_analyst</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">pdesilva</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">capital_one</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">northern_trust</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">pnc_financial_services</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">wells_fargo</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">capital_one</cs:companyFocus><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">northern_trust</cs:companyFocus><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">pnc_financial_services</cs:companyFocus><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">wells_fargo</cs:companyFocus><cs:csid xmlns:cs="http://www.alacra.com/cs">91028</cs:csid><pubDate>09 Nov 2009 11:52:05 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">91028</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">united_states</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">banks</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">regional_banks</cs:sector><cs:sectorFocus xmlns:cs="http://www.alacra.com/cs">banks</cs:sectorFocus><cs:sectorFocus xmlns:cs="http://www.alacra.com/cs">regional_banks</cs:sectorFocus><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tag><cs:tagMention xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tagMention><title>U.S.Banks: Boston Conference Highlights - Day 2</title><cs:type xmlns:cs="http://www.alacra.com/cs">SectorComment</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Sector Analysis</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">2577</cs:wcnum><description> U.S.Banks: Boston Conference Highlights - Day # We provide highlights from the BancAnalyst Association of Boston Conference 
The primary focus of the conference continued to be on credit quality, specifically related to commercial real...</description><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">aareal_bank</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">abn_amro</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">aegon</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">affiliated_managers</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">alliance_leicester</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">alliancebernstein</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">allianz</cs:index_entry_companySector><cs:index_entry_companySector 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(Cincinnati, Ohio)</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">FIrst Pittsburgh Capital Corp.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">First Bank and Trust Company of Mechanicsburg</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">PNC Financial Corp.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Brentwood Financial Corp.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Brentwood Savings Association</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">First National Pennsylvania Corp.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">CCNB Corp.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">PNC Bank Corp.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">PNC Bank</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">United National Bancorp</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">UnitedTrust</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">United National Bank of Washington</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Riggs National</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">James Madison Ltd.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Riggs Bank N.A.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Riggs Capital</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Riggs Capital II</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Riggs Capital Partners L.L.C.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Riggs Capital Partners II L.L.C.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Mercantile Bankshares Corp</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Baltimore Trust Co</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Fredericksburg National Bancorp</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Fredericktown Bank and Trust Co</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Forest Hill State Bank</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Westminster Bank and Trust Co of Carro</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Peninsula Bank</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Farmers and Mechanics Bank</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Home Federal Savings Bank</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">F &amp; M Bancorp</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Community Bank of North Virginia</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">James Monroe Bancorp Inc.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Citizens National Bank</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Sterling Financial Corp</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">PNC Va</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Westminster Union Bank</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Mercantile Southern Maryland Bank</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Mercantile Eastern Shore Bank</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Mercantile Fidelity Bank</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Mercantile Peninsula Bank</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Mercantile Potomac Bank</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">National Bank of Fredericksburg</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">MBC Realty L.L.C.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">PNC (Annapolis, Maryland)</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Hopkins Plaza agency Inc.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Mercantile Capital Advisors Inc.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Hopkinds Plaza Securities Inc.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Bank of Lancaster County N.A.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">First National Bank of North East</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Yardville National Bancorp</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">National City Corp.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">National City Corp.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Sterling Financial Trust Co.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Town and Country Inc.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">National City Bank of Kentucky</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">National City Bank(Cleveland,Ohio)</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">NatCity Investments Inc.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">National City Mortgage Co.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">National City Bank of Indiana L.L.C.</bir:company><bir:company xmlns:bir="http://www.alacra.com/bir">Yardville Natinal Bank</bir:company><bir:cou xmlns:bir="http://www.alacra.com/bir">United States</bir:cou><pubDate>04 Nov 2009 06:21:57 EST</pubDate><bir:descr xmlns:bir="http://www.alacra.com/bir">Founded by James Laughlin and B.F. Jones in 1983 PNC Financial Services Group incorporated in Pennsylvania and went public on the New York Stock Exchange. PNC is a bank in the United States and a diversified financial services firm operating in Retail Ban</bir:descr><bir:exch xmlns:bir="http://www.alacra.com/bir">NYSE</bir:exch><bir:naics xmlns:bir="http://www.alacra.com/bir">551111</bir:naics><bir:revenue xmlns:bir="http://www.alacra.com/bir">M</bir:revenue><bir:sic xmlns:bir="http://www.alacra.com/bir">6712</bir:sic><bir:size xmlns:bir="http://www.alacra.com/bir">I</bir:size><bir:snaics xmlns:bir="http://www.alacra.com/bir">522110</bir:snaics><bir:snaics xmlns:bir="http://www.alacra.com/bir">523991</bir:snaics><bir:ssic xmlns:bir="http://www.alacra.com/bir">6021</bir:ssic><bir:ssic xmlns:bir="http://www.alacra.com/bir">6022</bir:ssic><bir:ssic xmlns:bir="http://www.alacra.com/bir">6091</bir:ssic><bir:ticker xmlns:bir="http://www.alacra.com/bir">PNC</bir:ticker><title>PNC Financial Services Group Inc.</title><description>Founded by James Laughlin and B.F. Jones in 1983 PNC Financial Services Group incorporated in Pennsylvania and went public on the New York Stock Exchange. PNC is a bank in the United States and a diversified financial services firm operating in Retail Ban</description><category>Company Profiles &amp; Financials</category><alacra:ip>Gale Company Profiles</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/newstex/XIN-0001-39346043</link><newstex:docid xmlns:newstex="http://www.alacra.com/newstex">XIN-0001-39346043</newstex:docid><guid isPermaLink="false">newstex/XIN-0001-39346043</guid><newstex:index_mode xmlns:newstex="http://www.alacra.com/newstex">xml</newstex:index_mode><newstex:Contributor xmlns:newstex="http://www.alacra.com/newstex">Newstex Inc.</newstex:Contributor><newstex:CopyrightDate xmlns:newstex="http://www.alacra.com/newstex">2005</newstex:CopyrightDate><newstex:CopyrightHolder xmlns:newstex="http://www.alacra.com/newstex">Copyright (c) Xinhua News Agency</newstex:CopyrightHolder><newstex:Provider xmlns:newstex="http://www.alacra.com/newstex">Newstex Inc.</newstex:Provider><newstex:ProviderId xmlns:newstex="http://www.alacra.com/newstex">newstex.com</newstex:ProviderId><newstex:PublicIdentifier xmlns:newstex="http://www.alacra.com/newstex">newstexXIN-0001-39346043</newstex:PublicIdentifier><newstex:Publication xmlns:newstex="http://www.alacra.com/newstex">English News Service</newstex:Publication><newstex:PublicationCode xmlns:newstex="http://www.alacra.com/newstex">0001</newstex:PublicationCode><newstex:Publisher xmlns:newstex="http://www.alacra.com/newstex">Xinhua News Agency</newstex:Publisher><newstex:PublisherCode xmlns:newstex="http://www.alacra.com/newstex">XIN</newstex:PublisherCode><newstex:RevisionId xmlns:newstex="http://www.alacra.com/newstex">1</newstex:RevisionId><newstex:Source xmlns:newstex="http://www.alacra.com/newstex">Newstex Inc.</newstex:Source><newstex:SourceId xmlns:newstex="http://www.alacra.com/newstex">Xinhua News Agency - ENS Newstex</newstex:SourceId><newstex:cat xmlns:newstex="http://www.alacra.com/newstex">11000000</newstex:cat><newstex:cat xmlns:newstex="http://www.alacra.com/newstex">11006000</newstex:cat><newstex:cat xmlns:newstex="http://www.alacra.com/newstex">04000000</newstex:cat><newstex:cat xmlns:newstex="http://www.alacra.com/newstex">04017000</newstex:cat><newstex:cat xmlns:newstex="http://www.alacra.com/newstex">04017002</newstex:cat><pubDate>01 Nov 2009 11:28:42 EST</pubDate><newstex:event xmlns:newstex="http://www.alacra.com/newstex">18000000</newstex:event><newstex:event xmlns:newstex="http://www.alacra.com/newstex">18005000</newstex:event><newstex:loaddate xmlns:newstex="http://www.alacra.com/newstex">11/1/2009</newstex:loaddate><title>Interview: Economists urge U.S. to replace government-led growth</title><description> WASHINGTON, Nov. #, #### (Xinhua News Agency delivered by Newstex) -- The U.S. economy grew #.# percent in the third quarter for the first time in more than a year, indicating the worst recession since the ####s may be coming to an...</description><newstex:index_entry_company xmlns:newstex="http://www.alacra.com/newstex">PNC FINANCIAL SERVICES GROUP INC</newstex:index_entry_company><newstex:index_entry_ticker xmlns:newstex="http://www.alacra.com/newstex">PNC</newstex:index_entry_ticker><category>News</category><alacra:ip>Newstex</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/moodys/CMT_0000512119</link><moodys:docid xmlns:moodys="http://www.alacra.com/moodys">CMT_0000512119</moodys:docid><guid isPermaLink="false">moodys/CMT_0000512119</guid><moodys:index_mode xmlns:moodys="http://www.alacra.com/moodys">html</moodys:index_mode><pubDate>24 Oct 2009 12:23:50 EST</pubDate><moodys:format xmlns:moodys="http://www.alacra.com/moodys">html</moodys:format><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">PNC Financial Services Group, Inc.</moodys:issuer><moodys:issuer_list xmlns:moodys="http://www.alacra.com/moodys">PNC Financial Services Group, Inc.</moodys:issuer_list><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">611850</moodys:org_id><moodys:price xmlns:moodys="http://www.alacra.com/moodys">150.0000</moodys:price><moodys:printdate xmlns:moodys="http://www.alacra.com/moodys">23 Oct 2009</moodys:printdate><moodys:report_class xmlns:moodys="http://www.alacra.com/moodys">News</moodys:report_class><moodys:report_type xmlns:moodys="http://www.alacra.com/moodys">Issuer Comment</moodys:report_type><moodys:sector xmlns:moodys="http://www.alacra.com/moodys">C</moodys:sector><title>PNC Financial Services Group: Earnings Commentary -- Third Quarter 2009</title><description>Global Credit Research Issuer Comment ## OCT ####   Issuer Comment: PNC Financial Services Group, Inc. PNC Financial Services Group: Earnings Commentary -- Third Quarter #### PNC's third quarter results were boosted by modest revenue...</description><category>Credit &amp; Investment Research</category><alacra:ip>Moody's Global Credit Research</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-PNC_3Q09_Beats_Nat_City_Leads_to_Margin_Lift-90171</link><cs:docid xmlns:cs="http://www.alacra.com/cs">90171</cs:docid><guid isPermaLink="false">cs/90171</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">ArticleTemplate</cs:DS><cs:abstract xmlns:cs="http://www.alacra.com/cs">PNC's core earnings beat consensus on higher net interest income, lower provisions, and lower expenses. Net interest margin expanded, and expected to continue the trend in 4Q09 from deposit repricing.</cs:abstract><cs:analyst xmlns:cs="http://www.alacra.com/cs">blancaster</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">dhendler</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">klanspa</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">pnc_financial_services</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">pnc_financial_services</cs:companyFocus><cs:csid xmlns:cs="http://www.alacra.com/cs">90171</cs:csid><pubDate>22 Oct 2009 11:09:37 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">90171</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">united_states</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">regional_banks</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">regional_banks</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">earnings</cs:tag><cs:tagMention xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tagMention><cs:tagMention xmlns:cs="http://www.alacra.com/cs">earnings</cs:tagMention><title>PNC 3Q09 Beats: Nat City Leads to Margin Lift</title><cs:type xmlns:cs="http://www.alacra.com/cs">EarningsNote</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Earnings Note</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">2480</cs:wcnum><description> PNC #Q## Beats: Nat City Leads to Margin Lift Earnings: PNC's core earnings beat consensus on higher net interest income, lower provisions, and lower expenses 
NIM: expected to increase in #Q## from repricing of deposits 
Capital: Ratios...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/ccbn/B2473694</link><ccbn:docid xmlns:ccbn="http://www.alacra.com/ccbn">B2473694</ccbn:docid><guid isPermaLink="false">ccbn/B2473694</guid><ccbn:index_mode xmlns:ccbn="http://www.alacra.com/ccbn">norm</ccbn:index_mode><pubDate>22 Oct 2009 12:17:00 EST</pubDate><ccbn:eventid xmlns:ccbn="http://www.alacra.com/ccbn">2473694</ccbn:eventid><ccbn:headline xmlns:ccbn="http://www.alacra.com/ccbn">Edited Brief of PNC earnings conference call or presentation, 22-Oct-09 8:30am ET</ccbn:headline><ccbn:name xmlns:ccbn="http://www.alacra.com/ccbn">PNC Financial Services Group</ccbn:name><ccbn:price xmlns:ccbn="http://www.alacra.com/ccbn">54.0000</ccbn:price><ccbn:revision xmlns:ccbn="http://www.alacra.com/ccbn">Edited</ccbn:revision><ccbn:storetitle xmlns:ccbn="http://www.alacra.com/ccbn">PNC Financial Services Group Q3 2009 Earnings Conference Call Summary</ccbn:storetitle><ccbn:ticker xmlns:ccbn="http://www.alacra.com/ccbn">PNC</ccbn:ticker><ccbn:time xmlns:ccbn="http://www.alacra.com/ccbn">8:30am ET</ccbn:time><title>PNC Financial Services Group Q3 2009 Earnings Conference Call Summary</title><ccbn:type xmlns:ccbn="http://www.alacra.com/ccbn">Brief</ccbn:type><description>...Paul Miller FBR Capital Markets - Analyst Mike Mayo Calyon Securities Inc. - Analyst Betsy Graseck Morgan Stanley - Analyst Edward Najarian ISI Group - Analyst Moshe Orenbuch Credit Suisse - Analyst David Konrad Keefe, Bruyette &amp; Woods - Analyst Heather Wolf UBS - Analyst Gerard Cassidy RBC Capital Markets - Analyst Keith Horowitz Citi - Analyst Rick Weiss Janney Montgomery Scott LLC - Analyst...

</description><category>Credit &amp; Investment Research</category><alacra:ip>Thomson StreetEvents</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/ccbn/T2473694</link><ccbn:docid xmlns:ccbn="http://www.alacra.com/ccbn">T2473694</ccbn:docid><guid isPermaLink="false">ccbn/T2473694</guid><ccbn:index_mode xmlns:ccbn="http://www.alacra.com/ccbn">norm</ccbn:index_mode><pubDate>22 Oct 2009 10:07:00 EST</pubDate><ccbn:eventid xmlns:ccbn="http://www.alacra.com/ccbn">2473694</ccbn:eventid><ccbn:headline xmlns:ccbn="http://www.alacra.com/ccbn">Final Transcript of PNC earnings conference call or presentation, 22-Oct-09 8:30am ET</ccbn:headline><ccbn:name xmlns:ccbn="http://www.alacra.com/ccbn">PNC Financial Services Group</ccbn:name><ccbn:price xmlns:ccbn="http://www.alacra.com/ccbn">54.0000</ccbn:price><ccbn:revision xmlns:ccbn="http://www.alacra.com/ccbn">Final</ccbn:revision><ccbn:storetitle xmlns:ccbn="http://www.alacra.com/ccbn">PNC Financial Services Group Q3 2009 Earnings Conference Call Transcript</ccbn:storetitle><ccbn:ticker xmlns:ccbn="http://www.alacra.com/ccbn">PNC</ccbn:ticker><ccbn:time xmlns:ccbn="http://www.alacra.com/ccbn">8:30am ET</ccbn:time><title>PNC Financial Services Group Q3 2009 Earnings Conference Call Transcript</title><ccbn:type xmlns:ccbn="http://www.alacra.com/ccbn">Transcript</ccbn:type><description>...Paul Miller FBR Capital Markets - Analyst Mike Mayo Calyon Securities Inc. - Analyst Betsy Graseck Morgan Stanley - Analyst Edward Najarian ISI Group - Analyst Moshe Orenbuch Credit Suisse - Analyst David Konrad Keefe, Bruyette &amp; Woods - Analyst Heather Wolf UBS - Analyst Gerard Cassidy RBC Capital Markets - Analyst Keith Horowitz Citi - Analyst Rick Weiss Janney Montgomery Scott LLC - Analyst...

</description><category>Credit &amp; Investment Research</category><alacra:ip>Thomson StreetEvents</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-PNC_Offers_500_Million_of_Senior_Notes-89054</link><cs:docid xmlns:cs="http://www.alacra.com/cs">89054</cs:docid><guid isPermaLink="false">cs/89054</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">WWTemplate</cs:DS><cs:company xmlns:cs="http://www.alacra.com/cs">pnc_financial_services</cs:company><cs:csid xmlns:cs="http://www.alacra.com/cs">89054</cs:csid><pubDate>21 Sep 2009 11:09:00 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">89054</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">regional_banks</cs:sector><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tag><title>PNC: Offers $500 Million of Senior Notes</title><cs:type xmlns:cs="http://www.alacra.com/cs">WorthWatching</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Worth Watching</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">89</cs:wcnum><description> PNC: Offers $### Million of Senior Notes PNCÂ (A#(Neg)/A) completed a $### million senior notes offering due September ##, ####. The bonds pay a #.##% coupon and were priced at ##.###. The company noted that it intends to utilize the...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-U_S_Banks_Regionals_See_More_CRE_Pain_TARP_TBD-88831</link><cs:docid xmlns:cs="http://www.alacra.com/cs">88831</cs:docid><guid isPermaLink="false">cs/88831</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">ArticleTemplate</cs:DS><cs:abstract xmlns:cs="http://www.alacra.com/cs">Regional bank shared gloomy commercial real estate outlooks and desire to repay TARP. Asset gatherers in stronger position whether in securities or cash spheres.</cs:abstract><cs:analyst xmlns:cs="http://www.alacra.com/cs">dhendler</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">blancaster</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">klanspa</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">new_analyst</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">suntrust_banks</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">northern_trust</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">pnc_financial_services</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">td_ameritrade</cs:company><cs:csid xmlns:cs="http://www.alacra.com/cs">88831</cs:csid><pubDate>15 Sep 2009 12:09:00 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">88831</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:sector xmlns:cs="http://www.alacra.com/cs">regional_banks</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">banks</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">brokers</cs:sector><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tag><title>U.S. Banks: Regionals See More CRE Pain, TARP TBD</title><cs:type xmlns:cs="http://www.alacra.com/cs">SectorComment</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Sector Article</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">1960</cs:wcnum><description> U.S. Banks: Regionals See More CRE Pain, TARP TBD Several regional banks and asset gatherers presented this morning at BarCap's Global Financial Services Conference 

Both PNC and SunTrust noted the continued sluggish banking environment...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-EarningsNotes_January_23-2107</link><cs:docid xmlns:cs="http://www.alacra.com/cs">2107</cs:docid><guid isPermaLink="false">cs/2107</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">ArticleTemplate</cs:DS><cs:analyst xmlns:cs="http://www.alacra.com/cs">creditsights_staff</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">pnc_financial_services</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">northeast_utilities</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">alcatel_lucent</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">att</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">banco_santander_central_hispano</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">motorola</cs:company><cs:country xmlns:cs="http://www.alacra.com/cs">es</cs:country><cs:country xmlns:cs="http://www.alacra.com/cs">gb</cs:country><cs:country xmlns:cs="http://www.alacra.com/cs">fr</cs:country><cs:csid xmlns:cs="http://www.alacra.com/cs">2107</cs:csid><pubDate>14 Sep 2009 01:10:13 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">2107</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:region xmlns:cs="http://www.alacra.com/cs">europe</cs:region><cs:sector xmlns:cs="http://www.alacra.com/cs">wireless</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">energy</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">regional_banks</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">communications_equipment</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">utilities</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">hardware</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">technology</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">electric</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">integrated_telecom</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">telecom</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">tmt</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">banks</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">earnings</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">euro_markets_issuers</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tag><title>EarningsNotes (January 23)</title><cs:type xmlns:cs="http://www.alacra.com/cs">EarningsNote</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Earnings Note</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">1197</cs:wcnum><description> EarningsNotes (January ##) â–ª BancoÂ Santander Central Hispano SAÂ (Aa#/A+, S&amp;P has a negative outlook) reported #Q## EPS of â‚¬#.##, compared to â‚¬#.## million linked quarter. Reported earnings were â‚¬### million,...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/fitch/464736_report_frame</link><fitch:docid xmlns:fitch="http://www.alacra.com/fitch">464736_report_frame</fitch:docid><guid isPermaLink="false">fitch/464736_report_frame</guid><fitch:index_mode xmlns:fitch="http://www.alacra.com/fitch">pdf</fitch:index_mode><fitch:company xmlns:fitch="http://www.alacra.com/fitch">First National of Nebraska, Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Old National Bancorp</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Morgan Stanley</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">State Street Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Central Pacific Financial Corp.</fitch:company><fitch:company 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xmlns:spcred="http://www.alacra.com/spcred">7688Z</spcred:index_entry_secticker><spcred:index_entry_sector xmlns:spcred="http://www.alacra.com/spcred">ABCP</spcred:index_entry_sector><spcred:index_entry_sector xmlns:spcred="http://www.alacra.com/spcred">ABS</spcred:index_entry_sector><spcred:index_entry_sector xmlns:spcred="http://www.alacra.com/spcred">CMBS</spcred:index_entry_sector><spcred:index_entry_sector xmlns:spcred="http://www.alacra.com/spcred">FI</spcred:index_entry_sector><spcred:index_entry_sector xmlns:spcred="http://www.alacra.com/spcred">GLOBISS</spcred:index_entry_sector><spcred:index_entry_sector xmlns:spcred="http://www.alacra.com/spcred">PUBFIN</spcred:index_entry_sector><spcred:index_entry_sector xmlns:spcred="http://www.alacra.com/spcred">RMBS</spcred:index_entry_sector><spcred:index_entry_sector xmlns:spcred="http://www.alacra.com/spcred">STRUC</spcred:index_entry_sector><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">725191</spcred:index_entry_seccusip><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">69349L</spcred:index_entry_seccusip><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">69349K</spcred:index_entry_seccusip><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">69349J</spcred:index_entry_seccusip><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">69347S</spcred:index_entry_seccusip><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">69347K</spcred:index_entry_seccusip><spcred:index_entry_dispcountry xmlns:spcred="http://www.alacra.com/spcred">United States</spcred:index_entry_dispcountry><category>Credit &amp; Investment Research</category><alacra:ip>S&amp;P Credit Research</alacra:ip></item><item><link>http://www.alacrastore.com/storecontent/fitch/462994_report_frame</link><fitch:docid xmlns:fitch="http://www.alacra.com/fitch">462994_report_frame</fitch:docid><guid isPermaLink="false">fitch/462994_report_frame</guid><fitch:index_mode xmlns:fitch="http://www.alacra.com/fitch">pdf</fitch:index_mode><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Regions Financial Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Bank of America Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Morgan Stanley</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Capital One Financial Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">PNC Financial Services Group Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Fifth Third Bancorp</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">State Street Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Northern Trust Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Wells Fargo &amp; Company</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">The Goldman Sachs Group, Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Zions Bancorporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">The Bank of New York Mellon Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Marshall &amp; Ilsley Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">U.S. Bancorp</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">BB&amp;T Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">KeyCorp</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Citigroup Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Comerica Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">JP Morgan &amp; Company Incorporated</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Huntington Bancshares Inc.</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">M &amp; T Bank Corporation</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">SunTrust Banks, Inc.</fitch:company><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80089338</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80417179</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80089491</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80088933</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80090347</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80090333</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80089245</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80089134</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80088923</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80089031</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80088985</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80089622</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80088977</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80090388</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80089718</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80089030</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80090415</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80089154</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80088930</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80089717</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80089477</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80089109</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80089572</fitch:companyid><pubDate>21 Aug 2009 02:17:00 EST</pubDate><fitch:industry xmlns:fitch="http://www.alacra.com/fitch">01010203</fitch:industry><fitch:industry xmlns:fitch="http://www.alacra.com/fitch">01010100</fitch:industry><fitch:price xmlns:fitch="http://www.alacra.com/fitch">275</fitch:price><fitch:report xmlns:fitch="http://www.alacra.com/fitch">Special Report</fitch:report><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">NTRS</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">RF</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">MS</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">BK</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">STI</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">STT</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">FITB</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">MI</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">BBT</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">ZION</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">C</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">GS</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">COF</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">MTB</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">HBAN</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">PNC</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">WFC</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">USB</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">BAC</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">CMA</fitch:ticker><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">KEY</fitch:ticker><title>U.S. Banking Quarterly 2Q09</title><description>Fitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.</description><category>Credit &amp; Investment Research</category><alacra:ip>Fitch Research</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-PNC_Financial_2Q09_Tearsheet-88155</link><cs:docid xmlns:cs="http://www.alacra.com/cs">88155</cs:docid><guid isPermaLink="false">cs/88155</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">TearsheetTemplate</cs:DS><cs:analyst xmlns:cs="http://www.alacra.com/cs">blancaster</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">dhendler</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">pnc_financial_services</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">pnc_financial_services</cs:companyFocus><cs:csid xmlns:cs="http://www.alacra.com/cs">88155</cs:csid><pubDate>20 Aug 2009 11:09:00 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">88155</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">united_states</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">regional_banks</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">regional_banks</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tag><cs:tagMention xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tagMention><title>PNC Financial 2Q09 Tearsheet</title><cs:type xmlns:cs="http://www.alacra.com/cs">Tearsheet</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Tearsheet</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">911</cs:wcnum><description> PNC Financial #Q## Tearsheet PNC's (A#(Neg)/A) ratings trends are negative, with a negative outlook from Moody's and S&amp;P. We recently downgraded PNC to A. Nat City will likely lead to weaker asset quality metrics, but PNC will expand...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item></channel></rss>