Hitachi Capital Corporation http://www.alacrastore.com/company-snapshot/Hitachi_Capital_Corporation-1020516 Thursday, January 08, 2009 1:25:05 PM 1020516 Hitachi Capital Corporation en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/spcred/688503spcred/688503normThe latest Summary from S&Pglobalstructured12/8/2008 11:28:00 PM175Summary688503JapanConsumer FinanceAsiaEmerging MarketsEurope, Middle East, AfricaLatin AmericaUnited StatesStructured FinanceGlobal IssuersResidential MBSFinancial InstitutionsInsuranceCorporationsAsset-Backed SecuritiesCollateralized Debt ObligationsAsset-Backed Commercial PaperHigh TechnologyCapital GoodsRetailTransportationSummaryHitachi Capital Corp. (Hitachi Capital; A-/Stable/A-2) is Japan's major leasing company, and a member of the Hitachi group led by Hitachi, Ltd. (Hitachi; A-/Negative/A-2). The company maintains a stable customer base, consisting mostly of companies and employees in the Hitachi group, and also the group's client companies. About 20% of Hitachi Capital's total receivables are related to business transactions with group companies and employees. The company's core business is financing, such as leasing to Japanese corporations and auto loans. The financing business generates nearly 90% of its total operating income. Hitachi Capital has a conservative credit control system based on its original scoring system. The company's charge-off ratio has remained low and stable at below 0.20% over the past threeJPN40202010 402020 4020 40Hitachi Capital Corp.111052ASIAEMERGINGEUROMIDAFRLATAMERICAUSA8586@JPSUMMARYJPN43357845203010 452030 4520 4540301040 403010 4030 40Hitachi, Ltd.Hitachi Capital Insurance Corp.101094382071ASIAEMERGINGLATAMERICAUSAEUROMIDAFR6501@JPUNUMJZ@JPSTRUCGLOBISSRMBSFIINSCORPABSCDOABCPHighCapitalRetailTransportationCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/688502spcred/688502normThe latest Full Report from S&Pglobalstructured12/8/2008 11:28:00 PM400Full Report688502JapanConsumer FinanceAsiaEmerging MarketsEurope, Middle East, AfricaLatin AmericaUnited StatesGlobal IssuersStructured FinanceFinancial InstitutionsInsuranceCorporationsAsset-Backed SecuritiesCollateralized Debt ObligationsAsset-Backed Commercial PaperResidential MBSAerospace & DefenseHigh TechnologyRetailTransportationCapital GoodsFull ReportStrong business franchise in leasing and sales financing Sound asset quality with a conservative credit control system Adequate capitalization relative to its financial risk Relatively low profitability Hitachi Capital Corp. (Hitachi Capital; A-/Stable/A-2) is Japan's major leasing company, and a member of the Hitachi group led by Hitachi, Ltd. (Hitachi; A-/Negative/A-2). The company maintains a stable customer base, consisting mostly of companies and employees in the Hitachi group, and also the group's client companies. About 20% of Hitachi Capital's total receivables are related to business transactions with group companies and employees. The company's core business is financing, such as leasing to Japanese corporations and auto loans. The financing business generates nearly 90% of its total operating income. Hitachi Capital hasJPN40202010 402020 4020 40Hitachi Capital Corp.111052ASIAEMERGINGEUROMIDAFRLATAMERICAUSA8586@JPFULLGBRUSANLDJPNSGP4335Q24335784335Q34335Q540301040 403010 4030 4045203010 452030 4520 45Hitachi, Ltd.Hitachi International (Holland) B.V.Hitachi Finance (U.K.) PLCHitachi Asia Ltd.Hitachi America Capital Ltd.Hitachi International Treasury Ltd.Hitachi Capital Insurance Corp.101094119491301580322803336824372802382071ASIAEUROMIDAFREMERGINGLATAMERICAUSA6501@JP1107Z@NA1444Z@LN1026Z@SP15553Z234575Z@SPUNUMJZ@JPGLOBISSSTRUCFIINSCORPABSCDOABCPRMBSAerospaceHighRetailTransportationCapitalCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/bir/1198421bir/1198421normHitachi Capital Corp.JapanFinance: Loan guarantees, purchase of instalment receivables, instalment credit sales, leasing, credit card sales6159615352229852222030GK85869/10/2008 7:36:00 AM1198421Company Profiles & FinancialsGale Company Profiles