Al-Rajhi Banking and Investment Corp http://www.alacrastore.com/company-snapshot/Al_Rajhi_Banking_and_Investment_Corp-1055772 26 Nov 2009 11:49:52 EST 1055772 Al-Rajhi Banking and Investment Corp en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/research/fitch-ratings-The_Saudi_Arabian_Banking_System_and_Prudential_Regulations-324222_report_frame324222_report_framefitch/324222_report_framepdfBank Al-JaziraBanque Saudi FransiRiyad BankSABBArab National BankThe Saudi Investment BankThe National Commercial BankSaudi Hollandi BankSamba Financial GroupAl-Rajhi Banking and Investment Corp803622258036081980360669803622238036025083356261803607728036222480417179803607528036073910 Nov 2009 02:46:00 EST165Banking System & Prudential Regulations1060101011201030ANB102010901050SHBFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.SAU01010000010100000101010001010100010103000102000001030000010310000202000002020100030000000301000003020000030300000400000004010000Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/research/moodys-global-credit-research-Al_Rajhi_Bank-PBC_120907PBC_120907moodys/PBC_120907pdf05 Nov 2009 12:17:29 ESTpdfAl Rajhi BankAl Rajhi Bank600017631600017631300.000005 Nov 2009AnalysisAnalysisC...Moody's assigns a bank financial strength rating (BFSR) of C to Al Rajhi Bank (Al Rajhi). The rating is supported by the bank's strong and defendable domestic franchise and sound core financial performance. Al Rajhi is the largest fully fledged Shari'ah-compliant financial institution globally and one of the very few mass-market banks in Saudi Arabia: as such, it has a strong, stable and loyal customer base, particularly as regards the collection of non-remunerated deposits. Such a competitive advantage in terms of very low funding costs, as well as its deep-rooted entrenchment in the lucrative retail-banking line of business largely explains why Al Rajhi has outperformed domestic and regional peers in terms of profitability in the long term.... 600017631SAUDI ARABIABANKING600017631Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/research/moodys-global-credit-research-Moody_s_outlook_for_Saudi_banks_remains_stable-PR_187303_600017640PR_187303_600017640moodys/PR_187303_600017640html29 Sep 2009 04:33:00 ESThtmlAl Rajhi BankArab National BankBank Al-JaziraBanque Saudi FransiNational Commercial BankRiyad BankSamba Financial GroupSaudi British BankSaudi Hollandi BankSaudi Investment BankAl Rajhi Bank; Arab National Bank; Bank Al-Jazira; Banque Saudi Fransi; ...600017630600017631600017632600017633600017634600017635600017636600017637600017639600017640150.000028 Sep 2009NewsAnnouncementCGlobal Credit Research Announcement ## SEP #### Announcement: Saudi Investment Bank Moody's outlook for Saudi banks remains stable Limassol, September ##, #### -- The fundamental credit outlook for the Saudi banking system is stable,...600017630600017630600017631600017631600017632600017632600017633600017633600017634600017634600017635600017635600017636600017636600017637600017637600017639600017639600017640600017640SAUDI ARABIASAUDI ARABIABANKINGBANKING600017630600017630600017631600017631600017632600017632600017633600017633600017634600017634600017635600017635600017636600017636600017637600017637600017639600017639600017640600017640Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/COP_600017631COP_600017631moodys/COP_600017631html12 Sep 2009 12:21:16 ESThtmlAl Rajhi BankAl Rajhi Bank600017631150.000011 Sep 2009NewsCredit OpinionCGlobal Credit Research Credit Opinion ## SEP #### Credit Opinion: Al Rajhi Bank Al Rajhi Bank Riyadh, Saudi Arabia Ratings Category Moody's Rating Outlook Stable Bank Deposits A#/P-# Bank Financial Strength C Contacts Analyst Phone...Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/439080_report_frame439080_report_framefitch/439080_report_framepdfAl-Rajhi Banking and Investment Corp8036075214 May 2009 02:16:00 EST01010100425Full Rating Report1120Fitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/439086_report_frame439086_report_framefitch/439086_report_framepdfAl-Rajhi Banking and Investment Corp8036075214 May 2009 02:16:00 EST01010100165Credit Update1120Fitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/471677_pr_frame471677_pr_framefitch/471677_pr_framehtmlAl-Rajhi Banking and Investment Corp8036075205 May 2009 10:16:00 EST0101010085Press Release1120Fitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/435546_report_frame435546_report_framefitch/435546_report_framepdfArab National BankSABBAl-Rajhi Banking and Investment CorpBank Al-JaziraBanque Saudi FransiThe Saudi Investment BankSamba Financial GroupThe National Commercial BankRiyad BankSaudi Hollandi Bank803607728036222580360739803622248036075280360819833562618036066980360250803622238041717901 May 2009 10:19:00 EST01010100275Special Report1120ANB1060103010201010SHB10901050Fitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Credit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/spcred/693205spcred/693205normglobal24 Dec 2008 01:22:29 EST400Full Report693205Saudi ArabiaDiversified BanksEmerging MarketsEurope, Middle East, AfricaGlobal IssuersFinancial InstitutionsFull ReportStrong customer franchise in the retail sector Superior and sustained profitability Lower-than-peer concentration risks in loans and deposits Strong capitalization Low business and geographic diversification More difficult environment due to lower oil prices Increasing competitive pressure Large maturity mismatch The ratings on Saudi Arabia-based Al Rajhi Bank reflect the bank's healthy customer franchise in the domestic retail sector, superior and sustained profitability, concentrations in loans and deposits that are lower than peers', and strong capitalization. The ratings are constrained by the bank's low business and geographic diversification and large maturity mismatch. In addition, the bank will have to operate in a more difficult environment due to lower oil prices and increasing competitive pressure. Al Rajhi is the third-largest bank inSAU40101010 401010 4010 40Al Rajhi Bank341378EMERGINGEUROMIDAFRARB@ABFULLGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/693207spcred/693207normThe latest Summary from S&Pglobal24 Dec 2008 01:22:00 EST175Summary693207Saudi ArabiaDiversified BanksEmerging MarketsEurope, Middle East, AfricaGlobal IssuersFinancial InstitutionsSummaryThe ratings on Saudi Arabia-based Al Rajhi Bank reflect the bank's healthy customer franchise in the domestic retail sector, superior and sustained profitability, concentrations in loans and deposits that are lower than peers', and strong capitalization. The ratings are constrained by the bank's low business and geographic diversification and large maturity mismatch. In addition, the bank will have to operate in a more difficult environment due to lower oil prices and increasing competitive pressure. Al Rajhi is the third-largest bank in terms of assets in the Kingdom of Saudi Arabia (AA-/Stable/A-1+). With the most extensive distribution network in the kingdom (about 430 branches), the bank has built up the widest demand deposit base. Given its size and retail entrenchment, StandardSAU40101010 401010 4010 40Al Rajhi Bank341378EMERGINGEUROMIDAFRARB@ABSUMMARYGLOBISSFICredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/fitch/453754_pr_framefitch/453754_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Abu Dhabi Islamic BankAhli United Bank (U K) PlcAhli United Bank BSCAl Ahli Bank of Kuwait KSCAl-Ahli Bank of Qatar QSCAl-Rajhi Banking and Investment CorpArab Banking Corporation (BSC)Arab National BankBahrain Middle East Bank ECBanco ABC Brasil S.A.Banco Banex S.A.Banco Grupo El Ahorro Hondureno, S.A.Banco HSBC Nicaragua, S.A.Bank Al-JaziraBank Dhofar SAOGBank Muscat SAOGBank of Kuwait and the Middle East KSCBank of SharjahBanque Saudi FransiBBK B.S.CBeneficial Company LLCCommercial Bank of Dubai PSCCommercial Bank of Kuwait SAKDoha Bank Ltd.Dubai Bank PjscDubai Holding Commercial Operations Group LLCEmirates Bank International PJSCFirst Gulf BankGlobal Investment House K.S.C.C.Gulf BankGulf International Bank B.S.C.Gulf Investment Corporation GSCHang Seng Bank Ltd.HFC Bank plcHongkong & Shanghai Banking CorporationHousehold Financial Corporation Ltd.Household International Netherlands B.V.HSBC Amanah Takaful (Malaysia) Sdn BhdHSBC Americas Capital Trust IHSBC Bank (Uruguay) SAHSBC Bank Argentina S.A.HSBC Bank Middle EastHSBC Bank Nevada, N.A.HSBC Bank PLCHSBC Bank USAHSBC Bank USA (Chile)HSBC Finance Capital Trust IXHSBC Finance Corp.HSBC Holdings plcHSBC IndiaHSBC Latin America Holdings (UK) LtdHSBC Private Banking Holdings (Suisse) SAHSBC Salvadoreno SAHSBC Sri LankaHSBC Trinkaus & Burkhardt AGHSBC USA, Inc.Industrial Bank of Kuwait KSCInversiones Financieras Bancosal S.A.Kuveyt Turk Katilim Bankasi A.S.Kuwait Finance HouseKuwait International BankMashreqBank pscNational Bank of Abu DhabiNational Bank of BahrainNational Bank of Kuwait SAKNational Bank of Ras Al Khaima PSCNational Bank of Umm Al Qaiwain PSCOman Arab Bank SAOCOman International BankPrimer Banco del Istmo SAQatar Islamic Bank S.A.Q.Qatar National Bank S.A.Q.Republic New York Capital IRepublic New York Capital IIRepublic New York CorporationSABBSamba Financial GroupSaudi Hollandi BankTAIB BankTamweel PJSCThe Commercial Bank of Qatar Q.S.C.The National Commercial BankThe Saudi Investment BankUnion National Bank8008893780088970800889838008918780089307800893548008935580089399800894058008972880089942800909688009184080091841800918428009184380091844800918598009214680359560803596468035968180359917803599228035992580359989803599928036006080360106803601638036024980360250803605028036066980360673803607528036077280360811803608158036081980360843803609318036118380361421803619988036200080362001803620198036202080362021803620228036213380362134803621358036218180362183803622068036220780362209803622108036222380362224803622258036240880415632804156358041758180543393810274758120033181740065819149378207896582505517825896788335626183473668835762668404606984565069853496758557348286308705863599028646151186481911866789238669252317 Dec 2008 10:18:00 EST0100000001010000010101000101020001010202010102060101020901010300010107000103000001031800010321000103240085Press Release10201030105010601090111120ABCABCB3ABKABQKADIBANBAUBBANCOSALBBKBISTBKDBKMBKMEBMBBOSCBDCBKCBQKDHBKFGBGBKGLOBALHSBAKFINKIBMASQNBADNBBNBKNBQOIBQIBKQNBKRAKBANKSHBTAIBTAMWEELTUBUNB453754_pr_frameCredit & Investment ResearchFitch Research