American National Insurance Company http://www.alacrastore.com/company-snapshot/American_National_Insurance_Company-1000825 Friday, September 05, 2008 5:02:31 AM 1000825 American National Insurance Company en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/newstex/PRN-0005-26979812newstex/PRN-0005-26979812xml GALVESTON, Texas, Jul. ##, #### (PRNewswire-FirstCall delivered by Newstex) -- American National Insurance Company (Nasdaq: ANAT) announced a second quarter #### net loss of $#,###,### ($#.## per diluted share) compared to net income...04000000040060000400600604016000040160480401601804016003040160017/28/2008 3:19:27 PM1800000018004000180080001900000019001000PR Newswire USPRN-0005-26979812AMERICAN NATIONAL INSURANCE COANATNewsNewstexhttp://www.alacrastore.com/storecontent/fitch/424862_pr_framefitch/424862_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. 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Very strong GAAP operating performance in life and annuity operations. Very strong competitive position. Decreasing sales and earnings in the home service division. Crowded landscape could weaken company's competitive position. The insurer financial strength ratings on American National Insurance Co. and American National Life Insurance Co. of Texas (together, American National) reflect the companies' extremely strong capitalization and operating performance and very strong liquidity and market position. American National is among the three largest home-service life insurance companies in the U.S. and, together with its operating subsidiaries, offers a broad variety of life insurance, accident and health insurance, retirement annuities, and property/casualty (P/C) insurance for personal lines, agribusiness, and targeted commercial exposures. With a capital adequacyUSA02859140301030 403010 4030 40American National Insurance Co.121655USAANATFULLUSA40301020 403010 4030 40American National Life Insurance Co. of Texas121656USAANATGLOBISSSTRUCINSABSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/moodys/INS_45300moodys/INS_45300htmlGlobal Credit Research Insurance Statistics ## JUN #### Insurance Statistics: American National Insurance Co. American National Insurance Co. Financial Strength rating: &#### #### #### #### #### #### Company Fundamentals ($mil): General...1/3/2008 8:05:00 PMhtmlAmerican National Insurance Co.American National Insurance Co.45300300.0000AnalysisInsurance StatisticsINS_45300Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/spcred/623079spcred/623079normThe latest Summary from S&P12/27/2007 3:29:29 PMSummary175globalstructured623079United StatesMulti-line InsuranceUnited StatesGlobal IssuersStructured FinanceInsuranceAsset-Backed SecuritiesSummaryThe insurer financial strength ratings on American National Insurance Co. and American National Life Insurance Co. of Texas (together, American National) reflect the companies' extremely strong capitalization and operating performance and very strong liquidity and market position. American National is among the three largest home-service life insurance companies in the U.S. and, together with its operating subsidiaries, offers a broad variety of life insurance, accident and health insurance, retirement annuities, and property/casualty (P/C) insurance for personal lines, agribusiness, and targeted commercial exposures. With a capital adequacy ratio (CAR) of 379% for the combined companies (and 230% when consolidated with American National's subsidiary, American National Property&Casualty Co.; ANPAC), American National's capital position is a clear strength to the rating.USA02859140301030 403010 4030 40American National Insurance Co.121655USAANATSUMMARYUSA40301020 403010 4030 40American National Life Insurance Co. of Texas121656USAANATGLOBISSSTRUCINSABSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/623075spcred/623075normThe latest Full Report from S&P12/27/2007 3:29:29 PMFull Report400globalstructured623075United StatesMulti-line InsuranceUnited StatesGlobal IssuersStructured FinanceInsuranceAsset-Backed SecuritiesFull ReportExtremely strong capital position. Very strong GAAP operating performance in life and annuity operations. Very strong competitive position. Decreasing sales and earnings in the home service division. Crowded landscape could weaken company's competitive position. The insurer financial strength ratings on American National Insurance Co. and American National Life Insurance Co. of Texas (together, American National) reflect the companies' extremely strong capitalization and operating performance and very strong liquidity and market position. American National is among the three largest home-service life insurance companies in the U.S. and, together with its operating subsidiaries, offers a broad variety of life insurance, accident and health insurance, retirement annuities, and property/casualty (P/C) insurance for personal lines, agribusiness, and targeted commercial exposures. With a capital adequacyUSA02859140301030 403010 4030 40American National Insurance Co.121655USAANATFULLUSA40301020 403010 4030 40American National Life Insurance Co. of Texas121656USAANATGLOBISSSTRUCINSABSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/moodys/SO_45300moodys/SO_45300htmlSummary Opinion12/21/2007 5:00:08 AMGlobal Credit Research Summary Opinion ## DEC #### Summary Opinion: American National Insurance Co. AMERICAN NATIONAL INSURANCE CO Galveston, Texas, United States Ratings and Contacts Category Moody's Rating Insurance Financial Strength...American National Insurance Co.45300150.00NewshtmlAmerican National Insurance Co.SO_45300Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/spcred/619429spcred/619429normThe latest Research Update from S&P12/12/2007 6:32:26 PMResearch Update175globalstructured619429United StatesMulti-line InsuranceUnited StatesGlobal IssuersStructured FinanceInsuranceAsset-Backed SecuritiesResearch UpdateOn Dec. 12, 2007, Standard&Poor's Ratings Services lowered its counterparty credit and financial strength ratings on Standard Life&Accident Insurance Co. (Standard) to 'A+' from 'AA-'. The outlook on Standard is stable. At the same time, Standard&Poor's affirmed its 'AA' counterparty credit and financial strength ratings on American National Insurance Co. (ANICO) and its core subsidiary, American National Life Insurance Co. of Texas. In addition, Standard&Poor's affirmed its 'A-' counterparty credit and financial strength ratings on Garden State Life Insurance Co. (Garden State). The outlook on Garden State remains negative, and the outlook on ANICO and American National Life of Texas remains stable. The ratings on American National Insurance Co. and American NationalUSA02859140301030 403010 4030 40American National Insurance Co.121655USAANATRESUPDUSA36537*85358140301020 403010 4030 40American National Life Insurance Co. of TexasGarden State Life Insurance Co.Standard Life&Accident Insurance Co.121656122313123192USAANAT19811ZANATGLOBISSSTRUCINSABSCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/619408spcred/619408normThe latest News from S&P12/12/2007 6:32:25 PMNews100globalstructured619408United StatesMulti-line InsuranceUnited StatesGlobal IssuersStructured FinanceInsuranceAsset-Backed SecuritiesNewsNEW YORK (Standard&Poor's) Dec. 12, 2007--Standard&Poor's Ratings Services said today that it lowered its counterparty credit and financial strength ratings on Standard Life&Accident Insurance Co. (Standard) to 'A+' from 'AA-'. The outlook on Standard is stable. Standard&Poor's also said that it affirmed its 'AA' counterparty credit and financial strength ratings on American National Insurance Co. (ANICO) and its core subsidiary, American National Life Insurance Co. of Texas. In addition, Standard&Poor's affirmed its 'A-' counterparty credit and financial strength ratings on Garden State Life Insurance Co. (Garden State). The outlook on Garden State remains negative, and the outlook on ANICO and American National Life of Texas remains stable. The ratings onUSA02859140301030 403010 4030 40American National Insurance Co.121655USAANATNEWSUSA36537*85358140301020 403010 4030 40Garden State Life Insurance Co.American National Life Insurance Co. of TexasStandard Life&Accident Insurance Co.121656122313123192USAANAT19811ZANATGLOBISSSTRUCINSABSCredit & Investment ResearchS&P Credit Research