Commonwealth Bank of Australia http://www.alacrastore.com/company-snapshot/Commonwealth_Bank_of_Australia-1049929 Friday, September 05, 2008 4:42:26 AM 1049929 Commonwealth Bank of Australia en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/moodys/PR_162061_192835moodys/PR_162061_192835htmlGlobal Credit Research Announcement ## AUG #### Announcement: Commonwealth Bank of Australia Moody's maintains CBA's ratings on ##% investment in Aussie Home Loans Sydney, August ##, #### -- Moody's Investors Service commented that...8/30/2008 3:27:43 AMhtmlCommonwealth Bank of AustraliaCommonwealth Bank of Australia192835150.0000NewsAnnouncementPR_162061_192835Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/bir/1200427bir/1200427normCommonwealth Bank of AustraliaAustraliaFinance: Personal banking, insurance and related services for individuals and small businesses, including housing lending, investment and transaction services, and vehicule and equipment finance; business banking and related services for medium sized comm60215221109IMCBA8/29/2008 6:14:44 AM1200427Company Profiles & FinancialsGale Company ProfilesAUSTRALIA - Commonwealth Bank of Australia was rumored to be planning to acquire a ##% stake in Aussie Home Loans, a financing services provider.8/21/2008 10:54:36 AM20271205213H20271205213HCommonwealth Bank of AustraliaAussie Home LoansCommonwealth Bank of AustraliaAussie Home Loanshttp://www.alacrastore.com/storecontent/Thomson_M%26A/Commonwealth_Bank_of_Australia_is_rumored_to_be_looking_for_a_minority_stake_in_Aussie_Home_Loans-2005442040sdc/20054420402005442040Copyright © 2008, Thomson Financial, All Rights ReservedAustraliaCommercial Banks, Bank Holding CompaniesAustraliaBanks6000FFForeignPublicCBA6000:Banks6282:Investment advice6311:Life insurance6321:Accidental and health insurance6331:Fire, marine, and casualty insurance6371:Pension, health, and welfare funds6733:Trusts, exc. educational, religious, & charitable6000:Banks6282:Investment advice6311:Life insurance6321:Accidental and health insurance6331:Fire, marine, and casualty insurance6371:Pension, health, and welfare funds6733:Trusts, exc. educational, religious, & charitableCredit InstitutionsAustraliaPersonal credit institutions6141FFForeignPrivate1432003Bank foreign,pvd finl svcsPvd financing svcsNot ApplicableStock458018001Aug 21 20080.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000AU30 Jun 070.000003795.924000.0000026464.46900360245.07600Australian Dollar0.000001.000002.000003.000004.000005.000006.000007.000008.000009.0000010.0000011.0000012.0000013.0000014.0000015.0000016.0000017.00000Commonwealth Bank ofAustralia, located in Sydney,provides integrated bankingand financial servicesincluding retail, business andinstitutional banking,superannuation, lifeinsurance, general insurance,funds management and brokingservices and finance companyactivities in Australia, NewZealand, United Kingdom, USA,Japan, Singapore, Hong Kong,Grand Cayman, Malta, Fiji,Indonesia, China and Vietnam.The company was founded in1911.Commonwealth Bank of Australia, located in Sydney, providesintegrated banking and financial services including retail,business and institutional banking, superannuation, lifeinsurance, general insurance, funds management and brokingservices and finance company activities in Australia, NewZealand, United Kingdom, USA, Japan, Singapore, Hong Kong,Grand Cayman, Malta, Fiji, Indonesia, China and Vietnam. Thecompany was founded in 1911.Commonwealth Bank of Australia, located in Sydney, provides integrated banking and financial services including retail, business and institutional banking, superannuation, life insurance, general insurance, funds management and broking services and finance company activities in Australia, New Zealand, United Kingdom, USA, Japan, Singapore, Hong Kong, Grand Cayman, Malta, Fiji, Indonesia, China and Vietnam. The company was founded in 1911.1.000002.000003.000004.000005.000006.000007.000008.000009.00000Aussie Home Loans providesfinancing services forhome-ownership. The company isheadquartered in Sydney, andwas founded in February 1992.The company currently services220,000 customers and a loanportfolio in excess of $20billion.Aussie Home Loans provides financing services forhome-ownership. The company is headquartered in Sydney, andwas founded in February 1992. The company currently services220,000 customers and a loan portfolio in excess of $20billion.Aussie Home Loans provides financing services for home-ownership. The company is headquartered in Sydney, and was founded in February 1992. The company currently services 220,000 customers and a loan portfolio in excess of $20 billion.0.000000.000000.000000.00000NAustralian Dollar20 Aug 08Wed, 20 Aug 2008 00:00:00 ESTDate Announced: 08/20/2008Date Effective:Acq. Part. Int.Not Appl.0.000000.000000.000000.000000.000000.00000Price/Share0.000000 Australian Dollar0.000000.000000 Australian Dollar0.000000.000000.000000.000000.000000.000000 Australian Dollar0.87300N0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.0000040.000000.000000.000000.000000.000000.000000.000000.000000.0000056808.714000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000001.000002.000003.000004.000005.00000AUSTRALIA - Commonwealth Bankof Australia was rumored to beplanning to acquire a 40%stake in Aussie Home Loans, afinancing services provider.AUSTRALIA - Commonwealth Bank of Australia was rumored to be planning to acquire a 40% stake in Aussie Home Loans, a financing services provider.AUSTRALIA - Commonwealth Bank of Australia was rumored to be planning to acquire a 40%stake in Aussie Home Loans, a financing services provider.AUSTRALIA - Commonwealth Bank of Australia was rumored to be planning to acquire a 40% stake in Aussie Home Loans, a financing services provider.AUSTRALIA - Commonwealth Bank of Australia was rumored to be planning to acquire a 40% stake in Aussie Home Loans, a financing servicesprovider.Rumor24444.000004470.0000031164.00000424217.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.00000Status:Rumor-999.00000np0.00000-999.00000np0.000000.000000.000000.000000.000000.000000.000000.000000.000000.000000.000006141:Personal credit institutions1432003AustraliaAustralia6000ForeignPublicCBA6141:Personal credit institutions458018001Australia6141ForeignPrivate0.000000.000000.000000.00000Deal InformationThomson Financial Mergers & Acquisitionshttp://www.alacrastore.com/storecontent/moodys/PR_161219_820365984moodys/PR_161219_820365984htmlGlobal Credit Research Announcement ## AUG #### Announcement: PERLS II Trust Moody's affirms CBA at Aa#/P-# stable on #### results Sydney, August ##, #### -- Moody's affirmed Commonwealth Bank of Australia's (CBA) Aa# / Prime-# deposit...8/16/2008 12:32:47 AMhtmlPERLS II TrustASB Finance Limited, London BranchGT Operating No.4 Pty LimitedGT Operating No.2 Pty LimitedCBA Capital Trust IIPreferred Capital LimitedASB Capital LimitedCBFC LimitedCBA Capital Trust IASB Finance LtdCBA (Delaware) Finance Inc.Commonwealth Bank of Australia-New YorkASB Bank LimitedCommonwealth Bank of AustraliaASB Bank Limited; ASB Capital Limited; ASB Finance Limited, London Branch; ...820365984809833449809687313809687310809267235809186566807695540807532763806729224600047381600046121600037303600022409192835150.0000NewsAnnouncementPR_161219_820365984Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/ccbn/T1907865ccbn/T1907865norm... - Commonwealth Bank of Australia - Executive Director, IR Good morning everybody. On behalf of the Commonwealth Bank, a warm welcome to this presentation of our results for the ## months ended June ##, ####. As is our normal practice, our Chief Executive, Ralph Norris, will give us an overview of the result and talk about progress on our strategic priorities and finish with some comments on the outlook. He will then hand over to Chief Financial Officer, David Craig, who will us through the numbers in greater detail. On the conclusion of David's presentation, both he and Ralph will be happy to take your questions. So to get proceedings underway, I would welcome Ralph to the stage. Thanks, Ralph. ... 8/13/2008 8:04:00 PMCommonwealth Bank of Australia54.0000FinalPreliminary 2008 Commonwealth Bank of Australia Earnings Presentation TranscriptCBA.AX10:30am AESTTranscriptT1907865Credit & Investment ResearchThomson Street Eventshttp://www.alacrastore.com/storecontent/spcred/662006spcred/662006normThe latest News from S&Pglobalstructuredpubfin7/30/2008 11:32:00 AM100News662006AustraliaDiversified BanksEurope, Middle East, AfricaPacificUnited StatesGlobal IssuersStructured FinancePublic FinanceFinancial InstitutionsCorporationsUtilitiesAsset-Backed SecuritiesCollateralized Debt ObligationsReal Estate CompaniesAsset-Backed Commercial PaperCommercial MBSResidential MBSNewsMELBOURNE (Standard&Poor's) July 29, 2008--Standard&Poor's Ratings Services said today that its 'AA/A-1+' ratings and stable outlooks on the Commonwealth Bank of Australia (CBA), Westpac Banking Corp. (Westpac), and the banks' respective subsidiaries are unchanged after our review of the banks' likely credit losses in the short to medium term. Although there might be an increase in provisions in the second half of fiscal 2008 due to a softening in the credit cycle, we believe that credit losses for both banks will remain in line with our expectations. Standard&Poor's expects that both banks will continue to rigorously monitor and manage their credit exposures, funding, and liquidity in the face of challenging conditions in global financialAUS13053420271G20271H20271LQ2694HQ2692UQ2694J2027122027A0Q2694K20271F40101010 401010 4010 40Commonwealth Bank of Australia104484EUROMIDAFRPACUSACBA@AUNEWSAUS96122B96122CQ9743AQ9743BQ9742X96121496121F9612E0Q9742YQ9743D91621CQ9743E40101010 401010 4010 40Westpac Banking Corp.104375EUROMIDAFRASIAPACUSAWBC@AUGLOBISSSTRUCPUBFINFICORPUTILABSCDORECABCPCMBSRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/fitch/426496_pr_framefitch/426496_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.National Australia Bank, Ltd.Australia & New Zealand Banking Group LtdWestpac Banking CorporationCommonwealth Bank of Australia803596898035968580359686803596847/18/2008 10:20:00 AM0101010085Press ReleaseCBAANZWBCNAB426496_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/spcred/77530spcred/77530normThe latest News from S&Pglobalstructuredpubfin7/8/2008 2:59:08 AM100News77530AustraliaDiversified BanksEurope, Middle East, AfricaPacificUnited StatesGlobal IssuersStructured FinancePublic FinanceCorporationsFinancial InstitutionsUtilitiesCollateralized Debt ObligationsAsset-Backed Commercial PaperAsset-Backed SecuritiesCommercial MBSReal Estate CompaniesResidential MBSNewsMELBOURNE -- Standard&Poor's CreditWire 06/12/96 -- Standard&Poor's has assigned its long- and short-term counterparty ratings of double-`A'- minus/`A-1'-plus to Commonwealth Bank of Australia's (CBA) newly contracted debt obligations following the sale by the commonwealth government of Australia of its majority shareholding in the bank, which is expected to be finalized on or about July 22, 1996 ("the effective date"). At the same time Standard&Poor's affirmed its triple-`A' long-term local currency, double- `A' long-term foreign currency, and `A-1'-plus short-term ratings of existing debt issues guaranteed by the commonwealth government. The rating outlook is stable. The ratings of CBA's subsidiaries affected by this rating action are detailed below. CBA's stand-alone financial profile remains sound and comparesAUS13053420271G20271H20271LQ2694HQ2692UQ2694J2027122027A0Q2694K20271F40101010 401010 4010 40Commonwealth Bank of Australia104484EUROMIDAFRPACUSACBA@AUNEWSGLOBISSSTRUCPUBFINCORPFIUTILCDOABCPABSCMBSRECRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/77804spcred/77804normThe latest News from S&Ppubfinglobalstructured7/8/2008 2:59:08 AM100News77804AustraliaDiversified BanksEurope, Middle East, AfricaPacificUnited StatesGlobal IssuersStructured FinancePublic FinanceCorporationsFinancial InstitutionsUtilitiesCollateralized Debt ObligationsAsset-Backed Commercial PaperAsset-Backed SecuritiesCommercial MBSReal Estate CompaniesResidential MBSNewsMELBOURNE -- Standard&Poor's CreditWire 7/19/96 -- Standard&Poor's today has advised that its double-`A'-minus long-term and `A-1'-plus short- term counterparty credit ratings assigned to the newly contracted, nonguaranteed debt obligations of the Commonwealth Bank of Australia (CBA) are effective from July 19, 1996. This advice follows confirmation by the commonwealth of Australia that the effective date (as defined in the legislation) for the finalization of the sale of its majority shareholding in the CBA is July 19, 1996, in lieu of the previously advised date of July 22, 1996. CBA's outstanding general market obligations at the effective date will continue to be guaranteed by the commonwealth government until maturity. Under the terms of the transitional arrangements containedAUS13053420271G20271H20271LQ2694HQ2692UQ2694J2027122027A0Q2694K20271F40101010 401010 4010 40Commonwealth Bank of Australia104484EUROMIDAFRPACUSACBA@AUNEWSGLOBISSSTRUCPUBFINCORPFIUTILCDOABCPABSCMBSRECRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/92659spcred/92659normThe latest News from S&Pglobalstructuredpubfin7/8/2008 2:59:00 AM100News92659AustraliaDiversified BanksEurope, Middle East, AfricaPacificUnited StatesGlobal IssuersStructured FinancePublic FinanceUtilitiesCorporationsFinancial InstitutionsAsset-Backed Commercial PaperAsset-Backed SecuritiesCommercial MBSReal Estate CompaniesResidential MBSCollateralized Debt ObligationsNewsMELBOURNE -- Standard&Poor's CreditWire 2/8/1999 -- Standard&Poor's today affirmed its double-'A'-minus long-term and 'A-1'-plus short-term counterparty ratings on Commonwealth Bank of Australia (CBA) and Westpac Banking Corp. (Westpac), as well as its double-'A' long-term and 'A-1'-plus short-term ratings on National Australia Bank Ltd. (NAB). The rating outlooks on CBA, Westpac, and NAB remain stable. Australia and New Zealand Banking Group Ltd.'s (ANZ) double-'A'-minus long-term and 'A-1'-plus short-term counterparty ratings were affirmed by Standard&Poor's on Dec. 16, 1998, although the bank's outlook was revised to stable from negative. Highlighting its comparatively low risk by international standards, the Australian banking industry continued to perform strongly in 1998. The exposure of the Australian majors to Asia provedAUS13053420271G20271H20271LQ2694HQ2692UQ2694J2027122027A0Q2694K20271F40101010 401010 4010 40Commonwealth Bank of Australia104484EUROMIDAFRPACUSACBA@AUNEWSAUS05252805252X6325C1961214Q0954PQ9742XQ9743A63252G63254*6325C096122B96122CQ0954NQ6534XQ9742YQ9743BU0019V63252563252M63519200182291621C96121F9612E0Q9743DQ9743E40101010 401010 4010 40National Australia Bank Ltd.Australia and New Zealand Banking Group Ltd.Westpac Banking Corp.101603102719104375ASIAEUROMIDAFRPACUSANAB@AUANZ@AUWBC@AUGLOBISSSTRUCPUBFINUTILCORPFIABCPABSCMBSRECRMBSCDOCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/563263spcred/563263normThe latest Research Update from S&Pglobalstructuredpubfin7/8/2008 2:57:39 AM175Research Update563263AustraliaDiversified BanksEurope, Middle East, AfricaPacificUnited StatesGlobal IssuersStructured FinancePublic FinanceCorporationsFinancial InstitutionsInsuranceUtilitiesAsset-Backed Commercial PaperAsset-Backed SecuritiesCollateralized Debt ObligationsCommercial MBSReal Estate CompaniesResidential MBSResearch UpdateOn Feb. 22, 2007, Standard&Poor's Ratings Services raised its long-term counterparty credit rating on Australia-based major bank, Commonwealth Bank of Australia (CBA) and core subsidiaries to 'AA' from 'AA-'. The short-term counterparty credit rating is affirmed at 'A-1+'. The ratings were removed from CreditWatch with positive implications, where they were placed on Nov. 8, 2006. The outlook is stable. The ratings on CBA are underpinned by the bank's extensive distribution networks, solid brand, and high level of diversification. CBA's very good asset quality, low loss record, strong earnings profile, and diversified funding base also support the ratings, as does its progress regarding Basel II accreditation. The bank's capital adequacy is sound for its risk profile although weaker thanAUS13053420271G20271H20271LQ2694HQ2692UQ2694J2027122027A0Q2694K20271F40101010 401010 4010 40Commonwealth Bank of Australia104484EUROMIDAFRPACUSACBA@AURESUPDAUSNZLGBR0019461957F1Q7398X40201020 402010 4020 4040101010 401010 4010 4040301020 403010 4030 4040201040 402010 4020 4040203010 402030 4020 4040101015 401010 4010 40ASB Bank Ltd.CBFC Ltd.ASB Finance Ltd.Colonial Finance Ltd.Colonial Mutual Life Assurance Society Ltd. (The)Colonial Holding Co. Ltd.Colonial Mutual Life Assurance Society Ltd. (NZ Branch) (The)CBA Funding (NZ) Ltd.ASB Capital Ltd.ASB Capital No.2 Ltd.CBA Capital Australia Ltd.Preferred Capital Ltd.ASB Finance Ltd. (London Branch)128388128944130108300000300001325279326906330183366633383710392213399580405505EUROMIDAFRPAC1003Z@NZ1130Z@AU1074Z@AU1028Z@AU1028Z@AU1351Z@AU1028Z@AU1458Z@AUASB@NZPCA@AUGLOBISSSTRUCPUBFINCORPFIINSUTILABCPABSCDOCMBSRECRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/518287spcred/518287normThe latest Full Report from S&Pglobalpubfinstructured7/8/2008 2:57:19 AM400Full Report518287AustraliaDiversified BanksEurope, Middle East, AfricaPacificUnited StatesStructured FinancePublic FinanceGlobal IssuersInsuranceUtilitiesAsset-Backed Commercial PaperAsset-Backed SecuritiesCollateralized Debt ObligationsCommercial MBSReal Estate CompaniesResidential MBSCorporationsFinancial InstitutionsFull ReportVery strong market position and business diversification Asset quality and credit loss record Supportive earnings Funding and liquidity Difficult competitive environment The counterparty credit ratings on Commonwealth Bank of Australia (CBA) are supported by the major bank's broad distribution networks, a solid brand, and very good business diversification. CBA's very good asset quality and low loss record, sound earnings profile, and diversified funding base also support the ratings. The bank's capital adequacy is viewed as adequate for the risk profile, although a relative weakness compared with the capital adequacy of the bank's domestic peers. CBA operates in market segments that are subject to strong competition, which has moderated the bank's market standing in some business lines. CBA, together with itsAUS13053420271G20271H20271LQ2694HQ2692UQ2694J2027122027A0Q2694K20271F40101010 401010 4010 40Commonwealth Bank of Australia104484EUROMIDAFRPACUSACBA@AUFULLNZLAUS1957F140201020 402010 4020 4040101010 401010 4010 4040101015 401010 4010 40ASB Bank Ltd.CBFC Ltd.Colonial Holding Co. Ltd.CBA Funding (NZ) Ltd.CBA Capital Australia Ltd.128388128944325279330183392213PAC1003Z@NZ1130Z@AU1351Z@AU1458Z@AUSTRUCPUBFINGLOBISSINSUTILABCPABSCDOCMBSRECRMBSCORPFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/518290spcred/518290normThe latest Summary from S&Pglobalstructuredpubfin7/8/2008 2:57:19 AM175Summary518290AustraliaDiversified BanksEurope, Middle East, AfricaPacificUnited StatesGlobal IssuersStructured FinancePublic FinanceCorporationsFinancial InstitutionsUtilitiesAsset-Backed Commercial PaperAsset-Backed SecuritiesCollateralized Debt ObligationsCommercial MBSReal Estate CompaniesResidential MBSSummaryThe counterparty credit ratings on Commonwealth Bank of Australia (CBA) are supported by the major bank's broad distribution networks, a solid brand, and very good business diversification. CBA's very good asset quality and low loss record, sound earnings profile, and diversified funding base also support the ratings. The bank's capital adequacy is viewed as adequate for the risk profile, although a relative weakness compared with the capital adequacy of the bank's domestic peers. CBA operates in market segments that are subject to strong competition, which has moderated the bank's market standing in some business lines. CBA, together with its wealth management brand, Colonial First State (CFS), has the largest domestic franchise in the Australian financial services sector, with total on-balanceAUS13053420271G20271H20271LQ2694HQ2692UQ2694J2027122027A0Q2694K20271F40101010 401010 4010 40Commonwealth Bank of Australia104484EUROMIDAFRPACUSACBA@AUSUMMARYGLOBISSSTRUCPUBFINCORPFIUTILABCPABSCDOCMBSRECRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/563271spcred/563271normThe latest News from S&Pglobalstructuredpubfin7/8/2008 2:57:00 AM100News563271AustraliaDiversified BanksEurope, Middle East, AfricaPacificUnited StatesGlobal IssuersStructured FinancePublic FinanceCollateralized Debt ObligationsCommercial MBSCorporationsFinancial InstitutionsInsuranceUtilitiesAsset-Backed Commercial PaperAsset-Backed SecuritiesReal Estate CompaniesResidential MBSNewsMELBOURNE (Standard&Poor's) Feb. 22, 2007--Standard&Poor's Ratings Services said today that it had raised its long-term credit ratings to 'AA' from 'AA-' on Australia and New Zealand Banking Group Ltd., Commonwealth Bank of Australia, National Australia Bank Ltd., Westpac Banking Corp., and their subsidiaries. At the same time, the ratings were removed from CreditWatch with positive implications, where they were placed on Nov. 8, 2006. The bank fundamental strength ratings of all the four major Australian banks have also been raised to 'A' from 'B+', while their short-term ratings were affirmed at 'A-1+'. The outlook for each entity is stable. "A common theme across the major Australian banks is the progressive structural strengthening of financial profiles, asAUS13053420271G20271H20271LQ2694HQ2692UQ2694J2027122027A0Q2694K20271F40101010 401010 4010 40Commonwealth Bank of Australia104484EUROMIDAFRPACUSACBA@AUNEWSAUSNZLGBR00182205252863252596122BQ0954P05252X91621CQ9743BQ9743DQ9743E06406463252G6325C163519296121496121FG2344PQ6534XQ9742YU0019V1957F163252M63254*6325C096122C9612E0Q0954NQ9742XQ9743A40202010 402020 4020 4040101010 401010 4010 4040301020 403010 4030 4040201040 402010 4020 4040201020 402010 4020 4040101015 401010 4010 40Clydesdale Bank PLCNational Australia Bank Ltd.Australia and New Zealand Banking Group Ltd.Westpac Banking Corp.Bank of New ZealandEsanda Finance Corp. Ltd.ASB Bank Ltd.MLC Ltd.CBFC Ltd.ANZ National Bank Ltd.Colonial Mutual Life Assurance Society Ltd. (The)Westpac Life-NZ-Ltd.Colonial Holding Co. Ltd.MLC Lifetime Co. Ltd.UDC Finance Ltd.Westpac Europe Ltd.National Wealth Management Holdings Ltd.Westpac New Zealand Ltd.386821101603102719104375105735127480128388128452128944129127300001307677325279330283360916400423400858406077ASIAEMERGINGEUROMIDAFRLATAMERICAPACUSA1183Z@LNNAB@AUANZ@AUWBC@AUBZL@NZ1058Z@AU1003Z@NZ1463Z@AU1130Z@AUAZB@NZ1028Z@AU1092Z@NZ1351Z@AU43369Z@AUUDCD@NZ2132556Z@LNNAB@AUWPT@NZGLOBISSSTRUCPUBFINCDOCMBSCORPFIINSUTILABCPABSRECRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/450466spcred/450466normThe latest Research Update from S&Pstructuredpubfinglobal7/8/2008 2:56:52 AM175Research Update450466AustraliaDiversified BanksEurope, Middle East, AfricaPacificUnited StatesGlobal IssuersStructured FinancePublic FinanceUtilitiesCorporationsFinancial InstitutionsCollateralized Debt ObligationsAsset-Backed Commercial PaperAsset-Backed SecuritiesCommercial MBSReal Estate CompaniesResidential MBSResearch UpdateOn July 11, 2005, Standard&Poor's Ratings Services assigned its 'B+' bank fundamental strength rating to Commonwealth Bank of Australia. Commonwealth Bank of Australia Counterparty credit ratings AA-/Stable/A-1+ Bank fundamental strength rating B+AUS13053420271G20271H20271LQ2694HQ2692UQ2694J2027122027A0Q2694K20271F40101010 401010 4010 40Commonwealth Bank of Australia104484EUROMIDAFRPACUSACBA@AURESUPDGLOBISSSTRUCPUBFINUTILCORPFICDOABCPABSCMBSRECRMBSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/435900spcred/435900normThe latest News from S&Pglobalstructuredpubfin7/8/2008 2:56:47 AM100News435900AustraliaDiversified BanksEurope, Middle East, AfricaPacificUnited StatesGlobal IssuersStructured FinancePublic Finance