Alliance & Leicester plc http://www.alacrastore.com/company-snapshot/Alliance_Leicester_plc-1025539 26 Nov 2009 10:53:25 EST 1025539 Alliance & Leicester plc en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/research/fitch-ratings-Fitch_to_Recommence_Rating_Bank_Issued_Notes_With_Embedded_Market_Risk-539656_pr_frame539656_pr_framefitch/539656_pr_framehtmlAbbey National plcAbbey National Treasury Services PlcABN Amro Arrendamento Mercantil S.A.ABSA Bank Ltd.ABSA Group Ltd.Adam Capital Trust IIIAdam Statutory Trust IIIAdam Statutory Trust IVAdam Statutory Trust VAlliance & Leicester plcAssociates Corporation of North AmericaATF Bank JSCBanc One Financial LLCBanca Nazionale del Lavoro SpABanco ABN Amro Real S.A.Banco Citibank de Costa Rica S.A.Banco Citibank de El Salvador, S.A.Banco Citibank de Honduras S.A.Banco Credit Suisse First Boston (Mexico), S.A.Banco Cuscatlan de Panama, SABanco Espanol de Credito (BANESTO)Banco J.P. Morgan, S.A.Banco Santander (Brasil) S.A.Banco Santander ChileBanco Santander Puerto RicoBanco Santander Rio S.A.Banco Santander SABanco Santander Totta SABanco Santander, Mexico S.A.Banco UnoBancWest CorporationBank Handlowy w Warszawie S.A.Bank Morgan Stanley AGBank of the WestBank One Capital IIIBank One CorporationBank One N.A. (Chicago)Bank Pekao S.A.Banque Marocaine pour le Commerce et l'IndustrieBarclays Bank plcBarclays Bank PLC India BranchBarclays plcBayerische Hypo & Vereinsbank AGBear Stearns Capital Trust IIIBNP Paribas Capital Trust IBNP Paribas Capital Trust IIIBNP Paribas Capital Trust IVBNP Paribas Capital Trust VIBNP Paribas El DjazairBNP Paribas Finance, Inc.BNP Paribas Personal Finance, S.A. de C.V., S.F.O.L.BNP Paribas Public Sector SCFBNP Paribas S.A.BNP Paribas US Medium-Term Note Program LLCCapital Associates International, Inc.Casa de Bolsa Credit Suisse Mexico, S.A. de C.V.Cedar Brakes I, LLCCedar Brakes II, LLCChase Bank USA National AssociationChase Capital IIChase Capital IIIChase Capital ViChemical BankCiti Structures Mexico, S. De R.L. De C.V.CITI Swapco Inc.Citibank (Banamex USA)Citibank (South Dakota), N.A.Citibank CanadaCitibank IndiaCitibank International plcCitibank Japan Ltd.Citibank Korea IncCitibank N.A.Citibank N.A. 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Ltd.Paribas Derives GarantisPrimerica Life Insurance CompanyProvidian National BankRio Compania de Seguros SASantander BancorpSantander Consumer Finance S.A.Santander Finance Ltd.Santander PR Capital Trust ISantander Totta SGPSSovereign Bancorp, Inc.Sovereign BankSovereign Capital Trust ISovereign Capital Trust IVSovereign Capital Trust VSovereign Capital Trust VISovereign Real Estate Investment TrustThe Bear Stearns Companies LLCThe Goldman Sachs Group, Inc.Ukrsibbank BNP Paribas GroupUkrsotsbank JSCBUniCredit BankUniCredit Bank Austria AGUniCredit Bulbank ADUnicredit S.p.A.UniCredit Tiriac Bank SAWashington Mutual BankWM Covered Bond ProgramYapi ve Kredi Bankasi A.S.Zagrebacka banka d.d.ZAO Citibank800889768008902280089058800890718008910980089154800891558008916780089193800892078008923680089286800893658008938680089394800893978008943180089491800894978008952180089527800895448008962280089689800897098008973380089744800897478008975280089794800898268008982780089883800899458008994680089967800899748009008480090281800903268009039280090528800905808009060480090648800906878009071480090819800909578009097380091356800914338009148680091520800919678009198480092006800920278035951880359624803596298035964080359651803599108035991280359929803599778035998780360009803600548036007780360128803601358036013680360153803601978036035880360405803605628036056580360587803605998036061380361051803610778036108280361612803620188036214180362310803624068036240780362427803624358036245480362456803624578039901580464120804641688047199380503690806302388064824480696187806963838069639080700779807007848082006180842179808621798088003380923872809378358094664280967862809784508131092081638956816389668174446581744489817444958174450181744507817456698174567281813307818599898197432582049366821890328219742982408705827891178306175683251667832516708325167383251676833422958334566183362661834718618368108383778471837794658379267483845466838682658387846683945265839612668406732484182675841888718422047584223273847036708470386984789469848200698482008084905873851708758533227385442273854422798575667385798873859994748603747386061507860615138619890586325300863723858640530886472711864727148647271786472720864747118650753686513113865135128699415086997956871311708725497487416781874835748751197487530583876181768764399487648775876505748794538387945390879895848840967820 Nov 2009 10:43:33 EST01010000010101000101020001010203010102050101020601010208010103030101050001010700010308000705010085Press Release8604AFTBAMAGBBANCUSBARCBHWBNPBRIOBTOCCSGNCUSCATLANGSJPMMSPEOSANSANB3SANTANDERSBPUCUSCBYKBNKZABA-R-AFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.ABWALBANDANTAREARGARMAUSAUTAZEBELBENBGRBHRBIHBLRBLZBMUBOLBRACAFCANCHECHLCHNCIVCMRCOLCPVCRICYMCYPCZEDEUDNKDOMDZAECUEGYESPESTFINFRAGABGBRGEOGHAGRCGTMGUMHKGHNDHRVHUNIDNINDIRLISLISRITAJAMJORJPNKAZKENKORKWTLBNLBYLIELKALSOLTULUXLVAMACMARMDAMEXMKDMLIMLTMNGMNPMOZMYSNAMNERNGANICNLDNORNZLOMNPAKPANPERPHLPNGPOLPRIPRTQATROURUSRWASAUSGPSLVSMRSRBSURSVKSVNSWETGOTHATTOTUNTURTWNUGAUKRURYUSAUZBVENVGBVIRVNMZAF01010000010101000103000001030800030000000301000003013200Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/research/fitch-ratings-Alliance_Leicester-485626_report_frame485626_report_framefitch/485626_report_framepdfAlliance & Leicester plc8035992917 Nov 2009 10:40:00 EST01010100165Credit UpdateFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.ARGDEUESPGBRINDMEXRUSUSA0101000001010100010200000103000001031000020200000300000003010000030108000302000003030000040000000401000004020000Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/research/fitch-ratings-Fitch_Affirms_Abbey_National_and_Alliance_Leicester_at_AA_Outlook_Stable-535496_pr_frame535496_pr_framefitch/535496_pr_framehtmlAbbey National plcAbbey National Treasury Services PlcABN Amro Arrendamento Mercantil S.A.Alliance & Leicester plcBanco ABN Amro Real S.A.Banco Espanol de Credito (BANESTO)Banco Santander (Brasil) S.A.Banco Santander ChileBanco Santander Puerto RicoBanco Santander Rio S.A.Banco Santander SABanco Santander Totta SABanco Santander, Mexico S.A.Rio Compania de Seguros SASantander BancorpSantander Consumer Finance S.A.Santander Finance Ltd.Santander PR Capital Trust ISantander Totta SGPSSovereign BankSovereign Capital Trust ISovereign Capital Trust IVSovereign Capital Trust VSovereign Capital Trust VISovereign Real Estate Investment Trust800893948008949780089733800897478008975280090281800908198009097380091433800915208035962480359912803599298036056280361077803610828036243580937835813109208174566981745672821890328334229583345661837794658396126616 Nov 2009 10:38:00 EST01010000010101000101020885Press ReleaseBRIOBTOSANSANB3SANTANDERSBPFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.ARGDEUESPGBRINDMEXRUSUSA0101000001010100010200000103000001031000020200000300000003010000030108000302000003030000040000000401000004020000Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/research/creditsights-UK_Mortgage_Lenders_Part_1_Home_Comforts-6044660446cs/60446normArticleTemplateUK mortgage lenders are feeling the strain but are strong enough to cope with a downturnsadamsonalliance_leicesterbanco_santander_central_hispanobarclaysbradford_bingleybritannia_building_societyhboshsbc_holdingslloyds_tsbnationwide_building_societynorthern_rockroyal_bank_of_scotlandalliance_leicesterbanco_santander_central_hispanobarclaysbradford_bingleybritannia_building_societyhboshsbc_holdingslloyds_tsbnationwide_building_societynorthern_rockroyal_bank_of_scotlandunited_kingdomunited_kingdom6044609 Nov 2009 11:51:57 ESTYes60446150CreditSights Inceuropeeuropebanksfinancial_servicesbanksfinancial_servicesPublishedmortgagessubprimemortgagessubprimeSectorCommentSector Analysis2249 UK Mortgage Lenders: Part # - Home Comforts Pressures are building in the UK mortgage market thanks to higher interest rates, flattening house prices and increasing arrears and repossessions UK mortgage lenders are feeling the strain...aareal_bankaareal_bankabn_amroabn_amroaegonaegonaffiliated_managersaffiliated_managersalliance_leicesteralliance_leicesteralliancebernsteinalliancebernsteinallianzallianzallied_irishallied_irishamerican_expressamerican_expressameriprise_financialameriprise_financialamvescapamvescapanglo_irish_bankanglo_irish_bankanzanzassociated_bancassociated_bancastoria_financialastoria_financialavivaavivaaxaaxabanca_italeasebanca_italeasebanca_lombardabanca_lombardabanca_monte_dei_paschi_di_sienabanca_monte_dei_paschi_di_sienabanca_popolare_di_milanobanca_popolare_di_milanobanca_popolare_italianabanca_popolare_italianabancajabancajabanche_popolari_unitebanche_popolari_unitebanco_bilbao_vizcaya_argentariabanco_bilbao_vizcaya_argentariabanco_bradescobanco_bradescobanco_comercial_portuguesbanco_comercial_portuguesbanco_de_chilebanco_de_chilebanco_de_sabadell_sabanco_de_sabadell_sabanco_espirito_santobanco_espirito_santobanco_itaubanco_itaubanco_popolarebanco_popolarebanco_popular_espanolbanco_popular_espanolbanco_santander_central_hispanobanco_santander_central_hispanobangkok_bankbangkok_bankbank_of_americabank_of_americabank_of_chinabank_of_chinabank_of_communicationsbank_of_communicationsbank_of_east_asiabank_of_east_asiabank_of_irelandbank_of_irelandbank_of_montrealbank_of_montrealbank_of_new_york_mellonbank_of_new_york_mellonbank_of_nova_scotiabank_of_nova_scotiabankgesellschaft_berlinbankgesellschaft_berlinbarclaysbarclaysbawagbawagbayerische_landesbankbayerische_landesbankbbtbbtblackrockblackrockbnp_paribasbnp_paribasbradford_bingleybradford_bingleycaja_madridcaja_madridcapital_onecapital_onecapitaliacapitaliacharles_schwabcharles_schwabchina_citicchina_citicchina_construction_bankchina_construction_bankchina_international_capitalchina_international_capitalcibccibccitcitcitigroupcitigroupcomericacomericacommerzbankcommerzbankcommonwealth_bank_of_australiacommonwealth_bank_of_australiacorealcredit_bankcorealcredit_bankcredit_agricolecredit_agricolecredit_suissecredit_suissedaiwa_bankdaiwa_bankdanske_bankdanske_bankdepfa_bankdepfa_bankdeutsche_bankdeutsche_bankdexiadexiadnb_nordnb_nordowney_financialdowney_financialdz_bankdz_bankeaton_vanceeaton_vanceefg_eurobank_ergasiasefg_eurobank_ergasiasegg_plcegg_plcentenialentenialerste_bankerste_banketradeetradeeurekoeurekoeurohypoeurohypofdicfdicfederated_investorsfederated_investorsfifth_third_bancorpfifth_third_bancorpfirst_horizon_nationalfirst_horizon_nationalfortisfortisfranklin_resourcesfranklin_resourcesgamco_investorsgamco_investorsgeneral_electricgeneral_electricgeneral_electric_capitalgeneral_electric_capitalgeneral_motorsgeneral_motorsgeneraligeneraliglitnir_bankglitnir_bankgmacgmacgoldman_sachsgoldman_sachshannover_rehannover_rehboshboshome_depothome_depothousehold_internationalhousehold_internationalhsbc_financehsbc_financehsbc_holdingshsbc_holdingshsh_nordbankhsh_nordbankhuntington_bancshareshuntington_bancshareshvbhvbhypo_alpe_adria_bankhypo_alpe_adria_bankhypo_real_estate_bankhypo_real_estate_bankiasis_healthcareiasis_healthcareici_1ici_1ikb_deutsche_industriebankikb_deutsche_industriebankindustrial_and_commercial_bank_of_chinaindustrial_and_commercial_bank_of_chinaingingintesa_sanpaolointesa_sanpaoloirwinirwinjanus_capitaljanus_capitaljpmorgan_chasejpmorgan_chasejyske_bankjyske_bankkaupthing_bankkaupthing_bankkbc_bankkbc_bankkeycorpkeycorpkookmin_bankkookmin_bankla_caixala_caixalandesbank_baden_wuerttemberglandesbank_baden_wuerttemberglandesbank_berlinlandesbank_berlinlandesbank_sachsenlandesbank_sachsenlandsbankilandsbankilegg_masonlegg_masonlehman_brotherslehman_brotherslloyds_tsblloyds_tsbmalayan_bank_berhadmalayan_bank_berhadmarshall_ilsleymarshall_ilsleymillea_holdingsmillea_holdingsmitsubishi_ufj_financialmitsubishi_ufj_financialmizuho_holdingsmizuho_holdingsmorgan_stanleymorgan_stanleymt_bankmt_bankmunich_remunich_renational_australia_banknational_australia_banknational_bank_of_greecenational_bank_of_greecenationwide_building_societynationwide_building_societynatixisnatixisnew_century_financialnew_century_financialnew_york_communitynew_york_communitynibc_banknibc_banknomura_holdingsnomura_holdingsnorddeutsche_landesbanknorddeutsche_landesbanknordeanordeanorthern_rocknorthern_rocknorthern_trustnorthern_trustnuveen_investmentsnuveen_investmentsnymex_holdingsnymex_holdingsoccoccoko_bankoko_bankomega_healthcare_investorsomega_healthcare_investorsotp_bankotp_bankoversea_chinese_bankingoversea_chinese_bankingparmalatparmalatpnc_financial_servicespnc_financial_servicespopularpopularprudential_financialprudential_financialrabobankrabobankregions_financialregions_financialresidential_capitalresidential_capitalresona_holdingsresona_holdingsrheinland_pfalz_bankrheinland_pfalz_bankroyal_bank_of_canadaroyal_bank_of_canadaroyal_bank_of_scotlandroyal_bank_of_scotlandroyal_sun_allianceroyal_sun_alliancerzbrzbscotia_pacificscotia_pacificsebsebshinhan_financialshinhan_financialshinsei_bank_limitedshinsei_bank_limitedsivb_financialsivb_financialslmslmsns_banksns_banksociete_generalesociete_generalestandard_charteredstandard_charteredstate_bank_of_indiastate_bank_of_indiastate_streetstate_streetsumitomo_mitsui_bankingsumitomo_mitsui_bankingsuntrust_bankssuntrust_bankssvenska_handelsbankensvenska_handelsbankenswedbankswedbankswiss_reinsuranceswiss_reinsurancet_rowe_pricet_rowe_pricetd_ameritradetd_ameritradetoronto_dominiontoronto_dominionubsubsunicreditunicreditunionbancalunionbancalunipolunipolunited_overseas_bankunited_overseas_bankus_bancorpus_bancorpwaddell_reedwaddell_reedwashington_mutualwashington_mutualwells_fargowells_fargowestlbwestlbwestpacwestpacwoori_financialwoori_financialzions_bancorporationzions_bancorporationzurich_financialzurich_financialCredit & Investment ResearchCreditSightshttp://www.alacrastore.com/research/creditsights-UK_Mortgage_Lenders_Part_2_Sub_prime_Sub_plot-6056160561cs/60561normArticleTemplateThe UK sub-prime mortgage market is not facing the same meltdown as in the US, but we do expect increasing problems for lendersnkwofiesadamsonalliance_leicesterbritannia_building_societyhbosnorthern_rockalliance_leicesterbritannia_building_societyhbosnorthern_rockunited_kingdomunited_kingdom6056109 Nov 2009 11:51:57 ESTYes60561150CreditSights Inceuropeeuropebanksfinancial_servicesbanksfinancial_servicesPublishedmortgagessubprimemortgagessubprimeSectorCommentSector Analysis2546 UK Mortgage Lenders: Part # - Sub-prime Sub-plot The pressures that are building in the wider UK mortgage market are most dangerous in the sub-prime segment It is a smaller part of the mortgage market than in the US, and lending practices...aareal_bankaareal_bankabn_amroabn_amroaegonaegonaffiliated_managersaffiliated_managersalliance_leicesteralliance_leicesteralliancebernsteinalliancebernsteinallianzallianzallied_irishallied_irishamerican_expressamerican_expressameriprise_financialameriprise_financialamvescapamvescapanglo_irish_bankanglo_irish_bankanzanzassociated_bancassociated_bancastoria_financialastoria_financialavivaavivaaxaaxabanca_italeasebanca_italeasebanca_lombardabanca_lombardabanca_monte_dei_paschi_di_sienabanca_monte_dei_paschi_di_sienabanca_popolare_di_milanobanca_popolare_di_milanobanca_popolare_italianabanca_popolare_italianabancajabancajabanche_popolari_unitebanche_popolari_unitebanco_bilbao_vizcaya_argentariabanco_bilbao_vizcaya_argentariabanco_bradescobanco_bradescobanco_comercial_portuguesbanco_comercial_portuguesbanco_de_chilebanco_de_chilebanco_de_sabadell_sabanco_de_sabadell_sabanco_espirito_santobanco_espirito_santobanco_itaubanco_itaubanco_popolarebanco_popolarebanco_popular_espanolbanco_popular_espanolbanco_santander_central_hispanobanco_santander_central_hispanobangkok_bankbangkok_bankbank_of_americabank_of_americabank_of_chinabank_of_chinabank_of_communicationsbank_of_communicationsbank_of_east_asiabank_of_east_asiabank_of_irelandbank_of_irelandbank_of_montrealbank_of_montrealbank_of_new_york_mellonbank_of_new_york_mellonbank_of_nova_scotiabank_of_nova_scotiabankgesellschaft_berlinbankgesellschaft_berlinbarclaysbarclaysbawagbawagbayerische_landesbankbayerische_landesbankbbtbbtblackrockblackrockbnp_paribasbnp_paribasbradford_bingleybradford_bingleycaja_madridcaja_madridcapital_onecapital_onecapitaliacapitaliacharles_schwabcharles_schwabchina_citicchina_citicchina_construction_bankchina_construction_bankchina_international_capitalchina_international_capitalcibccibccitcitcitigroupcitigroupcomericacomericacommerzbankcommerzbankcommonwealth_bank_of_australiacommonwealth_bank_of_australiacorealcredit_bankcorealcredit_bankcredit_agricolecredit_agricolecredit_suissecredit_suissedaiwa_bankdaiwa_bankdanske_bankdanske_bankdepfa_bankdepfa_bankdeutsche_bankdeutsche_bankdexiadexiadnb_nordnb_nordowney_financialdowney_financialdz_bankdz_bankeaton_vanceeaton_vanceefg_eurobank_ergasiasefg_eurobank_ergasiasegg_plcegg_plcentenialentenialerste_bankerste_banketradeetradeeurekoeurekoeurohypoeurohypofdicfdicfederated_investorsfederated_investorsfifth_third_bancorpfifth_third_bancorpfirst_horizon_nationalfirst_horizon_nationalfortisfortisfranklin_resourcesfranklin_resourcesgamco_investorsgamco_investorsgeneral_electricgeneral_electricgeneral_electric_capitalgeneral_electric_capitalgeneral_motorsgeneral_motorsgeneraligeneraliglitnir_bankglitnir_bankgmacgmacgoldman_sachsgoldman_sachshannover_rehannover_rehboshboshome_depothome_depothousehold_internationalhousehold_internationalhsbc_financehsbc_financehsbc_holdingshsbc_holdingshsh_nordbankhsh_nordbankhuntington_bancshareshuntington_bancshareshvbhvbhypo_alpe_adria_bankhypo_alpe_adria_bankhypo_real_estate_bankhypo_real_estate_bankiasis_healthcareiasis_healthcareici_1ici_1ikb_deutsche_industriebankikb_deutsche_industriebankindustrial_and_commercial_bank_of_chinaindustrial_and_commercial_bank_of_chinaingingintesa_sanpaolointesa_sanpaoloirwinirwinjanus_capitaljanus_capitaljpmorgan_chasejpmorgan_chasejyske_bankjyske_bankkaupthing_bankkaupthing_bankkbc_bankkbc_bankkeycorpkeycorpkookmin_bankkookmin_bankla_caixala_caixalandesbank_baden_wuerttemberglandesbank_baden_wuerttemberglandesbank_berlinlandesbank_berlinlandesbank_sachsenlandesbank_sachsenlandsbankilandsbankilegg_masonlegg_masonlehman_brotherslehman_brotherslloyds_tsblloyds_tsbmalayan_bank_berhadmalayan_bank_berhadmarshall_ilsleymarshall_ilsleymillea_holdingsmillea_holdingsmitsubishi_ufj_financialmitsubishi_ufj_financialmizuho_holdingsmizuho_holdingsmorgan_stanleymorgan_stanleymt_bankmt_bankmunich_remunich_renational_australia_banknational_australia_banknational_bank_of_greecenational_bank_of_greecenationwide_building_societynationwide_building_societynatixisnatixisnew_century_financialnew_century_financialnew_york_communitynew_york_communitynibc_banknibc_banknomura_holdingsnomura_holdingsnorddeutsche_landesbanknorddeutsche_landesbanknordeanordeanorthern_rocknorthern_rocknorthern_trustnorthern_trustnuveen_investmentsnuveen_investmentsnymex_holdingsnymex_holdingsoccoccoko_bankoko_bankomega_healthcare_investorsomega_healthcare_investorsotp_bankotp_bankoversea_chinese_bankingoversea_chinese_bankingparmalatparmalatpnc_financial_servicespnc_financial_servicespopularpopularprudential_financialprudential_financialrabobankrabobankregions_financialregions_financialresidential_capitalresidential_capitalresona_holdingsresona_holdingsrheinland_pfalz_bankrheinland_pfalz_bankroyal_bank_of_canadaroyal_bank_of_canadaroyal_bank_of_scotlandroyal_bank_of_scotlandroyal_sun_allianceroyal_sun_alliancerzbrzbscotia_pacificscotia_pacificsebsebshinhan_financialshinhan_financialshinsei_bank_limitedshinsei_bank_limitedsivb_financialsivb_financialslmslmsns_banksns_banksociete_generalesociete_generalestandard_charteredstandard_charteredstate_bank_of_indiastate_bank_of_indiastate_streetstate_streetsumitomo_mitsui_bankingsumitomo_mitsui_bankingsuntrust_bankssuntrust_bankssvenska_handelsbankensvenska_handelsbankenswedbankswedbankswiss_reinsuranceswiss_reinsurancet_rowe_pricet_rowe_pricetd_ameritradetd_ameritradetoronto_dominiontoronto_dominionubsubsunicreditunicreditunionbancalunionbancalunipolunipolunited_overseas_bankunited_overseas_bankus_bancorpus_bancorpwaddell_reedwaddell_reedwashington_mutualwashington_mutualwells_fargowells_fargowestlbwestlbwestpacwestpacwoori_financialwoori_financialzions_bancorporationzions_bancorporationzurich_financialzurich_financialCredit & Investment ResearchCreditSightshttp://www.alacrastore.com/research/creditsights-UK_Mortgage_Lenders_Buy_To_Let_or_Buy_Too_Late-4999949999cs/49999normArticleTemplateUK mortgage lenders face a more difficult year, particularly in their specialist lending - we take a look at the state of the buy-to-let market.sadamsonalliance_leicesterbanco_santander_central_hispanobank_of_irelandbarclaysbradford_bingleybritannia_building_societyhboshsbc_holdingslloyds_tsbnationwide_building_societynorthern_rockroyal_bank_of_scotlandalliance_leicesterbanco_santander_central_hispanobank_of_irelandbarclaysbradford_bingleybritannia_building_societyhboshsbc_holdingslloyds_tsbnationwide_building_societynorthern_rockroyal_bank_of_scotlandunited_kingdomunited_kingdom4999909 Nov 2009 11:51:56 ESTYes49999150CreditSights Inceuropeeuropebanksfinancial_servicesbanksfinancial_servicesPublishedmortgagessubprimemortgagessubprimeSectorCommentSector Analysis2386 UK Mortgage Lenders: Buy-To-Let, or Buy-Too-Late? The UK housing market should remain robust in #### despite rising interest rates and slowing house price inflation But specialist mortgage lending, in particular the buy-to-let sector,...aareal_bankaareal_bankabn_amroabn_amroaegonaegonaffiliated_managersaffiliated_managersalliance_leicesteralliance_leicesteralliancebernsteinalliancebernsteinallianzallianzallied_irishallied_irishamerican_expressamerican_expressameriprise_financialameriprise_financialamvescapamvescapanglo_irish_bankanglo_irish_bankanzanzassociated_bancassociated_bancastoria_financialastoria_financialavivaavivaaxaaxabanca_italeasebanca_italeasebanca_lombardabanca_lombardabanca_monte_dei_paschi_di_sienabanca_monte_dei_paschi_di_sienabanca_popolare_di_milanobanca_popolare_di_milanobanca_popolare_italianabanca_popolare_italianabancajabancajabanche_popolari_unitebanche_popolari_unitebanco_bilbao_vizcaya_argentariabanco_bilbao_vizcaya_argentariabanco_bradescobanco_bradescobanco_comercial_portuguesbanco_comercial_portuguesbanco_de_chilebanco_de_chilebanco_de_sabadell_sabanco_de_sabadell_sabanco_espirito_santobanco_espirito_santobanco_itaubanco_itaubanco_popolarebanco_popolarebanco_popular_espanolbanco_popular_espanolbanco_santander_central_hispanobanco_santander_central_hispanobangkok_bankbangkok_bankbank_of_americabank_of_americabank_of_chinabank_of_chinabank_of_communicationsbank_of_communicationsbank_of_east_asiabank_of_east_asiabank_of_irelandbank_of_irelandbank_of_montrealbank_of_montrealbank_of_new_york_mellonbank_of_new_york_mellonbank_of_nova_scotiabank_of_nova_scotiabankgesellschaft_berlinbankgesellschaft_berlinbarclaysbarclaysbawagbawagbayerische_landesbankbayerische_landesbankbbtbbtblackrockblackrockbnp_paribasbnp_paribasbradford_bingleybradford_bingleycaja_madridcaja_madridcapital_onecapital_onecapitaliacapitaliacharles_schwabcharles_schwabchina_citicchina_citicchina_construction_bankchina_construction_bankchina_international_capitalchina_international_capitalcibccibccitcitcitigroupcitigroupcomericacomericacommerzbankcommerzbankcommonwealth_bank_of_australiacommonwealth_bank_of_australiacorealcredit_bankcorealcredit_bankcredit_agricolecredit_agricolecredit_suissecredit_suissedaiwa_bankdaiwa_bankdanske_bankdanske_bankdepfa_bankdepfa_bankdeutsche_bankdeutsche_bankdexiadexiadnb_nordnb_nordowney_financialdowney_financialdz_bankdz_bankeaton_vanceeaton_vanceefg_eurobank_ergasiasefg_eurobank_ergasiasegg_plcegg_plcentenialentenialerste_bankerste_banketradeetradeeurekoeurekoeurohypoeurohypofdicfdicfederated_investorsfederated_investorsfifth_third_bancorpfifth_third_bancorpfirst_horizon_nationalfirst_horizon_nationalfortisfortisfranklin_resourcesfranklin_resourcesgamco_investorsgamco_investorsgeneral_electricgeneral_electricgeneral_electric_capitalgeneral_electric_capitalgeneral_motorsgeneral_motorsgeneraligeneraliglitnir_bankglitnir_bankgmacgmacgoldman_sachsgoldman_sachshannover_rehannover_rehboshboshome_depothome_depothousehold_internationalhousehold_internationalhsbc_financehsbc_financehsbc_holdingshsbc_holdingshsh_nordbankhsh_nordbankhuntington_bancshareshuntington_bancshareshvbhvbhypo_alpe_adria_bankhypo_alpe_adria_bankhypo_real_estate_bankhypo_real_estate_bankiasis_healthcareiasis_healthcareici_1ici_1ikb_deutsche_industriebankikb_deutsche_industriebankindustrial_and_commercial_bank_of_chinaindustrial_and_commercial_bank_of_chinaingingintesa_sanpaolointesa_sanpaoloirwinirwinjanus_capitaljanus_capitaljpmorgan_chasejpmorgan_chasejyske_bankjyske_bankkaupthing_bankkaupthing_bankkbc_bankkbc_bankkeycorpkeycorpkookmin_bankkookmin_bankla_caixala_caixalandesbank_baden_wuerttemberglandesbank_baden_wuerttemberglandesbank_berlinlandesbank_berlinlandesbank_sachsenlandesbank_sachsenlandsbankilandsbankilegg_masonlegg_masonlehman_brotherslehman_brotherslloyds_tsblloyds_tsbmalayan_bank_berhadmalayan_bank_berhadmarshall_ilsleymarshall_ilsleymillea_holdingsmillea_holdingsmitsubishi_ufj_financialmitsubishi_ufj_financialmizuho_holdingsmizuho_holdingsmorgan_stanleymorgan_stanleymt_bankmt_bankmunich_remunich_renational_australia_banknational_australia_banknational_bank_of_greecenational_bank_of_greecenationwide_building_societynationwide_building_societynatixisnatixisnew_century_financialnew_century_financialnew_york_communitynew_york_communitynibc_banknibc_banknomura_holdingsnomura_holdingsnorddeutsche_landesbanknorddeutsche_landesbanknordeanordeanorthern_rocknorthern_rocknorthern_trustnorthern_trustnuveen_investmentsnuveen_investmentsnymex_holdingsnymex_holdingsoccoccoko_bankoko_bankomega_healthcare_investorsomega_healthcare_investorsotp_bankotp_bankoversea_chinese_bankingoversea_chinese_bankingparmalatparmalatpnc_financial_servicespnc_financial_servicespopularpopularprudential_financialprudential_financialrabobankrabobankregions_financialregions_financialresidential_capitalresidential_capitalresona_holdingsresona_holdingsrheinland_pfalz_bankrheinland_pfalz_bankroyal_bank_of_canadaroyal_bank_of_canadaroyal_bank_of_scotlandroyal_bank_of_scotlandroyal_sun_allianceroyal_sun_alliancerzbrzbscotia_pacificscotia_pacificsebsebshinhan_financialshinhan_financialshinsei_bank_limitedshinsei_bank_limitedsivb_financialsivb_financialslmslmsns_banksns_banksociete_generalesociete_generalestandard_charteredstandard_charteredstate_bank_of_indiastate_bank_of_indiastate_streetstate_streetsumitomo_mitsui_bankingsumitomo_mitsui_bankingsuntrust_bankssuntrust_bankssvenska_handelsbankensvenska_handelsbankenswedbankswedbankswiss_reinsuranceswiss_reinsurancet_rowe_pricet_rowe_pricetd_ameritradetd_ameritradetoronto_dominiontoronto_dominionubsubsunicreditunicreditunionbancalunionbancalunipolunipolunited_overseas_bankunited_overseas_bankus_bancorpus_bancorpwaddell_reedwaddell_reedwashington_mutualwashington_mutualwells_fargowells_fargowestlbwestlbwestpacwestpacwoori_financialwoori_financialzions_bancorporationzions_bancorporationzurich_financialzurich_financialCredit & Investment ResearchCreditSightshttp://www.alacrastore.com/storecontent/moodys/PR_188853_97400PR_188853_97400moodys/PR_188853_97400html21 Oct 2009 05:14:20 ESThtmlAbbey National plcAlliance & Leicester plcBank of Scotland plcBarclays Bank PLCBradford & Bingley plcBritannia Building SocietyChelsea Building SocietyClose Brothers Ltd.Clydesdale Bank plcCo-Operative Bank PlcCoventry Building SocietyFairbairn Private Bank LimitedHBOS plcHSBC Bank plcHSBC Holdings plcICICI Bank UK Plc.Investec Bank Ltd.Leeds Building SocietyLloyds TSB Bank PlcLloyds TSB Offshore LimitedNationwide Building SocietyNewcastle Building SocietyNorthern Rock plcNorwich & Peterborough Building SocietyNottingham Building SocietyPrincipality Building SocietyRoyal Bank of Scotland plcSkipton Building SocietyStandard Bank PlcStandard Life Bank PlcWest Bromwich Building SocietyYorkshire Building SocietyAbbey National plc; Alliance & Leicester plc; Bank of Scotland plc; ...18486020662183219525132889449565494680600009140600011741600017781600022369600022421600022435600044020600044220600045531600045746600048725600061478600066256651920808487273808732499809725302815150820835992877609150925009380097400150.000020 Oct 2009NewsAnnouncementCGlobal Credit Research Announcement ## OCT #### Announcement: Yorkshire Building Society Moody's explains assumptions behind its estimates of UK banks' credit losses London, ## October #### -- As part of its global framework for estimating...Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/research/fitch-ratings-Fitch_Assigns_Banco_Santander_Totta_s_Covered_Bonds_Final_AAA_Rating-520116_pr_frame520116_pr_framefitch/520116_pr_framehtmlBanco Santander Rio S.A.Abbey National plcAbbey National Treasury Services PlcSovereign Bancorp, Inc.Santander Totta SGPSRio Compania de Seguros SABanco ABN Amro Real S.A.Banco Santander (Brasil) S.A.Banco Santander Totta SABanco Espanol de Credito (BANESTO)Sovereign BankSovereign Capital Trust IVSovereign Capital Trust VAlliance & Leicester plcSovereign Real Estate Investment TrustBanco Santander SABanco Santander ChileSantander Finance Ltd.Santander PR Capital Trust IBanco Santander Puerto RicoSantander BancorpBanco Santander, Mexico S.A.Sovereign Capital Trust ISovereign Capital Trust VISantander Consumer Finance S.A.ABN Amro Arrendamento Mercantil S.A.83779465800914338008974780359912821890328035962481745672800909738093783581745669833456618008975280361077800915208131092080360562803624358008988380359929803610828396126683342295800893948009081980089733800902818008949719 Oct 2009 02:14:00 EST01010100010102080101000085Press ReleaseBRIOSANSANTANDERSBPBTOSANB3Fitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.ARGDEUESPGBRMEXPRTUSA01010000010101000101070001020000010300000103100002020000030000000301000003010800030200000303000004000000040100000402000006000000Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/research/fitch-ratings-Fitch_Major_Spanish_Banks_to_Maintain_Sound_Performance_Despite_Challenges-519436_pr_frame519436_pr_framefitch/519436_pr_framehtmlLeasing Popular S.A.Santander Finance Ltd.Credilogros Compañía Financiera S.A.Sovereign Capital Trust IVSovereign Capital Trust VISovereign Capital Trust VSovereign BankSantander BancorpCompass Bancshares, Inc.Santander PR Capital Trust ISantander Totta SGPSSovereign Real Estate Investment TrustBanco Santander SACaja de Ahorros y Monte de Piedad de MadridABN Amro Arrendamento Mercantil S.A.Abbey National Treasury Services PlcBanco Exterior, C.A.Sovereign Bancorp, Inc.Santander Consumer Finance S.A.Caixa D'Estalvis I Pensiones De BarcelonaBanco Espanol de Credito (BANESTO)Banco Santander (Brasil) S.A.Banco Santander ChileBanco Provincial S.A.BBVA Crecer AFPBanco Bilbao Vizcaya ArgentariaBBVA Banco Frances S.A. (Argentina)Banco Santander Rio S.A.Bbva Bancomer, S.A.Sovereign Capital Trust ICompass BankBanco ABN Amro Real S.A.Banco Santander Totta SABanco Popular Espanol SABanco Bilbao Vizcaya Argentaria S.A.Banco Santander Puerto RicoRio Compania de Seguros SABanco Santander, Mexico S.A.Alliance & Leicester plcAbbey National plcTexasBanc Capital Trust I85421680800898838835945583779465800897338009152080360670817456698062985780360562803607128093783583342295800897528036108280090281803600428008977880090035803599128009097380359627803610778009081980090034800897478008985980091433838000658008973482937132803599298008949783961266817456728131092080359625881480688218903280362435800897158035962480089394833456618365907316 Oct 2009 10:23:00 EST010101000101020001010208080100000101000085Press ReleaseBPVBTOSANTANDERSBPBHIFBEXPOPSANB3BRIOSANBBVAFRANFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.ARGDEUESPGBRMEXUSA010100000101010001020000010300000103100002020000030000000301000003010800030200000303000004000000040100000402000006000000Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/research/s-and-p-credit-research-Alliance_Leicester_PLC-749309749309spcred/749309normglobalpubfinstructured30 Sep 2009 01:14:00 EST400The latest Full Report from S&PFull ReportUnited KingdomDiversified BanksEurope, Middle East, AfricaGlobal IssuersPublic FinanceStructured FinanceFull ReportGBR01852A01852B01852C01860K40101010 401010 4010 40Alliance&Leicester PLC112589EUROMIDAFRAL/@LNFULLBRACHLCYMESPGBRMEXPRTUSA00279K00279R00292000292705565405957405958105964605965F05965L05965X05966E05987874527J80280980281380281T84590584603A84603K84603L84603M84604284604884604V84610XE19798E8682YE8686CG1654MG7805T40101010 401010 4010 4040101015 401010 4010 4040102010 401020 4010 4040202010 402020 4020 4040402070 404020 4040 40Abbey National Capital Trust IAbbey National PLCBanco Espanol de Credito, S.A.Banco Santander Puerto RicoBanco Santander S.A.Banco Santander S.A. (Brazil)Banco Santander S.A. (Mexico)Banco Santander Totta, S.A.Banco Santander-Chile S.A.Santander BanCorpSantander Central Hispano Issuances Ltd.Santander Consumer Finance, S.A.Santander Issuances S.A. UnipersonalSantander PR Cap Trust ISovereign BancorpSovereign BankSovereign Capital Trust ISovereign Capital Trust IISovereign Capital Trust IVSovereign Capital Trust VSovereign Real Estate Investment Trust110043113544114331116818119661300108310921315901336401340031341659345509347597355947356606371409382450384585385719400564406041ASIAEMERGINGEUROMIDAFRLATAMERICAPACUSA1103Z@MM1192Z@SM15019Z17100Z20532Z492944Z75423Z@BZANL@LNBSAN@CIBTA@PLBTO@SMSAN@SMSBPSOVABCPABSCDOCMBSCORPFIGLOBISSHighPUBFINRMBSSTRUCCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/research/s-and-p-credit-research-Summary_Alliance_Leicester_PLC-749310749310spcred/749310normglobalstructured30 Sep 2009 01:14:00 EST175SummaryThe latest Summary from S&PUnited KingdomDiversified BanksEurope, Middle East, AfricaGlobal IssuersStructured FinanceSummaryGBR01852A01852B01852C01860K40101010 401010 4010 40Alliance&Leicester PLC112589EUROMIDAFRAL/@LNSUMMARYABSFIGLOBISSRMBSSTRUCCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/bir/480527480527bir/480527norm10Alliance and Leicester PLCUnited Kingdom18 Sep 2009 10:34:00 ESTFinance: The group comprises three principal business sectors: mortgage lending and investments including general insurance, life assurance and unit trusts; personal banking; commercial banking.522292M6162H522110524113525110602163116371Finance: The group comprises three principal business sectors: mortgage lending and investments including general insurance, life assurance and unit trusts; personal banking; commercial banking.Company Profiles & FinancialsGale Company Profileshttp://www.alacrastore.com/storecontent/fitch/509436_pr_frame509436_pr_framefitch/509436_pr_framehtmlSovereign Capital Trust VBanco Santander Totta SASantander Consumer Finance S.A.Banco ABN Amro Real S.A.Sovereign Bancorp, Inc.Sovereign Capital Trust IVSovereign Capital Trust VISantander Finance Ltd.BSCH Issuances Ltd.Santander Totta SGPSSovereign Capital Trust IAbbey National Treasury Services PlcBSCH International Limited (Guaranteed)Rio Compania de Seguros SABanco Santander Rio S.A.Santander BancorpBanco Santander ChileBCH Eurocapital LimitedBanco Santander Puerto RicoAlliance & Leicester plcSovereign BankBanco Santander, Mexico S.A.Santander PR Capital Trust IBanco Santander SABanco Santander S.A. (Brazil)Sovereign Real Estate Investment TrustABN Amro Arrendamento Mercantil S.A.Banco Espanol de Credito (BANESTO)Abbey National plc80089394837794658009081980359912800897478396126681745669800914338036056280359624803605988093783580089733803610828174567280361077813109208009028180089752821890328036243580089883803595748008949780359929833456618009152080090973803607118334229517 Sep 2009 02:14:00 EST01010000010102080101010085Press ReleaseBTOSANTANDERSANB3SANBRIOSBPFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/moodys/PR_186617_97400PR_186617_97400moodys/PR_186617_97400html15 Sep 2009 04:36:36 ESThtmlYorkshire Building SocietyNorthern Rock plcBarclays Bank PLCAbbey National plcBank of Scotland plcStandard Life Bank plcLloyds TSB Offshore LimitedCoventry Building SocietyICICI Bank UK Plc.Nottingham Building SocietyStandard Bank PlcRoyal Bank of Scotland Group plcRoyal Bank of Scotland plcFairbairn Private Bank LimitedHBOS plcNewcastle Building SocietyLeeds Building SocietyNorwich & Peterborough Building SocietySkipton Building SocietyWest Bromwich Building SocietyPrincipality Building SocietyChelsea Building SocietyInvestec Bank Ltd.Close Brothers Ltd.HSBC Holdings plcHSBC Bank plcLloyds TSB Bank PlcCo-Operative Bank PlcNationwide Building SocietyBritannia Building SocietyBradford & Bingley plcAlliance & Leicester plcClydesdale Bank plcAbbey National plc; Alliance & Leicester plc; Bank of Scotland plc; ...97400938009250091508776082104497482083599281515080972530280873249980848727380678910565192565192060006625660006147860004574660004553160004422060004402060002243560002242160002236960001778160001174160000914049468044956528892513219521832066184860150.000014 Sep 2009NewsAnnouncementCGlobal Credit Research Announcement ## SEP #### Announcement: Yorkshire Building Society Moody's outlook for UK banks remains negative London, ## September #### -- The fundamental credit outlook for the UK banking system remains negative,...Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/506636_pr_frame506636_pr_framefitch/506636_pr_framehtmlUniCredit Bulbank ADBanco Espanol de Credito (BANESTO)BHW Home Finance LimitedWuerttembergische Krankenversicherung AktiengesellschaftBanco Santander Totta SANational Bank of Greece S.A.Alliance & Leicester plcPrincipality Building SocietyUnited Bulgarian Bank Inc.Wuestenrot Bank AG PfandbriefbankSparebanken VestAbbey National plcSovereign Capital Trust VZagrebacka banka d.d.Sovereign Bancorp, Inc.Sovereign Capital Trust IVSantander Consumer Finance S.A.Rio Compania de Seguros SAABN Amro Arrendamento Mercantil S.A.HVB Funding Trust VIIISovereign BankDanske Bank A/SUniCredit Tiriac Bank SASantander BancorpBanco ABN Amro Real S.A.Yapi ve Kredi Bankasi A.S.Ukrsotsbank JSCBAareal Capital Funding LLCUniCredit Bank Austria AGBSCH Issuances Ltd.Wuestenrot Bausparkasse AGSantander PR Capital Trust IBayerische Hypo & Vereinsbank AGCassa Depositi e Prestiti SpABank Pekao S.A.Santander Totta SGPSProsecure Funding Limited PartnershipDnb Nor Bank ASASovereign Real Estate Investment TrustAareal Bank AGFinansbank A.S.Deutsche Postbank AGBanco Santander Rio S.A.Banco Santander Puerto RicoBanco Santander SADeutsche Postbank Funding Trust IIIBanco Santander, Mexico S.A.Unicredit S.p.A.Sovereign Capital Trust IHVB Funding Trust IISpareBank 1 BoligkredittAbbey National Treasury Services PlcSantander Finance Ltd.Banco Santander ChileBanco Santander S.A. (Brazil)BSCH International Limited (Guaranteed)SpareBanken Vest Boligkreditt ASSovereign Capital Trust VIThe South African Bank of AthensWuerttembergische Lebensversicherung AGDeutsche Postbank Funding Trust IVUniCredit BankBCH Eurocapital LimitedHVB Funding TrustDnB NOR Boligkreditt ASATF Bank JSCWuestenrot & Wuerttembergische AGWürttembergische Versicherung AGLeeds Building SocietyNorwich & Peterborough Building Soc.85553483800897448036237880089747803600668093783581754665800898838174566982045382803605988035997481200635803596908036012883342295800894978174567280360075800897338035964080089952800914338036237181754671803599128415587280359624856480738570647580476775813109208036201580362141819743258437747080360687803610778036071180962056803606138377946580089752800893948009028180361082803601368009152080359574803606888384546687460180821890328036056287089981803604738036243580471993809620538396126680360027815734628303772580090819800909738036040580360587803599298071040380362018833456618097584880359977803607468036019704 Sep 2009 10:18:00 EST01010000010101000101020801010700010103000101020085Press ReleaseBTOETEPEODANSKEZABA-R-AFINBNSANTANDERYKBNKWLV2DPBBRIOLBSSVEGAFTBUSCBUCSANB3WUWSBPSANARLFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/506456_pr_frame506456_pr_framefitch/506456_pr_framehtmlSantander BancorpBSCH International Limited (Guaranteed)Sovereign Capital Trust VISovereign Real Estate Investment TrustBanco Espanol de Credito (BANESTO)Sovereign BankABN Amro Arrendamento Mercantil S.A.Sovereign Capital Trust IVSantander Finance Ltd.Abbey National plcBanco Santander Totta SABanco Santander ChileAlliance & Leicester plcAbbey National Treasury Services PlcSantander Consumer Finance S.A.Banco Santander SASovereign Capital Trust VBCH Eurocapital LimitedSantander PR Capital Trust ISantander Totta SGPSSovereign Capital Trust IRio Compania de Seguros SABanco Santander Rio S.A.Banco Santander Puerto RicoBanco Santander, Mexico S.A.BSCH Issuances Ltd.Sovereign Bancorp, Inc.Banco ABN Amro Real S.A.Banco Santander S.A. (Brazil)83779465809378358036071180360562800909738035962480361082800897528174567280090819817456698334229580091520800897338008949780090281803599128036107780089394803595748008988380091433803605988008974780359929833456618036243582189032839612668131092003 Sep 2009 02:18:00 EST01010000010102080101010085Press ReleaseBRIOSBPSANTANDERSANBTOSANB3Fitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/505896_pr_frame505896_pr_framefitch/505896_pr_framehtmlBanco Santander Rio S.A.BSCH Issuances Ltd.ABN Amro Arrendamento Mercantil S.A.Banco Santander Puerto RicoRio Compania de Seguros SASovereign Capital Trust ISantander Finance Ltd.Abbey National Treasury Services PlcBanco Santander ChileSovereign BankBanco Santander, Mexico S.A.Santander Totta SGPSSantander BancorpBanco Santander Totta SASantander Consumer Finance S.A.Sovereign Real Estate Investment TrustSovereign Bancorp, Inc.Banco ABN Amro Real S.A.Santander PR Capital Trust ISovereign Capital Trust VSovereign Capital Trust VISovereign Capital Trust IVBanco Espanol de Credito (BANESTO)Banco Santander SABSCH International Limited (Guaranteed)Abbey National plcAlliance & Leicester plcBanco Santander S.A. (Brazil)BCH Eurocapital Limited83345661800909738396126680091433803605628174566980359912800893948036108280089747800894978008975280359574803605988009081980362435803599298174567280089883803610778035962480089733803607118131092080091520837794658093783580090281833422958218903201 Sep 2009 10:16:00 EST01010000010102080101010085Press ReleaseBRIOSANTANDERSANB3SBPSANBTOFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/505540_pr_frame505540_pr_framefitch/505540_pr_framehtmlCaixa Geral de Depositos, S.A.ATF Bank JSCBNP Paribas S.A.Banco Santander SABanca Nazionale del Lavoro SpACa Preferred Funding Trust IISparkasse Gera-GreizKreissparkasse LimburgAbbey National plcBanco Santander, Mexico S.A.BCH Eurocapital LimitedHVB Funding Trust VIIIStadt und Kreis Sparkasse DarmstadtSparkasse StarkenburgHarris BancorpKyffhaeusersparkasseWartburg SparkasseUniCredit Bulbank ADFirst Hawaiian BankBanca Popolare di Milano ScarlDuesseldorfer Hypothekenbank AGREAAL Schadeverzekeringen N.V.Zagrebacka banka d.d.Banca Carige S.p.A.HVB Funding Trust IISantander Totta SGPSSociete D'Equipement Domestique et Menager S.A. (Eqdom)Taunus-SparkasseCanadian Imperial Holdings IncSGA Societe Generale Acceptance NVBanco Comercial PortuguesBanque Patrimoine et ImmobilierLandesbank Hessen-Thüringen GirozentraleCredit Immobilier de France Bourgogne, Franche-Comte, AllierBNP Paribas US Medium-Term Note Program LLCDexia Financial ProductsBRD Groupe Societe GeneraleParibas Derives GarantisCredit Immobilier de France Sud AtlantiqueSparkasse Bad Hersfeld- RotenburgBank of MontrealSparkasse GiessenYapi ve Kredi Bankasi A.S.Canadian Imperial Bank of CommerceS Finanzgruppe Hessen ThueringenSociete Financiere pour I'Accession a Ia ProprieteBanco Santander Totta SAUkrsotsbank JSCBSkipton Building SocietyCredit du Maroc S.A.Credit Immobilier de France BretagneCredit Immobilier de France Ile de France (Groupe CIFD)SG Capital Trust IIILeasing Popular S.A.Kasseler SparkasseKreissparkasse Saalfeld-RudolstadtKomercni Banka a.s.Caisse Nationale des Caisses d'Epargne et de PrevoyanceSparkasse Marburg-BiedenkopfSantander BancorpSparkasse HanauSparkasse GruenbergHarris National AssociationKreissparkasse GothaNewcastle Building SocietySantander Consumer Finance S.A.Caixa - Banco de InvestimentoSovereign Capital Trust IDexia Municipal AgencyRBC Bank (USA)BNP Paribas Capital Trust IVKreissparkasse Schwalm-EderAlliance & Leicester plcNassauische SparkasseBNP Paribas Public Sector SCFBerlin Hannoversche Hypothekenbank AGFGA Capital S.p.A.Santander PR Capital Trust IBNP Paribas Capital Trust VICredit immobilier de France Alsace LorraineKreissparkasse HildburghausenSociete Generale Expressbank ADDexia Delaware LLCSNS Bank NVCalyonLCL SAAbbey National Treasury Services PlcStaedtische Sparkasse Offenbach am MainRBTT Financial Holdings LimitedBank Pekao S.A.Nationwide Building SocietyCredit Immobilier de France Mediterranee (Groupe CIFD)UniCredit Bank Austria AGCaja De Ahorros De MurciaSparkasse OdenwaldkreisCredit du Nord S.A.Credit Immobilier de France Est (Groupe CIFD)Sparkasse Altenburger LandSG Capital Trust IBanco BPIDexia Kommunalkredit Bank AGUnione di Banche Italiane ScpaFortis Banque SA/NVCaisse Centrale Credit Immob FranceFortis Hybrid FinancingSovereign Capital Trust VCredit Immobilier de France Normandie (Groupe CIFD)Stadtsparkasse GrebensteinSparkasse MittelthueringenCA Preferred Funding Trust IIIBanco Santander ChileSparkasse Langen-SeligenstadtSparkasse OberhessenSparkasse BensheimCalyon North America, Inc.Kreissparkasse EichsfeldRBTT Finance LimitedBanque Tuniso Koweitienne de DeveloppementBayerische Hypo & Vereinsbank AGCredit Immobilier de France Developpement (CIFD)Sparkasse SonnebergBanque Espirito Santo et de la VenetieNational Societe Generale Bank S.A.E. (NSGB)BMO Capital TrustSovereign BankCa Preferred Funding TrustSociete GeneraleBankinter S.A.SofincoBanco Cacique S.A.CIF EuromortgageSparkasse Arnstadt-IlmenauSovereign Capital Trust VIKreissparkasse NordhausenBanco ABN Amro Real S.A.Bezirkssparkasse DillenburgKreissparkasse Saale-OrlaUniCredit Tiriac Bank SACredit Immobilier de France Rhone Ain (Groupe CIFD)Sovereign Real Estate Investment TrustBayerische Landesbank GirozentraleCredit Agricole SABSCH Issuances Ltd.Bank of the WestCompagnie de Financement FoncierSociete Generale SCFLandesbank Berlin AGBanco Santander S.A. (Brazil)Denizbank A.S.Stadtsparkasse BorkenFrankfurter SparkasseEspirito Santo Financial Group S.A.Sparkasse BattenbergCredit Immobilier de France Bretagne AtlantiqueCAJAMAR Caja Rural, Sociedad Cooperativo de CreditoBanco Santander Rio S.A.Sparkasse Unstrut-HainichBanco Santander Puerto RicoBanque PalatineKreissparkasse WeilburgBanco Espanol de Credito (BANESTO)Corealcredit Bank AGSparkasse FuldaThe Co-operative Bank plcSparkasse Laubach-HungenKreissparkasse SchluechternCalyon Financial Products (Guernsey) LimitedYorkshire Building SocietyBNP Paribas Capital Trust IIIFortis Luxembourg Finance S.A.Rio Compania de Seguros SACredit Immobilier de France Sud (Groupe CIFD)Banco Popular Espanol SACredit Agricole Nord-EstBSCH International Limited (Guaranteed)BNP Paribas Personal Finance, S.A. de C.V., S.F.O.L.MKB Bank Zrt.HVB Funding TrustSociete Generale Splitska banka d.d.Sparkasse Waldeck-FrankenbergUniCredit BankFortis Finance N.V.BNP Paribas Capital Trust IDexia Bank BelgiumSparkasse Jena - Saale - HolzlandDexia Crediop SpaDexia SALiberty Life Insurance CompanyABN Amro Arrendamento Mercantil S.A.Rosbank JSCCredit Immobilier de France Centre Loire (Groupe CIFD)Credit Agricole Covered BondsCredit Immobilier de France Sud Rhone Alpes AuvergneBanco Espirito Santo SA (BES)Santander Finance Ltd.BMO Subordinated Notes TrustRBC Capital TrustCredit Immobilier de France Midi PyreneesKreissparkasse GelnhausenCredit Immobilier de France Centre Ouest (Groupe CIFD)RBC Capital Trust IIRBC Centura Capital Trust IKreissparkasse Gross-GerauCaixanovaREAAL Levensverzekeringen N.V.Credit Agricole EgyptLandesbank Saar GirozentraleStadtsparkasse SchwalmstadtCompanhia de Seguros Tranquilidade, S.A.Credit Foncier de France S.A.Ukrsibbank BNP Paribas GroupSovereign Capital Trust IVCredit Immobilier de France Sud Massif Central (Groupe CIFD)Royal Bank of CanadaAgos S.p.A.Banco Pecunia S.A.Stadtsparkasse FelsbergCredit Immobilier de France Picardie, Champagne-ArdenneSparkasse Dieburg - Zweckverbandssparkasse -Sparkasse WetzlarBanque Marocaine pour le Commerce et l'IndustrieSparkasse Werra MeissnerRBC Bancorporation (USA)Banco Portugues de InvestimentoRBTT Bank LimitedBNP Paribas El DjazairBancWest CorporationEurofactorZweckverbandssparkasse Rhoen - RennsteigCredit Immobilier de France Nord Pas-de-CalaisBNP Paribas Finance, Inc.Sovereign Bancorp, Inc.Coventry Building SocietySNS Reaal Groep N.V.Unicredit S.p.A.Banco Guipuzcoano S.A.Dexia Banque Internationale à Luxembourg8035969980392615864545118039264380362424814540548009186680359531814522608145146080620395814584578008974480091867839050658334566181223046864545148008974781451454814498548035991281454254803926498036015980360599814532548145845480399015837794658673014480360059800906768145345480361263803600308157527181452254803601348120304881452257803601288145765781453457800894978039259880360136803600648036058780359651800890758145365680360173814582548036075980359523803623728124066080359633814528578081857983171014800903278036108280089733814582578036215781451654809378358009143381451054803596288070757982327095814512548765057481240653814526548145185481458057803926278145285480362454875305838036070281452454868101478039263380360711803926468036000280091219817456728035963680362075803602138036050981452460803611708727157480360835800920278036015480359697803605458009152080361061833422958036231080392604803605988328626180392630803624358145045480089883829371328036242780471993838454668036067580089394812036538036003188148068803600568035992980660436814586608036245680543441814530548039262480360601803621418570287380543468800920138035962981384324803926528009196780392608814574548089483181384304800897528120366281450059814530608036240780359640803925898039263680362465814576548008922081452457812036568036071484692069825295118076297980392601814524658579887380392621803606798008919381457854803624578035965381974325803605628035998681450654813109208035953580361077814508548035962583286269803601158214693081458854839612668009028180360231814580548097845080359635864505138066045180360068841888718336266180360629803624068035957480360358814502568218903280424968806035928723337381452470814586548036003580090819803925928036238081384660803620188009097380392618803599318036061481451457803595228145385680360405868739388157528181384666814516578145205680359683861999008036021481458657800903268284833480089143803925958145785780392639817456698157285580392612803601978035962481451660803622118009033780359977803596958094664280090340803606138035962128 Aug 2009 02:17:00 EST01010100010102080101000001010200010107000101050001010206010103030101030085Press ReleaseBRIOSKIP001190440ROSBEQDUBICIEBBCPPMIPEOACABPIPOPBMOZABA-R-ADENIZSANTANDERAFTBBHHGUISANCDMCPBBBKTCRLPpNSGB.CADEXBBRDCRGRYUSCBGLECMUCYKBNKSRBNPSANB3SBPCVBBESBTOFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/505504_pr_frame505504_pr_framefitch/505504_pr_framehtmlAbbey National plcBSCH Issuances Ltd.Banco Santander Rio S.A.Banco Espanol de Credito (BANESTO)Santander Consumer Finance S.A.Rio Compania de Seguros SASantander Totta SGPSSovereign Capital Trust IBanco Santander Puerto RicoSovereign Bancorp, Inc.Sovereign Capital Trust VSovereign Real Estate Investment TrustSantander BancorpBanco Santander SAAbbey National Treasury Services PlcSantander PR Capital Trust IABN Amro Arrendamento Mercantil S.A.Sovereign Capital Trust IVBanco ABN Amro Real S.A.Banco Santander Totta SABanco Santander ChileBSCH International Limited (Guaranteed)Sovereign Capital Trust VIBanco Santander, Mexico S.A.BCH Eurocapital LimitedSovereign BankSantander Finance Ltd.Alliance & Leicester plcBanco Santander S.A. (Brazil)81745672800897528008949781310920821890328035957480360598800897478035962480362435803605628174566983345661837794658009152080361082800893948334229580361077800897338009028180359929839612668009143380359912800908198093783580090973803607118008988328 Aug 2009 10:17:00 EST01010000010101000101020885Press ReleaseSANTANDERSANBTOSANB3BRIOSBPFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/505353_pr_frame505353_pr_framefitch/505353_pr_framehtmlSovereign Capital Trust IVSovereign Bancorp, Inc.Santander Totta SGPSRio Compania de Seguros SABanco Espanol de Credito (BANESTO)Banco Santander Rio S.A.Sovereign Capital Trust VISovereign Real Estate Investment TrustAbbey National Treasury Services PlcBSCH Issuances Ltd.Banco Santander ChileSantander BancorpSovereign Capital Trust VSantander Finance Ltd.BCH Eurocapital LimitedBanco Santander SABanco Santander Puerto RicoAbbey National plcBanco Santander S.A. (Brazil)BSCH International Limited (Guaranteed)Santander Consumer Finance S.A.Santander PR Capital Trust IAlliance & Leicester plcBanco ABN Amro Real S.A.ABN Amro Arrendamento Mercantil S.A.Sovereign BankBanco Santander Totta SABanco Santander, Mexico S.A.Sovereign Capital Trust I80090973809378358009143380090819837794658009152080359929821890328174566983345661803610778036243580089497803607118008975280359912803596248035957480361082839612668008973380360562817456728009028181310920803605988008974780089883800893948334229527 Aug 2009 02:17:00 EST01010208010100000101010085Press ReleaseSANBTOSBPSANB3SANTANDERBRIOFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Research