AmeriCredit Corporation http://www.alacrastore.com/company-snapshot/AmeriCredit_Corporation-1026111 Monday, September 08, 2008 3:33:52 AM 1026111 AmeriCredit Corporation en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/fitch/396228_report_framefitch/396228_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.AmeriCredit CorporationBoyd Gaming CorporationDaimler Financial Services Americas LLCFord Motor CompanyFord Motor Credit Company LLCHealth Net, IncIndyMac Bancorp, Inc.MCG Capital CorporationRadioShack CorporationRural Cellular CorporationVerizon Communications, Inc.80088995800889968008936680089443800905178009091780091162800913488194277782790728857914738/8/2008 6:32:00 PM0101010001010200010102020101020601010207010103040103000001030300010304000103130001031301010321000104000001070000275NewsletterACFBYDFHNTIDMCMCGCRSHVZ396228_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/moodys/PR_160767_600022469moodys/PR_160767_600022469htmlGlobal Credit Research Rating Action # AUG #### Rating Action: AmeriCredit Corp. Moody's downgrades AmeriCredit, ratings on review New York, August ##, #### -- Moody's Investors Service downgraded the ratings of AmeriCredit Corp. (ACF),...8/8/2008 12:42:18 AMhtmlAmeriCredit Corp.AmeriCredit Corp.600022469150.0000NewsRating ActionPR_160767_600022469Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/ccbn/B1899896ccbn/B1899896norm...$###m pretax non-cash impairment of goodwill created in acquisitions of Bay View and Long Beach in #### and early #### respectively. ... 8/6/2008 9:06:00 PMAmeriCredit Corp.54.0000EditedAmeriCredit Corp. Q4 2008 Earnings Conference Call SummaryACF5:30pm ETBriefB1899896Credit & Investment ResearchThomson Street Eventshttp://www.alacrastore.com/storecontent/ccbn/T1899896ccbn/T1899896norm...At this time, I would like to welcome everyone to the AmeriCredit fourth-quarter fiscal year #### earnings conference call. As a reminder, this call is being recorded. All lines have been placed on mute to prevent any background noise. After management's remarks there will be a question-and-answer period. I will now turn the call over to Caitlin DeYoung, Vice President, Investor Relations.... 8/6/2008 8:06:00 PMAmeriCredit Corp.54.0000FinalAmeriCredit Corp. Q4 2008 Earnings Conference Call TranscriptACF5:30pm ETTranscriptT1899896Credit & Investment ResearchThomson Street Eventshttp://www.alacrastore.com/storecontent/fitch/428503_pr_framefitch/428503_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.AmeriCredit Corporation800893668/6/2008 6:32:00 PM01010100010102000101020685Press ReleaseACF428503_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/newstex/PRN-0005-27217140newstex/PRN-0005-27217140xml FORT WORTH, Texas, Aug. #, #### (PRNewswire-FirstCall delivered by Newstex) -- AMERICREDIT CORP. (NYSE: ACF) today announced a net loss of $### million, or $#.## per share, for its fiscal fourth quarter ended June ##, ####. AmeriCredit...040000000401600004016001040160480401601804016003040160478/6/2008 5:22:14 PM18000000180040001800800018012000190000001900100019001043PR Newswire USPRN-0005-27217140AMERICREDIT CORPCHRIS A CHOATEDANIEL E BERCEACFNewsNewstexhttp://www.alacrastore.com/storecontent/spcred/661391spcred/661391normThe latest Full Report from S&Pglobal7/24/2008 3:34:00 PM400Full Report661391United StatesConsumer FinanceUnited StatesGlobal IssuersFinancial InstitutionsFull ReportStrong market position in subprime automobile lending Full-spectrum lending capabilities Granularity of receivables portfolio Concentration in subprime automobile lending Reliance on asset-backed securities (ABS) markets for funding Encumbered balance sheet Standard&Poor's Ratings Services' rating on AmeriCredit Corp. reflects the company's concentration in subprime auto lending, reliance on the ABS markets for funding, and encumbered balance sheet. Offsetting factors include its strong market position in subprime automobile lending, lending capabilities across the credit spectrum, and the granularity of its receivables portfolio. AmeriCredit's concentration in subprime auto financing is a negative ratings factor, given that the credit quality of these loans is highly vulnerable to economic cycles. The company's establishment of full spectrum lending capabilities through the acquisition of near-primeUSA03060R40202010 402020 4020 40AmeriCredit Corp.309921USAACFFULLGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/661393spcred/661393normThe latest Summary from S&Pglobal7/24/2008 3:34:00 PM175Summary661393United StatesConsumer FinanceUnited StatesGlobal IssuersFinancial InstitutionsSummaryStandard&Poor's Ratings Services' rating on AmeriCredit Corp. reflects the company's concentration in subprime auto lending, reliance on the ABS markets for funding, and encumbered balance sheet. Offsetting factors include its strong market position in subprime automobile lending, lending capabilities across the credit spectrum, and the granularity of its receivables portfolio. AmeriCredit's concentration in subprime auto financing is a negative ratings factor, given that the credit quality of these loans is highly vulnerable to economic cycles. The company's establishment of full spectrum lending capabilities through the acquisition of near-prime and specialty prime auto lending platforms has somewhat diluted its exposure to subprime borrowers. As of March 31, 2008, approximately 42% of managed assets were to near-prime (with FICO scoresUSA03060R40202010 402020 4020 40AmeriCredit Corp.309921USAACFSUMMARYGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/newstex/PRN-0005-26645419newstex/PRN-0005-26645419xml FORT WORTH, Texas, Jul. ##, #### (PRNewswire-FirstCall delivered by Newstex) -- AMERICREDIT CORP. (NYSE: ACF) will release its fourth quarter and fiscal year #### operating results on Wednesday, August #, ####, after market close. ...04000000040160000401600104016048040160187/14/2008 12:21:12 PM180000001800800018004000190000001900100019001043PR Newswire USPRN-0005-26645419AMERICREDIT CORPACFNewsNewstexhttp://www.alacrastore.com/storecontent/cs/69854cs/69854norm AmeriCredit #Q## Tearsheet AmeriCredit's (Ba# Neg./BB- Neg.) ratings momentum is negative after Moody's and S&P switched their outlooks to negative in January. The rating agencies pointed the company's higher funding costs and lower...69854527YesC21Tearsheet402tearsheets/premium337/7/2008 5:14:29 PM15069854Credit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/fitch/391796_report_framefitch/391796_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.AmeriCredit Corporation800893667/2/2008 2:16:00 PM010101000101020001010206425Full Rating ReportACF391796_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/391798_report_framefitch/391798_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.AmeriCredit Corporation800893667/2/2008 2:16:00 PM010101000101020001010206165Credit UpdateACF391798_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/390082_report_framefitch/390082_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.ADVANTA CorporationAIG Capital CorporationAmerican Express CompanyAmerican General Finance CorporationAmerican Honda Finance CorporationAmeriCredit CorporationBoeing Capital CorporationCapitalSource Inc.Capmark Financial Group IncCaterpillar Financial Services CorporationDaimler Financial Services Americas LLCDiscover Financial Services, IncFinancial Federal Credit Inc.Ford Motor Credit Company LLCGATX CorporationGMAC LLCHarley-Davidson Financial Services, Inc.IBM International Group Capital LLCInternational Lease Finance CorporationNational Consumer Cooperative BankNavistar Financial CorporationPHH CorporationResidential Capital, LLCSLM CorporationThe CIT Group, Inc.80088947800889968008899980089055800891898008919780089280800893668008982180090240800902458009030280090947800909948009100780091030800911218041717981912173819147508205254782979526855752738579147386115302865987116/16/2008 6:29:00 PM01010000010101000101020001010201010102020101020501010206010102070101020801030000010305000103130001031301275Criteria ReportACFADVNAAXPCITCSEDFSGMTPHHSLM390082_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/390092_report_framefitch/390092_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.ADVANTA CorporationAIG Capital CorporationAmerican Express CompanyAmerican General Finance CorporationAmerican Honda Finance CorporationAmeriCredit CorporationBoeing Capital CorporationCapitalSource Inc.Capmark Financial Group IncCaterpillar Financial Services CorporationDaimler Financial Services Americas LLCDiscover Financial Services, IncFinancial Federal Credit Inc.Ford Motor Credit Company LLCGATX CorporationGMAC LLCHarley-Davidson Financial Services, Inc.IBM International Finance N.V.International Lease Finance CorporationNational Consumer Cooperative BankNavistar Financial CorporationPHH CorporationResidential Capital, LLCSLM CorporationThe CIT Group, Inc.80088947800889968008899980089055800891838008918980089197800892808008936680089821800902408009024580090302800909478009099480091007800910308009112180417179819121738191475082052547829795268557527385791473865987116/16/2008 6:29:00 PM010100000101010001010200010102010101020201010205010102060101020701010208010300000103130001031301275Criteria ReportACFADVNAAXPCITCSEDFSGMTPHHSLM390092_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/389904_report_framefitch/389904_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.AmeriCredit CorporationBeazer Homes USA, Inc.Centex CorporationD.R. Horton, Inc.Georgia Gulf CorporationHovnanian Enterprises, Inc.KB HomeM/I Homes, Inc.Meritage CorporationThe Ryland Group, Inc.United Rentals, Inc.Visteon Corporation8008936680089922800906278009106980091096800920808009235980361521805567158061045581199689816511646/13/2008 6:28:00 PM0101010001010200010102060101020801030000010311000103130001031302010324000104000001070000275NewsletterACFBZHCTXDHIGGCHOVKBHMHOMTHRYLURIVC389904_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/423813_pr_framefitch/423813_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.AmeriCredit Corporation800893666/12/2008 6:33:58 PM01010100010102000101020685Press ReleaseACF423813_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/385950_report_framefitch/385950_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.ADVANTA CorporationAgos S.p.A.Allied Capital CorporationAmerican Capital Strategies, Ltd.American Express CompanyAmerican General Finance CorporationAmeriCredit CorporationAstana Finance JSCAvis Budget Car Rental, LLCBanca Agrileasing SpaBanca IfisBanca Italease S.p.A.Boeing Capital CorporationBre Leasing Sp Z O OCapital One Financial CorporationCapitalSource Inc.Caterpillar Financial Services CorporationCattles plcCountrywide Financial CorporationDiscover Financial Services, IncEksportfinans ASAEurofactorFiat Group Automobiles Financial Services S.P.A.Financial Federal Credit Inc.Ford Motor Credit Company LLCGatx Financial CorporationGMAC Commercial Mortgage Bank, P.L.C.GMAC LLCHarley-Davidson Financial Services, Inc.HSBC Finance Corp.IndyMac Bancorp, Inc.International Lease Finance CorporationiStar Financial Inc.LeasePlan Corporation N.V.Leucadia National CorporationMCG Capital CorporationNational Consumer Cooperative BankNational Rural Utilities Cooperative Finance CorporationOcwen Financial CorporationPHH CorporationProvident Financial plcRCI BanqueResidential Capital, LLCRyder System, Inc.Santander Consumer Finance S.A.SLM CorporationSofincoTextron Financial CorporationThe CIT Group, Inc.United Rentals (North America), IncVR-Leasing AG80088947800889588008899680088999800890558008918980089280800893388008936680089443800894678008961680089821800898488008990580090240800902458009030280090471800909478009099480091007800910308009110480091144800917568035954180360035803602318036060980360689803610778036118080362343804171798044798080707579807629948111383181707488817400658175086581912173819427778196912481977338820525478217903282756317829539258396828685575273867301445/9/2008 2:13:00 PM010000000101000001010100010102000101020101010202010102050101020601010207010102080101021001030000010302000103130001031301275Special ReportACASACFADVNAALDASFIAXPBILCFCCITCOFCSECTTDFSIFIMBLUKMCGCOCNPFGPHHRSFISLM385950_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/ccbn/B1817725ccbn/B1817725norm...Generally weak economic conditions including higher unemployment and underemployment, and increased inflationary pressures continues to strain consumer base. ... 4/25/2008 12:06:00 AMAmeriCredit Corp.54.0000EditedQ3 2008 AmeriCredit Corp. Earnings Conference Call SummaryACF5:30pm ETBriefB1817725Credit & Investment ResearchThomson Street Eventshttp://www.alacrastore.com/storecontent/ccbn/T1817725ccbn/T1817725norm...Good afternoon. My name is Kevin and I will be your conference facilitator today. At this time I would like to welcome everyone to the AmeriCredit third-quarter fiscal year #### earnings conference call. This call is being recorded. All lines have been placed on mute to prevent any background noise. After management's remarks there will be a question and answer period. I will now turn the call over to Caitlin DeYoung, Vice President, Investor Relations. Please go ahead ma'am. ... 4/24/2008 8:06:00 PMAmeriCredit Corp.54.0000FinalQ3 2008 AmeriCredit Corp. Earnings Conference Call TranscriptACF5:30pm ETTranscriptT1817725Credit & Investment ResearchThomson Street Eventshttp://www.alacrastore.com/storecontent/cs/67046cs/67046norm AmeriCredit #Q## Tearsheet AmeriCredit's ratings momentum is negative after Moody's and S&P switched their outlooks to negative in January. The rating agencies pointed the company's higher funding costs and lower recovery rates for...67046473YesC21Tearsheet402tearsheets/premium334/2/2008 1:05:26 PM15067046Credit & Investment ResearchCreditSights