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<item><link>http://www.alacrastore.com/research/moodys-global-credit-research-Moody_s_concludes_rating_action_on_Lloyds_hybrid_and_junior_subordinated_debt-PR_190794_87760</link><moodys:docid xmlns:moodys="http://www.alacra.com/moodys">PR_190794_87760</moodys:docid><guid isPermaLink="false">moodys/PR_190794_87760</guid><moodys:index_mode xmlns:moodys="http://www.alacra.com/moodys">html</moodys:index_mode><pubDate>24 Nov 2009 07:33:54 EST</pubDate><moodys:format xmlns:moodys="http://www.alacra.com/moodys">html</moodys:format><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Bank of Scotland Capital Funding L.P.</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Bank of Scotland plc</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Cheltenham &amp; Gloucester plc</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Halifax plc</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">HBOS Capital 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xmlns:cs="http://www.alacra.com/cs">toronto_dominion</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">ubs</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">unicredit</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">unionbancal</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">unipol</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">united_overseas_bank</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">us_bancorp</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">waddell_reed</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">washington_mutual</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">wells_fargo</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">westlb</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">westpac</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">woori_financial</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">zions_bancorporation</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">zurich_financial</cs:index_entry_companySector><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><title>Lloyds Banking Group PLC acquires Admiral Taverns Ltd (pending)</title><description>UK - Lloyds Banking Group PLC planned to acquire a ##% interest in Admiral Taverns Ltd, a Chester-based owner and operator of pubs.</description><pubDate>19 Nov 2009 09:10:58 EST</pubDate><sdc:company_cusip xmlns:sdc="http://www.alacra.com/sdc">539439</sdc:company_cusip><sdc:target_company_cusip xmlns:sdc="http://www.alacra.com/sdc">00665T</sdc:target_company_cusip><sdc:company_cusip_up xmlns:sdc="http://www.alacra.com/sdc">539439</sdc:company_cusip_up><sdc:target_company_cusip_up xmlns:sdc="http://www.alacra.com/sdc">00665T</sdc:target_company_cusip_up><sdc:company xmlns:sdc="http://www.alacra.com/sdc">Lloyds Banking Group PLC</sdc:company><sdc:target_company xmlns:sdc="http://www.alacra.com/sdc">Admiral Taverns Ltd</sdc:target_company><sdc:company_up xmlns:sdc="http://www.alacra.com/sdc">Lloyds Banking Group PLC</sdc:company_up><sdc:target_company_up xmlns:sdc="http://www.alacra.com/sdc">Admiral Taverns Ltd</sdc:target_company_up><link>http://www.alacrastore.com/storecontent/Thomson_M%26A/Lloyds_Banking_Group_PLC_acquires_Admiral_Taverns_Ltd-2128835040</link><guid isPermaLink="false">sdc/2128835040</guid><sdc:deal 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Places</sdc:value></sdc:b_MAINDUSTRY><sdc:b_NATION><sdc:value>United Kingdom</sdc:value></sdc:b_NATION><sdc:b_SICDESC><sdc:value>Eating places</sdc:value></sdc:b_SICDESC><sdc:b_SICPI><sdc:value>5812</sdc:value></sdc:b_SICPI><sdc:b_STATE><sdc:value>FF</sdc:value></sdc:b_STATE><sdc:b_STATELONG><sdc:value>Foreign</sdc:value></sdc:b_STATELONG><sdc:b_STATUS><sdc:value>Private</sdc:value></sdc:b_STATUS><sdc:c_ACIDGEN><sdc:value>355119002</sdc:value></sdc:c_ACIDGEN><sdc:c2up_BUSS><sdc:value>Pvd bkg svcs</sdc:value></sdc:c2up_BUSS><sdc:c3up_BUSS><sdc:value>Own,op pubs</sdc:value></sdc:c3up_BUSS><sdc:co_DESCR><sdc:value>Unspecified</sdc:value></sdc:co_DESCR><sdc:cs_DESCR><sdc:value>Stock</sdc:value></sdc:cs_DESCR><sdc:d_TCIDGEN><sdc:value>858231001</sdc:value></sdc:d_TCIDGEN><sdc:date_lastupdate><sdc:value>Nov 19 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sdc:p="10">11.00000</sdc:value><sdc:value sdc:p="11">12.00000</sdc:value><sdc:value sdc:p="12">13.00000</sdc:value><sdc:value sdc:p="13">14.00000</sdc:value></sdc:g_SEQ><sdc:g_TEST><sdc:value sdc:p="0">Lloyds Banking Group PLC,</sdc:value><sdc:value sdc:p="1">headquartered in Edinburgh,</sdc:value><sdc:value sdc:p="2">UK, with office in London,</sdc:value><sdc:value sdc:p="3">provides banking services with</sdc:value><sdc:value sdc:p="4">branches and offices in the UK</sdc:value><sdc:value sdc:p="5">and overseas. It also provides</sdc:value><sdc:value sdc:p="6">mortgages and private banking</sdc:value><sdc:value sdc:p="7">services to personal</sdc:value><sdc:value sdc:p="8">customers. The bank is divided</sdc:value><sdc:value sdc:p="9">into four business divisions:</sdc:value><sdc:value sdc:p="10">retail banking, wholesale,</sdc:value><sdc:value sdc:p="11">insurance and wealth and</sdc:value><sdc:value sdc:p="12">international. The company was</sdc:value><sdc:value sdc:p="13">founded in 1995.</sdc:value></sdc:g_TEST><sdc:g_business><sdc:value sdc:p="0">Lloyds Banking Group PLC, headquartered in Edinburgh, UK,</sdc:value><sdc:value sdc:p="1">with office in London, provides banking services with</sdc:value><sdc:value sdc:p="2">branches and offices in the UK and overseas. It also</sdc:value><sdc:value sdc:p="3">provides mortgages and private banking services to personal</sdc:value><sdc:value sdc:p="4">customers. The bank is divided into four business divisions:</sdc:value><sdc:value sdc:p="5">retail banking, wholesale, insurance and wealth and</sdc:value><sdc:value sdc:p="6">international. The company was founded in 1995.</sdc:value></sdc:g_business><sdc:g_business1><sdc:value>Lloyds Banking Group PLC, headquartered in Edinburgh, UK, with office in London, provides banking services with branches and offices in the UK and overseas. It also provides mortgages and private banking services to personal customers. The bank is divided into four business divisions: retail banking, wholesale, insurance and wealth and international. The company was founded in 1995.</sdc:value></sdc:g_business1><sdc:h_SEQ><sdc:value sdc:p="0">1.00000</sdc:value><sdc:value sdc:p="1">2.00000</sdc:value><sdc:value sdc:p="2">3.00000</sdc:value><sdc:value sdc:p="3">4.00000</sdc:value><sdc:value sdc:p="4">5.00000</sdc:value><sdc:value sdc:p="5">6.00000</sdc:value><sdc:value sdc:p="6">7.00000</sdc:value><sdc:value sdc:p="7">8.00000</sdc:value></sdc:h_SEQ><sdc:h_TEST><sdc:value sdc:p="0">Admiral Tavern Ltd, located in</sdc:value><sdc:value sdc:p="1">Chester, UK, owns and operates</sdc:value><sdc:value sdc:p="2">pubs in UK. It has an estate</sdc:value><sdc:value sdc:p="3">of 2,000 pubs which include</sdc:value><sdc:value sdc:p="4">community locals, town/city</sdc:value><sdc:value sdc:p="5">centre, bars, village and</sdc:value><sdc:value sdc:p="6">rural pubs. It was founded in</sdc:value><sdc:value sdc:p="7">2003.</sdc:value></sdc:h_TEST><sdc:h_business><sdc:value sdc:p="0">Admiral Tavern Ltd, located in Chester, UK, owns and</sdc:value><sdc:value sdc:p="1">operates pubs in UK. It has an estate of 2,000 pubs which</sdc:value><sdc:value sdc:p="2">include community locals, town/city centre, bars, village</sdc:value><sdc:value sdc:p="3">and rural pubs. It was founded in 2003.</sdc:value></sdc:h_business><sdc:h_business1><sdc:value>Admiral Tavern Ltd, located in Chester, UK, owns and operates pubs in UK. It has an estate of 2,000 pubs which include community locals, town/city centre, bars, village and rural pubs. It was founded in 2003.</sdc:value></sdc:h_business1><sdc:i_AFEEPCT><sdc:value>0.00000</sdc:value></sdc:i_AFEEPCT><sdc:i_AFEETOT><sdc:value>0.00000</sdc:value></sdc:i_AFEETOT><sdc:i_ATERMFEE><sdc:value>0.00000</sdc:value></sdc:i_ATERMFEE><sdc:i_COMOUT><sdc:value>0.00000</sdc:value></sdc:i_COMOUT><sdc:i_CROSS1><sdc:value>N</sdc:value></sdc:i_CROSS1><sdc:i_DATEANN><sdc:value>17 Nov 09</sdc:value></sdc:i_DATEANN><sdc:i_DATEANN2><sdc:value>Tue, 17 Nov 2009 00:00:00 EST</sdc:value></sdc:i_DATEANN2><sdc:i_DATEANNS><sdc:value>Date Announced: 11/17/2009</sdc:value></sdc:i_DATEANNS><sdc:i_DATEEFFS><sdc:value>Date Effective:</sdc:value></sdc:i_DATEEFFS><sdc:i_DESCR><sdc:value>Acq. Maj. Int.</sdc:value></sdc:i_DESCR><sdc:i_DESCR1><sdc:value>Friendly</sdc:value></sdc:i_DESCR1><sdc:i_FEEPCT><sdc:value>0.00000</sdc:value></sdc:i_FEEPCT><sdc:i_FEETOT><sdc:value>0.00000</sdc:value></sdc:i_FEETOT><sdc:i_HOSTAFEETOT><sdc:value>0.00000</sdc:value></sdc:i_HOSTAFEETOT><sdc:i_HOSTENTVAL><sdc:value>0.00000</sdc:value></sdc:i_HOSTENTVAL><sdc:i_HOSTFEETOT><sdc:value>0.00000</sdc:value></sdc:i_HOSTFEETOT><sdc:i_HOSTPR><sdc:value>0.00000</sdc:value></sdc:i_HOSTPR><sdc:i_HOSTPRLABEL><sdc:value>Price/Share</sdc:value></sdc:i_HOSTPRLABEL><sdc:i_HOSTTFEETOT><sdc:value>0.00000</sdc:value></sdc:i_HOSTTFEETOT><sdc:i_HOSTVALUE><sdc:value>0</sdc:value></sdc:i_HOSTVALUE><sdc:i_HOSTVALUE1><sdc:value>0.00000</sdc:value></sdc:i_HOSTVALUE1><sdc:i_HOST_EQVAL><sdc:value>0.00000</sdc:value></sdc:i_HOST_EQVAL><sdc:i_HOST_RANKVAL><sdc:value>0</sdc:value></sdc:i_HOST_RANKVAL><sdc:i_HOST_RANKVAL1><sdc:value>0.00000</sdc:value></sdc:i_HOST_RANKVAL1><sdc:i_PCTACQ><sdc:value>0.00000</sdc:value></sdc:i_PCTACQ><sdc:i_PCTOWN><sdc:value>0.00000</sdc:value></sdc:i_PCTOWN><sdc:i_PR><sdc:value>0.00000</sdc:value></sdc:i_PR><sdc:i_PR_INITIAL><sdc:value>0.00000</sdc:value></sdc:i_PR_INITIAL><sdc:i_RANKVAL><sdc:value>0.00000</sdc:value></sdc:i_RANKVAL><sdc:i_RANK_HOSTRANKVAL><sdc:value>0</sdc:value></sdc:i_RANK_HOSTRANKVAL><sdc:i_RATE><sdc:value>0.00000</sdc:value></sdc:i_RATE><sdc:i_STATUS_MMC><sdc:value>N</sdc:value></sdc:i_STATUS_MMC><sdc:i_STGVAL><sdc:value>0.00000</sdc:value></sdc:i_STGVAL><sdc:i_TERMFEE><sdc:value>0.00000</sdc:value></sdc:i_TERMFEE><sdc:i_TFEEPCT><sdc:value>0.00000</sdc:value></sdc:i_TFEEPCT><sdc:i_TFEETOT><sdc:value>0.00000</sdc:value></sdc:i_TFEETOT><sdc:i_TTERMFEE><sdc:value>0.00000</sdc:value></sdc:i_TTERMFEE><sdc:i_VALLIA><sdc:value>0.00000</sdc:value></sdc:i_VALLIA><sdc:i_VALNOLIA><sdc:value>0.00000</sdc:value></sdc:i_VALNOLIA><sdc:i_VALUE><sdc:value>0.00000</sdc:value></sdc:i_VALUE><sdc:j_EQVALCF><sdc:value>0.00000</sdc:value></sdc:j_EQVALCF><sdc:j_EVCF><sdc:value>0.00000</sdc:value></sdc:j_EVCF><sdc:j_EVEBIT><sdc:value>0.00000</sdc:value></sdc:j_EVEBIT><sdc:j_EVNI><sdc:value>0.00000</sdc:value></sdc:j_EVNI><sdc:j_EVSALES><sdc:value>0.00000</sdc:value></sdc:j_EVSALES><sdc:j_MPE><sdc:value>0.00000</sdc:value></sdc:j_MPE><sdc:j_MPRICEBOOK><sdc:value>0.00000</sdc:value></sdc:j_MPRICEBOOK><sdc:j_PHELD><sdc:value>0.00000</sdc:value></sdc:j_PHELD><sdc:j_PSOUGHT><sdc:value>50.00000</sdc:value></sdc:j_PSOUGHT><sdc:j_RANKVALCF><sdc:value>0.00000</sdc:value></sdc:j_RANKVALCF><sdc:j_RANKVALEB><sdc:value>0.00000</sdc:value></sdc:j_RANKVALEB><sdc:j_RANKVALNA><sdc:value>0.00000</sdc:value></sdc:j_RANKVALNA><sdc:j_RANKVALNI><sdc:value>0.00000</sdc:value></sdc:j_RANKVALNI><sdc:j_RANKVALSALES><sdc:value>0.00000</sdc:value></sdc:j_RANKVALSALES><sdc:j_VALEB><sdc:value>0.00000</sdc:value></sdc:j_VALEB><sdc:j_VALNI><sdc:value>0.00000</sdc:value></sdc:j_VALNI><sdc:j_VALSALES><sdc:value>0.00000</sdc:value></sdc:j_VALSALES><sdc:m_AMV><sdc:value>40661.03800</sdc:value></sdc:m_AMV><sdc:m_CF3YGR><sdc:value>0.00000</sdc:value></sdc:m_CF3YGR><sdc:m_CF5YGR><sdc:value>0.00000</sdc:value></sdc:m_CF5YGR><sdc:m_DCR><sdc:value>0.00000</sdc:value></sdc:m_DCR><sdc:m_ENTVAL><sdc:value>0.00000</sdc:value></sdc:m_ENTVAL><sdc:m_EPS3YGR><sdc:value>0.00000</sdc:value></sdc:m_EPS3YGR><sdc:m_EPS5YGR><sdc:value>0.00000</sdc:value></sdc:m_EPS5YGR><sdc:m_LTD><sdc:value>0.00000</sdc:value></sdc:m_LTD><sdc:m_MV><sdc:value>0.00000</sdc:value></sdc:m_MV><sdc:m_NETASS><sdc:value>0.00000</sdc:value></sdc:m_NETASS><sdc:m_NETASS3YGR><sdc:value>0.00000</sdc:value></sdc:m_NETASS3YGR><sdc:m_NETASS5YGR><sdc:value>0.00000</sdc:value></sdc:m_NETASS5YGR><sdc:m_NI3YGR><sdc:value>0.00000</sdc:value></sdc:m_NI3YGR><sdc:m_NI5YGR><sdc:value>0.00000</sdc:value></sdc:m_NI5YGR><sdc:n_SEQ><sdc:value sdc:p="0">1.00000</sdc:value><sdc:value sdc:p="1">2.00000</sdc:value><sdc:value sdc:p="2">3.00000</sdc:value><sdc:value sdc:p="3">4.00000</sdc:value><sdc:value sdc:p="4">5.00000</sdc:value></sdc:n_SEQ><sdc:n_SYNOPSIS><sdc:value sdc:p="0">UK - Lloyds Banking Group PLC</sdc:value><sdc:value sdc:p="1">planned to acquire a 50%</sdc:value><sdc:value sdc:p="2">interest in Admiral Taverns</sdc:value><sdc:value sdc:p="3">Ltd, a Chester-based owner</sdc:value><sdc:value sdc:p="4">and operator of pubs.</sdc:value></sdc:n_SYNOPSIS><sdc:n_synopsis2><sdc:value>UK - Lloyds Banking Group PLC planned to acquire a 50% interest in Admiral Taverns Ltd, a Chester-based owner and operator of pubs.</sdc:value></sdc:n_synopsis2><sdc:n_synopsis3><sdc:value sdc:p="0">UK - Lloyds Banking Group PLC planned to acquire a 50% interest in Admiral Taverns Ltd, a</sdc:value><sdc:value sdc:p="1">Chester-based owner and operator of pubs.</sdc:value></sdc:n_synopsis3><sdc:n_synopsis4><sdc:value>UK - Lloyds Banking Group PLC planned to acquire a 50% interest in Admiral Taverns Ltd, a Chester-based owner and operator of pubs.</sdc:value></sdc:n_synopsis4><sdc:n_synopsis5><sdc:value>UK - Lloyds Banking Group PLC planned to acquire a 50% interest in Admiral Taverns Ltd, a Chester-based owner and operator of pubs.</sdc:value></sdc:n_synopsis5><sdc:q_DESCR><sdc:value>Pending</sdc:value></sdc:q_DESCR><sdc:q_HOSTANETASS><sdc:value>9699.00000</sdc:value></sdc:q_HOSTANETASS><sdc:q_HOSTANILTM><sdc:value>819.00000</sdc:value></sdc:q_HOSTANILTM><sdc:q_HOSTASALESLTM><sdc:value>21800.00000</sdc:value></sdc:q_HOSTASALESLTM><sdc:q_HOSTATASS><sdc:value>435200.00000</sdc:value></sdc:q_HOSTATASS><sdc:q_HOSTBOOKVALUE><sdc:value>0.00000</sdc:value></sdc:q_HOSTBOOKVALUE><sdc:q_HOSTCASHFLOW><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW><sdc:q_HOSTCASHFLOW1><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW1><sdc:q_HOSTCASHFLOW2><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW2><sdc:q_HOSTCASHFLOW3><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW3><sdc:q_HOSTCASHFLOW4><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW4><sdc:q_HOSTCASHFLOW5><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW5><sdc:q_HOSTCOMMONEQUITY><sdc:value>0.00000</sdc:value></sdc:q_HOSTCOMMONEQUITY><sdc:q_HOSTEBITLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTEBITLTM><sdc:q_HOSTEPS1><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS1><sdc:q_HOSTEPS2><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS2><sdc:q_HOSTEPS3><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS3><sdc:q_HOSTEPS4><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS4><sdc:q_HOSTEPS5><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS5><sdc:q_HOSTEPSLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPSLTM><sdc:q_HOSTNETASS><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS><sdc:q_HOSTNETASS1><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS1><sdc:q_HOSTNETASS2><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS2><sdc:q_HOSTNETASS3><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS3><sdc:q_HOSTNETASS4><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS4><sdc:q_HOSTNETASS5><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS5><sdc:q_HOSTNI1><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI1><sdc:q_HOSTNI2><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI2><sdc:q_HOSTNI3><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI3><sdc:q_HOSTNI4><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI4><sdc:q_HOSTNI5><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI5><sdc:q_HOSTNILTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTNILTM><sdc:q_HOSTPTINC1><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC1><sdc:q_HOSTPTINC2><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC2><sdc:q_HOSTPTINC3><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC3><sdc:q_HOSTPTINC4><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC4><sdc:q_HOSTPTINC5><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC5><sdc:q_HOSTPTINCLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINCLTM><sdc:q_HOSTSALES1><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES1><sdc:q_HOSTSALES2><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES2><sdc:q_HOSTSALES3><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES3><sdc:q_HOSTSALES4><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES4><sdc:q_HOSTSALES5><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES5><sdc:q_HOSTSALESLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALESLTM><sdc:q_HOSTTASS><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS><sdc:q_HOSTTASS1><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS1><sdc:q_HOSTTASS2><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS2><sdc:q_HOSTTASS3><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS3><sdc:q_HOSTTASS4><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS4><sdc:q_HOSTTASS5><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS5><sdc:q_STATUS><sdc:value>Status:Pending</sdc:value></sdc:q_STATUS><sdc:r_PE><sdc:value>-999.00000</sdc:value></sdc:r_PE><sdc:r_PE_PRINT><sdc:value>np</sdc:value></sdc:r_PE_PRINT><sdc:r_PFTMARG><sdc:value>0.00000</sdc:value></sdc:r_PFTMARG><sdc:r_PRICEBOOK><sdc:value>-999.00000</sdc:value></sdc:r_PRICEBOOK><sdc:r_PRICEBOOK_PRINT><sdc:value>np</sdc:value></sdc:r_PRICEBOOK_PRINT><sdc:r_PTINC3YGR><sdc:value>0.00000</sdc:value></sdc:r_PTINC3YGR><sdc:r_PTINC5YGR><sdc:value>0.00000</sdc:value></sdc:r_PTINC5YGR><sdc:r_ROE><sdc:value>0.00000</sdc:value></sdc:r_ROE><sdc:r_SALES3YGR><sdc:value>0.00000</sdc:value></sdc:r_SALES3YGR><sdc:r_SALES5YGR><sdc:value>0.00000</sdc:value></sdc:r_SALES5YGR><sdc:r_SE><sdc:value>0.00000</sdc:value></sdc:r_SE><sdc:r_TASS3YGR><sdc:value>0.00000</sdc:value></sdc:r_TASS3YGR><sdc:r_TASS5YGR><sdc:value>0.00000</sdc:value></sdc:r_TASS5YGR><sdc:r_TTCFMULT><sdc:value>0.00000</sdc:value></sdc:r_TTCFMULT><sdc:r_TTEBITMULT><sdc:value>0.00000</sdc:value></sdc:r_TTEBITMULT><sdc:r_VALNA><sdc:value>0.00000</sdc:value></sdc:r_VALNA><sdc:sic_SIC><sdc:value sdc:p="0">5812:Eating places</sdc:value><sdc:value sdc:p="1">5813:Drinking places (alcoholic beverages)</sdc:value></sdc:sic_SIC><sdc:upa_UPACIDGEN><sdc:value>355119002</sdc:value></sdc:upa_UPACIDGEN><sdc:upa1_EXCHANGE><sdc:value>London</sdc:value></sdc:upa1_EXCHANGE><sdc:upa1_NATION><sdc:value>United Kingdom</sdc:value></sdc:upa1_NATION><sdc:upa1_SICP><sdc:value>6000</sdc:value></sdc:upa1_SICP><sdc:upa1_STATE><sdc:value>Foreign</sdc:value></sdc:upa1_STATE><sdc:upa1_STATUS><sdc:value>Public</sdc:value></sdc:upa1_STATUS><sdc:upa1_TICKER><sdc:value>LLOY</sdc:value></sdc:upa1_TICKER><sdc:upsic_SIC><sdc:value sdc:p="0">5812:Eating places</sdc:value><sdc:value sdc:p="1">5813:Drinking places (alcoholic beverages)</sdc:value></sdc:upsic_SIC><sdc:upt_UPTCIDGEN><sdc:value>858231001</sdc:value></sdc:upt_UPTCIDGEN><sdc:upt1_NATION><sdc:value>United Kingdom</sdc:value></sdc:upt1_NATION><sdc:upt1_SICP><sdc:value>5812</sdc:value></sdc:upt1_SICP><sdc:upt1_STATE><sdc:value>Foreign</sdc:value></sdc:upt1_STATE><sdc:upt1_STATUS><sdc:value>Private</sdc:value></sdc:upt1_STATUS><sdc:x_RANK1_VALUE><sdc:value>0.00000</sdc:value></sdc:x_RANK1_VALUE><sdc:x_RANK_HOSTRANKVAL><sdc:value>0.00000</sdc:value></sdc:x_RANK_HOSTRANKVAL><sdc:x_RANK_RANKVAL><sdc:value>0.00000</sdc:value></sdc:x_RANK_RANKVAL><sdc:x_rank_rankstgval><sdc:value>0.00000</sdc:value></sdc:x_rank_rankstgval></sdc:deal><category>Deal Information</category><alacra:ip>TF Mergers &amp; Acquisitions</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-KBC_Limited_Divestments-91595</link><cs:docid xmlns:cs="http://www.alacra.com/cs">91595</cs:docid><guid isPermaLink="false">cs/91595</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">WWTemplate</cs:DS><cs:analyst xmlns:cs="http://www.alacra.com/cs">sadamson</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">ing</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">kbc_bank</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">lloyds_tsb</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">ing</cs:companyFocus><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">kbc_bank</cs:companyFocus><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">lloyds_tsb</cs:companyFocus><cs:country xmlns:cs="http://www.alacra.com/cs">belgium</cs:country><cs:country xmlns:cs="http://www.alacra.com/cs">netherlands</cs:country><cs:country xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:country><cs:countryMention xmlns:cs="http://www.alacra.com/cs">belgium</cs:countryMention><cs:countryMention xmlns:cs="http://www.alacra.com/cs">netherlands</cs:countryMention><cs:countryMention xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:countryMention><cs:csid xmlns:cs="http://www.alacra.com/cs">91595</cs:csid><pubDate>19 Nov 2009 03:18:32 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">91595</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">europe</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">europe</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">banks</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">banks</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">euro_markets_issuers</cs:tag><cs:tagMention xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tagMention><cs:tagMention xmlns:cs="http://www.alacra.com/cs">euro_markets_issuers</cs:tagMention><title>KBC: Limited Divestments</title><cs:type xmlns:cs="http://www.alacra.com/cs">WorthWatching</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Worth Watching</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">310</cs:wcnum><description> KBC: Limited Divestments KBCÂ (A#/A-/A), ING (A#â–¼/A/A) and Lloyds Banking Group (A#/A/AA-) all received final approval from the European Commission in respect of their state aid plans. As usual, the Commission released few details,...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/fitch-ratings-Lloyds_Banking_Group_plc-485526_report_frame</link><fitch:docid xmlns:fitch="http://www.alacra.com/fitch">485526_report_frame</fitch:docid><guid isPermaLink="false">fitch/485526_report_frame</guid><fitch:index_mode xmlns:fitch="http://www.alacra.com/fitch">pdf</fitch:index_mode><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Bank of Scotland plc</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">HBOS plc</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Lloyds Banking Group PLC</fitch:company><fitch:company xmlns:fitch="http://www.alacra.com/fitch">Lloyds TSB Bank plc</fitch:company><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80359546</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80359914</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80359915</fitch:companyid><fitch:companyid xmlns:fitch="http://www.alacra.com/fitch">80362319</fitch:companyid><pubDate>17 Nov 2009 02:42:00 EST</pubDate><fitch:industry xmlns:fitch="http://www.alacra.com/fitch">01010100</fitch:industry><fitch:price xmlns:fitch="http://www.alacra.com/fitch">165</fitch:price><fitch:report xmlns:fitch="http://www.alacra.com/fitch">Credit Update</fitch:report><fitch:ticker xmlns:fitch="http://www.alacra.com/fitch">LLOY</fitch:ticker><title>Lloyds Banking Group plc</title><description>Fitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.</description><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">ARG</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">DEU</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">ESP</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">GBR</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">IND</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">MEX</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">RUS</fitch:index_entry_country_code><fitch:index_entry_country_code xmlns:fitch="http://www.alacra.com/fitch">USA</fitch:index_entry_country_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">01010000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">01010100</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">01020000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">01030000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">01031000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">02020000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">03000000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">03010000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">03010800</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">03020000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">03030000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">04000000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">04010000</fitch:index_entry_mkt_sector_code><fitch:index_entry_mkt_sector_code xmlns:fitch="http://www.alacra.com/fitch">04020000</fitch:index_entry_mkt_sector_code><category>Credit &amp; Investment Research</category><alacra:ip>Fitch Research</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-Lloyds_Banking_Group_ECNs_Neither_Fish_Nor_Fowl-91267</link><cs:docid xmlns:cs="http://www.alacra.com/cs">91267</cs:docid><guid isPermaLink="false">cs/91267</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">WWTemplate</cs:DS><cs:analyst xmlns:cs="http://www.alacra.com/cs">sadamson</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">hbos</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">lloyds_tsb</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">hbos</cs:companyFocus><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">lloyds_tsb</cs:companyFocus><cs:country xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:country><cs:countryMention xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:countryMention><cs:csid xmlns:cs="http://www.alacra.com/cs">91267</cs:csid><pubDate>12 Nov 2009 06:09:54 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">91267</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">europe</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">europe</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">banks</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">banks</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">euro_markets_issuers</cs:tag><cs:tagMention xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tagMention><cs:tagMention xmlns:cs="http://www.alacra.com/cs">euro_markets_issuers</cs:tagMention><title>Lloyds Banking Group: ECNs - Neither Fish Nor Fowl</title><cs:type xmlns:cs="http://www.alacra.com/cs">WorthWatching</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Worth Watching</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">705</cs:wcnum><description> Lloyds Banking Group: ECNs - Neither Fish Nor Fowl Lloyds Banking GroupÂ (A#/A/AA-) announced that it is increasing the maximum amount of Enhanced Capital Notes (ECNs) it may issue under its Non-US Exchange Offer from Â£#.# bln to Â£#.#...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-UK_RMBS_When_a_Master_Trust_Dies_It_Dies_Slowly-91244</link><cs:docid xmlns:cs="http://www.alacra.com/cs">91244</cs:docid><guid isPermaLink="false">cs/91244</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">ArticleTemplate</cs:DS><cs:abstract xmlns:cs="http://www.alacra.com/cs">Principal repayment on UK mortgages rates have collapsed. The drop in repayments exposes holders of master-trust RMBS to the risk of a very long repayment schedule.</cs:abstract><cs:analyst xmlns:cs="http://www.alacra.com/cs">dwatts</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">hgaletova</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">bradford_bingley</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">hbos</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">lloyds_tsb</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">northern_rock</cs:company><cs:companyMention xmlns:cs="http://www.alacra.com/cs">bradford_bingley</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">hbos</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">lloyds_tsb</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">northern_rock</cs:companyMention><cs:country xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:country><cs:countryMention xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:countryMention><cs:csid xmlns:cs="http://www.alacra.com/cs">91244</cs:csid><pubDate>11 Nov 2009 11:09:38 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">91244</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">europe</cs:region><cs:regionFocus xmlns:cs="http://www.alacra.com/cs">europe</cs:regionFocus><cs:sector xmlns:cs="http://www.alacra.com/cs">banks</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">banks</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">mortgages</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">strategy</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">structured_products</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">subprime</cs:tag><cs:tagFocus xmlns:cs="http://www.alacra.com/cs">mortgages</cs:tagFocus><cs:tagFocus xmlns:cs="http://www.alacra.com/cs">strategy</cs:tagFocus><cs:tagFocus xmlns:cs="http://www.alacra.com/cs">structured_products</cs:tagFocus><cs:tagMention xmlns:cs="http://www.alacra.com/cs">subprime</cs:tagMention><title>UK RMBS: When a Master Trust Dies, It Dies Slowly</title><cs:type xmlns:cs="http://www.alacra.com/cs">StrategyComment</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Strategy Analysis</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">1998</cs:wcnum><description> UK RMBS: When a Master Trust Dies, It Dies Slowly Principal repayment rates have collapsed to their lowest level since at least ####, according to Bank of England data. This fall in repayments is creating a risk that holders of RMBS...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-EuroStrategy_Lloyds_Injects_More_Cash_Into_RMBS-91092</link><cs:docid xmlns:cs="http://www.alacra.com/cs">91092</cs:docid><guid isPermaLink="false">cs/91092</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">WWTemplate</cs:DS><cs:analyst xmlns:cs="http://www.alacra.com/cs">dwatts</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">lloyds_tsb</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">lloyds_tsb</cs:companyFocus><cs:country xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:country><cs:countryMention xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:countryMention><cs:csid xmlns:cs="http://www.alacra.com/cs">91092</cs:csid><pubDate>09 Nov 2009 11:52:06 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">91092</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">europe</cs:region><cs:regionFocus xmlns:cs="http://www.alacra.com/cs">europe</cs:regionFocus><cs:sector xmlns:cs="http://www.alacra.com/cs">banks</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">banks</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">euro_markets_issuers</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">mortgages</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">structured_products</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">subprime</cs:tag><cs:tagFocus xmlns:cs="http://www.alacra.com/cs">mortgages</cs:tagFocus><cs:tagFocus xmlns:cs="http://www.alacra.com/cs">structured_products</cs:tagFocus><cs:tagMention xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tagMention><cs:tagMention xmlns:cs="http://www.alacra.com/cs">euro_markets_issuers</cs:tagMention><cs:tagMention xmlns:cs="http://www.alacra.com/cs">subprime</cs:tagMention><title>EuroStrategy: Lloyds Injects More Cash Into RMBS</title><cs:type xmlns:cs="http://www.alacra.com/cs">WorthWatching</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Worth Watching</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">412</cs:wcnum><description> EuroStrategy: Lloyds Injects More Cash Into RMBS EuroStrategyÂ Lloyds Banking Group announced on Friday that it had made a refinancing contribution to its Arkle UK RMBS Master Issuer to redeem nine notes with a sterling equivalent outstanding...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-Euro_Financial_Movers_In_The_Coco_Channel-91054</link><cs:docid xmlns:cs="http://www.alacra.com/cs">91054</cs:docid><guid isPermaLink="false">cs/91054</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">ArticleTemplate</cs:DS><cs:abstract xmlns:cs="http://www.alacra.com/cs">The crisis fall-out continued last week: RBS and Lloyds agreed to restructuring and capital raising plans, bank and insurance earnings showed both optimism and fragility, and new accounting rules for loan losses were proposed.</cs:abstract><cs:analyst xmlns:cs="http://www.alacra.com/cs">jraymond</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">sadamson</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">aegon</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">bank_of_ireland</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">commerzbank</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">danske_bank</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">generali</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">hannover_re</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">lloyds_tsb</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">munich_re</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">royal_bank_of_scotland</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">societe_generale</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">swiss_reinsurance</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">ubs</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">zurich_financial</cs:company><cs:companyMention xmlns:cs="http://www.alacra.com/cs">aegon</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">bank_of_ireland</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">commerzbank</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">danske_bank</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">generali</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">hannover_re</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">lloyds_tsb</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">munich_re</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">royal_bank_of_scotland</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">societe_generale</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">swiss_reinsurance</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">ubs</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">zurich_financial</cs:companyMention><cs:csid xmlns:cs="http://www.alacra.com/cs">91054</cs:csid><pubDate>09 Nov 2009 11:52:00 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">91054</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">europe</cs:region><cs:regionFocus xmlns:cs="http://www.alacra.com/cs">europe</cs:regionFocus><cs:sector xmlns:cs="http://www.alacra.com/cs">banks</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">insurance</cs:sector><cs:sectorFocus xmlns:cs="http://www.alacra.com/cs">banks</cs:sectorFocus><cs:sectorFocus xmlns:cs="http://www.alacra.com/cs">insurance</cs:sectorFocus><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><title>Euro Financial Movers: In The Coco Channel</title><cs:type xmlns:cs="http://www.alacra.com/cs">euroFinancialMovers</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Euro Financial Movers</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">1657</cs:wcnum><description> Euro Financial Movers: In The Coco Channel The week was dominated by the long-awaited restructuring plans announced by RBS and Lloyds, with the latter eliciting the more positive reaction 
While the equity market weighs the implications...</description><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">aareal_bank</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">aareal_bank</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">abn_amro</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">abn_amro</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">ace_limited</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">ace_limited</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">aegon</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">aegon</cs:index_entry_companySector><cs:index_entry_companySector 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xmlns:cs="http://www.alacra.com/cs">hsbc_holdings</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">lloyds_tsb</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">northern_rock</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">royal_bank_of_scotland</cs:companyMention><cs:country xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:country><cs:countryMention xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:countryMention><cs:csid xmlns:cs="http://www.alacra.com/cs">78887</cs:csid><pubDate>09 Nov 2009 11:51:58 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">78887</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">europe</cs:region><cs:regionMention 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xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">ArticleTemplate</cs:DS><cs:abstract xmlns:cs="http://www.alacra.com/cs">UK mortgage lenders are feeling the strain but are strong enough to cope with a downturn</cs:abstract><cs:analyst xmlns:cs="http://www.alacra.com/cs">sadamson</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">alliance_leicester</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">banco_santander_central_hispano</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">barclays</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">bradford_bingley</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">britannia_building_society</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">hbos</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">hsbc_holdings</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">lloyds_tsb</cs:company><cs:company 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xmlns:cs="http://www.alacra.com/cs">nationwide_building_society</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">northern_rock</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">royal_bank_of_scotland</cs:companyMention><cs:country xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:country><cs:countryMention xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:countryMention><cs:csid xmlns:cs="http://www.alacra.com/cs">60446</cs:csid><pubDate>09 Nov 2009 11:51:57 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">60446</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">europe</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">europe</cs:regionMention><cs:sector 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xmlns:cs="http://www.alacra.com/cs">woori_financial</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">woori_financial</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">zions_bancorporation</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">zions_bancorporation</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">zurich_financial</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">zurich_financial</cs:index_entry_companySector><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-UK_Mortgage_Lenders_Buy_To_Let_or_Buy_Too_Late-49999</link><cs:docid xmlns:cs="http://www.alacra.com/cs">49999</cs:docid><guid isPermaLink="false">cs/49999</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">ArticleTemplate</cs:DS><cs:abstract xmlns:cs="http://www.alacra.com/cs">UK mortgage lenders face a more difficult year, particularly in their specialist lending - we take a look at the state of the buy-to-let market.</cs:abstract><cs:analyst xmlns:cs="http://www.alacra.com/cs">sadamson</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">alliance_leicester</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">banco_santander_central_hispano</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">bank_of_ireland</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">barclays</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">bradford_bingley</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">britannia_building_society</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">hbos</cs:company><cs:company 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xmlns:cs="http://www.alacra.com/cs">hbos</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">hsbc_holdings</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">lloyds_tsb</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">nationwide_building_society</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">northern_rock</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">royal_bank_of_scotland</cs:companyMention><cs:country xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:country><cs:countryMention xmlns:cs="http://www.alacra.com/cs">united_kingdom</cs:countryMention><cs:csid xmlns:cs="http://www.alacra.com/cs">49999</cs:csid><pubDate>09 Nov 2009 11:51:56 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">49999</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">europe</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">europe</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">banks</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sectorFocus xmlns:cs="http://www.alacra.com/cs">banks</cs:sectorFocus><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">mortgages</cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">subprime</cs:tag><cs:tagFocus xmlns:cs="http://www.alacra.com/cs">mortgages</cs:tagFocus><cs:tagMention xmlns:cs="http://www.alacra.com/cs">subprime</cs:tagMention><title>UK Mortgage Lenders: Buy-To-Let, or Buy-Too-Late?</title><cs:type xmlns:cs="http://www.alacra.com/cs">SectorComment</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Sector Analysis</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">2386</cs:wcnum><description> UK Mortgage Lenders: Buy-To-Let, or Buy-Too-Late? The UK housing market should remain robust in #### despite rising interest rates and slowing house price inflation 
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xmlns:cs="http://www.alacra.com/cs">rheinland_pfalz_bank</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">royal_bank_of_canada</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">royal_bank_of_canada</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">royal_bank_of_scotland</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">royal_bank_of_scotland</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">royal_sun_alliance</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">royal_sun_alliance</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">rzb</cs:index_entry_companySector><cs:index_entry_companySector 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xmlns:cs="http://www.alacra.com/cs">sivb_financial</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">sivb_financial</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">slm</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">slm</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">sns_bank</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">sns_bank</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">societe_generale</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">societe_generale</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">standard_chartered</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">standard_chartered</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">state_bank_of_india</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">state_bank_of_india</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">state_street</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">state_street</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">sumitomo_mitsui_banking</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">sumitomo_mitsui_banking</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">suntrust_banks</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">suntrust_banks</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">svenska_handelsbanken</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">svenska_handelsbanken</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">swedbank</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">swedbank</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">swiss_reinsurance</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">swiss_reinsurance</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">t_rowe_price</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">t_rowe_price</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">td_ameritrade</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">td_ameritrade</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">toronto_dominion</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">toronto_dominion</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">ubs</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">ubs</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">unicredit</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">unicredit</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">unionbancal</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">unionbancal</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">unipol</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">unipol</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">united_overseas_bank</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">united_overseas_bank</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">us_bancorp</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">us_bancorp</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">waddell_reed</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">waddell_reed</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">washington_mutual</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">washington_mutual</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">wells_fargo</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">wells_fargo</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">westlb</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">westlb</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">westpac</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">westpac</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">woori_financial</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">woori_financial</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">zions_bancorporation</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">zions_bancorporation</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">zurich_financial</cs:index_entry_companySector><cs:index_entry_companySector xmlns:cs="http://www.alacra.com/cs">zurich_financial</cs:index_entry_companySector><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><title>Creditors acquires a minority stake in Lloyds Banking Group PLC (pending)</title><description>UK - London-based Lloyds Banking Group PLC (Lloyds) planned a debt restructuring transaction with Creditors (CR). Lloyds offered to exchange Enhanced Capital Notes (ECNs) or relevant exchange consideration in the form of new ordinary shares, cash or additional ECNs. Upon completion, CR's were to hold an undisclosed minority stake in the restructured Lloyds.</description><pubDate>06 Nov 2009 12:22:12 EST</pubDate><sdc:company_cusip xmlns:sdc="http://www.alacra.com/sdc">22542Z</sdc:company_cusip><sdc:target_company_cusip xmlns:sdc="http://www.alacra.com/sdc">539439</sdc:target_company_cusip><sdc:company_cusip_up xmlns:sdc="http://www.alacra.com/sdc">22542Z</sdc:company_cusip_up><sdc:target_company_cusip_up xmlns:sdc="http://www.alacra.com/sdc">539439</sdc:target_company_cusip_up><sdc:company xmlns:sdc="http://www.alacra.com/sdc">Creditors</sdc:company><sdc:target_company xmlns:sdc="http://www.alacra.com/sdc">Lloyds Banking Group PLC</sdc:target_company><sdc:company_up xmlns:sdc="http://www.alacra.com/sdc">Creditors</sdc:company_up><sdc:target_company_up xmlns:sdc="http://www.alacra.com/sdc">Lloyds Banking Group PLC</sdc:target_company_up><link>http://www.alacrastore.com/storecontent/Thomson_M%26A/Creditors_acquires_a_minority_stake_in_Lloyds_Banking_Group_PLC-2125000040</link><guid isPermaLink="false">sdc/2125000040</guid><sdc:deal xmlns:sdc="http://www.alacra.com/sdc"><sdc:deal_no>2125000040</sdc:deal_no><sdc:_copyright><sdc:value>Copyright Â© 2009, Thomson Financial, All Rights Reserved</sdc:value></sdc:_copyright><sdc:a_MAINDUSTRY><sdc:value>Investment &amp; Commodity Firms,Dealers,Exchanges</sdc:value></sdc:a_MAINDUSTRY><sdc:a_NATION><sdc:value>United Kingdom</sdc:value></sdc:a_NATION><sdc:a_SICDESC><sdc:value>Investors, nec</sdc:value></sdc:a_SICDESC><sdc:a_SICPI><sdc:value>6799</sdc:value></sdc:a_SICPI><sdc:a_STATE><sdc:value>FF</sdc:value></sdc:a_STATE><sdc:a_STATELONG><sdc:value>Foreign</sdc:value></sdc:a_STATELONG><sdc:a_STATUS><sdc:value>Private</sdc:value></sdc:a_STATUS><sdc:asic_SIC><sdc:value>6799:Investors, nec</sdc:value></sdc:asic_SIC><sdc:aupsic_SIC><sdc:value>6799:Investors, nec</sdc:value></sdc:aupsic_SIC><sdc:b_EXCHANGE><sdc:value>London</sdc:value></sdc:b_EXCHANGE><sdc:b_MAINDUSTRY><sdc:value>Commercial Banks, Bank Holding Companies</sdc:value></sdc:b_MAINDUSTRY><sdc:b_NATION><sdc:value>United Kingdom</sdc:value></sdc:b_NATION><sdc:b_SICDESC><sdc:value>Banks</sdc:value></sdc:b_SICDESC><sdc:b_SICPI><sdc:value>6000</sdc:value></sdc:b_SICPI><sdc:b_STATE><sdc:value>FF</sdc:value></sdc:b_STATE><sdc:b_STATELONG><sdc:value>Foreign</sdc:value></sdc:b_STATELONG><sdc:b_STATUS><sdc:value>Public</sdc:value></sdc:b_STATUS><sdc:b_TICKER><sdc:value>LLOY</sdc:value></sdc:b_TICKER><sdc:c_ACIDGEN><sdc:value>100018001</sdc:value></sdc:c_ACIDGEN><sdc:c2up_BUSS><sdc:value>Investment company</sdc:value></sdc:c2up_BUSS><sdc:c3up_BUSS><sdc:value>Pvd bkg svcs</sdc:value></sdc:c3up_BUSS><sdc:co_DESCR><sdc:value sdc:p="0">Preference Share</sdc:value><sdc:value sdc:p="1">Returned Debt</sdc:value></sdc:co_DESCR><sdc:cs_DESCR><sdc:value sdc:p="0">Debt</sdc:value><sdc:value sdc:p="1">Newly Issued Ord Sh</sdc:value></sdc:cs_DESCR><sdc:d_TCIDGEN><sdc:value>355119002</sdc:value></sdc:d_TCIDGEN><sdc:date_lastupdate><sdc:value>Nov 6 2009</sdc:value></sdc:date_lastupdate><sdc:finbltm_BV><sdc:value>1.71700</sdc:value></sdc:finbltm_BV><sdc:finbltm_CASH><sdc:value>0.00000</sdc:value></sdc:finbltm_CASH><sdc:finbltm_CASHFLOW><sdc:value>2131.86600</sdc:value></sdc:finbltm_CASHFLOW><sdc:finbltm_CASHFLOW1><sdc:value>2131.86600</sdc:value></sdc:finbltm_CASHFLOW1><sdc:finbltm_CASHFLOW2><sdc:value>6731.12900</sdc:value></sdc:finbltm_CASHFLOW2><sdc:finbltm_CASHFLOW3><sdc:value>7106.22000</sdc:value></sdc:finbltm_CASHFLOW3><sdc:finbltm_CASHFLOW4><sdc:value>0.00000</sdc:value></sdc:finbltm_CASHFLOW4><sdc:finbltm_CASHFLOW5><sdc:value>5980.94600</sdc:value></sdc:finbltm_CASHFLOW5><sdc:finbltm_COMEQ><sdc:value>13762.62400</sdc:value></sdc:finbltm_COMEQ><sdc:finbltm_DEBTRAT><sdc:value>0.97800</sdc:value></sdc:finbltm_DEBTRAT><sdc:finbltm_DSER2><sdc:value>35.23100</sdc:value></sdc:finbltm_DSER2><sdc:finbltm_EBIT><sdc:value>1182.41600</sdc:value></sdc:finbltm_EBIT><sdc:finbltm_EPS><sdc:value>0.15600</sdc:value></sdc:finbltm_EPS><sdc:finbltm_NI><sdc:value>1199.99900</sdc:value></sdc:finbltm_NI><sdc:finbltm_PTINC><sdc:value>1182.41600</sdc:value></sdc:finbltm_PTINC><sdc:finbltm_SALES><sdc:value>31941.36000</sdc:value></sdc:finbltm_SALES><sdc:finbltm_STDEBT><sdc:value>435760.73600</sdc:value></sdc:finbltm_STDEBT><sdc:finbltm_TASS><sdc:value>637655.04000</sdc:value></sdc:finbltm_TASS><sdc:fiscal_ADCR><sdc:value>0.00000</sdc:value></sdc:fiscal_ADCR><sdc:fiscal_ANI><sdc:value>0.00000</sdc:value></sdc:fiscal_ANI><sdc:fiscal_APFDCR><sdc:value>0.00000</sdc:value></sdc:fiscal_APFDCR><sdc:fiscal_ASALES><sdc:value>0.00000</sdc:value></sdc:fiscal_ASALES><sdc:fiscal_ATASS><sdc:value>0.00000</sdc:value></sdc:fiscal_ATASS><sdc:fiscal_DATEFIN><sdc:value>31 Dec 08</sdc:value></sdc:fiscal_DATEFIN><sdc:fiscal_FISCAL><sdc:value>31 Dec 08</sdc:value></sdc:fiscal_FISCAL><sdc:fiscal_FISCAL1><sdc:value>31 Dec 07</sdc:value></sdc:fiscal_FISCAL1><sdc:fiscal_FISCAL2><sdc:value>31 Dec 06</sdc:value></sdc:fiscal_FISCAL2><sdc:fiscal_FISCAL3><sdc:value>31 Dec 05</sdc:value></sdc:fiscal_FISCAL3><sdc:fiscal_FISCAL4><sdc:value>31 Dec 04</sdc:value></sdc:fiscal_FISCAL4><sdc:fiscal_RATE><sdc:value>1.46500</sdc:value></sdc:fiscal_RATE><sdc:g_SEQ><sdc:value>1.00000</sdc:value></sdc:g_SEQ><sdc:g_TEST><sdc:value>Investment company</sdc:value></sdc:g_TEST><sdc:g_business><sdc:value>Investment company</sdc:value></sdc:g_business><sdc:g_business1><sdc:value>Investment company</sdc:value></sdc:g_business1><sdc:h_SEQ><sdc:value sdc:p="0">1.00000</sdc:value><sdc:value sdc:p="1">2.00000</sdc:value><sdc:value sdc:p="2">3.00000</sdc:value><sdc:value sdc:p="3">4.00000</sdc:value><sdc:value sdc:p="4">5.00000</sdc:value><sdc:value sdc:p="5">6.00000</sdc:value><sdc:value sdc:p="6">7.00000</sdc:value><sdc:value sdc:p="7">8.00000</sdc:value><sdc:value sdc:p="8">9.00000</sdc:value><sdc:value sdc:p="9">10.00000</sdc:value><sdc:value sdc:p="10">11.00000</sdc:value><sdc:value sdc:p="11">12.00000</sdc:value><sdc:value sdc:p="12">13.00000</sdc:value><sdc:value sdc:p="13">14.00000</sdc:value></sdc:h_SEQ><sdc:h_TEST><sdc:value sdc:p="0">Lloyds Banking Group PLC,</sdc:value><sdc:value sdc:p="1">headquartered in London, UK,</sdc:value><sdc:value sdc:p="2">with office in Edinburgh,</sdc:value><sdc:value sdc:p="3">provides banking services with</sdc:value><sdc:value sdc:p="4">branches and offices in the UK</sdc:value><sdc:value sdc:p="5">and overseas. It also provides</sdc:value><sdc:value sdc:p="6">mortgages and private banking</sdc:value><sdc:value sdc:p="7">services to personal</sdc:value><sdc:value sdc:p="8">customers. The bank is divided</sdc:value><sdc:value sdc:p="9">into four business divisions:</sdc:value><sdc:value sdc:p="10">retail banking, wholesale,</sdc:value><sdc:value sdc:p="11">insurance and wealth and</sdc:value><sdc:value sdc:p="12">international. The company was</sdc:value><sdc:value sdc:p="13">founded in 1995.</sdc:value></sdc:h_TEST><sdc:h_business><sdc:value sdc:p="0">Lloyds Banking Group PLC, headquartered in London, UK, with</sdc:value><sdc:value sdc:p="1">office in Edinburgh, provides banking services with branches</sdc:value><sdc:value sdc:p="2">and offices in the UK and overseas. It also provides</sdc:value><sdc:value sdc:p="3">mortgages and private banking services to personal</sdc:value><sdc:value sdc:p="4">customers. The bank is divided into four business divisions:</sdc:value><sdc:value sdc:p="5">retail banking, wholesale, insurance and wealth and</sdc:value><sdc:value sdc:p="6">international. The company was founded in 1995.</sdc:value></sdc:h_business><sdc:h_business1><sdc:value>Lloyds Banking Group PLC, headquartered in London, UK, with office in Edinburgh, provides banking services with branches and offices in the UK and overseas. It also provides mortgages and private banking services to personal customers. The bank is divided into four business divisions: retail banking, wholesale, insurance and wealth and international. The company was founded in 1995.</sdc:value></sdc:h_business1><sdc:i_AFEEPCT><sdc:value>0.00000</sdc:value></sdc:i_AFEEPCT><sdc:i_AFEETOT><sdc:value>0.00000</sdc:value></sdc:i_AFEETOT><sdc:i_ATERMFEE><sdc:value>0.00000</sdc:value></sdc:i_ATERMFEE><sdc:i_COMOUT><sdc:value>0.00000</sdc:value></sdc:i_COMOUT><sdc:i_CROSS1><sdc:value>N</sdc:value></sdc:i_CROSS1><sdc:i_DATEANN><sdc:value>03 Nov 09</sdc:value></sdc:i_DATEANN><sdc:i_DATEANN2><sdc:value>Tue, 03 Nov 2009 00:00:00 EST</sdc:value></sdc:i_DATEANN2><sdc:i_DATEANNS><sdc:value>Date Announced: 11/03/2009</sdc:value></sdc:i_DATEANNS><sdc:i_DATEEFFS><sdc:value>Date Effective:</sdc:value></sdc:i_DATEEFFS><sdc:i_DESCR><sdc:value>Acq. Part. Int.</sdc:value></sdc:i_DESCR><sdc:i_DESCR1><sdc:value>Friendly</sdc:value></sdc:i_DESCR1><sdc:i_FEEPCT><sdc:value>0.00000</sdc:value></sdc:i_FEEPCT><sdc:i_FEETOT><sdc:value>0.00000</sdc:value></sdc:i_FEETOT><sdc:i_HOSTAFEETOT><sdc:value>0.00000</sdc:value></sdc:i_HOSTAFEETOT><sdc:i_HOSTENTVAL><sdc:value>0.00000</sdc:value></sdc:i_HOSTENTVAL><sdc:i_HOSTFEETOT><sdc:value>0.00000</sdc:value></sdc:i_HOSTFEETOT><sdc:i_HOSTPR><sdc:value>0.00000</sdc:value></sdc:i_HOSTPR><sdc:i_HOSTPRLABEL><sdc:value>Price/Share</sdc:value></sdc:i_HOSTPRLABEL><sdc:i_HOSTTFEETOT><sdc:value>0.00000</sdc:value></sdc:i_HOSTTFEETOT><sdc:i_HOSTVALUE><sdc:value>0</sdc:value></sdc:i_HOSTVALUE><sdc:i_HOSTVALUE1><sdc:value>0.00000</sdc:value></sdc:i_HOSTVALUE1><sdc:i_HOST_EQVAL><sdc:value>0.00000</sdc:value></sdc:i_HOST_EQVAL><sdc:i_HOST_RANKVAL><sdc:value>0</sdc:value></sdc:i_HOST_RANKVAL><sdc:i_HOST_RANKVAL1><sdc:value>0.00000</sdc:value></sdc:i_HOST_RANKVAL1><sdc:i_PCTACQ><sdc:value>0.00000</sdc:value></sdc:i_PCTACQ><sdc:i_PCTOWN><sdc:value>0.00000</sdc:value></sdc:i_PCTOWN><sdc:i_PR><sdc:value>0.00000</sdc:value></sdc:i_PR><sdc:i_PR_INITIAL><sdc:value>0.00000</sdc:value></sdc:i_PR_INITIAL><sdc:i_RANKVAL><sdc:value>330926.00000</sdc:value></sdc:i_RANKVAL><sdc:i_RANK_HOSTRANKVAL><sdc:value>0</sdc:value></sdc:i_RANK_HOSTRANKVAL><sdc:i_RATE><sdc:value>0.00000</sdc:value></sdc:i_RATE><sdc:i_STATUS_MMC><sdc:value>N</sdc:value></sdc:i_STATUS_MMC><sdc:i_STGVAL><sdc:value>0.00000</sdc:value></sdc:i_STGVAL><sdc:i_TERMFEE><sdc:value>0.00000</sdc:value></sdc:i_TERMFEE><sdc:i_TFEEPCT><sdc:value>0.00000</sdc:value></sdc:i_TFEEPCT><sdc:i_TFEETOT><sdc:value>0.00000</sdc:value></sdc:i_TFEETOT><sdc:i_TTERMFEE><sdc:value>0.00000</sdc:value></sdc:i_TTERMFEE><sdc:i_VALLIA><sdc:value>0.00000</sdc:value></sdc:i_VALLIA><sdc:i_VALNOLIA><sdc:value>0.00000</sdc:value></sdc:i_VALNOLIA><sdc:i_VALUE><sdc:value>0.00000</sdc:value></sdc:i_VALUE><sdc:j_EQVALCF><sdc:value>0.00000</sdc:value></sdc:j_EQVALCF><sdc:j_EVCF><sdc:value>0.00000</sdc:value></sdc:j_EVCF><sdc:j_EVEBIT><sdc:value>0.00000</sdc:value></sdc:j_EVEBIT><sdc:j_EVNI><sdc:value>0.00000</sdc:value></sdc:j_EVNI><sdc:j_EVSALES><sdc:value>0.00000</sdc:value></sdc:j_EVSALES><sdc:j_MPE><sdc:value>0.00000</sdc:value></sdc:j_MPE><sdc:j_MPRICEBOOK><sdc:value>0.00000</sdc:value></sdc:j_MPRICEBOOK><sdc:j_PHELD><sdc:value>0.00000</sdc:value></sdc:j_PHELD><sdc:j_PSOUGHT><sdc:value>0.00000</sdc:value></sdc:j_PSOUGHT><sdc:j_RANKVALCF><sdc:value>0.00000</sdc:value></sdc:j_RANKVALCF><sdc:j_RANKVALEB><sdc:value>0.00000</sdc:value></sdc:j_RANKVALEB><sdc:j_RANKVALNA><sdc:value>0.00000</sdc:value></sdc:j_RANKVALNA><sdc:j_RANKVALNI><sdc:value>0.00000</sdc:value></sdc:j_RANKVALNI><sdc:j_RANKVALSALES><sdc:value>0.00000</sdc:value></sdc:j_RANKVALSALES><sdc:j_VALEB><sdc:value>0.00000</sdc:value></sdc:j_VALEB><sdc:j_VALNI><sdc:value>0.00000</sdc:value></sdc:j_VALNI><sdc:j_VALSALES><sdc:value>0.00000</sdc:value></sdc:j_VALSALES><sdc:m_AMV><sdc:value>0.00000</sdc:value></sdc:m_AMV><sdc:m_CF3YGR><sdc:value>-45.22800</sdc:value></sdc:m_CF3YGR><sdc:m_CF5YGR><sdc:value>-22.73200</sdc:value></sdc:m_CF5YGR><sdc:m_DCR><sdc:value>0.09800</sdc:value></sdc:m_DCR><sdc:m_ENTVAL><sdc:value>0.00000</sdc:value></sdc:m_ENTVAL><sdc:m_EPS3YGR><sdc:value>-46.48000</sdc:value></sdc:m_EPS3YGR><sdc:m_EPS5YGR><sdc:value>-24.20000</sdc:value></sdc:m_EPS5YGR><sdc:m_LTD><sdc:value>49112.03900</sdc:value></sdc:m_LTD><sdc:m_MV><sdc:value>0.00000</sdc:value></sdc:m_MV><sdc:m_NETASS><sdc:value>14210.97500</sdc:value></sdc:m_NETASS><sdc:m_NETASS3YGR><sdc:value>-8.19200</sdc:value></sdc:m_NETASS3YGR><sdc:m_NETASS5YGR><sdc:value>-2.13400</sdc:value></sdc:m_NETASS5YGR><sdc:m_NI3YGR><sdc:value>-45.94600</sdc:value></sdc:m_NI3YGR><sdc:m_NI5YGR><sdc:value>-23.73600</sdc:value></sdc:m_NI5YGR><sdc:n_SEQ><sdc:value sdc:p="0">1.00000</sdc:value><sdc:value sdc:p="1">2.00000</sdc:value><sdc:value sdc:p="2">3.00000</sdc:value><sdc:value sdc:p="3">4.00000</sdc:value><sdc:value sdc:p="4">5.00000</sdc:value><sdc:value sdc:p="5">6.00000</sdc:value><sdc:value sdc:p="6">7.00000</sdc:value><sdc:value sdc:p="7">8.00000</sdc:value><sdc:value sdc:p="8">9.00000</sdc:value><sdc:value sdc:p="9">10.00000</sdc:value><sdc:value sdc:p="10">11.00000</sdc:value><sdc:value sdc:p="11">12.00000</sdc:value><sdc:value sdc:p="12">13.00000</sdc:value></sdc:n_SEQ><sdc:n_SYNOPSIS><sdc:value sdc:p="0">UK - London-based Lloyds</sdc:value><sdc:value sdc:p="1">Banking Group PLC (Lloyds)</sdc:value><sdc:value sdc:p="2">planned a debt restructuring</sdc:value><sdc:value sdc:p="3">transaction with Creditors</sdc:value><sdc:value sdc:p="4">(CR). Lloyds offered to</sdc:value><sdc:value sdc:p="5">exchange Enhanced Capital</sdc:value><sdc:value sdc:p="6">Notes (ECNs) or relevant</sdc:value><sdc:value sdc:p="7">exchange consideration in the</sdc:value><sdc:value sdc:p="8">form of new ordinary shares,</sdc:value><sdc:value sdc:p="9">cash or additional ECNs. Upon</sdc:value><sdc:value sdc:p="10">completion, CR's were to hold</sdc:value><sdc:value sdc:p="11">an undisclosed minority stake</sdc:value><sdc:value sdc:p="12">in the restructured Lloyds.</sdc:value></sdc:n_SYNOPSIS><sdc:n_synopsis2><sdc:value>UK - London-based Lloyds Banking Group PLC (Lloyds) planned a debt restructuring transaction with Creditors (CR). Lloyds offered to exchange Enhanced Capital Notes (ECNs) or relevant exchange consideration in the form of new ordinary shares, cash or additional ECNs. Upon completion, CR's were to hold an undisclosed minority stake in the restructured Lloyds.</sdc:value></sdc:n_synopsis2><sdc:n_synopsis3><sdc:value sdc:p="0">UK - London-based Lloyds Banking Group PLC (Lloyds) planned a debt restructuring</sdc:value><sdc:value sdc:p="1">transaction with Creditors (CR). Lloyds offered to exchange Enhanced Capital Notes (ECNs)</sdc:value><sdc:value sdc:p="2">or relevant exchange consideration in the form of new ordinary shares, cash or additional</sdc:value><sdc:value sdc:p="3">ECNs. Upon completion, CR's were to hold an undisclosed minority stake in the restructured</sdc:value><sdc:value sdc:p="4">Lloyds.</sdc:value></sdc:n_synopsis3><sdc:n_synopsis4><sdc:value sdc:p="0">UK - London-based Lloyds Banking Group PLC (Lloyds) planned a debt restructuring transaction with Creditors (CR). Lloyds offered to exchange Enhanced Capital Notes (ECNs) or relevant exchange</sdc:value><sdc:value sdc:p="1">consideration in the form of new ordinary shares, cash or additional ECNs. Upon completion, CR's were to hold an undisclosed minority stake in the restructured Lloyds.</sdc:value></sdc:n_synopsis4><sdc:n_synopsis5><sdc:value sdc:p="0">UK - London-based Lloyds Banking Group PLC (Lloyds) planned a debt restructuring transaction with Creditors (CR). Lloyds offered to</sdc:value><sdc:value sdc:p="1">exchange Enhanced Capital Notes (ECNs) or relevant exchange consideration in the form of new ordinary shares, cash or additional ECNs.</sdc:value><sdc:value sdc:p="2">Upon completion, CR's were to hold an undisclosed minority stake in the restructured Lloyds.</sdc:value></sdc:n_synopsis5><sdc:o_ATOTFEENEG><sdc:value>0.00000</sdc:value></sdc:o_ATOTFEENEG><sdc:o_MANAGER_LONG2><sdc:value>Credit Suisse Group</sdc:value></sdc:o_MANAGER_LONG2><sdc:o_SEQ><sdc:value>1.00000</sdc:value></sdc:o_SEQ><sdc:q_DESCR><sdc:value>Pending</sdc:value></sdc:q_DESCR><sdc:q_HOSTANETASS><sdc:value>0.00000</sdc:value></sdc:q_HOSTANETASS><sdc:q_HOSTANILTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTANILTM><sdc:q_HOSTASALESLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTASALESLTM><sdc:q_HOSTATASS><sdc:value>0.00000</sdc:value></sdc:q_HOSTATASS><sdc:q_HOSTBOOKVALUE><sdc:value>1.17200</sdc:value></sdc:q_HOSTBOOKVALUE><sdc:q_HOSTCASHFLOW><sdc:value>1455.00000</sdc:value></sdc:q_HOSTCASHFLOW><sdc:q_HOSTCASHFLOW1><sdc:value>1455.00000</sdc:value></sdc:q_HOSTCASHFLOW1><sdc:q_HOSTCASHFLOW2><sdc:value>4594.00000</sdc:value></sdc:q_HOSTCASHFLOW2><sdc:q_HOSTCASHFLOW3><sdc:value>4850.00000</sdc:value></sdc:q_HOSTCASHFLOW3><sdc:q_HOSTCASHFLOW4><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW4><sdc:q_HOSTCASHFLOW5><sdc:value>4082.00000</sdc:value></sdc:q_HOSTCASHFLOW5><sdc:q_HOSTCOMMONEQUITY><sdc:value>9393.00000</sdc:value></sdc:q_HOSTCOMMONEQUITY><sdc:q_HOSTEBITLTM><sdc:value>807.00000</sdc:value></sdc:q_HOSTEBITLTM><sdc:q_HOSTEPS1><sdc:value>0.10700</sdc:value></sdc:q_HOSTEPS1><sdc:q_HOSTEPS2><sdc:value>0.43400</sdc:value></sdc:q_HOSTEPS2><sdc:q_HOSTEPS3><sdc:value>0.37200</sdc:value></sdc:q_HOSTEPS3><sdc:q_HOSTEPS4><sdc:value>33.22700</sdc:value></sdc:q_HOSTEPS4><sdc:q_HOSTEPS5><sdc:value>0.32300</sdc:value></sdc:q_HOSTEPS5><sdc:q_HOSTEPSLTM><sdc:value>0.10700</sdc:value></sdc:q_HOSTEPSLTM><sdc:q_HOSTNETASS><sdc:value>9699.00000</sdc:value></sdc:q_HOSTNETASS><sdc:q_HOSTNETASS1><sdc:value>9699.00000</sdc:value></sdc:q_HOSTNETASS1><sdc:q_HOSTNETASS2><sdc:value>12425.00000</sdc:value></sdc:q_HOSTNETASS2><sdc:q_HOSTNETASS3><sdc:value>11507.00000</sdc:value></sdc:q_HOSTNETASS3><sdc:q_HOSTNETASS4><sdc:value>10630.00000</sdc:value></sdc:q_HOSTNETASS4><sdc:q_HOSTNETASS5><sdc:value>10573.00000</sdc:value></sdc:q_HOSTNETASS5><sdc:q_HOSTNI1><sdc:value>819.00000</sdc:value></sdc:q_HOSTNI1><sdc:q_HOSTNI2><sdc:value>3289.00000</sdc:value></sdc:q_HOSTNI2><sdc:q_HOSTNI3><sdc:value>2803.00000</sdc:value></sdc:q_HOSTNI3><sdc:q_HOSTNI4><sdc:value>2493.00000</sdc:value></sdc:q_HOSTNI4><sdc:q_HOSTNI5><sdc:value>2421.00000</sdc:value></sdc:q_HOSTNI5><sdc:q_HOSTNILTM><sdc:value>819.00000</sdc:value></sdc:q_HOSTNILTM><sdc:q_HOSTPTINC1><sdc:value>807.00000</sdc:value></sdc:q_HOSTPTINC1><sdc:q_HOSTPTINC2><sdc:value>4000.00000</sdc:value></sdc:q_HOSTPTINC2><sdc:q_HOSTPTINC3><sdc:value>4248.00000</sdc:value></sdc:q_HOSTPTINC3><sdc:q_HOSTPTINC4><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC4><sdc:q_HOSTPTINC5><sdc:value>3493.00000</sdc:value></sdc:q_HOSTPTINC5><sdc:q_HOSTPTINCLTM><sdc:value>807.00000</sdc:value></sdc:q_HOSTPTINCLTM><sdc:q_HOSTSALES1><sdc:value>21800.00000</sdc:value></sdc:q_HOSTSALES1><sdc:q_HOSTSALES2><sdc:value>30017.00000</sdc:value></sdc:q_HOSTSALES2><sdc:q_HOSTSALES3><sdc:value>29497.00000</sdc:value></sdc:q_HOSTSALES3><sdc:q_HOSTSALES4><sdc:value>30486.00000</sdc:value></sdc:q_HOSTSALES4><sdc:q_HOSTSALES5><sdc:value>15747.00000</sdc:value></sdc:q_HOSTSALES5><sdc:q_HOSTSALESLTM><sdc:value>21800.00000</sdc:value></sdc:q_HOSTSALESLTM><sdc:q_HOSTTASS><sdc:value>435200.00000</sdc:value></sdc:q_HOSTTASS><sdc:q_HOSTTASS1><sdc:value>435200.00000</sdc:value></sdc:q_HOSTTASS1><sdc:q_HOSTTASS2><sdc:value>353346.00000</sdc:value></sdc:q_HOSTTASS2><sdc:q_HOSTTASS3><sdc:value>343598.00000</sdc:value></sdc:q_HOSTTASS3><sdc:q_HOSTTASS4><sdc:value>309754.00000</sdc:value></sdc:q_HOSTTASS4><sdc:q_HOSTTASS5><sdc:value>279843.00000</sdc:value></sdc:q_HOSTTASS5><sdc:q_STATUS><sdc:value>Status:Pending</sdc:value></sdc:q_STATUS><sdc:r_CURR_CODE><sdc:value>STG</sdc:value></sdc:r_CURR_CODE><sdc:r_PE><sdc:value>-999.00000</sdc:value></sdc:r_PE><sdc:r_PE_PRINT><sdc:value>np</sdc:value></sdc:r_PE_PRINT><sdc:r_PFTMARG><sdc:value>0.03700</sdc:value></sdc:r_PFTMARG><sdc:r_PRICEBOOK><sdc:value>-999.00000</sdc:value></sdc:r_PRICEBOOK><sdc:r_PRICEBOOK_PRINT><sdc:value>np</sdc:value></sdc:r_PRICEBOOK_PRINT><sdc:r_PTINC3YGR><sdc:value>-56.41400</sdc:value></sdc:r_PTINC3YGR><sdc:r_PTINC5YGR><sdc:value>-30.67000</sdc:value></sdc:r_PTINC5YGR><sdc:r_ROE><sdc:value>8.71900</sdc:value></sdc:r_ROE><sdc:r_SALES3YGR><sdc:value>-14.03200</sdc:value></sdc:r_SALES3YGR><sdc:r_SALES5YGR><sdc:value>8.47100</sdc:value></sdc:r_SALES5YGR><sdc:r_SE><sdc:value>13762.62400</sdc:value></sdc:r_SE><sdc:r_TASS3YGR><sdc:value>12.54300</sdc:value></sdc:r_TASS3YGR><sdc:r_TASS5YGR><sdc:value>11.67200</sdc:value></sdc:r_TASS5YGR><sdc:r_TTCFMULT><sdc:value>0.00000</sdc:value></sdc:r_TTCFMULT><sdc:r_TTEBITMULT><sdc:value>0.00000</sdc:value></sdc:r_TTEBITMULT><sdc:r_VALNA><sdc:value>0.00000</sdc:value></sdc:r_VALNA><sdc:sic_SIC><sdc:value>6000:Banks</sdc:value></sdc:sic_SIC><sdc:upa_UPACIDGEN><sdc:value>100018001</sdc:value></sdc:upa_UPACIDGEN><sdc:upa1_NATION><sdc:value>Unknown</sdc:value></sdc:upa1_NATION><sdc:upa1_SICP><sdc:value>6799</sdc:value></sdc:upa1_SICP><sdc:upa1_STATE><sdc:value>Foreign</sdc:value></sdc:upa1_STATE><sdc:upa1_STATUS><sdc:value>Private</sdc:value></sdc:upa1_STATUS><sdc:upsic_SIC><sdc:value>6000:Banks</sdc:value></sdc:upsic_SIC><sdc:upt_UPTCIDGEN><sdc:value>355119002</sdc:value></sdc:upt_UPTCIDGEN><sdc:upt1_EXCHANGE><sdc:value>London</sdc:value></sdc:upt1_EXCHANGE><sdc:upt1_NATION><sdc:value>United Kingdom</sdc:value></sdc:upt1_NATION><sdc:upt1_SICP><sdc:value>6000</sdc:value></sdc:upt1_SICP><sdc:upt1_STATE><sdc:value>Foreign</sdc:value></sdc:upt1_STATE><sdc:upt1_STATUS><sdc:value>Public</sdc:value></sdc:upt1_STATUS><sdc:upt1_TICKER><sdc:value>LLOY</sdc:value></sdc:upt1_TICKER><sdc:x_RANK1_VALUE><sdc:value>0.00000</sdc:value></sdc:x_RANK1_VALUE><sdc:x_RANK_HOSTRANKVAL><sdc:value>0.00000</sdc:value></sdc:x_RANK_HOSTRANKVAL><sdc:x_RANK_RANKVAL><sdc:value>0.00000</sdc:value></sdc:x_RANK_RANKVAL><sdc:x_rank_rankstgval><sdc:value>0.00000</sdc:value></sdc:x_rank_rankstgval></sdc:deal><category>Deal Information</category><alacra:ip>TF Mergers &amp; Acquisitions</alacra:ip></item><item><link>http://www.alacrastore.com/research/moodys-global-credit-research-Moody_s_affirms_Lloyds_TSB_long_term_rating_at_Aa3_stable_downgrades_BFSR_to_C-PR_189593_87760</link><moodys:docid xmlns:moodys="http://www.alacra.com/moodys">PR_189593_87760</moodys:docid><guid isPermaLink="false">moodys/PR_189593_87760</guid><moodys:index_mode xmlns:moodys="http://www.alacra.com/moodys">html</moodys:index_mode><pubDate>04 Nov 2009 02:13:18 EST</pubDate><moodys:format xmlns:moodys="http://www.alacra.com/moodys">html</moodys:format><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Bank of Scotland (Ireland) Limited</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Bank of Scotland plc</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Clerical Medical Finance plc</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Halifax plc</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">HBOS plc</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Leeds Permanent Building Society</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Lloyds Banking Group plc</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Lloyds TSB Bank Plc</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Scotland International Finance No. 2 B.V.</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Scottish Widows plc</moodys:issuer><moodys:issuer_list xmlns:moodys="http://www.alacra.com/moodys">Bank of Scotland (Ireland) Limited; Bank of Scotland plc; Clerical Medical Finance plc; ...</moodys:issuer_list><moodys:moodys_org_id xmlns:moodys="http://www.alacra.com/moodys">87760</moodys:moodys_org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">2369</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">2458</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">449565</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600008365</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600018884</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600050583</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600052750</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">600061478</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">820889229</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">87760</moodys:org_id><moodys:price xmlns:moodys="http://www.alacra.com/moodys">150.0000</moodys:price><moodys:printdate xmlns:moodys="http://www.alacra.com/moodys">03 Nov 2009</moodys:printdate><moodys:report_class xmlns:moodys="http://www.alacra.com/moodys">News</moodys:report_class><moodys:report_type xmlns:moodys="http://www.alacra.com/moodys">Rating Action</moodys:report_type><moodys:sector xmlns:moodys="http://www.alacra.com/moodys">C</moodys:sector><title>Moody's affirms Lloyds TSB long-term rating at Aa3 stable, downgrades BFSR to C-</title><description>Global Credit Research Rating Action # NOV ####   Rating Action: Bank of Scotland plc Moody's affirms Lloyds TSB long-term rating at Aa# stable, downgrades BFSR to C- London, ## November #### -- Moody's Investors Service affirmed the...</description><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">14360</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">2224</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">2369</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">2458</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">2463</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">449565</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">449570</moodys:index_entry_child_id><moodys:index_entry_child_id 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xmlns:moodys="http://www.alacra.com/moodys">REPUBLIC OF IRELAND</moodys:index_entry_country><moodys:index_entry_country xmlns:moodys="http://www.alacra.com/moodys">UNITED KINGDOM</moodys:index_entry_country><moodys:index_entry_industry xmlns:moodys="http://www.alacra.com/moodys">BANKING</moodys:index_entry_industry><moodys:index_entry_industry xmlns:moodys="http://www.alacra.com/moodys">INSURANCE</moodys:index_entry_industry><moodys:index_entry_ultparent_id xmlns:moodys="http://www.alacra.com/moodys">600018884</moodys:index_entry_ultparent_id><category>Credit &amp; Investment Research</category><alacra:ip>Moody's Global Credit Research</alacra:ip></item><item><title>Lloyds Banking Group PLC seeking buyer for Lloyds Banking Group PLC-</title><description>UK - In November ####, London- based Lloyds Banking Group PLC announced it was seeking a buyer for its ### branches. The transaction was to include Cheltenham &amp; Gloucester and Lloyds TSB branches.</description><pubDate>04 Nov 2009 10:56:43 EST</pubDate><sdc:company_cusip xmlns:sdc="http://www.alacra.com/sdc">81572I</sdc:company_cusip><sdc:target_company_cusip xmlns:sdc="http://www.alacra.com/sdc">53974N</sdc:target_company_cusip><sdc:company_cusip_up xmlns:sdc="http://www.alacra.com/sdc">81572I</sdc:company_cusip_up><sdc:target_company_cusip_up xmlns:sdc="http://www.alacra.com/sdc">539439</sdc:target_company_cusip_up><sdc:company xmlns:sdc="http://www.alacra.com/sdc">Seeking Buyer</sdc:company><sdc:target_company xmlns:sdc="http://www.alacra.com/sdc">Lloyds Banking Group PLC- Branches(600)</sdc:target_company><sdc:company_up xmlns:sdc="http://www.alacra.com/sdc">Seeking Buyer</sdc:company_up><sdc:target_company_up xmlns:sdc="http://www.alacra.com/sdc">Lloyds Banking Group PLC</sdc:target_company_up><link>http://www.alacrastore.com/storecontent/Thomson_M%26A/Lloyds_Banking_Group_PLC_seeking_buyer_for_Lloyds_Banking_Group_PLC-2124071040</link><guid isPermaLink="false">sdc/2124071040</guid><sdc:deal xmlns:sdc="http://www.alacra.com/sdc"><sdc:deal_no>2124071040</sdc:deal_no><sdc:_copyright><sdc:value>Copyright Â© 2009, Thomson Financial, All Rights Reserved</sdc:value></sdc:_copyright><sdc:a_MAINDUSTRY><sdc:value>Investment &amp; Commodity Firms,Dealers,Exchanges</sdc:value></sdc:a_MAINDUSTRY><sdc:a_NATION><sdc:value>Unknown</sdc:value></sdc:a_NATION><sdc:a_SICDESC><sdc:value>Investors, nec</sdc:value></sdc:a_SICDESC><sdc:a_SICPI><sdc:value>6799</sdc:value></sdc:a_SICPI><sdc:a_STATE><sdc:value>UN</sdc:value></sdc:a_STATE><sdc:a_STATELONG><sdc:value>Unknown</sdc:value></sdc:a_STATELONG><sdc:a_STATUS><sdc:value>Private</sdc:value></sdc:a_STATUS><sdc:asic_SIC><sdc:value>6799:Investors, nec</sdc:value></sdc:asic_SIC><sdc:aupsic_SIC><sdc:value>6799:Investors, nec</sdc:value></sdc:aupsic_SIC><sdc:b_MAINDUSTRY><sdc:value>Commercial Banks, Bank Holding Companies</sdc:value></sdc:b_MAINDUSTRY><sdc:b_NATION><sdc:value>United Kingdom</sdc:value></sdc:b_NATION><sdc:b_SICDESC><sdc:value>Banks</sdc:value></sdc:b_SICDESC><sdc:b_SICPI><sdc:value>6000</sdc:value></sdc:b_SICPI><sdc:b_STATE><sdc:value>FF</sdc:value></sdc:b_STATE><sdc:b_STATELONG><sdc:value>Foreign</sdc:value></sdc:b_STATELONG><sdc:b_STATUS><sdc:value>Subsidiary</sdc:value></sdc:b_STATUS><sdc:c_ACIDGEN><sdc:value>12029001</sdc:value></sdc:c_ACIDGEN><sdc:c2up_BUSS><sdc:value>Seeking buyer</sdc:value></sdc:c2up_BUSS><sdc:c3up_BUSS><sdc:value>Pvd bkg svcs</sdc:value></sdc:c3up_BUSS><sdc:co_DESCR><sdc:value>Not Applicable</sdc:value></sdc:co_DESCR><sdc:cs_DESCR><sdc:value>Assets</sdc:value></sdc:cs_DESCR><sdc:d_TCIDGEN><sdc:value>1114343001</sdc:value></sdc:d_TCIDGEN><sdc:date_lastupdate><sdc:value>Nov 4 2009</sdc:value></sdc:date_lastupdate><sdc:finbltm_BV><sdc:value>0.00000</sdc:value></sdc:finbltm_BV><sdc:finbltm_CASH><sdc:value>0.00000</sdc:value></sdc:finbltm_CASH><sdc:finbltm_CASHFLOW><sdc:value>0.00000</sdc:value></sdc:finbltm_CASHFLOW><sdc:finbltm_CASHFLOW1><sdc:value>0.00000</sdc:value></sdc:finbltm_CASHFLOW1><sdc:finbltm_CASHFLOW2><sdc:value>0.00000</sdc:value></sdc:finbltm_CASHFLOW2><sdc:finbltm_CASHFLOW3><sdc:value>0.00000</sdc:value></sdc:finbltm_CASHFLOW3><sdc:finbltm_CASHFLOW4><sdc:value>0.00000</sdc:value></sdc:finbltm_CASHFLOW4><sdc:finbltm_CASHFLOW5><sdc:value>0.00000</sdc:value></sdc:finbltm_CASHFLOW5><sdc:finbltm_COMEQ><sdc:value>0.00000</sdc:value></sdc:finbltm_COMEQ><sdc:finbltm_DEBTRAT><sdc:value>0.00000</sdc:value></sdc:finbltm_DEBTRAT><sdc:finbltm_DSER2><sdc:value>0.00000</sdc:value></sdc:finbltm_DSER2><sdc:finbltm_EBIT><sdc:value>0.00000</sdc:value></sdc:finbltm_EBIT><sdc:finbltm_EPS><sdc:value>0.00000</sdc:value></sdc:finbltm_EPS><sdc:finbltm_NI><sdc:value>0.00000</sdc:value></sdc:finbltm_NI><sdc:finbltm_PTINC><sdc:value>0.00000</sdc:value></sdc:finbltm_PTINC><sdc:finbltm_SALES><sdc:value>0.00000</sdc:value></sdc:finbltm_SALES><sdc:finbltm_STDEBT><sdc:value>0.00000</sdc:value></sdc:finbltm_STDEBT><sdc:finbltm_TASS><sdc:value>0.00000</sdc:value></sdc:finbltm_TASS><sdc:fiscal_ADCR><sdc:value>0.00000</sdc:value></sdc:fiscal_ADCR><sdc:fiscal_ANI><sdc:value>0.00000</sdc:value></sdc:fiscal_ANI><sdc:fiscal_APFDCR><sdc:value>0.00000</sdc:value></sdc:fiscal_APFDCR><sdc:fiscal_ASALES><sdc:value>0.00000</sdc:value></sdc:fiscal_ASALES><sdc:fiscal_ATASS><sdc:value>0.00000</sdc:value></sdc:fiscal_ATASS><sdc:fiscal_RATE><sdc:value>0.00000</sdc:value></sdc:fiscal_RATE><sdc:g_SEQ><sdc:value>1.00000</sdc:value></sdc:g_SEQ><sdc:g_TEST><sdc:value>Seeking buyer</sdc:value></sdc:g_TEST><sdc:g_business><sdc:value>Seeking buyer</sdc:value></sdc:g_business><sdc:g_business1><sdc:value>Seeking buyer</sdc:value></sdc:g_business1><sdc:h_SEQ><sdc:value sdc:p="0">1.00000</sdc:value><sdc:value sdc:p="1">2.00000</sdc:value><sdc:value sdc:p="2">3.00000</sdc:value><sdc:value sdc:p="3">4.00000</sdc:value><sdc:value sdc:p="4">5.00000</sdc:value></sdc:h_SEQ><sdc:h_TEST><sdc:value sdc:p="0">600 branches of Lloyds Banking</sdc:value><sdc:value sdc:p="1">Group PLC, located in the UK,</sdc:value><sdc:value sdc:p="2">comprised of Cheltenham &amp;</sdc:value><sdc:value sdc:p="3">Gloucester and Lloyds TSB</sdc:value><sdc:value sdc:p="4">branches.</sdc:value></sdc:h_TEST><sdc:h_business><sdc:value sdc:p="0">600 branches of Lloyds Banking Group PLC, located in the UK,</sdc:value><sdc:value sdc:p="1">comprised of Cheltenham &amp; Gloucester and Lloyds TSB</sdc:value><sdc:value sdc:p="2">branches.</sdc:value></sdc:h_business><sdc:h_business1><sdc:value>600 branches of Lloyds Banking Group PLC, located in the UK, comprised of Cheltenham &amp; Gloucester and Lloyds TSB branches.</sdc:value></sdc:h_business1><sdc:i_AFEEPCT><sdc:value>0.00000</sdc:value></sdc:i_AFEEPCT><sdc:i_AFEETOT><sdc:value>0.00000</sdc:value></sdc:i_AFEETOT><sdc:i_ATERMFEE><sdc:value>0.00000</sdc:value></sdc:i_ATERMFEE><sdc:i_COMOUT><sdc:value>0.00000</sdc:value></sdc:i_COMOUT><sdc:i_CROSS1><sdc:value>N</sdc:value></sdc:i_CROSS1><sdc:i_DATEANN><sdc:value>03 Nov 09</sdc:value></sdc:i_DATEANN><sdc:i_DATEANN2><sdc:value>Tue, 03 Nov 2009 00:00:00 EST</sdc:value></sdc:i_DATEANN2><sdc:i_DATEANNS><sdc:value>Date Announced: 11/03/2009</sdc:value></sdc:i_DATEANNS><sdc:i_DATEEFFS><sdc:value>Date Effective:</sdc:value></sdc:i_DATEEFFS><sdc:i_DESCR><sdc:value>Acq. of Assets</sdc:value></sdc:i_DESCR><sdc:i_DESCR1><sdc:value>Friendly</sdc:value></sdc:i_DESCR1><sdc:i_FEEPCT><sdc:value>0.00000</sdc:value></sdc:i_FEEPCT><sdc:i_FEETOT><sdc:value>0.00000</sdc:value></sdc:i_FEETOT><sdc:i_HOSTAFEETOT><sdc:value>0.00000</sdc:value></sdc:i_HOSTAFEETOT><sdc:i_HOSTENTVAL><sdc:value>0.00000</sdc:value></sdc:i_HOSTENTVAL><sdc:i_HOSTFEETOT><sdc:value>0.00000</sdc:value></sdc:i_HOSTFEETOT><sdc:i_HOSTPR><sdc:value>0.00000</sdc:value></sdc:i_HOSTPR><sdc:i_HOSTPRLABEL><sdc:value>Price/Share</sdc:value></sdc:i_HOSTPRLABEL><sdc:i_HOSTTFEETOT><sdc:value>0.00000</sdc:value></sdc:i_HOSTTFEETOT><sdc:i_HOSTVALUE><sdc:value>0</sdc:value></sdc:i_HOSTVALUE><sdc:i_HOSTVALUE1><sdc:value>0.00000</sdc:value></sdc:i_HOSTVALUE1><sdc:i_HOST_EQVAL><sdc:value>0.00000</sdc:value></sdc:i_HOST_EQVAL><sdc:i_HOST_RANKVAL><sdc:value>0</sdc:value></sdc:i_HOST_RANKVAL><sdc:i_HOST_RANKVAL1><sdc:value>0.00000</sdc:value></sdc:i_HOST_RANKVAL1><sdc:i_PCTACQ><sdc:value>0.00000</sdc:value></sdc:i_PCTACQ><sdc:i_PCTOWN><sdc:value>0.00000</sdc:value></sdc:i_PCTOWN><sdc:i_PR><sdc:value>0.00000</sdc:value></sdc:i_PR><sdc:i_PR_INITIAL><sdc:value>0.00000</sdc:value></sdc:i_PR_INITIAL><sdc:i_RANKVAL><sdc:value>0.00000</sdc:value></sdc:i_RANKVAL><sdc:i_RANK_HOSTRANKVAL><sdc:value>0</sdc:value></sdc:i_RANK_HOSTRANKVAL><sdc:i_RATE><sdc:value>0.00000</sdc:value></sdc:i_RATE><sdc:i_STATUS_MMC><sdc:value>N</sdc:value></sdc:i_STATUS_MMC><sdc:i_STGVAL><sdc:value>0.00000</sdc:value></sdc:i_STGVAL><sdc:i_TERMFEE><sdc:value>0.00000</sdc:value></sdc:i_TERMFEE><sdc:i_TFEEPCT><sdc:value>0.00000</sdc:value></sdc:i_TFEEPCT><sdc:i_TFEETOT><sdc:value>0.00000</sdc:value></sdc:i_TFEETOT><sdc:i_TTERMFEE><sdc:value>0.00000</sdc:value></sdc:i_TTERMFEE><sdc:i_VALLIA><sdc:value>0.00000</sdc:value></sdc:i_VALLIA><sdc:i_VALNOLIA><sdc:value>0.00000</sdc:value></sdc:i_VALNOLIA><sdc:i_VALUE><sdc:value>0.00000</sdc:value></sdc:i_VALUE><sdc:j_EQVALCF><sdc:value>0.00000</sdc:value></sdc:j_EQVALCF><sdc:j_EVCF><sdc:value>0.00000</sdc:value></sdc:j_EVCF><sdc:j_EVEBIT><sdc:value>0.00000</sdc:value></sdc:j_EVEBIT><sdc:j_EVNI><sdc:value>0.00000</sdc:value></sdc:j_EVNI><sdc:j_EVSALES><sdc:value>0.00000</sdc:value></sdc:j_EVSALES><sdc:j_MPE><sdc:value>0.00000</sdc:value></sdc:j_MPE><sdc:j_MPRICEBOOK><sdc:value>0.00000</sdc:value></sdc:j_MPRICEBOOK><sdc:j_PHELD><sdc:value>0.00000</sdc:value></sdc:j_PHELD><sdc:j_PSOUGHT><sdc:value>100.00000</sdc:value></sdc:j_PSOUGHT><sdc:j_RANKVALCF><sdc:value>0.00000</sdc:value></sdc:j_RANKVALCF><sdc:j_RANKVALEB><sdc:value>0.00000</sdc:value></sdc:j_RANKVALEB><sdc:j_RANKVALNA><sdc:value>0.00000</sdc:value></sdc:j_RANKVALNA><sdc:j_RANKVALNI><sdc:value>0.00000</sdc:value></sdc:j_RANKVALNI><sdc:j_RANKVALSALES><sdc:value>0.00000</sdc:value></sdc:j_RANKVALSALES><sdc:j_VALEB><sdc:value>0.00000</sdc:value></sdc:j_VALEB><sdc:j_VALNI><sdc:value>0.00000</sdc:value></sdc:j_VALNI><sdc:j_VALSALES><sdc:value>0.00000</sdc:value></sdc:j_VALSALES><sdc:m_AMV><sdc:value>0.00000</sdc:value></sdc:m_AMV><sdc:m_CF3YGR><sdc:value>0.00000</sdc:value></sdc:m_CF3YGR><sdc:m_CF5YGR><sdc:value>0.00000</sdc:value></sdc:m_CF5YGR><sdc:m_DCR><sdc:value>0.00000</sdc:value></sdc:m_DCR><sdc:m_ENTVAL><sdc:value>0.00000</sdc:value></sdc:m_ENTVAL><sdc:m_EPS3YGR><sdc:value>0.00000</sdc:value></sdc:m_EPS3YGR><sdc:m_EPS5YGR><sdc:value>0.00000</sdc:value></sdc:m_EPS5YGR><sdc:m_LTD><sdc:value>0.00000</sdc:value></sdc:m_LTD><sdc:m_MV><sdc:value>0.00000</sdc:value></sdc:m_MV><sdc:m_NETASS><sdc:value>0.00000</sdc:value></sdc:m_NETASS><sdc:m_NETASS3YGR><sdc:value>0.00000</sdc:value></sdc:m_NETASS3YGR><sdc:m_NETASS5YGR><sdc:value>0.00000</sdc:value></sdc:m_NETASS5YGR><sdc:m_NI3YGR><sdc:value>0.00000</sdc:value></sdc:m_NI3YGR><sdc:m_NI5YGR><sdc:value>0.00000</sdc:value></sdc:m_NI5YGR><sdc:n_SEQ><sdc:value sdc:p="0">1.00000</sdc:value><sdc:value sdc:p="1">2.00000</sdc:value><sdc:value sdc:p="2">3.00000</sdc:value><sdc:value sdc:p="3">4.00000</sdc:value><sdc:value sdc:p="4">5.00000</sdc:value><sdc:value sdc:p="5">6.00000</sdc:value><sdc:value sdc:p="6">7.00000</sdc:value><sdc:value sdc:p="7">8.00000</sdc:value></sdc:n_SEQ><sdc:n_SYNOPSIS><sdc:value sdc:p="0">UK - In November 2009, London-</sdc:value><sdc:value sdc:p="1">based Lloyds Banking Group</sdc:value><sdc:value sdc:p="2">PLC announced it was seeking</sdc:value><sdc:value sdc:p="3">a buyer for its 600 branches.</sdc:value><sdc:value sdc:p="4">The transaction was to</sdc:value><sdc:value sdc:p="5">include Cheltenham &amp;</sdc:value><sdc:value sdc:p="6">Gloucester and Lloyds TSB</sdc:value><sdc:value sdc:p="7">branches.</sdc:value></sdc:n_SYNOPSIS><sdc:n_synopsis2><sdc:value>UK - In November 2009, London- based Lloyds Banking Group PLC announced it was seeking a buyer for its 600 branches. The transaction was to include Cheltenham &amp; Gloucester and Lloyds TSB branches.</sdc:value></sdc:n_synopsis2><sdc:n_synopsis3><sdc:value sdc:p="0">UK - In November 2009, London- based Lloyds Banking Group PLC announced it was seeking a</sdc:value><sdc:value sdc:p="1">buyer for its 600 branches. The transaction was to include Cheltenham &amp; Gloucester and</sdc:value><sdc:value sdc:p="2">Lloyds TSB branches.</sdc:value></sdc:n_synopsis3><sdc:n_synopsis4><sdc:value>UK - In November 2009, London- based Lloyds Banking Group PLC announced it was seeking a buyer for its 600 branches. The transaction was to include Cheltenham &amp; Gloucester and Lloyds TSB branches.</sdc:value></sdc:n_synopsis4><sdc:n_synopsis5><sdc:value sdc:p="0">UK - In November 2009, London- based Lloyds Banking Group PLC announced it was seeking a buyer for its 600 branches. The transaction was</sdc:value><sdc:value sdc:p="1">to include Cheltenham &amp; Gloucester and Lloyds TSB branches.</sdc:value></sdc:n_synopsis5><sdc:q_DESCR><sdc:value>S Buyer</sdc:value></sdc:q_DESCR><sdc:q_HOSTANETASS><sdc:value>0.00000</sdc:value></sdc:q_HOSTANETASS><sdc:q_HOSTANILTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTANILTM><sdc:q_HOSTASALESLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTASALESLTM><sdc:q_HOSTATASS><sdc:value>0.00000</sdc:value></sdc:q_HOSTATASS><sdc:q_HOSTBOOKVALUE><sdc:value>0.00000</sdc:value></sdc:q_HOSTBOOKVALUE><sdc:q_HOSTCASHFLOW><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW><sdc:q_HOSTCASHFLOW1><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW1><sdc:q_HOSTCASHFLOW2><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW2><sdc:q_HOSTCASHFLOW3><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW3><sdc:q_HOSTCASHFLOW4><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW4><sdc:q_HOSTCASHFLOW5><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW5><sdc:q_HOSTCOMMONEQUITY><sdc:value>0.00000</sdc:value></sdc:q_HOSTCOMMONEQUITY><sdc:q_HOSTEBITLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTEBITLTM><sdc:q_HOSTEPS1><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS1><sdc:q_HOSTEPS2><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS2><sdc:q_HOSTEPS3><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS3><sdc:q_HOSTEPS4><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS4><sdc:q_HOSTEPS5><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS5><sdc:q_HOSTEPSLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPSLTM><sdc:q_HOSTNETASS><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS><sdc:q_HOSTNETASS1><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS1><sdc:q_HOSTNETASS2><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS2><sdc:q_HOSTNETASS3><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS3><sdc:q_HOSTNETASS4><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS4><sdc:q_HOSTNETASS5><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS5><sdc:q_HOSTNI1><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI1><sdc:q_HOSTNI2><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI2><sdc:q_HOSTNI3><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI3><sdc:q_HOSTNI4><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI4><sdc:q_HOSTNI5><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI5><sdc:q_HOSTNILTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTNILTM><sdc:q_HOSTPTINC1><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC1><sdc:q_HOSTPTINC2><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC2><sdc:q_HOSTPTINC3><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC3><sdc:q_HOSTPTINC4><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC4><sdc:q_HOSTPTINC5><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC5><sdc:q_HOSTPTINCLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINCLTM><sdc:q_HOSTSALES1><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES1><sdc:q_HOSTSALES2><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES2><sdc:q_HOSTSALES3><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES3><sdc:q_HOSTSALES4><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES4><sdc:q_HOSTSALES5><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES5><sdc:q_HOSTSALESLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALESLTM><sdc:q_HOSTTASS><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS><sdc:q_HOSTTASS1><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS1><sdc:q_HOSTTASS2><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS2><sdc:q_HOSTTASS3><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS3><sdc:q_HOSTTASS4><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS4><sdc:q_HOSTTASS5><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS5><sdc:q_STATUS><sdc:value>Status:S Buyer</sdc:value></sdc:q_STATUS><sdc:r_PE><sdc:value>-999.00000</sdc:value></sdc:r_PE><sdc:r_PE_PRINT><sdc:value>np</sdc:value></sdc:r_PE_PRINT><sdc:r_PFTMARG><sdc:value>0.00000</sdc:value></sdc:r_PFTMARG><sdc:r_PRICEBOOK><sdc:value>-999.00000</sdc:value></sdc:r_PRICEBOOK><sdc:r_PRICEBOOK_PRINT><sdc:value>np</sdc:value></sdc:r_PRICEBOOK_PRINT><sdc:r_PTINC3YGR><sdc:value>0.00000</sdc:value></sdc:r_PTINC3YGR><sdc:r_PTINC5YGR><sdc:value>0.00000</sdc:value></sdc:r_PTINC5YGR><sdc:r_ROE><sdc:value>0.00000</sdc:value></sdc:r_ROE><sdc:r_SALES3YGR><sdc:value>0.00000</sdc:value></sdc:r_SALES3YGR><sdc:r_SALES5YGR><sdc:value>0.00000</sdc:value></sdc:r_SALES5YGR><sdc:r_SE><sdc:value>0.00000</sdc:value></sdc:r_SE><sdc:r_TASS3YGR><sdc:value>0.00000</sdc:value></sdc:r_TASS3YGR><sdc:r_TASS5YGR><sdc:value>0.00000</sdc:value></sdc:r_TASS5YGR><sdc:r_TTCFMULT><sdc:value>0.00000</sdc:value></sdc:r_TTCFMULT><sdc:r_TTEBITMULT><sdc:value>0.00000</sdc:value></sdc:r_TTEBITMULT><sdc:r_VALNA><sdc:value>0.00000</sdc:value></sdc:r_VALNA><sdc:sic_SIC><sdc:value>6000:Banks</sdc:value></sdc:sic_SIC><sdc:upa_UPACIDGEN><sdc:value>12029001</sdc:value></sdc:upa_UPACIDGEN><sdc:upa1_NATION><sdc:value>Unknown</sdc:value></sdc:upa1_NATION><sdc:upa1_SICP><sdc:value>6799</sdc:value></sdc:upa1_SICP><sdc:upa1_STATE><sdc:value>Unknown</sdc:value></sdc:upa1_STATE><sdc:upa1_STATUS><sdc:value>Private</sdc:value></sdc:upa1_STATUS><sdc:upsic_SIC><sdc:value>6000:Banks</sdc:value></sdc:upsic_SIC><sdc:upt_UPTCIDGEN><sdc:value>355119002</sdc:value></sdc:upt_UPTCIDGEN><sdc:upt1_EXCHANGE><sdc:value>London</sdc:value></sdc:upt1_EXCHANGE><sdc:upt1_NATION><sdc:value>United Kingdom</sdc:value></sdc:upt1_NATION><sdc:upt1_SICP><sdc:value>6000</sdc:value></sdc:upt1_SICP><sdc:upt1_STATE><sdc:value>Foreign</sdc:value></sdc:upt1_STATE><sdc:upt1_STATUS><sdc:value>Public</sdc:value></sdc:upt1_STATUS><sdc:upt1_TICKER><sdc:value>LLOY</sdc:value></sdc:upt1_TICKER><sdc:x_RANK1_VALUE><sdc:value>0.00000</sdc:value></sdc:x_RANK1_VALUE><sdc:x_RANK_HOSTRANKVAL><sdc:value>0.00000</sdc:value></sdc:x_RANK_HOSTRANKVAL><sdc:x_RANK_RANKVAL><sdc:value>0.00000</sdc:value></sdc:x_RANK_RANKVAL><sdc:x_rank_rankstgval><sdc:value>0.00000</sdc:value></sdc:x_rank_rankstgval></sdc:deal><category>Deal Information</category><alacra:ip>TF Mergers &amp; Acquisitions</alacra:ip></item><item><title>Lloyds Banking Group PLC is rumored to be seeking a buyer for Lloyds TSB Scotland PLC</title><description>UK - In October ####, Lloyds Banking Group PLC was rumored to be seeking a buyer for Lloyds TSB Scotland PLC, an Edinburgh-based provider of financial services.</description><pubDate>04 Nov 2009 10:56:35 EST</pubDate><sdc:company_cusip xmlns:sdc="http://www.alacra.com/sdc">81572I</sdc:company_cusip><sdc:target_company_cusip xmlns:sdc="http://www.alacra.com/sdc">53965F</sdc:target_company_cusip><sdc:company_cusip_up xmlns:sdc="http://www.alacra.com/sdc">81572I</sdc:company_cusip_up><sdc:target_company_cusip_up xmlns:sdc="http://www.alacra.com/sdc">539439</sdc:target_company_cusip_up><sdc:company xmlns:sdc="http://www.alacra.com/sdc">Seeking Buyer</sdc:company><sdc:target_company xmlns:sdc="http://www.alacra.com/sdc">Lloyds TSB Scotland PLC</sdc:target_company><sdc:company_up xmlns:sdc="http://www.alacra.com/sdc">Seeking Buyer</sdc:company_up><sdc:target_company_up xmlns:sdc="http://www.alacra.com/sdc">Lloyds Banking Group PLC</sdc:target_company_up><link>http://www.alacrastore.com/storecontent/Thomson_M%26A/Lloyds_Banking_Group_PLC_is_rumored_to_be_seeking_a_buyer_for_Lloyds_TSB_Scotland_PLC-2123805040</link><guid isPermaLink="false">sdc/2123805040</guid><sdc:deal xmlns:sdc="http://www.alacra.com/sdc"><sdc:deal_no>2123805040</sdc:deal_no><sdc:_copyright><sdc:value>Copyright Â© 2009, Thomson Financial, All Rights Reserved</sdc:value></sdc:_copyright><sdc:a_MAINDUSTRY><sdc:value>Investment &amp; Commodity Firms,Dealers,Exchanges</sdc:value></sdc:a_MAINDUSTRY><sdc:a_NATION><sdc:value>Unknown</sdc:value></sdc:a_NATION><sdc:a_SICDESC><sdc:value>Investors, nec</sdc:value></sdc:a_SICDESC><sdc:a_SICPI><sdc:value>6799</sdc:value></sdc:a_SICPI><sdc:a_STATE><sdc:value>UN</sdc:value></sdc:a_STATE><sdc:a_STATELONG><sdc:value>Unknown</sdc:value></sdc:a_STATELONG><sdc:a_STATUS><sdc:value>Private</sdc:value></sdc:a_STATUS><sdc:asic_SIC><sdc:value>6799:Investors, nec</sdc:value></sdc:asic_SIC><sdc:aupsic_SIC><sdc:value>6799:Investors, nec</sdc:value></sdc:aupsic_SIC><sdc:b_MAINDUSTRY><sdc:value>Investment &amp; Commodity Firms,Dealers,Exchanges</sdc:value></sdc:b_MAINDUSTRY><sdc:b_NATION><sdc:value>United Kingdom</sdc:value></sdc:b_NATION><sdc:b_SICDESC><sdc:value>Security and commodity services, nec</sdc:value></sdc:b_SICDESC><sdc:b_SICPI><sdc:value>6289</sdc:value></sdc:b_SICPI><sdc:b_STATE><sdc:value>FF</sdc:value></sdc:b_STATE><sdc:b_STATELONG><sdc:value>Foreign</sdc:value></sdc:b_STATELONG><sdc:b_STATUS><sdc:value>Subsidiary</sdc:value></sdc:b_STATUS><sdc:c_ACIDGEN><sdc:value>12029001</sdc:value></sdc:c_ACIDGEN><sdc:c2up_BUSS><sdc:value>Seeking buyer</sdc:value></sdc:c2up_BUSS><sdc:c3up_BUSS><sdc:value>Pvd bkg svcs</sdc:value></sdc:c3up_BUSS><sdc:co_DESCR><sdc:value>Not Applicable</sdc:value></sdc:co_DESCR><sdc:cs_DESCR><sdc:value>Assets</sdc:value></sdc:cs_DESCR><sdc:d_TCIDGEN><sdc:value>1114164001</sdc:value></sdc:d_TCIDGEN><sdc:date_lastupdate><sdc:value>Nov 4 2009</sdc:value></sdc:date_lastupdate><sdc:finbltm_BV><sdc:value>0.00000</sdc:value></sdc:finbltm_BV><sdc:finbltm_CASH><sdc:value>0.00000</sdc:value></sdc:finbltm_CASH><sdc:finbltm_CASHFLOW><sdc:value>0.00000</sdc:value></sdc:finbltm_CASHFLOW><sdc:finbltm_CASHFLOW1><sdc:value>0.00000</sdc:value></sdc:finbltm_CASHFLOW1><sdc:finbltm_CASHFLOW2><sdc:value>0.00000</sdc:value></sdc:finbltm_CASHFLOW2><sdc:finbltm_CASHFLOW3><sdc:value>0.00000</sdc:value></sdc:finbltm_CASHFLOW3><sdc:finbltm_CASHFLOW4><sdc:value>0.00000</sdc:value></sdc:finbltm_CASHFLOW4><sdc:finbltm_CASHFLOW5><sdc:value>0.00000</sdc:value></sdc:finbltm_CASHFLOW5><sdc:finbltm_COMEQ><sdc:value>0.00000</sdc:value></sdc:finbltm_COMEQ><sdc:finbltm_DEBTRAT><sdc:value>0.00000</sdc:value></sdc:finbltm_DEBTRAT><sdc:finbltm_DSER2><sdc:value>0.00000</sdc:value></sdc:finbltm_DSER2><sdc:finbltm_EBIT><sdc:value>0.00000</sdc:value></sdc:finbltm_EBIT><sdc:finbltm_EPS><sdc:value>0.00000</sdc:value></sdc:finbltm_EPS><sdc:finbltm_NI><sdc:value>0.00000</sdc:value></sdc:finbltm_NI><sdc:finbltm_PTINC><sdc:value>0.00000</sdc:value></sdc:finbltm_PTINC><sdc:finbltm_SALES><sdc:value>0.00000</sdc:value></sdc:finbltm_SALES><sdc:finbltm_STDEBT><sdc:value>0.00000</sdc:value></sdc:finbltm_STDEBT><sdc:finbltm_TASS><sdc:value>0.00000</sdc:value></sdc:finbltm_TASS><sdc:fiscal_ADCR><sdc:value>0.00000</sdc:value></sdc:fiscal_ADCR><sdc:fiscal_ANI><sdc:value>0.00000</sdc:value></sdc:fiscal_ANI><sdc:fiscal_APFDCR><sdc:value>0.00000</sdc:value></sdc:fiscal_APFDCR><sdc:fiscal_ASALES><sdc:value>0.00000</sdc:value></sdc:fiscal_ASALES><sdc:fiscal_ATASS><sdc:value>0.00000</sdc:value></sdc:fiscal_ATASS><sdc:fiscal_RATE><sdc:value>0.00000</sdc:value></sdc:fiscal_RATE><sdc:g_SEQ><sdc:value>1.00000</sdc:value></sdc:g_SEQ><sdc:g_TEST><sdc:value>Seeking buyer</sdc:value></sdc:g_TEST><sdc:g_business><sdc:value>Seeking buyer</sdc:value></sdc:g_business><sdc:g_business1><sdc:value>Seeking buyer</sdc:value></sdc:g_business1><sdc:h_SEQ><sdc:value sdc:p="0">1.00000</sdc:value><sdc:value sdc:p="1">2.00000</sdc:value><sdc:value sdc:p="2">3.00000</sdc:value><sdc:value sdc:p="3">4.00000</sdc:value></sdc:h_SEQ><sdc:h_TEST><sdc:value sdc:p="0">Lloyds TSB Scotland PLC,</sdc:value><sdc:value sdc:p="1">located in Edinburgh, IK, is a</sdc:value><sdc:value sdc:p="2">provider of financial</sdc:value><sdc:value sdc:p="3">services.</sdc:value></sdc:h_TEST><sdc:h_business><sdc:value sdc:p="0">Lloyds TSB Scotland PLC, located in Edinburgh, IK, is a</sdc:value><sdc:value sdc:p="1">provider of financial services.</sdc:value></sdc:h_business><sdc:h_business1><sdc:value>Lloyds TSB Scotland PLC, located in Edinburgh, IK, is a provider of financial services.</sdc:value></sdc:h_business1><sdc:i_AFEEPCT><sdc:value>0.00000</sdc:value></sdc:i_AFEEPCT><sdc:i_AFEETOT><sdc:value>0.00000</sdc:value></sdc:i_AFEETOT><sdc:i_ATERMFEE><sdc:value>0.00000</sdc:value></sdc:i_ATERMFEE><sdc:i_COMOUT><sdc:value>0.00000</sdc:value></sdc:i_COMOUT><sdc:i_CROSS1><sdc:value>N</sdc:value></sdc:i_CROSS1><sdc:i_DATEANN><sdc:value>29 Oct 09</sdc:value></sdc:i_DATEANN><sdc:i_DATEANN2><sdc:value>Thu, 29 Oct 2009 00:00:00 EST</sdc:value></sdc:i_DATEANN2><sdc:i_DATEANNS><sdc:value>Date Announced: 10/29/2009</sdc:value></sdc:i_DATEANNS><sdc:i_DATEEFFS><sdc:value>Date Effective:</sdc:value></sdc:i_DATEEFFS><sdc:i_DESCR><sdc:value>Acq. of Assets</sdc:value></sdc:i_DESCR><sdc:i_DESCR1><sdc:value>Friendly</sdc:value></sdc:i_DESCR1><sdc:i_FEEPCT><sdc:value>0.00000</sdc:value></sdc:i_FEEPCT><sdc:i_FEETOT><sdc:value>0.00000</sdc:value></sdc:i_FEETOT><sdc:i_HOSTAFEETOT><sdc:value>0.00000</sdc:value></sdc:i_HOSTAFEETOT><sdc:i_HOSTENTVAL><sdc:value>0.00000</sdc:value></sdc:i_HOSTENTVAL><sdc:i_HOSTFEETOT><sdc:value>0.00000</sdc:value></sdc:i_HOSTFEETOT><sdc:i_HOSTPR><sdc:value>0.00000</sdc:value></sdc:i_HOSTPR><sdc:i_HOSTPRLABEL><sdc:value>Price/Share</sdc:value></sdc:i_HOSTPRLABEL><sdc:i_HOSTTFEETOT><sdc:value>0.00000</sdc:value></sdc:i_HOSTTFEETOT><sdc:i_HOSTVALUE><sdc:value>0</sdc:value></sdc:i_HOSTVALUE><sdc:i_HOSTVALUE1><sdc:value>0.00000</sdc:value></sdc:i_HOSTVALUE1><sdc:i_HOST_EQVAL><sdc:value>0.00000</sdc:value></sdc:i_HOST_EQVAL><sdc:i_HOST_RANKVAL><sdc:value>0</sdc:value></sdc:i_HOST_RANKVAL><sdc:i_HOST_RANKVAL1><sdc:value>0.00000</sdc:value></sdc:i_HOST_RANKVAL1><sdc:i_PCTACQ><sdc:value>0.00000</sdc:value></sdc:i_PCTACQ><sdc:i_PCTOWN><sdc:value>0.00000</sdc:value></sdc:i_PCTOWN><sdc:i_PR><sdc:value>0.00000</sdc:value></sdc:i_PR><sdc:i_PR_INITIAL><sdc:value>0.00000</sdc:value></sdc:i_PR_INITIAL><sdc:i_RANKVAL><sdc:value>0.00000</sdc:value></sdc:i_RANKVAL><sdc:i_RANK_HOSTRANKVAL><sdc:value>0</sdc:value></sdc:i_RANK_HOSTRANKVAL><sdc:i_RATE><sdc:value>0.00000</sdc:value></sdc:i_RATE><sdc:i_STATUS_MMC><sdc:value>N</sdc:value></sdc:i_STATUS_MMC><sdc:i_STGVAL><sdc:value>0.00000</sdc:value></sdc:i_STGVAL><sdc:i_TERMFEE><sdc:value>0.00000</sdc:value></sdc:i_TERMFEE><sdc:i_TFEEPCT><sdc:value>0.00000</sdc:value></sdc:i_TFEEPCT><sdc:i_TFEETOT><sdc:value>0.00000</sdc:value></sdc:i_TFEETOT><sdc:i_TTERMFEE><sdc:value>0.00000</sdc:value></sdc:i_TTERMFEE><sdc:i_VALLIA><sdc:value>0.00000</sdc:value></sdc:i_VALLIA><sdc:i_VALNOLIA><sdc:value>0.00000</sdc:value></sdc:i_VALNOLIA><sdc:i_VALUE><sdc:value>0.00000</sdc:value></sdc:i_VALUE><sdc:j_EQVALCF><sdc:value>0.00000</sdc:value></sdc:j_EQVALCF><sdc:j_EVCF><sdc:value>0.00000</sdc:value></sdc:j_EVCF><sdc:j_EVEBIT><sdc:value>0.00000</sdc:value></sdc:j_EVEBIT><sdc:j_EVNI><sdc:value>0.00000</sdc:value></sdc:j_EVNI><sdc:j_EVSALES><sdc:value>0.00000</sdc:value></sdc:j_EVSALES><sdc:j_MPE><sdc:value>0.00000</sdc:value></sdc:j_MPE><sdc:j_MPRICEBOOK><sdc:value>0.00000</sdc:value></sdc:j_MPRICEBOOK><sdc:j_PHELD><sdc:value>0.00000</sdc:value></sdc:j_PHELD><sdc:j_PSOUGHT><sdc:value>100.00000</sdc:value></sdc:j_PSOUGHT><sdc:j_RANKVALCF><sdc:value>0.00000</sdc:value></sdc:j_RANKVALCF><sdc:j_RANKVALEB><sdc:value>0.00000</sdc:value></sdc:j_RANKVALEB><sdc:j_RANKVALNA><sdc:value>0.00000</sdc:value></sdc:j_RANKVALNA><sdc:j_RANKVALNI><sdc:value>0.00000</sdc:value></sdc:j_RANKVALNI><sdc:j_RANKVALSALES><sdc:value>0.00000</sdc:value></sdc:j_RANKVALSALES><sdc:j_VALEB><sdc:value>0.00000</sdc:value></sdc:j_VALEB><sdc:j_VALNI><sdc:value>0.00000</sdc:value></sdc:j_VALNI><sdc:j_VALSALES><sdc:value>0.00000</sdc:value></sdc:j_VALSALES><sdc:m_AMV><sdc:value>0.00000</sdc:value></sdc:m_AMV><sdc:m_CF3YGR><sdc:value>0.00000</sdc:value></sdc:m_CF3YGR><sdc:m_CF5YGR><sdc:value>0.00000</sdc:value></sdc:m_CF5YGR><sdc:m_DCR><sdc:value>0.00000</sdc:value></sdc:m_DCR><sdc:m_ENTVAL><sdc:value>0.00000</sdc:value></sdc:m_ENTVAL><sdc:m_EPS3YGR><sdc:value>0.00000</sdc:value></sdc:m_EPS3YGR><sdc:m_EPS5YGR><sdc:value>0.00000</sdc:value></sdc:m_EPS5YGR><sdc:m_LTD><sdc:value>0.00000</sdc:value></sdc:m_LTD><sdc:m_MV><sdc:value>0.00000</sdc:value></sdc:m_MV><sdc:m_NETASS><sdc:value>0.00000</sdc:value></sdc:m_NETASS><sdc:m_NETASS3YGR><sdc:value>0.00000</sdc:value></sdc:m_NETASS3YGR><sdc:m_NETASS5YGR><sdc:value>0.00000</sdc:value></sdc:m_NETASS5YGR><sdc:m_NI3YGR><sdc:value>0.00000</sdc:value></sdc:m_NI3YGR><sdc:m_NI5YGR><sdc:value>0.00000</sdc:value></sdc:m_NI5YGR><sdc:n_SEQ><sdc:value sdc:p="0">1.00000</sdc:value><sdc:value sdc:p="1">2.00000</sdc:value><sdc:value sdc:p="2">3.00000</sdc:value><sdc:value sdc:p="3">4.00000</sdc:value><sdc:value sdc:p="4">5.00000</sdc:value><sdc:value sdc:p="5">6.00000</sdc:value></sdc:n_SEQ><sdc:n_SYNOPSIS><sdc:value sdc:p="0">UK - In October 2009, Lloyds</sdc:value><sdc:value sdc:p="1">Banking Group PLC was rumored</sdc:value><sdc:value sdc:p="2">to be seeking a buyer for</sdc:value><sdc:value sdc:p="3">Lloyds TSB Scotland PLC, an</sdc:value><sdc:value sdc:p="4">Edinburgh-based provider of</sdc:value><sdc:value sdc:p="5">financial services.</sdc:value></sdc:n_SYNOPSIS><sdc:n_synopsis2><sdc:value>UK - In October 2009, Lloyds Banking Group PLC was rumored to be seeking a buyer for Lloyds TSB Scotland PLC, an Edinburgh-based provider of financial services.</sdc:value></sdc:n_synopsis2><sdc:n_synopsis3><sdc:value sdc:p="0">UK - In October 2009, Lloyds Banking Group PLC was rumored to be seeking a buyer for</sdc:value><sdc:value sdc:p="1">Lloyds TSB Scotland PLC, an Edinburgh-based provider of financial services.</sdc:value></sdc:n_synopsis3><sdc:n_synopsis4><sdc:value>UK - In October 2009, Lloyds Banking Group PLC was rumored to be seeking a buyer for Lloyds TSB Scotland PLC, an Edinburgh-based provider of financial services.</sdc:value></sdc:n_synopsis4><sdc:n_synopsis5><sdc:value sdc:p="0">UK - In October 2009, Lloyds Banking Group PLC was rumored to be seeking a buyer for Lloyds TSB Scotland PLC, an Edinburgh-based provider</sdc:value><sdc:value sdc:p="1">of financial services.</sdc:value></sdc:n_synopsis5><sdc:q_DESCR><sdc:value>Rumor</sdc:value></sdc:q_DESCR><sdc:q_HOSTANETASS><sdc:value>0.00000</sdc:value></sdc:q_HOSTANETASS><sdc:q_HOSTANILTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTANILTM><sdc:q_HOSTASALESLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTASALESLTM><sdc:q_HOSTATASS><sdc:value>0.00000</sdc:value></sdc:q_HOSTATASS><sdc:q_HOSTBOOKVALUE><sdc:value>0.00000</sdc:value></sdc:q_HOSTBOOKVALUE><sdc:q_HOSTCASHFLOW><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW><sdc:q_HOSTCASHFLOW1><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW1><sdc:q_HOSTCASHFLOW2><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW2><sdc:q_HOSTCASHFLOW3><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW3><sdc:q_HOSTCASHFLOW4><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW4><sdc:q_HOSTCASHFLOW5><sdc:value>0.00000</sdc:value></sdc:q_HOSTCASHFLOW5><sdc:q_HOSTCOMMONEQUITY><sdc:value>0.00000</sdc:value></sdc:q_HOSTCOMMONEQUITY><sdc:q_HOSTEBITLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTEBITLTM><sdc:q_HOSTEPS1><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS1><sdc:q_HOSTEPS2><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS2><sdc:q_HOSTEPS3><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS3><sdc:q_HOSTEPS4><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS4><sdc:q_HOSTEPS5><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPS5><sdc:q_HOSTEPSLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTEPSLTM><sdc:q_HOSTNETASS><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS><sdc:q_HOSTNETASS1><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS1><sdc:q_HOSTNETASS2><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS2><sdc:q_HOSTNETASS3><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS3><sdc:q_HOSTNETASS4><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS4><sdc:q_HOSTNETASS5><sdc:value>0.00000</sdc:value></sdc:q_HOSTNETASS5><sdc:q_HOSTNI1><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI1><sdc:q_HOSTNI2><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI2><sdc:q_HOSTNI3><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI3><sdc:q_HOSTNI4><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI4><sdc:q_HOSTNI5><sdc:value>0.00000</sdc:value></sdc:q_HOSTNI5><sdc:q_HOSTNILTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTNILTM><sdc:q_HOSTPTINC1><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC1><sdc:q_HOSTPTINC2><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC2><sdc:q_HOSTPTINC3><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC3><sdc:q_HOSTPTINC4><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC4><sdc:q_HOSTPTINC5><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINC5><sdc:q_HOSTPTINCLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTPTINCLTM><sdc:q_HOSTSALES1><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES1><sdc:q_HOSTSALES2><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES2><sdc:q_HOSTSALES3><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES3><sdc:q_HOSTSALES4><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES4><sdc:q_HOSTSALES5><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALES5><sdc:q_HOSTSALESLTM><sdc:value>0.00000</sdc:value></sdc:q_HOSTSALESLTM><sdc:q_HOSTTASS><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS><sdc:q_HOSTTASS1><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS1><sdc:q_HOSTTASS2><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS2><sdc:q_HOSTTASS3><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS3><sdc:q_HOSTTASS4><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS4><sdc:q_HOSTTASS5><sdc:value>0.00000</sdc:value></sdc:q_HOSTTASS5><sdc:q_STATUS><sdc:value>Status:Rumor</sdc:value></sdc:q_STATUS><sdc:r_PE><sdc:value>-999.00000</sdc:value></sdc:r_PE><sdc:r_PE_PRINT><sdc:value>np</sdc:value></sdc:r_PE_PRINT><sdc:r_PFTMARG><sdc:value>0.00000</sdc:value></sdc:r_PFTMARG><sdc:r_PRICEBOOK><sdc:value>-999.00000</sdc:value></sdc:r_PRICEBOOK><sdc:r_PRICEBOOK_PRINT><sdc:value>np</sdc:value></sdc:r_PRICEBOOK_PRINT><sdc:r_PTINC3YGR><sdc:value>0.00000</sdc:value></sdc:r_PTINC3YGR><sdc:r_PTINC5YGR><sdc:value>0.00000</sdc:value></sdc:r_PTINC5YGR><sdc:r_ROE><sdc:value>0.00000</sdc:value></sdc:r_ROE><sdc:r_SALES3YGR><sdc:value>0.00000</sdc:value></sdc:r_SALES3YGR><sdc:r_SALES5YGR><sdc:value>0.00000</sdc:value></sdc:r_SALES5YGR><sdc:r_SE><sdc:value>0.00000</sdc:value></sdc:r_SE><sdc:r_TASS3YGR><sdc:value>0.00000</sdc:value></sdc:r_TASS3YGR><sdc:r_TASS5YGR><sdc:value>0.00000</sdc:value></sdc:r_TASS5YGR><sdc:r_TTCFMULT><sdc:value>0.00000</sdc:value></sdc:r_TTCFMULT><sdc:r_TTEBITMULT><sdc:value>0.00000</sdc:value></sdc:r_TTEBITMULT><sdc:r_VALNA><sdc:value>0.00000</sdc:value></sdc:r_VALNA><sdc:sic_SIC><sdc:value sdc:p="0">6282:Investment advice</sdc:value><sdc:value sdc:p="1">6289:Security and commodity services, nec</sdc:value></sdc:sic_SIC><sdc:upa_UPACIDGEN><sdc:value>12029001</sdc:value></sdc:upa_UPACIDGEN><sdc:upa1_NATION><sdc:value>Unknown</sdc:value></sdc:upa1_NATION><sdc:upa1_SICP><sdc:value>6799</sdc:value></sdc:upa1_SICP><sdc:upa1_STATE><sdc:value>Unknown</sdc:value></sdc:upa1_STATE><sdc:upa1_STATUS><sdc:value>Private</sdc:value></sdc:upa1_STATUS><sdc:upsic_SIC><sdc:value>6000:Banks</sdc:value></sdc:upsic_SIC><sdc:upt_UPTCIDGEN><sdc:value>355119002</sdc:value></sdc:upt_UPTCIDGEN><sdc:upt1_EXCHANGE><sdc:value>London</sdc:value></sdc:upt1_EXCHANGE><sdc:upt1_NATION><sdc:value>United 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