Commerce Bancshares, Inc. http://www.alacrastore.com/company-snapshot/Commerce_Bancshares_Inc-1003942 Monday, September 08, 2008 3:15:43 AM 1003942 Commerce Bancshares, Inc. en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/newstex/BW-0001-27881272newstex/BW-0001-27881272xml Sep. #, #### (Business Wire) -- Zacks.com announces the list of stocks featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest news and events impacting stocks and the financial markets. Stocks...040000000401600004016048040160010401601804012000040120050700000007014000070140129/4/2008 6:21:25 AM180000001800400018008000Business WireBW-0001-27881272BALL CORPCOMMERCE BANCSHARES INCNEWMONT MINING CORPVERISIGN INCBLLCBSHNEMVRSNNewsNewstexhttp://www.alacrastore.com/storecontent/newstex/MW-0001-27035616newstex/MW-0001-27035616xml WALNUT CREEK, CA, Jul. ##, #### (Marketwire delivered by Newstex) -- WALNUT CREEK, CA -- (MARKET WIRE) -- ##/##/## -- Workday, Inc. has passed the ## customer mark, more than doubling its customer base in the past seven months. Companies...040000000401600004006000040060050700000007014000070140087/30/2008 12:17:36 PM1800000018016000190000001900100019001005MarketwireMW-0001-27035616COMMERCE BANCSHARES INCCBSHNewsNewstexhttp://www.alacrastore.com/storecontent/moodys/LRA_190000moodys/LRA_190000htmlGlobal Credit Research Liquidity Risk Assessment ## JUN #### Liquidity Risk Assessment: Commerce Bancshares, Inc. Commerce Bancshares, Inc. Kansas City, Missouri, United States Broad Industry: Banking Specific Industry: U.S. Bank Holding...1/4/2008 2:21:00 AMhtmlCommerce Bancshares, Inc.Commerce Bancshares, Inc.190000300.0000AnalysisLiquidity Risk AssessmentLRA_190000Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/COP_190000moodys/COP_190000htmlGlobal Credit Research Credit Opinion ## MAR #### Credit Opinion: Commerce Bancshares, Inc. Commerce Bancshares, Inc. Kansas City, Missouri, United States Ratings Category Moody's Rating Outlook Stable Commercial Paper P-# Lead Bank:...Credit Opinion1/4/2008 2:19:00 AMCommerce Bancshares, Inc.190000150.0000NewshtmlCommerce Bancshares, Inc.COP_190000Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/BS_190000moodys/BS_190000htmlGlobal Credit Research Banking Statistics ## AUG #### Banking Statistics: Commerce Bancshares, Inc. COMMERCE BANCSHARES, INC. Download Banking Statistics in .csv format Issuer rating: &#### Long-term senior debt rating: &#### Long-term...1/4/2008 2:18:00 AMhtmlCommerce Bancshares, Inc.Commerce Bancshares, Inc.190000300.0000AnalysisBanking StatisticsBS_190000Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/spcred/611458spcred/611458normThe latest Full Report from S&P11/5/2007 6:30:51 PMFull Report400globalpubfin611458United StatesRegional BanksUnited StatesGlobal IssuersPublic FinanceFinancial InstitutionsFull ReportAbove-average funding profile Relatively strong and stable earnings Diversified loan portfolio producing consistent asset quality Robust capital Modest geographic concentration in Midwest High concentration in relatively large commercial loans The ratings on Commerce Bancshares Inc. (Commerce) incorporate the company's historically stable financial performance, solid credit quality, and conservative balance sheet. Based on these measures, Commerce compares favorably with its peers. However, the limitations of a regional bank--namely modest geographic concentration and the larger individual exposures associated with commercial lending--to some degree, constrain the ratings. In spite of the pressure on net interest margins (NIM) and tougher credit and operating environment, we expect Commerce to end the year slightly below its 2007 plan, while U.S. banks with higher credit risk exposureUSA20052540101015 401010 4010 40Commerce Bancshares Inc.100537USACBSHFULLUSA20056340101015 401010 4010 40Commerce Bank, N.A.102972USA8935ZGLOBISSPUBFINFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/611459spcred/611459normThe latest Summary from S&P11/5/2007 6:30:51 PMSummary175global611459United StatesRegional BanksUnited StatesGlobal IssuersFinancial InstitutionsSummaryThe ratings on Commerce Bancshares Inc. (Commerce) incorporate the company's historically stable financial performance, solid credit quality, and conservative balance sheet. Based on these measures, Commerce compares favorably with its peers. However, the limitations of a regional bank--namely modest geographic concentration and the larger individual exposures associated with commercial lending--to some degree, constrain the ratings. In spite of the pressure on net interest margins (NIM) and tougher credit and operating environment, we expect Commerce to end the year slightly below its 2007 plan, while U.S. banks with higher credit risk exposure are seeing more pressure on earnings growth. On the flip side, the company's conservative balance-sheet profile limits upside potential. We expect the company to maintain its relatively stable performance.USA20052540101015 401010 4010 40Commerce Bancshares Inc.100537USACBSHSUMMARYGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/srp/20638srp/20638norm...Address:#### Walnut, Kansas City, Missouri ##### Incorporated:MissouriWeb Site: www.commercebank.comSIC Classification: National Commercial Banks (####) Business Description: Commerce Bancshares, Inc. is a bank holding company whose primary subsidiaries are involved in the issuance of credit cards and engaged in general banking business, providing a broad range of retail, corporate, investment and private banking products and services to individuals and businesses. Indices:Russell ####, Russell ####, S&P ### ... 20638200525103CBSH10/6/2006 12:22:00 PM20638Credit & Investment ResearchSharkRepellent.net