Humana Inc. http://www.alacrastore.com/company-snapshot/Humana_Inc-1008285 28 Nov 2009 11:07:18 EST 1008285 Humana Inc. en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/ccbn/T2541819T2541819ccbn/T2541819norm11 Nov 2009 04:05:00 EST2541819Final Transcript of HUM presentation, 11-Nov-09 11:15am ETHumana Inc.54.0000FinalHumana Inc. at Thomson Reuters Global Health Summit TranscriptHUM11:15am ETTranscript...Unidentified Company Representative (Audio in progress) I think, at the end of the day, we are going to have to see how it blends, if ever, with what goes on in the Senate. I think there's an awful lot to -- let me back up and basically say we as a company and our industry actually has been a big supporter of health reform from the beginning of all of this. We remain supportive of doing something now. It has morphed from healthcare reform into health-insurance market reform over the last couple of months, which has changed the dynamic to some extent. So, we are supportive of doing it. We do need to get everybody in the system. It's an embarrassment to have ##-some million people outside of the coverage system, although there is care being delivered at some level to those folks. But we think it needs to get done. We think the system is not much of a system; it doesn't have the attributes of the system. We have some of the world's best healthcare but to argue that we have a system would be... Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T2449616T2449616ccbn/T2449616norm04 Nov 2009 09:07:00 EST2449616Final Transcript of HUM presentation, 4-Nov-09 10:15am ETHumana Inc.54.0000FinalOppenheimer 20th Annual Healthcare Conference -- New York, NY TranscriptHUM10:15am ETTranscript...Unidentified Participant Up next is Humana, and speaking on behalf of the Company is Michael McCallister, CEO. Mike? Michael McCallister - Humana - CEO Thank you very much, and thank you all for coming in for a few minutes this morning. We have an interesting environment we're working in today. At Humana, we are interestingly in the latter stages of the best year in the history of our Company. Having said that, if you pick up a newspaper today, and I don't care which one you pick up, somewhere on the front page, there's going to be a story around the future of healthcare and health insurance, and something relative to our Company. So it's an exciting and interesting time we're involved in, in a number of levels. In the meantime, the Company continues to perform very well. We've had significant revenue growth over the last couple of years. Those of you that have followed us over the last four or five years know that in the last three years, we've doubled the size of our Company. Our earnings... Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/research/creditsights-Humana_3Q09_Government_Sector_Boosts_Performance-9073490734cs/90734normArticleTemplateHumana's 3Q09 results displayed the positive momentum in its Government segment which offset the less favorable results in its Commercial segment and led to a reaffirmation of the 2009 guidance of ~$6.15 per share.nbajajsmcgarveyhumanahumana9073403 Nov 2009 03:09:00 ESTYes90734150CreditSights Incunited_statesunited_statesconsumerfinancial_serviceshealth_care_providers_serviceshealthcare_pharmainsurancelife_insuranceconsumerfinancial_serviceshealth_care_providers_serviceshealthcare_pharmainsurancelife_insurancePublishedearningsearningsEarningsNoteEarnings Note1018 Humana #Q##: Government Sector Boosts Performance Humana's #Q## results displayed the positive momentum in its Government segment which offset the less favorable results in its Commercial segment and led to a reaffirmation of the ####...Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/ccbn/T1744054T1744054ccbn/T1744054norm02 Nov 2009 11:06:00 EST1744054Final Transcript of HUM earnings conference call or presentation, 2-Nov-09 9:00am ETHumana Inc.54.0000FinalHumana Inc. Q3 2009 Earnings Conference Call TranscriptHUM9:00am ETTranscript...Matthew Borsch Goldman Sachs - Analyst Charles Boorady Citi - Analyst Josh Raskin Barclays Capital - Analyst Tom Carroll Stifel Nicolaus - Analyst Justin Lake UBS - Analyst Scott Fidel Deutsche Bank - Analyst Kevin Fischbeck Bank of America-Merrill Lynch - Analyst Greg Nersessian Credit Suisse - Analyst Carl McDonald Oppenheimer - Analyst Ana Gupte Sanford Bernstein - Analyst Peter Costa FTN Equity Capital Markets - Analyst Matt Perry Wells Fargo - Analyst Doug Simpson Morgan Stanley - Analyst... Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T2301713T2301713ccbn/T2301713norm14 Sep 2009 11:06:00 EST2301713Final Transcript of HUM presentation, 14-Sep-09 8:35am ETHumana Inc.54.0000FinalMorgan Stanley Global Healthcare Unplugged Conference -- New York, NY TranscriptHUM8:35am ETTranscript...Unidentified Participant Just in the interest of time we are going to go ahead and get started. I had to read just a short disclaimer. Please note that all important disclosures, including my personal holdings and Morgan Stanley disclosures, appear on the website at MorganStanley.com/researchdisclosures. With that out of the way I would like to thank Mike and Regina for coming to join us today. We do want to make this a little bit of dialogue, but maybe we will started off just talking about the Medicare backdrop and how you guys are thinking about the next ## months and even beyond that. Michael McCallister - Humana - CEO Well, obviously, we have the Washington agenda that is kind of hanging over all of this, but this particular year we are having a good year across the entire company. Medicare is doing well. We will know more about #### when we see the details of the bids from all of our competitors in October. So as usual on the third-quarter call will provide some insight into what... Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T2358182T2358182ccbn/T2358182norm05 Aug 2009 04:07:00 EST2358182Final Transcript of HUM presentation, 5-Aug-09 2:15pm ETHumana Inc.54.0000FinalBMO Focus on Healthcare Conference -- New York, NY TranscriptHUM2:15pm ETTranscript...Dave Shove - BMO - Analyst The next company to present here is Humana; they are the leading Medicare Advantage player among a lot of other things. I'm extremely pleased to have Regina Nethery here; she is the Head of IR. The great thing about Regina is she knows more about the Company than anybody else in the Company. And I'll step aside. She's going to do slides briefly and then we'll take questions. Regina Nethery - Humana - Head of IR Thanks, Dave, I don't know that I'd agree with the "I know more than everybody else in the Company" statement. But -- in fact, I disagree with that. But that is what it is. Humana released earnings earlier this week and, as you'll notice as we flip through to slides here, it is the earnings call slides relived. So there's your cautionary statement and there's -- we do have some non-GAAP numbers in here. We're not able to reconcile two GAAP because of the -- we're not yet able to determine a reasonable estimate using reasonable processes to use all the SEC's... Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/research/creditsights-Humana_Revenues_Up_but_Membership_Down_Again-8735887358cs/87358normArticleTemplateHumana's (Baa3/ BBB-) 2Q09 results were characterized by revenue improvement, improved medical loss ratios and higher margins. A slight sequential membership decline was visible. We continue to recommend an underweight stance in Humana.nbajajhumana8735803 Aug 2009 11:09:34 ESTYes87358150CreditSights Incunited_statesfinancial_serviceshealthcare_pharmainsurancehealth_care_providers_servicesconsumerlife_insurancePublishedearningsEarningsNoteEarnings Note1075 Humana: Revenues Up but Membership Down Again Humana's #Q## results were characterized by revenue improvement, improved medical loss ratios and higher margins. However, a slight sequential membership decline was visible. Guidance remained...Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/ccbn/T1744046T1744046ccbn/T1744046norm03 Aug 2009 11:06:00 EST1744046Final Transcript of HUM earnings conference call or presentation, 3-Aug-09 9:00am ETHumana Inc.54.0000FinalHumana Inc. Q2 2009 Earnings Conference Call TranscriptHUM9:00am ETTranscript...Tom Carroll Stifel Nicolaus - Analyst Christine Arnold Cowen and Company - Analyst Justin Lake UBS - Analyst Scott Fidel Deutsche Bank - Analyst Peter Costa FTN - Analyst Matthew Borsch Goldman Sachs - Analyst Charles Boorady Citi - Analyst Joshua Raskin Barclays Capital - Analyst Carl McDonald Oppenheimer - Analyst Ana Gupte Sanford Bernstein - Analyst Matt Perry Wells Fargo Securities - Analyst Greg Nersessian Credit Suisse - Analyst P R E S E N T A T I O N... Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/moodys/PR_183108_809547990PR_183108_809547990moodys/PR_183108_809547990html16 Jul 2009 05:01:53 ESThtmlHumana Medical Plan, Inc.Humana Insurance CompanyHumana Inc.Humana Inc.; Humana Insurance Company; Humana Medical Plan, Inc.809547990739850600014033150.000015 Jul 2009NewsRating ActionCGlobal Credit Research Rating Action ## JUL #### Rating Action: Humana Medical Plan, Inc. Moody's reviews Humana (senior debt at Baa#) for possible downgrade Approximately $#.# billion in senior notes affected New York, July ##, ####...Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/500937_pr_frame500937_pr_framefitch/500937_pr_framehtmlHumana Inc.8009107715 Jul 2009 02:16:00 EST0101030485Press ReleaseHUMFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/research/s-and-p-credit-research-Humana_Inc_Downgraded_To_BBB_Operating_Subsidiaries_Ratings_Affirmed_Outlook_Stable-734004734004spcred/734004normglobal15 Jul 2009 01:07:01 EST100NewsThe latest News from S&PUnited StatesManaged Health CareUnited StatesGlobal IssuersNewsUSA44485944486D44486E44486H44486J44486L35102030 351020 3510 35Humana Inc.129233USAHUMNEWSGLOBISSHealthINSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/research/s-and-p-credit-research-Research_Update_Humana_Inc_Rating_Lowered_To_BBB_Operating_Subsidiaries_Ratings_Affirmed_Outlook_Stable-734005734005spcred/734005normglobal15 Jul 2009 01:07:00 EST175Research UpdateThe latest Research Update from S&PUnited StatesManaged Health CareUnited StatesGlobal IssuersResearch UpdateUSA44485944486D44486E44486H44486J44486L35102030 351020 3510 35Humana Inc.129233USAHUMRESUPDUSA35102030 351020 3510 3540301020 403010 4030 40Humana Employers Health Plan of Georgia Inc.Humana Health Benefit Plan of Louisiana, Inc.Humana Health Insurance Co. of Florida Inc.Humana Health Plan Inc.Humana Health Plan of Ohio Inc.Humana Health Plan of Texas Inc.122438122441122526123379317600317603317605317607317611317613317619327018334003USA11631ZGLOBISSHealthINSHUM15072Z13181ZKanawha Insurance Co.Humana Wisconsin Health Organization Insurance Co.Humana Medical Plan Inc.Humana Insurance of Puerto Rico Inc.Humana Insurance Co. of KYHumana Insurance Co.Humana Health Plans of Puerto Rico Inc.Credit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/moodys/COP_600014033COP_600014033moodys/COP_600014033html12 Jun 2009 04:43:00 ESThtmlHumana Inc.Humana Inc.600014033150.000003 Sep 2009NewsCredit OpinionCGlobal Credit Research Credit Opinion # SEP #### Credit Opinion: Humana Inc. Humana Inc. Louisville, Kentucky, United States Ratings Category Moody's Rating Rating Outlook RUR Senior Unsecured Baa# Humana Insurance Company Rating Outlook...Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/ccbn/T2246553T2246553ccbn/T2246553norm10 Jun 2009 02:07:00 EST2246553Final Transcript of HUM presentation, 10-Jun-09 10:20am ETHumana Inc.54.0000FinalHumana Inc. at Goldman Sachs Global Healthcare Conference TranscriptHUM10:20am ETTranscript...Matthew Borsch - Goldman Sachs - Analyst Good morning again. We're going to continue with the theme of the core managed care companies. And number three this morning, we have Humana and we are delighted to have Humana's management team represented today by Jim Bloem, the company's Chief Financial Officer; and also Regina Nethery, the head of the company's investor relations function. And what I thought I would do is start with a question related to the Medicare advantage business and obviously there will probably be a number of questions on the topic since it's something that drives a very large chunk of your earnings and there's a lot of change going on. But let me frame that the starting point is -- you always get a lot of questions from analysts when you see some companies moving in one direction and other companies moving in the other direction and sort of the great question is what are either some companies doing right, other companies doing wrong or which one has the right strategy.... Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T2260344T2260344ccbn/T2260344norm04 Jun 2009 10:05:00 EST2260344Final Transcript of HUM presentation, 4-Jun-09 8:40am ETHumana Inc.54.0000FinalHumana Inc. at INVESTKentucky 2009 Conference TranscriptHUM8:40am ETTranscript...Bill Stout - University of Louisville - Director of School of Accountancy Tell you what. We'll get started. We're running just a few minutes late here and I want to make sure that Humana gets as much time as possible. I'm Bill Stout. I'm the director of the School of Accountancy at University of Louisville and the Forcht Center for Entrepreneurship, which is a new center at the College of Business the University of Louisville is proud to be a sponsor. It's my honor, really, to introduce a distinguished graduate from the School of Accountancy (inaudible). Regina Nethery is Humana's Vice President of Investor Relations. She is responsible for relationships with Wall Street analysts, shareholders and potential investors. She is the winner of the #### Best Investor Relations Officer among mid-cap companies for the IRNA (inaudible) nationwide survey, and of course Humana (inaudible) the ticker symbol HUM. Regina? Regina Nethery - Humana Inc. - VP-IR All right. Thank you very much, and thanks,... Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T2236794T2236794ccbn/T2236794norm03 Jun 2009 05:06:00 EST2236794Final Transcript of HUM presentation, 3-Jun-09 2:15pm ETHumana Inc.54.0000FinalCiti Healthcare Conference - New York, NY TranscriptHUM2:15pm ETTranscript...Unidentified Participant It's my pleasure to welcome Humana. And from Humana I have Jim Bloem who is the Chief Financial Officer and Tonya [Markum] is here with Investor Relations. So this session is being webcast and so if anyone would like to ask a question just raise your hand and Brian over here will get a microphone to you. And I'm going to kick it off, welcome again, Jim. Jim Bloem - Humana - CFO Very glad to be here. Thanks. Q U E S T I O N S A N D A N S W E R S... Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T2176233T2176233ccbn/T2176233norm19 May 2009 04:07:00 EST2176233Final Transcript of HUM presentation, 19-May-09 9:30am ETHumana Inc.54.0000FinalHumana Inc. at Deutsche Bank Healthcare Conference TranscriptHUM9:30am ETTranscript...Scott Fidel - Deutsche Bank - Analyst Okay, if folks can take their seats. Good morning. I'm Scott Fidel, managed care analyst with Deutsche Bank. Very pleased to have our next presentation from Humana. Humana is one of the largest managed care companies in the United States. The Company's been generating robust growth over the past several years and the Company operates in a wide variety of segments within the health benefits market place. Here from the Company we have the Chief Financial Officer, Jim Bloem and also Regina Nethery from Investor Relations, so we'll turn the podium over to Jim for the prepared remarks and then we'll kick into Q&A. So Jim Bloem, CFO. Jim Bloem - Humana - CFO Thanks, Scott, and good morning everyone. Regina and I are pleased to be here today and we have basically a couple of things to talk about. We'd like to divide our presentation into a couple of pieces. The first is sort of tell you how we're operating the business and then obviously everybody's keen interest... 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Corporation80090034800889968034731980656025804834208009076080090347836542658008910980089718800892278008924580090725824669108009047181916847853150778008915480090084800903288009041580091104800906338081440280091215800907538008962280091007854344738008961680091153800919818009006480090090800898218008899380091747800889958009136480089338800891818008930580090851819147508009107780090754835494938009078780088947800902508009118280089905800909228009025780091382800903228009107580089314800891328009175680091144800913628008952980091392800915008008936680090240800902308009096580088977800907358009196480089644800920428009110780090279800898488009154580089031800890038008898580090712800903128008893381986338800910688009103180089172800903658008990080088923800893408365426880090333800921258009088080090608800907848009085482134761800918038009116580089793800891348009236680091191806886218009103680090574800898358009089780090245800894638008918980091903826042768009038880090456800908698557527380088972800898338009210080089572820924138009201280091100800908558009074380089501800894778009112080469388800910308050369780089022800892938008981429 Apr 2009 02:13:00 EST0103140001010203010103080101020001010309010102060103060001010306010102100101010001010208010103030101020201010300010103040103050001010305010313000101020701010000010102010101031001010313010102050101030185Press ReleaseZIONOCNHOGRNRAFGBBTSFIWLPALLLMKEYHGICDFSPHHNTRSACFFFHMTBIBMPRUUSBUTRPRECINFTXTNAVBACCITSCHWHBANSNVMIRFLUKMMCACEXLAFLFAFLNCCOFCIHRBMKLFPFGPLHUMTHMRQPGRPNCGSSLMCNOCNBTDAETGWOAMTDSTIMTGBRK.AADVNAMSCNAJPMGMTFHNTMKWFCBBD.BCBAIGTRVRIPCCSFGFNFCTMCYFIFFITBHMNRGAORIAXPCFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/ccbn/T1744040T1744040ccbn/T1744040norm27 Apr 2009 11:05:00 EST1744040Final Transcript of HUM earnings conference call or presentation, 27-Apr-09 9:00am ETHumana Inc.54.0000FinalHumana Inc. Q1 2009 Earnings Conference Call TranscriptHUM9:00am ETTranscript...Tom Carroll Stifel Nicolaus - Analyst Charles Boorady Citigroup - Analyst Joshua Raskin Barclays Capital - Analyst Matthew Borsch Goldman Sachs - Analyst Justin Lake UBS - Analyst Greg Nersessian Credit Suisse - Analyst Christine Arnold Cowen and Company - Analyst Scott Fidel Deutsche Bank - Analyst John Rex JPMorgan Securities Inc. - Analyst Carl McDonald Oppenheimer & Co. - Analyst Peter Costa FTN Equity Capital - Analyst Ana Gupte Sanford C. Bernstein & Company, Inc. - Analyst Matt Perry Wachovia Capital Markets - Analyst P R E S E N T A T I O N... Credit & Investment ResearchThomson StreetEvents/storecontent/spcred/716605spcred/716605normglobal20 Apr 2009 05:55:00 EST175Research UpdateUnited StatesUnited StatesHealth CareInsuranceGlobal IssuersResearch UpdateUSA44486L44486J44486H44486E44485944486D35102030 351020 3510 35Humana Inc.129233USAHUMRESUPDUSA35102030 351020 3510 3540301020 403010 4030 40Humana Insurance Co. of KYHumana Employers Health Plan of Georgia Inc.Humana Health Plan of Ohio Inc.Humana Health Insurance Co. of Florida Inc.Humana Wisconsin Health Organization Insurance Co.Humana Health Plan of Texas Inc.Humana Health Benefit Plan of Louisiana, Inc.Humana Insurance Co.Humana Medical Plan Inc.Kanawha Insurance Co.Humana Health Plans of Puerto Rico Inc.Managed Health CareHumana Health Plan Inc.Humana Insurance of Puerto Rico Inc.334003317600317603317605317607317611317613317619122438122441122526123379327018USAHUMHUMHUMHUMHUMHUMHUM11631ZHUMHUM13181ZHUM15072ZGLOBISSHealthINSThe latest Research Update from S&PCredit & Investment ResearchS&P Credit Research