HBOS plc http://www.alacrastore.com/company-snapshot/HBOS_plc-2504517 08 Nov 2009 07:44:16 EST 2504517 HBOS plc en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/research/moodys-global-credit-research-Moody_s_affirms_Lloyds_TSB_long_term_rating_at_Aa3_stable_downgrades_BFSR_to_C-PR_189593_87760PR_189593_87760moodys/PR_189593_87760html04 Nov 2009 02:13:18 ESThtmlBank of Scotland (Ireland) LimitedBank of Scotland plcClerical Medical Finance plcHalifax plcHBOS plcLeeds Permanent Building SocietyLloyds Banking Group plcLloyds TSB Bank PlcScotland International Finance No. 2 B.V.Scottish Widows plcBank of Scotland (Ireland) Limited; Bank of Scotland plc; Clerical Medical Finance plc; ...877602369245844956560000836560001888460005058360005275060006147882088922987760150.000003 Nov 2009NewsRating ActionCGlobal Credit Research Rating Action # NOV #### Rating Action: Bank of Scotland plc Moody's affirms Lloyds TSB long-term rating at Aa# stable, downgrades BFSR to C- London, ## November #### -- Moody's Investors Service affirmed the...143602224236924582463449565449570449575449590543900600008365600008969600009231600009496600012230600016357600017684600018884600022330600022503600037278600039667600040951600044541600050576600050583600051628600051629600052110600052111600052566600052749600052750600061478600064860806588859806783463807579773808776672808821278820835992820851963820889229821025438821262451877609110093300NETHERLANDSREPUBLIC OF IRELANDUNITED KINGDOMBANKINGINSURANCE600018884Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/research/fitch-ratings-Fitch_Affirms_Lloyds_at_AA_Upgrades_Individual_Rtg_to_C_Rates_ECNs_BB-527696_pr_frame527696_pr_framefitch/527696_pr_framehtmlHBOS plcBank of Scotland plcClerical Medical Investment Group Ltd.Clerical Medical Finance PlcLloyds TSB Bank plcScottish Widows plcLloyds Banking Group PLC8036231981695268820451528035991581755269803595468035991403 Nov 2009 02:23:00 EST01010300010100000101010085Press ReleaseLLOYFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/research/fitch-ratings-Fitch_Affirms_Clerical_Medical_Changes_Sub_debt_to_Rating_Watch_Evolving-527736_pr_frame527736_pr_framefitch/527736_pr_framehtmlHBOS plcClerical Medical Finance PlcLloyds TSB Bank plcBank of Scotland plcClerical Medical Investment Group Ltd.Scottish Widows plcLloyds Banking Group PLC8035991481695268817552698035991580359546803623198204515203 Nov 2009 02:23:00 EST01010100010103000101000085Press ReleaseLLOYFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/research/creditsights-RBS_and_Lloyds_Discover_The_Price_of_State_Support-9078390783cs/90783normArticleTemplateWe take a look at the implications for bondholders of plans by Lloyds and RBS for capital raising and asset insurance and of European Commission sanctionsdwattssadamsonhboslloyds_tsbroyal_bank_of_scotlandhboslloyds_tsbroyal_bank_of_scotlandunited_kingdomunited_kingdom9078303 Nov 2009 12:09:53 ESTYes90783150CreditSights Inceuropeunited_stateseuropeunited_statesbanksfinancial_servicesbanksfinancial_servicesPublishedcompanies_withnvertibleseuro_markets_issuersmortgagesstrategystructured_productscompanies_withnvertibleseuro_markets_issuersmortgagesstrategystructured_productsCompanyCommentCompany Analysis3242 RBS and Lloyds Discover The Price of State Support The leaks of the past few days were broadly accurate: RBS enters the APS on revised terms, Lloyds escapes by raising new capital of £## billion Both are still reliant on state support,...Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/research/fitch-ratings-Fitch_Affirms_Lloyds_at_AA_Upgrades_Individual_Rtg_to_C_Rates_ECNs_at_BB-527476_pr_frame527476_pr_framefitch/527476_pr_framehtmlHBOS plcLloyds TSB Bank plcScottish Widows plcLloyds Banking Group PLCClerical Medical Investment Group Ltd.Bank of Scotland plcClerical Medical Finance Plc8035991480359915803623198169526882045152803595468175526903 Nov 2009 10:18:00 EST01010100010103000101000085Press ReleaseLLOYFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/research/fitch-ratings-Fitch_Places_Clerical_Medical_on_RWN_Scottish_Widows_Ratings_Unaffected-523976_pr_frame523976_pr_framefitch/523976_pr_framehtmlHBOS plcScottish Widows plcClerical Medical Finance PlcLloyds Banking Group PLCClerical Medical Investment Group Ltd.Bank of Scotland plcLloyds TSB Bank plc8175526980359914803599158204515280359546816952688036231928 Oct 2009 02:12:00 EST01010000010103000101010085Press ReleaseLLOYFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/moodys/PR_188853_97400PR_188853_97400moodys/PR_188853_97400html21 Oct 2009 05:14:20 ESThtmlAbbey National plcAlliance & Leicester plcBank of Scotland plcBarclays Bank PLCBradford & Bingley plcBritannia Building SocietyChelsea Building SocietyClose Brothers Ltd.Clydesdale Bank plcCo-Operative Bank PlcCoventry Building SocietyFairbairn Private Bank LimitedHBOS plcHSBC Bank plcHSBC Holdings plcICICI Bank UK Plc.Investec Bank Ltd.Leeds Building SocietyLloyds TSB Bank PlcLloyds TSB Offshore LimitedNationwide Building SocietyNewcastle Building SocietyNorthern Rock plcNorwich & Peterborough Building SocietyNottingham Building SocietyPrincipality Building SocietyRoyal Bank of Scotland plcSkipton Building SocietyStandard Bank PlcStandard Life Bank PlcWest Bromwich Building SocietyYorkshire Building SocietyAbbey National plc; Alliance & Leicester plc; Bank of Scotland plc; ...18486020662183219525132889449565494680600009140600011741600017781600022369600022421600022435600044020600044220600045531600045746600048725600061478600066256651920808487273808732499809725302815150820835992877609150925009380097400150.000020 Oct 2009NewsAnnouncementCGlobal Credit Research Announcement ## OCT #### Announcement: Yorkshire Building Society Moody's explains assumptions behind its estimates of UK banks' credit losses London, ## October #### -- As part of its global framework for estimating...Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/research/creditsights-UK_Prime_RMBS_Silverstone_New_Issue_8211_First_Look-8995689956cs/89956normArticleTemplateNationwide is to become the second UK mortgage lender to publicly market an RMBS since the financial crisis. We compare the performance and characteristics of the mortgages in the Silverstone master trust against other UK Prime RMBS.dwattshgaletovahbosnationwide_building_societyhbosnationwide_building_societyunited_kingdomunited_kingdom8995619 Oct 2009 03:09:00 ESTYes89956150CreditSights Inceuropeeuropebanksfinancial_servicesbanksfinancial_servicesPublishedmortgagessovereignsstrategystructured_productssubprimemortgagesstrategystructured_productssovereignssubprimeStrategyCommentStrategy Analysis1916 UK Prime RMBS: Silverstone New Issue – First Look Nationwide is to become the second UK mortgage lender to publicly market an RMBS since the financial crisis last summer  The Silverstone, an existing master trust that will be...Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/research/creditsights-UK_Prime_RMBS_The_Price_of_Falling_Arrears-8973889738cs/89738normArticleTemplateMortgage debt repayments in the first six months of 2009 were less than half the amount repaid in the first half of 2008. This is causing problems for the expected maturity schedule of RMBS and could have a substantial impact on RMBS pricesdwattshgaletovahboshbosgbgb8973812 Oct 2009 03:09:00 ESTYes89738150CreditSights Inceuropeeuropebanksfinancial_servicesbanksfinancial_servicesPublishedmortgagesstrategystructured_productssubprimemortgagesstrategystructured_productssubprimeStrategyCommentStrategy Article1502 UK Prime RMBS: The Price of Falling Arrears Cuts in the Bank of England base rate have helped to bring UK mortgage arrears down from a peak of #.#% in November last year to #.#% now. However, historically low interest rates - combined...Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/fitch/512396_pr_frame512396_pr_framefitch/512396_pr_framehtmlBank of Scotland plcClerical Medical Finance PlcClerical Medical Investment Group Ltd.HBOS plcLloyds Banking Group PLCLloyds TSB Bank plcPermanent Financing (No.3) PlcPermanent Financing (No.9) PlcPermanent Master Issuer plc 2006-1Scottish Widows plc8035954680359914803599158036231980928636809319488120283881625655816952688175526981849164820393658204515282903725839140668480486986858738869301508836025629 Sep 2009 10:15:00 EST010100000101010001010300030300000303150085Press ReleaseLLOYFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/research/creditsights-EuroStrategy_Permanent_RMBS_Restarts_ABS-8917189171cs/89171normWWTemplatedwattshboslloyds_tsbhboslloyds_tsbgbgb8917124 Sep 2009 06:04:00 ESTYes89171150CreditSights Inceuropeeuropebanksfinancial_servicesbanksfinancial_servicesPublishedcompanies_withnvertibleseuro_markets_issuersmortgagesstrategystructured_productssubprimemortgagesstrategystructured_productscompanies_withnvertibleseuro_markets_issuerssubprimeWorthWatchingWorth Watching658 EuroStrategy: Permanent RMBS Restarts ABS EuroStrategy Lloyds-owned HBOS last night closed terms on a £# billion RMBS - Permanent ####-#. It will be the first securitisation to see a substantial amount of debt placed publicly for at...Credit & Investment ResearchCreditSightsUK - In ## September ####, Lloyds Banking Group PLC was rumored to be seeking a buyer for its Halifax Bank of Scotland PLC{HBOS}, an Edinburgh-based provider of bankings services.18 Sep 2009 11:51:48 EST81572I40512N81572I539439Seeking BuyerHalifax Bank of Scotland PLC {HBOS}Seeking BuyerLloyds Banking Group PLChttp://www.alacrastore.com/storecontent/Thomson_M%26A/Lloyds_Banking_Group_PLC_is_rumored_to_be_seeking_a_buyer_for_HBOS-2109157040sdc/21091570402109157040Copyright © 2009, Thomson Financial, All Rights ReservedInvestment & Commodity Firms,Dealers,ExchangesUnknownInvestors, nec6799UNUnknownPrivate6799:Investors, nec6799:Investors, necCommercial Banks, Bank Holding CompaniesUnited KingdomBanks6000FFForeignSubsidiary12029001Seeking buyerPvd bkg svcsNot ApplicableAssets2726005Sep 18 20090.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.00000Seeking buyerSeeking buyerSeeking buyer1.000002.000003.000004.000005.000006.000007.000008.00000HBOS PLC, located inEdinburgh, UK, providesbanking services. It is alsoresponsible for arranging thecompanys debt capital issuanceand asset securitizationprograms. It was founded in2001.HBOS PLC, located in Edinburgh, UK, provides bankingservices. It is also responsible for arranging the companysdebt capital issuance and asset securitization programs. Itwas founded in 2001.HBOS PLC, located in Edinburgh, UK, provides banking services. It is also responsible for arranging the companys debt capital issuance and asset securitization programs. It was founded in 2001.0.000000.000000.000000.00000N16 Sep 09Wed, 16 Sep 2009 00:00:00 ESTDate Announced: 09/16/2009Date Effective:Acq. of AssetsNot Appl.0.000000.000000.000000.000000.000000.00000Price/Share0.0000000.000000.0000000.000000.000000.000000.000000.000000.0000000.00000N0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000100.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.000006.000007.00000UK - In 16 September 2009,Lloyds Banking Group PLC wasrumored to be seeking a buyerfor its Halifax Bank ofScotland PLC{HBOS}, anEdinburgh-based provider ofbankings services.UK - In 16 September 2009, Lloyds Banking Group PLC was rumored to be seeking a buyer for its Halifax Bank of Scotland PLC{HBOS}, an Edinburgh-based provider of bankings services.UK - In 16 September 2009, Lloyds Banking Group PLC was rumored to be seeking a buyer forits Halifax Bank of Scotland PLC{HBOS}, an Edinburgh-based provider of bankings services.UK - In 16 September 2009, Lloyds Banking Group PLC was rumored to be seeking a buyer for its Halifax Bank of Scotland PLC{HBOS}, an Edinburgh-based provider of bankings services.UK - In 16 September 2009, Lloyds Banking Group PLC was rumored to be seeking a buyer for its Halifax Bank of Scotland PLC{HBOS}, anEdinburgh-based provider of bankings services.Rumor0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000Status:Rumor-999.00000np0.00000-999.00000np0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000006000:Banks6719:Offices of holding companies, nec12029001Unknown6799UnknownPrivate6000:Banks355119002LondonUnited Kingdom6000ForeignPublicLLOY0.000000.000000.000000.00000Deal InformationTF Mergers & Acquisitionshttp://www.alacrastore.com/research/creditsights-Burden_Sharing_EC_Flexes_Muscles_re_ING_amp_Lloyds-8887188871cs/88871normWWTemplatesadamsoninghboslloyds_tsbnlgb8887116 Sep 2009 06:09:00 ESTYes88871150CreditSights Inceuropebanksfinancial_servicesPublishedcompanies_withnvertibleseuro_markets_issuersWorthWatchingWorth Watching603 Burden Sharing: EC Flexes Muscles re ING & Lloyds Burden Sharing: The European Commission (EC) appears to be flexing its muscles as it takes an increasingly hard line on the applications by European banks for state aid approval....Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/moodys/PR_186617_97400PR_186617_97400moodys/PR_186617_97400html15 Sep 2009 04:36:36 ESThtmlYorkshire Building SocietyNorthern Rock plcBarclays Bank PLCAbbey National plcBank of Scotland plcStandard Life Bank plcLloyds TSB Offshore LimitedCoventry Building SocietyICICI Bank UK Plc.Nottingham Building SocietyStandard Bank PlcRoyal Bank of Scotland Group plcRoyal Bank of Scotland plcFairbairn Private Bank LimitedHBOS plcNewcastle Building SocietyLeeds Building SocietyNorwich & Peterborough Building SocietySkipton Building SocietyWest Bromwich Building SocietyPrincipality Building SocietyChelsea Building SocietyInvestec Bank Ltd.Close Brothers Ltd.HSBC Holdings plcHSBC Bank plcLloyds TSB Bank PlcCo-Operative Bank PlcNationwide Building SocietyBritannia Building SocietyBradford & Bingley plcAlliance & Leicester plcClydesdale Bank plcAbbey National plc; Alliance & Leicester plc; Bank of Scotland plc; ...97400938009250091508776082104497482083599281515080972530280873249980848727380678910565192565192060006625660006147860004574660004553160004422060004402060002243560002242160002236960001778160001174160000914049468044956528892513219521832066184860150.000014 Sep 2009NewsAnnouncementCGlobal Credit Research Announcement ## SEP #### Announcement: Yorkshire Building Society Moody's outlook for UK banks remains negative London, ## September #### -- The fundamental credit outlook for the UK banking system remains negative,...Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/PR_186290_87760PR_186290_87760moodys/PR_186290_87760html10 Sep 2009 05:09:47 ESThtmlBank of Scotland plcRoyal Bank of Scotland Group plcRoyal Bank of Scotland plcHBOS plcScottish Widows plcClerical Medical Finance plcScotland International Finance No. 2 B.V.National Westminster Bank PLCLloyds TSB Bank PlcLeeds Permanent Building SocietyHalifax plcCheltenham & Gloucester plcBank of Scotland plc; Cheltenham & Gloucester plc; Clerical Medical Finance plc; ...87760651925651920600061478600052750600050583600008365535900449565245823692224150.000009 Sep 2009NewsRating ActionCGlobal Credit Research Rating Action # SEP #### Rating Action: Bank of Scotland plc Moody's takes rating action on various subordinated securities of Lloyds and RBS London, ## September #### -- Moody's Investors Service today downgraded...Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/research/creditsights-UK_Banks_Commercial_Real_Estate_Work_out-8852388523cs/88523normArticleTemplateCommercial property losses could have peaked as the market shows signs of stabilisation, but without better disclosure from the banks, it is difficult to tell.sadamsonbarclayslloyds_tsbhsbc_holdingshbosroyal_bank_of_scotlandgb8852307 Sep 2009 11:09:00 ESTYes88523150CreditSights Inceuropebanksfinancial_servicesPublishedeuro_markets_issuerscompanies_withnvertiblesSectorCommentSector Article2115 UK Banks: Commercial Real Estate Work-out Commercial real estate losses were the dominant feature of UK banks' #H## earnings, but poor disclosure makes forecasting future losses difficult We update our summary of their commercial property...Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/fitch/464768_report_frame464768_report_framefitch/464768_report_framepdfHBOS plcLloyds Banking Group PLCBank of Scotland plcLloyds TSB Bank plc8035954680359915803623198035991407 Sep 2009 10:12:00 EST01010100165Credit UpdateLLOYFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/505996_pr_frame505996_pr_framefitch/505996_pr_framehtmlJackson National Life Insurance Co of New YorkLegal & General Assurance Society LimitedStandard Life Assurance LimitedScottish Widows plcPrudential Finance B.V.Bankers Life Insurance Company of NYAviva Insurance LimitedCgnu Life Assurance LimitedAviva PlcAviva Life and Annuity CompanyAmerican Investors Life Insurance Co., Inc.Commercial Union Life Assurance Company LimitedLloyds Banking Group PLCHBOS plcBank of Scotland plcFriends Provident Group PlcThe Prudential Assurance Co LtdClerical Medical Investment Group Ltd.Jackson National Life Funding, LLCPrudential plcLegal & General Group plcStandard Life PLCJackson National Life Insurance Co.Indianapolis Life Insurance Co., IncLegal & General Finance PlcAVIVA Life & Pensions UK LimitedAviva International Insurance LimitedLloyds TSB Bank plcClerical Medical Finance PlcJackson National Life Global FundingFriends Provident Life and Pensions Ltd.PCA Life Insurance Company Ltd882280558200293780361366803599148052547883514865816258558009157080091310805254818204515280525475803613978009122980091222803613178009147780359546803623198009207081695268805254908009091483514666813858878052548781625858816258618036031780359915817552698036130801 Sep 2009 02:14:00 EST0101010001010300010103030101000085Press ReleaseLGENAVSLFP.LLOYPRUFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/505936_pr_frame505936_pr_framefitch/505936_pr_framehtmlAviva Life and Annuity CompanyThe Prudential Assurance Co LtdPrudential Finance B.V.Lloyds Banking Group PLCAviva PlcJackson National Life Funding, LLCLloyds TSB Bank plcStandard Life Assurance LimitedJackson National Life Global FundingBankers Life Insurance Company of NYPrudential plcClerical Medical Investment Group Ltd.Bank of Scotland plcIndianapolis Life Insurance Co., IncAviva International Insurance LimitedPCA Life Insurance Company LtdJackson National Life Insurance Co.American Investors Life Insurance Co., Inc.Standard Life PLCAviva Insurance LimitedClerical Medical Finance PlcFriends Provident Group PlcCgnu Life Assurance LimitedFriends Provident Life and Pensions Ltd.Legal & General Assurance Society LimitedHBOS plcJackson National Life Insurance Co of New YorkScottish Widows plcAVIVA Life & Pensions UK LimitedLegal & General Finance PlcCommercial Union Life Assurance Company LimitedLegal & General Group plc820029378162585880361366816258618822805581695268800912298351486580359546805254908036130880525475803599158052548781625855803613978035991483514666800912228052548180091477803623198009157082045152800909148036031780092070817552698009131081385887805254788036131701 Sep 2009 10:16:00 EST0101030301010000010101000101030085Press ReleaseLLOYFP.LGENAVPRUSLFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/505877_pr_frame505877_pr_framefitch/505877_pr_framehtmlBank of Scotland plcAviva Insurance LimitedCgnu Life Assurance LimitedAviva PlcPrudential plcJackson National Life Global FundingAmerican Investors Life Insurance Co., Inc.Jackson National Life Funding, LLCLloyds TSB Bank plcJackson National Life Insurance Co.HBOS plcClerical Medical Finance PlcLegal & General Finance PlcLegal & General Assurance Society LimitedBankers Life Insurance Company of NYAVIVA Life & Pensions UK LimitedAviva Life and Annuity CompanyStandard Life Assurance LimitedJackson National Life Insurance Co of New YorkPrudential Finance B.V.Legal & General Group plcScottish Widows plcClerical Medical Investment Group Ltd.The Prudential Assurance Co LtdIndianapolis Life Insurance Co., IncLloyds Banking Group PLCPCA Life Insurance Company LtdCommercial Union Life Assurance Company LimitedStandard Life PLCAviva International Insurance LimitedFriends Provident Life and Pensions Ltd.Friends Provident Group Plc816258558200293780525475803613978035954680091222882280558204515280091570800920708009122981695268803599158052547880359914800914778036031780525487816258588009131081625861813858878036130883514865800909148052548180362319835146668036131780361366805254908175526901 Sep 2009 10:16:00 EST0101030001010000010103030101010085Press ReleaseLLOYSLFP.PRULGENAVFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Research