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<item><link>http://www.alacrastore.com/research/creditsights-GMAC_Selected_by_Saab_to_Provide_Financing-96191</link><cs:docid xmlns:cs="http://www.alacra.com/cs">96191</cs:docid><guid isPermaLink="false">cs/96191</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">WWTemplate</cs:DS><cs:company xmlns:cs="http://www.alacra.com/cs">general_motors</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">gmac</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">gmac</cs:companyFocus><cs:companyMention xmlns:cs="http://www.alacra.com/cs">general_motors</cs:companyMention><cs:csid xmlns:cs="http://www.alacra.com/cs">96191</cs:csid><pubDate>16 Mar 2010 03:09:14 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">96191</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">united_states</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">equip_fin_lease</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">manufacturing</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">specialty_finance</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">equip_fin_lease</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">manufacturing</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">specialty_finance</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tag><cs:tagMention xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tagMention><title>GMAC: Selected by Saab to Provide Financing</title><cs:type xmlns:cs="http://www.alacra.com/cs">WorthWatching</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Worth Watching</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">107</cs:wcnum><description> GMAC: Selected by Saab to Provide Financing GMACÂ (B#/B) announced that it was selected by Saab Automobile as its preferred provider of wholesale and retail financial services for Saab dealers and customers.Â  Saab was formerly owned...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-GMAC_Sells_1_5_of_Debt-96006</link><cs:docid xmlns:cs="http://www.alacra.com/cs">96006</cs:docid><guid isPermaLink="false">cs/96006</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">WWTemplate</cs:DS><cs:analyst xmlns:cs="http://www.alacra.com/cs">asteer</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">general_motors</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">gmac</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">gmac</cs:companyFocus><cs:companyMention xmlns:cs="http://www.alacra.com/cs">general_motors</cs:companyMention><cs:csid xmlns:cs="http://www.alacra.com/cs">96006</cs:csid><pubDate>11 Mar 2010 03:11:12 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">96006</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">united_states</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">equip_fin_lease</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">manufacturing</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">specialty_finance</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">equip_fin_lease</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">manufacturing</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">specialty_finance</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tag><cs:tagMention xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tagMention><title>GMAC: Sells $1.5 of Debt</title><cs:type xmlns:cs="http://www.alacra.com/cs">WorthWatching</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Worth Watching</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">142</cs:wcnum><description> GMAC: Sells $#.# of Debt GMACÂ (B#/B) sold $#.# billion of ##-year notes.Â  The #% of #### senior unsecured notes were priced to yield #.##%, or ### bps over Treasurys.Â  The tighter spread on its recent issuance versus its issuance in...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-GMAC_CFO_Hull_Leaving_Firm-95933</link><cs:docid xmlns:cs="http://www.alacra.com/cs">95933</cs:docid><guid isPermaLink="false">cs/95933</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">WWTemplate</cs:DS><cs:company xmlns:cs="http://www.alacra.com/cs">general_motors</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">gmac</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">gmac</cs:companyFocus><cs:companyMention xmlns:cs="http://www.alacra.com/cs">general_motors</cs:companyMention><cs:csid xmlns:cs="http://www.alacra.com/cs">95933</cs:csid><pubDate>10 Mar 2010 03:10:05 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">95933</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">united_states</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">equip_fin_lease</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">manufacturing</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">specialty_finance</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">equip_fin_lease</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">manufacturing</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">specialty_finance</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tag><cs:tagMention xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tagMention><title>GMAC: CFO Hull Leaving Firm</title><cs:type xmlns:cs="http://www.alacra.com/cs">WorthWatching</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Worth Watching</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">129</cs:wcnum><description> GMAC: CFO Hull Leaving Firm GMACÂ (B#/B) announced the CFO Robert Hull has elected to leave the company at the end of March.Â  The company noted that it is conducting a search for a new CFO.Â Â Hull is expected to join Providence Equity...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/s-and-p-credit-research-Bulletin_GMAC_Inc_Rating_Unaffected_By_Announcement_Of_CFO_s_Departure-780432</link><spcred:docid xmlns:spcred="http://www.alacra.com/spcred">780432</spcred:docid><guid isPermaLink="false">spcred/780432</guid><spcred:index_mode xmlns:spcred="http://www.alacra.com/spcred">norm</spcred:index_mode><spcred:dataset xmlns:spcred="http://www.alacra.com/spcred">global</spcred:dataset><spcred:dataset xmlns:spcred="http://www.alacra.com/spcred">pubfin</spcred:dataset><spcred:dataset xmlns:spcred="http://www.alacra.com/spcred">structured</spcred:dataset><pubDate>09 Mar 2010 03:47:00 EST</pubDate><spcred:price xmlns:spcred="http://www.alacra.com/spcred">100</spcred:price><title>Bulletin: GMAC Inc. 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Total SAAR levels declined sequentially now for the second consecutive month.</cs:abstract><cs:analyst xmlns:cs="http://www.alacra.com/cs">greynolds</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">hanand</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">jpoehling</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">daimler</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">ford</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">general_motors</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">gmac</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">honda_motor</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">hyundai_motor</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">nissan_motor</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">toyota</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">general_motors</cs:companyFocus><cs:companyMention xmlns:cs="http://www.alacra.com/cs">daimler</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">ford</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">gmac</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">honda_motor</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">hyundai_motor</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">nissan_motor</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">toyota</cs:companyMention><cs:csid xmlns:cs="http://www.alacra.com/cs">95614</cs:csid><pubDate>02 Mar 2010 11:11:00 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">95614</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region 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The company continues to aggressively grow its deposit base...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/moodys-global-credit-research-Moody_s_maintains_ResCap_s_C_rating-PR_194344_808156080</link><moodys:docid xmlns:moodys="http://www.alacra.com/moodys">PR_194344_808156080</moodys:docid><guid isPermaLink="false">moodys/PR_194344_808156080</guid><moodys:index_mode xmlns:moodys="http://www.alacra.com/moodys">html</moodys:index_mode><pubDate>06 Feb 2010 12:34:01 EST</pubDate><moodys:format xmlns:moodys="http://www.alacra.com/moodys">html</moodys:format><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">GMAC Inc.</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Residential Capital, LLC</moodys:issuer><moodys:issuer_list xmlns:moodys="http://www.alacra.com/moodys">GMAC Inc.; Residential Capital, LLC</moodys:issuer_list><moodys:moodys_org_id xmlns:moodys="http://www.alacra.com/moodys">808156080</moodys:moodys_org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">317000</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">808156080</moodys:org_id><moodys:price xmlns:moodys="http://www.alacra.com/moodys">150.0000</moodys:price><moodys:printdate xmlns:moodys="http://www.alacra.com/moodys">05 Feb 2010</moodys:printdate><moodys:report_class xmlns:moodys="http://www.alacra.com/moodys">News</moodys:report_class><moodys:report_type xmlns:moodys="http://www.alacra.com/moodys">Announcement</moodys:report_type><moodys:sector xmlns:moodys="http://www.alacra.com/moodys">C</moodys:sector><title>Moody's maintains ResCap's C rating</title><description>Global Credit Research Announcement # FEB ####   Announcement: Residential Capital, LLC Moody's maintains ResCap's C rating New York, February ##, #### -- Moody's Investors Service said it is maintaining Residential Capital 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xmlns:moodys="http://www.alacra.com/moodys">806888753</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">807995123</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">808156080</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">809398269</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">809492283</moodys:index_entry_child_id><moodys:index_entry_country xmlns:moodys="http://www.alacra.com/moodys">UNITED STATES</moodys:index_entry_country><moodys:index_entry_industry xmlns:moodys="http://www.alacra.com/moodys">BANKING</moodys:index_entry_industry><moodys:index_entry_industry xmlns:moodys="http://www.alacra.com/moodys">OTHER NON-BANK</moodys:index_entry_industry><moodys:index_entry_ultparent_id xmlns:moodys="http://www.alacra.com/moodys">317000</moodys:index_entry_ultparent_id><category>Credit &amp; Investment Research</category><alacra:ip>Moody's Global Credit Research</alacra:ip></item><item><link>http://www.alacrastore.com/research/moodys-global-credit-research-Moody_s_upgrades_GMAC_to_B3_with_a_stable_rating_outlook-PR_194336_808156080</link><moodys:docid xmlns:moodys="http://www.alacra.com/moodys">PR_194336_808156080</moodys:docid><guid isPermaLink="false">moodys/PR_194336_808156080</guid><moodys:index_mode xmlns:moodys="http://www.alacra.com/moodys">html</moodys:index_mode><pubDate>06 Feb 2010 12:34:00 EST</pubDate><moodys:format xmlns:moodys="http://www.alacra.com/moodys">html</moodys:format><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">General Motors Acceptance Corp. of Canada Ltd</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">GMAC (NZ) Limited</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">GMAC 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xmlns:spcred="http://www.alacra.com/spcred">37044Z</spcred:index_entry_seccusip><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">37045Z</spcred:index_entry_seccusip><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">37046Z</spcred:index_entry_seccusip><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">37047Z</spcred:index_entry_seccusip><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">3704Z8</spcred:index_entry_seccusip><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">74038A</spcred:index_entry_seccusip><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">76113B</spcred:index_entry_seccusip><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">76114E</spcred:index_entry_seccusip><spcred:index_entry_seccusip xmlns:spcred="http://www.alacra.com/spcred">N3592X</spcred:index_entry_seccusip><spcred:index_entry_secgics 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Investment Research</category><alacra:ip>S&amp;P Credit Research</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-GMAC_Approves_1_377_Chrysler_Dealerships-93300</link><cs:docid xmlns:cs="http://www.alacra.com/cs">93300</cs:docid><guid isPermaLink="false">cs/93300</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">WWTemplate</cs:DS><cs:company xmlns:cs="http://www.alacra.com/cs">general_motors</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">gmac</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">gmac</cs:companyFocus><cs:companyMention xmlns:cs="http://www.alacra.com/cs">general_motors</cs:companyMention><cs:csid xmlns:cs="http://www.alacra.com/cs">93300</cs:csid><pubDate>11 Jan 2010 03:10:20 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">93300</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">united_states</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">equip_fin_lease</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">manufacturing</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">specialty_finance</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">equip_fin_lease</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">manufacturing</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">specialty_finance</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tag><cs:tagMention xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tagMention><title>GMAC:  Approves 1,377 Chrysler Dealerships</title><cs:type xmlns:cs="http://www.alacra.com/cs">WorthWatching</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Worth Watching</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">158</cs:wcnum><description> GMAC:  Approves #,### Chrysler Dealerships GMACÂ (Caâ–²/CCC*) announced that it has approved ##% of #,### Chrysler dealers that had applied for standard wholesale credit lines.Â  #,### dealerships have obtained wholesale financing...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-FinCo_Outlook_2010_Frankensteins_of_Finance-93104</link><cs:docid xmlns:cs="http://www.alacra.com/cs">93104</cs:docid><guid isPermaLink="false">cs/93104</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">ArticleTemplate</cs:DS><cs:abstract xmlns:cs="http://www.alacra.com/cs">2009 polarized the US Specialty Finance sector, as government support was handed out to a select few.  The government support breathed new life into some in industry, but did it create monsters?</cs:abstract><cs:analyst xmlns:cs="http://www.alacra.com/cs">asteer</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">dhendler</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">new_analyst</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">american_express</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">american_general_finance</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">cit</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">discover_financial</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">ford_motor_credit_company</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">general_electric_capital</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">gmac</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">hsbc_finance</cs:company><cs:company 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xmlns:cs="http://www.alacra.com/cs">companies_withnvertibles</cs:tagMention><cs:tagMention xmlns:cs="http://www.alacra.com/cs">euro_markets_issuers</cs:tagMention><cs:tagMention xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tagMention><title>Euro Autos: New Car Sales Rise Again in December</title><cs:type xmlns:cs="http://www.alacra.com/cs">WorthWatching</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Worth Watching</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">414</cs:wcnum><description> Euro Autos: New Car Sales Rise Again in December Euro AutosÂ : Spain, France and Italy all reported year over year growth in new car registrations in the month of December. Italy monthly car sales increased ##.#% in December and Spain...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-GMAC_Government_Bailout_ResCap_Shell_Game-93056</link><cs:docid xmlns:cs="http://www.alacra.com/cs">93056</cs:docid><guid isPermaLink="false">cs/93056</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">ArticleTemplate</cs:DS><cs:abstract xmlns:cs="http://www.alacra.com/cs">GMAC received a $3.8 billion capital infusion from the Treasury, which satisfied the shortfall under the Federal Reserveâ€™s Supervisory Capital Program (SCAP), the Fedâ€™s stress test of the top 19 banks. We shift to overweight on GMAC 5Y CDS</cs:abstract><cs:analyst xmlns:cs="http://www.alacra.com/cs">asteer</cs:analyst><cs:analyst xmlns:cs="http://www.alacra.com/cs">dhendler</cs:analyst><cs:company xmlns:cs="http://www.alacra.com/cs">general_motors</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">gmac</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">residential_capital</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">gmac</cs:companyFocus><cs:companyMention xmlns:cs="http://www.alacra.com/cs">general_motors</cs:companyMention><cs:companyMention xmlns:cs="http://www.alacra.com/cs">residential_capital</cs:companyMention><cs:csid xmlns:cs="http://www.alacra.com/cs">93056</cs:csid><pubDate>04 Jan 2010 01:23:22 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">93056</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">united_states</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">equip_fin_lease</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">manufacturing</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">specialty_finance</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">equip_fin_lease</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">manufacturing</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">specialty_finance</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs"></cs:tag><cs:tag xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tag><cs:tagMention xmlns:cs="http://www.alacra.com/cs"></cs:tagMention><cs:tagMention xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tagMention><title>GMAC: Government Bailout, ResCap Shell Game</title><cs:type xmlns:cs="http://www.alacra.com/cs">CompanyComment</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Company Analysis</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">1303</cs:wcnum><description> GMAC: Government Bailout, ResCap Shell Game GMAC received a $#.# billion capital infusion from the Treasury'

The infusion satisfied the shortfall under SCAP

ResCap took a $# billion write down related to moving assets from its HFI...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/creditsights-GMAC_Moody_s_Review_to_Conclude_in_Coming_Weeks-93066</link><cs:docid xmlns:cs="http://www.alacra.com/cs">93066</cs:docid><guid isPermaLink="false">cs/93066</guid><cs:index_mode xmlns:cs="http://www.alacra.com/cs">norm</cs:index_mode><cs:DS xmlns:cs="http://www.alacra.com/cs">WWTemplate</cs:DS><cs:company xmlns:cs="http://www.alacra.com/cs">general_motors</cs:company><cs:company xmlns:cs="http://www.alacra.com/cs">gmac</cs:company><cs:companyFocus xmlns:cs="http://www.alacra.com/cs">gmac</cs:companyFocus><cs:companyMention xmlns:cs="http://www.alacra.com/cs">general_motors</cs:companyMention><cs:csid xmlns:cs="http://www.alacra.com/cs">93066</cs:csid><pubDate>04 Jan 2010 01:23:22 EST</pubDate><cs:ft xmlns:cs="http://www.alacra.com/cs">Yes</cs:ft><cs:postid xmlns:cs="http://www.alacra.com/cs">93066</cs:postid><cs:price xmlns:cs="http://www.alacra.com/cs">150</cs:price><cs:provider xmlns:cs="http://www.alacra.com/cs">CreditSights Inc</cs:provider><cs:region xmlns:cs="http://www.alacra.com/cs">united_states</cs:region><cs:regionMention xmlns:cs="http://www.alacra.com/cs">united_states</cs:regionMention><cs:sector xmlns:cs="http://www.alacra.com/cs">equip_fin_lease</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">manufacturing</cs:sector><cs:sector xmlns:cs="http://www.alacra.com/cs">specialty_finance</cs:sector><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">equip_fin_lease</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">financial_services</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">manufacturing</cs:sectorMention><cs:sectorMention xmlns:cs="http://www.alacra.com/cs">specialty_finance</cs:sectorMention><cs:status xmlns:cs="http://www.alacra.com/cs">Published</cs:status><cs:tag xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tag><cs:tagMention xmlns:cs="http://www.alacra.com/cs">high_yield</cs:tagMention><title>GMAC: Moody's Review to Conclude in Coming Weeks</title><cs:type xmlns:cs="http://www.alacra.com/cs">WorthWatching</cs:type><cs:typew xmlns:cs="http://www.alacra.com/cs">Worth Watching</cs:typew><cs:wcnum xmlns:cs="http://www.alacra.com/cs">286</cs:wcnum><description> GMAC: Moody's Review to Conclude in Coming Weeks GMACÂ (Caâ–²/CCC*) may have its Moody's credit ratings upgraded multiple notches, according to the ratings agency. Moody's expects its review to conclude in the coming weeks, following...</description><category>Credit &amp; Investment Research</category><alacra:ip>CreditSights</alacra:ip></item><item><link>http://www.alacrastore.com/research/moodys-global-credit-research-Moody_s_review_of_GMAC_s_ratings_expected_to_conclude_soon-PR_192814_808156080</link><moodys:docid xmlns:moodys="http://www.alacra.com/moodys">PR_192814_808156080</moodys:docid><guid isPermaLink="false">moodys/PR_192814_808156080</guid><moodys:index_mode xmlns:moodys="http://www.alacra.com/moodys">html</moodys:index_mode><pubDate>01 Jan 2010 02:56:26 EST</pubDate><moodys:format xmlns:moodys="http://www.alacra.com/moodys">html</moodys:format><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">GMAC Inc.</moodys:issuer><moodys:issuer xmlns:moodys="http://www.alacra.com/moodys">Residential Capital, LLC</moodys:issuer><moodys:issuer_list xmlns:moodys="http://www.alacra.com/moodys">GMAC Inc.; Residential Capital, LLC</moodys:issuer_list><moodys:moodys_org_id xmlns:moodys="http://www.alacra.com/moodys">808156080</moodys:moodys_org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">317000</moodys:org_id><moodys:org_id xmlns:moodys="http://www.alacra.com/moodys">808156080</moodys:org_id><moodys:price xmlns:moodys="http://www.alacra.com/moodys">150.0000</moodys:price><moodys:printdate xmlns:moodys="http://www.alacra.com/moodys">31 Dec 2009</moodys:printdate><moodys:report_class xmlns:moodys="http://www.alacra.com/moodys">News</moodys:report_class><moodys:report_type xmlns:moodys="http://www.alacra.com/moodys">Announcement</moodys:report_type><moodys:sector xmlns:moodys="http://www.alacra.com/moodys">C</moodys:sector><title>Moody's review of GMAC's ratings expected to conclude soon</title><description>Global Credit Research Announcement ## DEC ####   Announcement: Residential Capital, LLC Moody's review of GMAC's ratings expected to conclude soon New York, December ##, #### -- Moody's Investors Service said that its review of GMAC...</description><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">20790</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">316570</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">316585</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">316800</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">316900</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">317000</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">462300</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">600008737</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">600008922</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">600015963</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">600022135</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">600023230</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">600053801</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">600066444</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">781250</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">806766888</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">806888753</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">807995123</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">808156080</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">809398269</moodys:index_entry_child_id><moodys:index_entry_child_id xmlns:moodys="http://www.alacra.com/moodys">809492283</moodys:index_entry_child_id><moodys:index_entry_country xmlns:moodys="http://www.alacra.com/moodys">UNITED STATES</moodys:index_entry_country><moodys:index_entry_industry xmlns:moodys="http://www.alacra.com/moodys">BANKING</moodys:index_entry_industry><moodys:index_entry_industry xmlns:moodys="http://www.alacra.com/moodys">OTHER NON-BANK</moodys:index_entry_industry><moodys:index_entry_ultparent_id xmlns:moodys="http://www.alacra.com/moodys">317000</moodys:index_entry_ultparent_id><category>Credit &amp; 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