Legal & General Group plc http://www.alacrastore.com/company-snapshot/Legal_General_Group_plc-1009832 Saturday, August 30, 2008 10:05:32 AM 1009832 Legal & General Group plc en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/ccbn/B1915846ccbn/B1915846norm...LGEN.L reports worldwide new business APE of GBP###m and EEV shareholders equity per share at GBP#.##. Interim www.streetevents.comContact Us ... 8/5/2008 12:06:15 PMLegal and General106.0000EditedInterim 2008 Legal and General Earnings Conference Call SummaryLGEN.L9:30am UKTBriefB1915846Credit & Investment ResearchThomson Street Eventshttp://www.alacrastore.com/storecontent/ccbn/T1915846ccbn/T1915846norm... - Legal and General - Group Chief Executive All right. Shall we get started? Good morning. Welcome back to Coleman Street, everyone, for our half year results presentation. Firstly, ever popular forward-looking statements. And while you're reading these I'll ask you please to turn off your mobile phones and your BlackBerrys. Also should we need them, the emergency exits are clearly signposted out by the lifts in reception where you just came from. ... 8/5/2008 10:06:15 AMLegal and General106.0000FinalInterim 2008 Legal and General Earnings Conference Call TranscriptLGEN.L9:30am UKTTranscriptT1915846Credit & Investment ResearchThomson Street Eventshttp://www.alacrastore.com/storecontent/spcred/179108spcred/179108normThe latest News from S&Pglobalpubfinstructured7/10/2008 2:38:00 AM100News179108United KingdomLife & Health InsuranceEurope, Middle East, AfricaGlobal IssuersPublic FinanceStructured FinanceAsset-Backed Commercial PaperCorporationsFinancial InstitutionsInsuranceUtilitiesAsset-Backed SecuritiesCommercial MBSResidential MBSCollateralized Debt ObligationsNewsLONDON (Standard&Poor's CreditWire) Jan. 16, 2001--Standard&Poor's today affirmed all ratings on Legal&General Group PLC, Barclays Bank PLC (Barclays), and Barclays Life Assurance Co. Ltd., together with all related ratings. The outlook in all cases is stable. A complete list of ratings is available on RatingsDirect, Standard&Poor's Web-based credit analysis system, or by calling the Standard&Poor's Ratings Desk on London (44) 20-7826-3540. This follows today's announcement that Barclays and Legal&General Assurance Society Ltd. (L&G) intend to form a strategic alliance under which Barclays will, subject to regulatory approval, sell L&G stakeholder pensions and other products through its U.K. distribution network. The rollout of the stakeholder pension offering is scheduledGBR52463A52463B52463F40301020 403010 4030 40Legal&General Group PLC110350EUROMIDAFRLGEN@LNNEWSGBR06738C06738RG0798NG0799YG079A206738G06739GG07980G0798GG0799G06739HG0798FG0799KG0799MG079AA06739F40101010 401010 4010 4040301030 403010 4030 40Barclays Bank PLCLegal&General Assurance Society Ltd.104471111034USAEMERGINGCANASIAEUROMIDAFRLATAMERICAPACSUPBCBEYLGEN@LNGLOBISSPUBFINSTRUCABCPCORPFIINSUTILABSCMBSRMBSCDOCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/220100spcred/220100normThe latest News from S&Pglobalstructuredpubfin7/10/2008 2:38:00 AM100News220100United KingdomLife & Health InsuranceEurope, Middle East, AfricaGlobal IssuersStructured FinancePublic FinanceCorporationsFinancial InstitutionsInsuranceUtilitiesAsset-Backed Commercial PaperAsset-Backed SecuritiesCommercial MBSResidential MBSCollateralized Debt ObligationsNewsLONDON (Standard&Poor's) Nov. 20, 2001--Standard&Poor's today assigned its double-'A' senior unsecured debt rating to the proposed issue of about £500 million of five-year convertible bonds by U.K.-based Legal&General Group PLC (L&G; AA/Stable/A-1+), the L&G group holding company. The bonds are direct obligations of L&G and are convertible, at the option of each bondholder, into ordinary L&G shares. In the unlikely event of the liquidation of L&G, the bonds (and attaching coupons) will rank senior to all classes of shares in L&G and any subordinated obligations of L&G, and pari passu with other senior creditors of L&G. The proceeds from this issue will be used to restructure L&G's group holdings. The funds, together with otherGBR52463A52463B52463F40301020 403010 4030 40Legal&General Group PLC110350EUROMIDAFRLGEN@LNNEWSGBR01852A01852B06739FG079AA01860K06738C06738RG0178PG0178SG0798N06739HG0798FG0799KG0799M01852C06738G06739GG07980G0798GG0799GG0799YG079A240101010 401010 4010 4040301030 403010 4030 40Barclays Bank PLCLegal&General Assurance Society Ltd.Alliance&Leicester PLC104471111034112589ASIAEUROMIDAFRPACLATAMERICAUSAEMERGINGSUPCANBCBEYLGEN@LNAL/@LNGLOBISSSTRUCPUBFINCORPFIINSUTILABCPABSCMBSRMBSCDOCredit & Investment ResearchS&P Credit ResearchUK - Advent International Corp acquired Craegmoor Healthcare Ltd (CH), a Worcestershire-based owner and operator of nursing homes, from Legal & General Group PLCs Legal & General Ventures Ltd (LG) subsidiary, for ### mil pounds ($###.### mil US, via an auction, in a secondary leveraged buyout transaction. Originally, in June ####, LG announced that it was seeking a buyer for CH. Previously, LG acquired CH, from Warburg Pincus, in a leveragec buyout transaction.7/8/2008 12:44:30 PM00790X22412W00790X52463XAdvent International CorpCraegmoor Healthcare LtdAdvent International CorpLegal & General Group PLChttp://www.alacrastore.com/storecontent/Thomson_M%26A/Advent_International_Corp_acquires_Craegmoor_Healthcare_Ltd_from_Legal_General_Group_PLC_through_a_leveraged_buyout-1993794040sdc/19937940401993794040Copyright © 2008, Thomson Financial, All Rights ReservedInvestment & Commodity Firms,Dealers,ExchangesUnited StatesInvestors, nec6799MAMassachusettsPrivate6799:Investors, nec6799:Investors, necHealth ServicesUnited KingdomSkilled nursing care facilities8051FFForeignSubsidiary178822001Private eq firmPvd ins,pension svcsCashCash OnlyAssets306846002Jul 8 20080.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.000006.000007.000008.000009.0000010.0000011.0000012.0000013.0000014.0000015.0000016.0000017.0000018.00000Advent International Corp,located in Boston,Massachusetts, is a privateequity firm that invests inbuyouts, recapitalizations andgrowth equity of establishedmarkets in the Western Europeand North America, anddeveloping markets in Centraland Eastern Europe and LatinAmerica. It focuses on thebusiness services, financialservices, retail and consumer,technology, media,telecommunications, healthcareand life science industries.The company was founded in1984.Advent International Corp, located in Boston, Massachusetts,is a private equity firm that invests in buyouts,recapitalizations and growth equity of established marketsin the Western Europe and North America, and developingmarkets in Central and Eastern Europe and Latin America. Itfocuses on the business services, financial services, retailand consumer, technology, media, telecommunications,healthcare and life science industries. The company wasfounded in 1984.Advent International Corp, located in Boston, Massachusetts, is a private equity firm that invests in buyouts, recapitalizations and growth equity of established markets in the Western Europe and North America, and developing markets in Central and Eastern Europe and Latin America. It focuses on the business services, financial services, retail and consumer, technology, media, telecommunications, healthcare and life science industries. The company was founded in 1984.1.000002.000003.000004.000005.000006.000007.000008.000009.0000010.0000011.0000012.0000013.0000014.00000Craegmoor Healthcare Ltd,located in Worcester, UK, ownsand operates nursing homes andprovides specialized care foradults and young people with arange of needs. These includelearning disabilities, mentalhealth problems, physicaldisabilities, dementia andnursing care for older people,as well as neurologicalillnesses and acquired braininjuries. The company wasfounded in 1995.Craegmoor Healthcare Ltd, located in Worcester, UK, owns andoperates nursing homes and provides specialized care foradults and young people with a range of needs. These includelearning disabilities, mental health problems, physicaldisabilities, dementia and nursing care for older people, aswell as neurological illnesses and acquired brain injuries.The company was founded in 1995.Craegmoor Healthcare Ltd, located in Worcester, UK, owns and operates nursing homes and provides specialized care for adults and young people with a range of needs. These include learning disabilities, mental health problems, physical disabilities, dementia and nursing care for older people, as well as neurological illnesses and acquired brain injuries. The company was founded in 1995.0.000000.000000.000000.00000YBritish Pound05 Jul 08Sat, 05 Jul 2008 00:00:00 ESTDate Announced: 07/05/200805 Jul 08Date Effective: 07/05/200805 Jul 08Acq. of AssetsFriendly0.000000.000000.000000.000000.000000.00000Price/Share0.00000270 British Pound270.000000.00000270 British Pound270.00000100.00000100.000000.000000.00000270.00000270 British Pound1.98200N270.000000.000000.000000.000000.000000.00000535.05900535.059000.000000.000000.000000.000000.000000.000000.00000100.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.000006.000007.000008.000009.0000010.0000011.0000012.0000013.0000014.0000015.0000016.0000017.00000UK - Advent International Corpacquired Craegmoor HealthcareLtd (CH), aWorcestershire-based owner andoperator of nursing homes,from Legal & General GroupPLCs Legal & General VenturesLtd (LG) subsidiary, for 270mil pounds ($535.059 mil US,via an auction, in a secondaryleveraged buyout transaction.Originally, in June 2008, LGannounced that it was seekinga buyer for CH. Previously, LGacquired CH, from WarburgPincus, in a leveragec buyouttransaction.UK - Advent International Corp acquired Craegmoor Healthcare Ltd (CH), a Worcestershire-based owner and operator of nursing homes, from Legal & General Group PLCs Legal & General Ventures Ltd (LG) subsidiary, for 270 mil pounds ($535.059 mil US, via an auction, in a secondary leveraged buyout transaction. Originally, in June 2008, LG announced that it was seeking a buyer for CH. Previously, LG acquired CH, from Warburg Pincus, in a leveragec buyout transaction.UK - Advent International Corp acquired Craegmoor Healthcare Ltd (CH), aWorcestershire-based owner and operator of nursing homes, from Legal & General Group PLCsLegal & General Ventures Ltd (LG) subsidiary, for 270 mil pounds ($535.059 mil US, via anauction, in a secondary leveraged buyout transaction. Originally, in June 2008, LGannounced that it was seeking a buyer for CH. Previously, LG acquired CH, from WarburgPincus, in a leveragec buyout transaction.UK - Advent International Corp acquired Craegmoor Healthcare Ltd (CH), a Worcestershire-based owner and operator of nursing homes, from Legal & General Group PLCs Legal & General Ventures Ltd (LG)subsidiary, for 270 mil pounds ($535.059 mil US, via an auction, in a secondary leveraged buyout transaction. Originally, in June 2008, LG announced that it was seeking a buyer for CH. Previously, LGacquired CH, from Warburg Pincus, in a leveragec buyout transaction.UK - Advent International Corp acquired Craegmoor Healthcare Ltd (CH), a Worcestershire-based owner and operator of nursing homes, fromLegal & General Group PLCs Legal & General Ventures Ltd (LG) subsidiary, for 270 mil pounds ($535.059 mil US, via an auction, in asecondary leveraged buyout transaction. Originally, in June 2008, LG announced that it was seeking a buyer for CH. Previously, LGacquired CH, from Warburg Pincus, in a leveragec buyout transaction.Completed0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000Status:Completed-999.00000np0.00000-999.00000np0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000008051:Skilled nursing care facilities178822001United States6799MassachusettsPrivate6311:Life insurance6321:Accidental and health insurance6331:Fire, marine, and casualty insurance6351:Surety insurance6371:Pension, health, and welfare funds6719:Offices of holding companies, nec115539001LondonUnited Kingdom6311ForeignPublicLGEN535.05900270.00000535.05900270.00000Deal InformationThomson Financial Mergers & AcquisitionsFRANCE - LGV Capital, a unit of Legal & General Group PLC, agreed to acquire Hospitality Division of SandpiperCI, a owner and operator of hotels and pubs. Terms were not disclosed.6/5/2008 5:42:27 PM50630R80013W52463X80013MLGV CapitalSandpiperCI-Hospitality DivisionLegal & General Group PLCSandpiperCIhttp://www.alacrastore.com/storecontent/Thomson_M%26A/LGV_Capital_acquires_SandpiperCI_Hospitality_Divisi_from_SandpiperCI-1983713040sdc/19837130401983713040Copyright © 2008, Thomson Financial, All Rights ReservedInvestment & Commodity Firms,Dealers,ExchangesUnited KingdomInvestors, nec6799FFForeignSubsidiary6799:Investors, nec6311:Life insurance6321:Accidental and health insurance6331:Fire, marine, and casualty insurance6351:Surety insurance6371:Pension, health, and welfare funds6719:Offices of holding companies, necHotels and CasinosFranceHotels and motels7011FFForeignSubsidiary1014213001Pvd ins,pension svcsOwn,op supermarketsUnspecifiedAssets1014222001Jun 5 20080.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.000006.000007.000008.00000LGV Capital, located inLondon, UK, is a privateequity firm. The companyarranges MBOs and MBIs whichtypically have a minimumtransaction size of 50million. The company wasfounded in 1986.LGV Capital, located in London, UK, is a private equityfirm. The company arranges MBOs and MBIs which typicallyhave a minimum transaction size of 50 million. The companywas founded in 1986.LGV Capital, located in London, UK, is a private equity firm. The company arranges MBOs and MBIs which typically have a minimum transaction size of 50 million. The company was founded in 1986.1.000002.000003.000004.000005.000006.000007.000008.000009.0000010.0000011.00000Hospitality Division ofSandpiperCI, located inFrance, owns and operateshotels and pubs. The Divisioncomprises 65 pubs located onJersey, Guernsey and Alderneyas well as the Jersey Breweryand the two drinksdistribution businesses,Victor Hugo and Bucktrout &Co.Hospitality Division of SandpiperCI, located in France, ownsand operates hotels and pubs. The Division comprises 65 pubslocated on Jersey, Guernsey and Alderney as well as theJersey Brewery and the two drinks distribution businesses,Victor Hugo and Bucktrout & Co.Hospitality Division of SandpiperCI, located in France, owns and operates hotels and pubs. The Division comprises 65 pubs located on Jersey, Guernsey and Alderney as well as the Jersey Brewery and the two drinks distribution businesses, Victor Hugo and Bucktrout & Co.0.000000.000000.000000.00000Y30 May 08Fri, 30 May 2008 00:00:00 ESTDate Announced: 05/30/2008Date Effective:Acq. of AssetsFriendly0.000000.000000.000000.000000.000000.00000Price/Share0.0000000.000000.0000000.000000.000000.000000.000000.000000.0000000.00000N0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000100.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.000006.000007.00000FRANCE - LGV Capital, a unitof Legal & General Group PLC,agreed to acquire HospitalityDivision of SandpiperCI, aowner and operator of hotelsand pubs. Terms were notdisclosed.FRANCE - LGV Capital, a unit of Legal & General Group PLC, agreed to acquire Hospitality Division of SandpiperCI, a owner and operator of hotels and pubs. Terms were not disclosed.FRANCE - LGV Capital, a unit of Legal & General Group PLC, agreed to acquire HospitalityDivision of SandpiperCI, a owner and operator of hotels and pubs. Terms were notdisclosed.FRANCE - LGV Capital, a unit of Legal & General Group PLC, agreed to acquire Hospitality Division of SandpiperCI, a owner and operator of hotels and pubs. Terms were not disclosed.FRANCE - LGV Capital, a unit of Legal & General Group PLC, agreed to acquire Hospitality Division of SandpiperCI, a owner and operator ofhotels and pubs. Terms were not disclosed.Pending0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000Status:Pending-999.00000np0.00000-999.00000np0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000005813:Drinking places (alcoholic beverages)5921:Liquor stores7011:Hotels and motels115539001LondonUnited Kingdom6311ForeignPublicLGEN2052:Cookies and crackers2086:Bottled & canned soft drinks & carbonated waters5142:Packaged frozen foods5148:Fresh fruits and vegetables5411:Grocery stores5651:Family clothing stores1014220001France5411ForeignPrivate0.000000.000000.000000.00000Deal InformationThomson Financial Mergers & AcquisitionsUK - Southern Cross Healthcare PLC agreed to acquire Craegmoor Healthcare Ltd, a Worcester-based owner and operator of nursing home, from Legal and General Ventures Ltd.5/14/2008 1:47:23 PM84437L22412W84437L52463XSouthern Cross Healthcare Group PLCCraegmoor Healthcare Ltd (Legal & General Ventures Ltd)Southern Cross Healthcare Group PLCLegal & General Group PLChttp://www.alacrastore.com/storecontent/Thomson_M%26A/Southern_Cross_Healthcare_acquires_Craegmoor_Healthcare_Ltd_from_Legal_General_Group_PLC-1977106040sdc/19771060401977106040Copyright © 2008, Thomson Financial, All Rights ReservedLondonHealth ServicesUnited KingdomSkilled nursing care facilities8051FFForeignPublicSCHE8051:Skilled nursing care facilities8059:Nursing&personal care facils8051:Skilled nursing care facilities8059:Nursing&personal care facilsHealth ServicesUnited KingdomSkilled nursing care facilities8051FFForeignSubsidiary379156004Own,op nursing care facilitiesPvd ins,pension svcsUnspecifiedAssets306846002May 14 20080.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.000006.000007.000008.000009.0000010.0000011.0000012.0000013.00000Southern Cross HealthcareGroup PLC, located inDarlington, owns and operatesnursing care facilities whichprovide health and socialservices such as seniorliving, rehabilitation,residential care forindividuals with physical andlearning disabilities andintermediate care to clientsall over the UK. The companywas founded in 1995.Southern Cross Healthcare Group PLC, located in Darlington,owns and operates nursing care facilities which providehealth and social services such as senior living,rehabilitation, residential care for individuals withphysical and learning disabilities and intermediate care toclients all over the UK. The company was founded in 1995.Southern Cross Healthcare Group PLC, located in Darlington, owns and operates nursing care facilities which provide health and social services such as senior living, rehabilitation, residential care for individuals with physical and learning disabilities and intermediate care to clients all over the UK. The company was founded in 1995.1.000002.000003.000004.000005.00000Craegmoor Healthcare Ltd ownand operate nursing home. Thecompany is headquartered inWorcester, UK. The company wasfounded in 1995.Craegmoor Healthcare Ltd own and operate nursing home. Thecompany is headquartered in Worcester, UK. The company wasfounded in 1995.Craegmoor Healthcare Ltd own and operate nursing home. The company is headquartered in Worcester, UK. The company was founded in 1995.0.000000.000000.000000.00000N12 May 08Mon, 12 May 2008 00:00:00 ESTDate Announced: 05/12/2008Date Effective:Acq. of AssetsFriendly0.000000.000000.000000.000000.000000.00000Price/Share0.0000000.000000.0000000.000000.000000.000000.000000.000000.0000000.00000N0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000100.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.000006.000007.00000UK - Southern Cross HealthcarePLC agreed to acquireCraegmoor Healthcare Ltd, aWorcester-based owner andoperator of nursing home, fromLegal and General VenturesLtd.UK - Southern Cross Healthcare PLC agreed to acquire Craegmoor Healthcare Ltd, a Worcester-based owner and operator of nursing home, from Legal and General Ventures Ltd.UK - Southern Cross Healthcare PLC agreed to acquire Craegmoor Healthcare Ltd, aWorcester-based owner and operator of nursing home, from Legal and General Ventures Ltd.UK - Southern Cross Healthcare PLC agreed to acquire Craegmoor Healthcare Ltd, a Worcester-based owner and operator of nursing home, from Legal and General Ventures Ltd.UK - Southern Cross Healthcare PLC agreed to acquire Craegmoor Healthcare Ltd, a Worcester-based owner and operator of nursing home, fromLegal and General Ventures Ltd.Pending0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000Status:Pending-999.00000np0.00000-999.00000np0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000008051:Skilled nursing care facilities379156004LondonUnited Kingdom8051ForeignPublicSCHE6311:Life insurance6321:Accidental and health insurance6331:Fire, marine, and casualty insurance6351:Surety insurance6371:Pension, health, and welfare funds6719:Offices of holding companies, nec115539001LondonUnited Kingdom6311ForeignPublicLGEN0.000000.000000.000000.00000Deal InformationThomson Financial Mergers & Acquisitionshttp://www.alacrastore.com/storecontent/moodys/PBC_104927moodys/PBC_104927pdf...Legal and General Group Plc ( L&G ) is a listed UK life insurer and asset manager. L&G is one of the largest provider s of life insurance products in the UK and also offers a wide range of savings and investment products, complemented by smaller operations in UK general insurance (primarily household) and overseas life business (mainly US and Europe). Lega l & General Assurance Society Limited ( LGAS ) is the primary operating compan y and a wholly-owned subsidiary of L&G. LGAS operates primarily in the UK life and pensions market, where it ranks in the top # in terms of new business premiums (Moody s basis). At year end ####, the non-profit pensions and annuity business of Legal & General Assurance Society Limited was ceded to a wholly owned reinsurance subsidiary Legal & General Pensions Limited. In addition, L&G maintains a significant investment management operation (Legal & General Investment Management Limit ed (LGIM)) which is wholly owned by L&G, and is responsible... Company Profile3/30/2008 8:45:27 PMLegal & General Group Plc445633550.0000SpecialReportpdfLegal & General Group PlcPBC_104927Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/ccbn/B1797057ccbn/B1797057norm...Co. reported that allowing for some major one-off items in both #### and ####, underlying #### performance was robust. In the space of a little over a year, LGEN.L transformed the capital structure of the Group, delivering around GBP#.#b of additional EEV for shareholders. ... 3/18/2008 4:05:00 PMLegal and General54.0000EditedPreliminary 2007 Legal and General Earnings Conference Call SummaryLGEN.L9:30am UKTBriefB1797057Credit & Investment ResearchThomson Street Eventshttp://www.alacrastore.com/storecontent/ccbn/T1797057ccbn/T1797057norm... - Legal & General - Group Chief Executive Right, let's get going. Good morning and welcome back to Coleman Street. And welcome to people watching on video webcast for the first time. We hope you find it useful. Next, the ever popular forward looking statements, whilst you're reading those I will ask you please to turn off your mobile phones and your Blackberries. Also, should we need them the emergency exits are clearly signposted. They're that way, out by the lifts in Reception. Here's the agenda for today. After a few opening thoughts, I'll pass you across to Andrew for a review of our financial performance. After which, I'll come back to cover the business review and outlook. I've put a -- up here a few financial highlights. And, allowing for some major one-off items in both #### and ####, underlying performance is robust. The profitability of our operating businesses and the benefits of the extensive capital review, means we've also seen strong progress in the embedded value per... 3/18/2008 11:05:00 AMLegal and General54.0000FinalPreliminary 2007 Legal and General Earnings Conference Call TranscriptLGEN.L9:30am UKTTranscriptT1797057Credit & Investment ResearchThomson Street Eventshttp://www.alacrastore.com/storecontent/spcred/630527spcred/630527normThe latest Full Report from S&P2/13/2008 8:28:51 AMFull Report400structuredglobal630527United KingdomLife & Health InsuranceEurope, Middle East, AfricaStructured FinanceGlobal IssuersAsset-Backed SecuritiesResidential MBSInsuranceFull ReportVery strong core operating subsidiary Conservative capital structure Very strong debt-servicing ability Robust liquidity Limited cash flow diversity Exposure to investment market volatility The counterparty credit ratings on U.K.-based holding company Legal&General Group PLC (L&G) reflect the strength of the group's main operating subsidiary, U.K.-based life insurer Legal&General Assurance Society Ltd. (LGAS; AA+/Stable/--), as well as L&G's conservative capital structure, very strong debt-servicing ability, and robust liquidity. These strengths support the two-notch differential between the ratings on L&G and those on the core operating company, LGAS. These positive factors are partly offset, however, by the group's limited cash flow diversity and exposure to investment market volatility. The ratings on L&G mainly derive from LGAS' inherent ratingGBR52463A52463B52463F40301020 403010 4030 40Legal&General Group PLC110350EUROMIDAFRLGEN@LNFULLGBR40301030 403010 4030 40Legal&General Assurance Society Ltd.111034EUROMIDAFRLGEN@LNSTRUCGLOBISSABSRMBSINSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/630528spcred/630528normThe latest Summary from S&P2/13/2008 8:28:51 AMSummary175globalstructured630528United KingdomLife & Health InsuranceEurope, Middle East, AfricaGlobal IssuersStructured FinanceInsuranceAsset-Backed SecuritiesResidential MBSSummaryThe counterparty credit ratings on U.K.-based holding company Legal&General Group PLC (L&G) reflect the strength of the group's main operating subsidiary, U.K.-based life insurer Legal&General Assurance Society Ltd. (LGAS; AA+/Stable/--), as well as L&G's conservative capital structure, very strong debt-servicing ability, and robust liquidity. These strengths support the two-notch differential between the ratings on L&G and those on the core operating company, LGAS. These positive factors are partly offset, however, by the group's limited cash flow diversity and exposure to investment market volatility. The ratings on L&G mainly derive from LGAS' inherent rating strengths as the core operating subsidiary. LGAS accounted for around 88% of L&G's dividends from subsidiaries in 2006, highlighting L&G's dependence on itsGBR52463A52463B52463F40301020 403010 4030 40Legal&General Group PLC110350EUROMIDAFRLGEN@LNSUMMARYGBR40301030 403010 4030 40Legal&General Assurance Society Ltd.111034EUROMIDAFRLGEN@LNGLOBISSSTRUCINSABSRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/ccbn/B1738326ccbn/B1738326norm1/10/2008 3:07:00 PMLegal and General54.0000EditedLegal and General Analyst and Investor Briefing SummaryLGEN.L9:30am UKT...Co. reported that capital management is central to business and believes that it has managed its capital successfully over many years. Management expects that IFRS provision at ####-end will be nil. ... BriefB1738326Credit & Investment ResearchThomson Street Eventshttp://www.alacrastore.com/storecontent/ccbn/T1738326ccbn/T1738326norm1/10/2008 12:05:00 PMLegal and General54.0000FinalLegal and General Analyst and Investor Briefing TranscriptLGEN.L9:30am UKT... - Legal and General - Group Chief Executive Good, let's get started. Good morning, ladies and gentlemen. It's my pleasure to welcome you for the first time to our new corporate head office here at # Coleman Street. And first, a couple of administrative matters before getting into the meat of today's briefing. Could I please ask that you switch off your mobile phones and your Blackberries, so as not to interfere with the sound recording equipment? Emergency exits are clearly marked outside, just beyond the lifts in the central lobby area over there. And I'd also like you to note this forward-looking statement disclaimer. Two years ago, I identified a thorough review of the balance sheet and increased improved communication with shareholders, two of my priorities for Legal & General. Just over one year ago, in November ####, we presented to you our plans for a capital review. The announcement we made at the end of last year, ####, on the restructuring of Society's long-term fund marked... TranscriptT1738326Credit & Investment ResearchThomson Street Eventshttp://www.alacrastore.com/storecontent/moodys/COP_445633moodys/COP_445633htmlCredit Opinion1/4/2008 2:19:00 AMGlobal Credit Research Credit Opinion # JAN #### Credit Opinion: Legal & General Group Plc Legal & General Group Plc London, United Kingdom Ratings Category Moody's Rating Outlook Stable Issuer Rating A# Senior Unsecured MTN -Dom Curr...Legal & General Group Plc445633150.0000NewshtmlLegal & General Group PlcCOP_445633Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/PR_63052_600011058moodys/PR_63052_600011058htmlRating Action12/21/2007 4:58:31 AMGlobal Credit Research Rating Action ## DEC #### Rating Action: William Penn Life Insurance Co. of New York MOODY'S CONFIRMS LEGAL & GENERAL'S INSURANCE FINANCIAL STRENGTH RATING AT Aa#; LONG TERM DEBT RATINGS LOWERED TO A# FROM Aa#;...William Penn Life Insurance Co. of New York600011058150.00Newshtml600011057Banner Life Insurance Company600008953Legal & General Finance Europe B.V.517500Legal & General Finance plc445633Legal & General Group Plc445632Legal & General Assurance Society Ltd.Banner Life Insurance Company; Legal & General Assurance Society Ltd.; ...PR_63052_600011058Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/PR_62265_829100moodys/PR_62265_829100htmlRating Action12/21/2007 4:58:02 AMGlobal Credit Research Rating Action # DEC #### Rating Action: Standard Life Assurance Company MOODY'S REPORTS: ONGOING REVIEW FOR DOWNGRADE OF UK LIFE INSURERS IS DUE TO PROLONGED DEPRESSION IN EQUITY MARKETS The depressed equity...Standard Life Assurance Company829100150.00Newshtml600060558Friends Provident Plc600037986Co-operative Insurance Society Limited600008562Aviva Plc445633Legal & General Group Plc408700Royal London Mutual Insurance Society Ltd.2602Prudential Public Limited Company16310Eagle Star Holdings plcAviva Plc; Co-operative Insurance Society Limited; ...PR_62265_829100Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/PR_61467_600011058moodys/PR_61467_600011058htmlRating Action12/21/2007 4:57:33 AMGlobal Credit Research Rating Action ## NOV #### Rating Action: William Penn Life Insurance Co. of New York MOODY'S PLACES BANNER LIFE AND WILLIAM PENN LIFE ON REVIEW FOR POSSIBLE DOWNGRADE (INSURANCE FINANCIAL STRENGTH AT A#); RATING...William Penn Life Insurance Co. of New York600011058150.00Newshtml600011057Banner Life Insurance Company445633Legal & General Group PlcBanner Life Insurance Company; Legal & General Group Plc; ...PR_61467_600011058Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/PR_61451_829100moodys/PR_61451_829100htmlRating Action12/21/2007 4:57:32 AMGlobal Credit Research Rating Action ## NOV #### Rating Action: Standard Life Assurance Company MOODY'S PLACES RATINGS OF MOST UK LIFE INSURERS ON REVIEW FOR POSSIBLE DOWNGRADE Moody's today placed the ratings of most UK life insurance...Standard Life Assurance Company829100150.00Newshtml600065606SL Finance PLC600050557Standard Life Assurance Co. Funding Inc.600021507Scottish Life Finance plc600021506Scottish Life Fund408700Royal London Mutual Insurance Society Ltd.600056173Prudential Retirement Income Ltd600043611Scottish Amicable Life plc600038632Prudential Annuities Limited600014521Prudential Assurance Company Ltd600012417Scottish Amicable Insurance Fund600012416Scottish Amicable Finance Plc503500Prudential Finance (UK) plc2602Prudential Public Limited Company73100CGU International Insurance plc715800CGU Insurance plc600040601Norwich Union Linked Life Assurance Limited600040435CGNU Life Assurance Limited600035896Norwich Union Life & Pensions Limited600020765Commercial Union Life Assurance Company Ltd600017860Norwich Union Insurance Limited600008952Aviva France600008562Aviva Plc600008953Legal & General Finance Europe B.V.517500Legal & General Finance plc445633Legal & General Group Plc445632Legal & General Assurance Society Ltd.600060560Friends Provident Life & Pensions Ltd600021357FP Finance plc600018303Eagle Star Life Assurance Company Limited149300Eagle Star Insurance Co. Ltd.600037986Co-operative Insurance Society LimitedAviva France; Aviva Plc; CGNU Life Assurance Limited; CGU Insurance plc; ...PR_61451_829100Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/392813_pr_framefitch/392813_pr_framehtml81625858Legal & General Assurance Society LimitedPress Release75LGENFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.8162585512/11/2007 10:11:00 AMLegal & General Group plc01010300392813_pr_frameCredit & Investment ResearchFitchResearch