Home Capital Group Inc. http://www.alacrastore.com/company-snapshot/Home_Capital_Group_Inc-1057823 Tuesday, October 07, 2008 9:15:05 PM 1057823 Home Capital Group Inc. en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/newstex/PRN-0001-28508223newstex/PRN-0001-28508223xml Oct. #, #### (Canada NewsWire Group delivered by Newstex) -- TORONTO, Oct. # /CNW/ -- Home Capital Group Inc. (TSX: HCG) will announce its financial results for the three and nine months ended September ##, #### on Monday, November...040000000401600004016001040160480401601810/2/2008 1:23:41 PM180000001800800018004000190000001900200019002012Canada NewsWire GroupPRN-0001-28508223HOME CAP GRP INCHCGNewsNewstexhttp://www.alacrastore.com/storecontent/ccbn/T1898796ccbn/T1898796norm...Good morning, ladies and gentlemen. Thank you for standing by. Welcome to the Home Capital Group Inc.'s second quarter earnings announcement conference call. At this time, all participants are in a listen-only mode. Following the presentation, we will conduct a question-and-answer session. Instructions will be provided at that time for you to queue up for questions. (OPERATOR INSTRUCTIONS). I would like to remind everyone that this conference call is being recorded on Tuesday, August #, #### at ##:## a.m. Eastern time. I'll now turn the conference over to Mr. Gerald Soloway, Chief Executive Officer. Please go ahead, sir. ... 8/5/2008 3:07:05 PMHOME CAP GROUP INC106.0000FinalQ2 2008 HOME CAP GROUP INC Earnings Conference Call TranscriptHCG.TO10:30am ETTranscriptT1898796Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/newstex/PRN-0001-27169508newstex/PRN-0001-27169508xml Aug. #, #### (Canada NewsWire Group delivered by Newstex) -- TORONTO, Aug. # /CNW/ -- Home Capital Group Inc. (TSX: HCG) today announced solid financial results for the second quarter and first six months of ####. Despite challenging...0900000009015000040000000401600004016047040160180401600104016003040160080401600204016048040090000400900304004000040040038/5/2008 7:17:04 AM18000000180040001801200018008000190000001900200019002012Canada NewsWire GroupPRN-0001-27169508HOME CAP GRP INCHCGNewsNewstexhttp://www.alacrastore.com/storecontent/newstex/PRN-0001-26594983newstex/PRN-0001-26594983xml TORONTO, Jul. ##, #### (Canada NewsWire Group delivered by Newstex) -- /CNW/ -- Home Capital Group Inc. (TSX: HCG) will announce its financial results for the three and six months ended June ##, #### on Tuesday, August #, ####. The...04000000040160000401600104016048040160187/11/2008 10:16:41 AM180000001800400018008000190000001900200019002012Canada NewsWire GroupPRN-0001-26594983HOME CAP GRP INCHCGNewsNewstexhttp://www.alacrastore.com/storecontent/ccbn/T1808274ccbn/T1808274norm...Good morning, ladies and gentlemen, thank you for standing by. Welcome to the Home Capital Group Inc. first quarter earnings announcement conference call. At this time all participants are in a listen-only mode. Following the presentation, we will conduct a question-and-answer session. Instructions will be provided at that time for you to queue up for questions. (OPERATOR INSTRUCTIONS).I would like to remind everyone that this conference call is being recorded on Monday May ##, ####, at ##:## a.m. Eastern time. I will now turn the conference over to Mr. Gerald M. Soloway, President and Chief Executive Officer. Please go ahead. ... 5/12/2008 12:05:00 PMHOME CAP GROUP INC54.0000FinalQ1 2008 HOME CAP GROUP INC Earnings Conference Call TranscriptHCG.TO10:30am ETTranscriptT1808274Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T1742071ccbn/T1742071normQ# #### HOME CAP GROUP INC Earnings Conference Call2/12/2008 12:06:00 PMHOME CAP GROUP INC54.0000FinalQ4 2007 HOME CAP GROUP INC Earnings Conference Call TranscriptHCG.TO10:30am ETTranscriptT1742071Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/fitch/369206_report_framefitch/369206_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Home Capital Group Inc.809211031/23/2008 2:16:00 PM01010100385Full Rating ReportHCG369206_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/369208_report_framefitch/369208_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Home Capital Group Inc.809211031/23/2008 2:16:00 PM01010100150Credit UpdateHCG369208_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/401494_pr_framefitch/401494_pr_framehtmlHome Capital Group Inc.Home Trust Company80921103809213341/11/2008 6:31:00 PM75Press ReleaseHCGFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.401494_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/spcred/622256spcred/622256normThe latest Full Report from S&P12/21/2007 1:16:05 PMFull Report400global622256CanadaThrifts & Mortgage FinanceCanadaGlobal IssuersFinancial InstitutionsFull ReportEffective use of deposit and mortgage insurance (CDIC and CMHC) Loan portfolio is primarily residential first mortgages Favorable efficiency ratio and asset quality Very strong capital ratios and operating earnings Strong mortgage origination, underwriting and collection infrastructure No direct exposure to U.S. subprime or Canadian nonbank ABCP Limited business diversification Collateral lender in the Canadian residential Alt-A space Dependent on broker distribution channels for origination Gain on sale accounting distorts core revenues and net income Growth in commercial real estate book increasing single-name exposure The ratings on Toronto-based Home Capital Group Inc. (Home Capital; TSX: HCG) and Home Trust Co. (Home Trust), a federally regulated trust company and a member of the Canadian Deposit Insurance Corp. (CDIC), reflect the company'sCAN40102010 401020 4010 40Home Capital Group Inc.394376CANFULLCAN40102010 401020 4010 40Home Trust Company394377CANGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/622259spcred/622259normThe latest Summary from S&P12/21/2007 1:16:05 PMSummary175global622259CanadaThrifts & Mortgage FinanceCanadaGlobal IssuersFinancial InstitutionsSummaryThe ratings on Toronto-based Home Capital Group Inc. (Home Capital; TSX: HCG) and Home Trust Co. (Home Trust), a federally regulated trust company and a member of the Canadian Deposit Insurance Corp. (CDIC), reflect the company's strong and defendable niche position in the Canadian residential mortgage sector, strong and uninterrupted growth in earnings over the past decade, good asset quality, and very strong regulatory capital ratios. These strengths are somewhat offset by the higher risk profile of Home Capital's customer base, limited business diversification given the company's relative size in the Canadian market, dependence on spread income, the firm's increased use of securitization as a funding source, and growing book of commercial mortgages. Home Capital is the largest alternative providerCAN40102010 401020 4010 40Home Capital Group Inc.394376CANSUMMARYGLOBISSFICredit & Investment ResearchS&P Credit Research