AFLAC Inc. http://www.alacrastore.com/company-snapshot/AFLAC_Inc-1000736 Monday, October 13, 2008 2:17:22 PM 1000736 AFLAC Inc. en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/newstex/PRN-0005-28512695newstex/PRN-0005-28512695xml COLUMBUS, Ga., Oct. #, #### (PRNewswire-FirstCall delivered by Newstex) -- Aflac Incorporated announced today that it will take early delivery of ##.# million common shares that were acquired through a previously announced repurchase...040000000400600004006006040090000400900204016000040160480401601801000000010260000102600110/2/2008 5:21:42 PM180000001800400018008000190000001900100019002000190020131900200919002004PR Newswire USPRN-0005-28512695AFLAC INCDANIEL P AMOSKENNETH S JANKEKENNETH S JANKE JRAFLNewsNewstexhttp://www.alacrastore.com/storecontent/ccbn/T1938322ccbn/T1938322norm... - KBW - AnalystOkay, I think we'll get started. I'm Jeff Schuman from KBW. I cover the large cap life stock. Some of you may know Aflac is getting ready to present to investors next week in Tokyo and we're looking forward to that, but today we're very glad that they've joined us here. Let me introduce the representatives. To my far left we have Robin [Wilke] from Investor Relations, many of you have known her as Robin Mullins, but she recently shared some happy news of her recent marriage. So congratulations to Robin and thanks for joining us again. And we have Kriss Cloninger. Kriss has been with Aflac since ####, currently serves as President and CFO. He's done a great job and has got a lot of recognitions -- various awards over the years as an outstanding CFO and with good reason, and we're delighted to welcome Kriss back to conference. Thanks, Kriss. ... 9/3/2008 12:05:00 PMAflac Incorporated54.0000FinalAflac Incorporated at Keefe, Bruyette & Woods, Inc. Insurance Conference TranscriptAFL9:30am ETTranscriptT1938322Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/newstex/PRN-0005-27772265newstex/PRN-0005-27772265xml COLUMBUS, Ga., Aug. ##, #### (PRNewswire-FirstCall delivered by Newstex) -- Aflac Incorporated (NYSE: AFL) announced today that it will webcast its analyst meeting that will be conducted in Tokyo, Japan. Members of Aflac Japan's management...1100000011006000040000000400600004006006040160000401604804010000040100060100000001026000010260018/29/2008 4:19:35 PM1800000018004000180080001900000019002000190020091900201319002004PR Newswire USPRN-0005-27772265AFLAC INCCHARLES D LAKE IIHIROSHI YAMAUCHIKENNETH S JANKEKENNETH S JANKE JRKRISS CLONINGER IIITohru TonoikeAFLNewsNewstexhttp://www.alacrastore.com/storecontent/fitch/398450_report_framefitch/398450_report_framepdfFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.AFLAC Inc.AFLAC JapanAmerican Family Life Assurance Co of NyAmerican Family Life Assurance Company of Columbus800906248009147180091472800915008/27/2008 2:14:00 PM010100000101030301010304425Full Rating ReportAFL398450_report_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/newstex/PRN-0005-27680615newstex/PRN-0005-27680615xml COLUMBUS, Ga., Aug. ##, #### (PRNewswire-FirstCall delivered by Newstex) -- Aflac Incorporated (NYSE: AFL) announced today that it has entered into an agreement with Goldman, Sachs & Co. to repurchase Aflac's common shares. Aflac has...04000000040060000400600604009000040090020401600004016048040160180100000001026000010260018/26/2008 5:20:54 PM1800000018004000180080001802000018022000190000001900100019002000190020131900200419002009PR Newswire USPRN-0005-27680615AFLAC INCGOLDMAN SACHS GROUP INCDANIEL P AMOSKENNETH S JANKEKENNETH S JANKE JRAFLGSNewsNewstexhttp://www.alacrastore.com/storecontent/ccbn/B1875592ccbn/B1875592norm...Continues to believe that AFL is well positioned to achieve objectives for operating EPS for #### and ####. ... 7/24/2008 10:14:00 PMAflac Incorporated54.0000EditedSecond Quarter 2008 Earnings Conference Call SummaryAFL9:00am ETBriefB1875592Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T1875592ccbn/T1875592norm...Welcome and thank you for standing by. At this time all participants are in a listen-only mode. (OPERATOR INSTRUCTIONS) Today's conference is being recorded. If you have any objections, you may disconnect at this time. Now I'll turn the meeting over to Mr. Ken Janke, Senior Vice President of Investor Relations. ... 7/24/2008 2:07:00 PMAflac Incorporated54.0000FinalSecond Quarter 2008 Earnings Conference Call TranscriptAFL9:00am ETTranscriptT1875592Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/newstex/PRN-0005-26875685newstex/PRN-0005-26875685xml COLUMBUS, Ga., Jul. ##, #### (PRNewswire-FirstCall delivered by Newstex) -- Aflac Incorporated (NYSE: AFL) today reported its second quarter results.Reflecting a stronger yen to the dollar, total revenues increased ##.#% to $#.# billion...04000000040160000401604804016018040160010401604704009000040090020400600004006006040060020100000001026000010260017/23/2008 5:16:54 PM180000001800400018008000180100001801200018020000190000001900100019002000190020041900201319002009PR Newswire USPRN-0005-26875685AFLAC INCDANIEL P AMOSAFLNewsNewstexhttp://www.alacrastore.com/storecontent/newstex/PRN-0005-26712556newstex/PRN-0005-26712556xml COLUMBUS, Ga., Jul. ##, #### (PRNewswire-FirstCall delivered by Newstex) -- Aflac Incorporated (NYSE: AFL) announced today that it will release second quarter financial results after the market closes on July ##, ####.In conjunction...040000000401600004016048040160010401601804006000040060067/16/2008 5:17:50 PM180000001800800018004000PR Newswire USPRN-0005-26712556AFLAC INCDANIEL P AMOSKENNETH S JANKEKENNETH S JANKE JRKRISS CLONINGER IIIPAUL S AMOSTohru TonoikeAFLNewsNewstexhttp://www.alacrastore.com/storecontent/ccbn/T1817940ccbn/T1817940norm... - Sanford Bernstein - AnalystAll right. Why don't we get started. Good morning and welcome to this session with AFLAC. My name is Suneet Kamath, I cover the life space at Bernstein. With us on the stage today to represent AFLAC are Kriss Cloninger, the Company's President and Chief Financial Officer; and Ken Janke, Senior Vice President of Investor Relations. Just by way of background as many of you may have read in our various notes we continue to feel that AFLAC is a unique Company both in the U.S. life space as well as in the broader financial services market especially in the current environment. Just as one example the Company has delivered at least ##% EPS growth each year excluding currency since #### and it's growth importantly has been achieved without acquisitions. It's been all organic. Separately as recently as a few weeks ago at the Company's annual investor meeting, management indicated their expectations that double-digit EPS growth through the ####, #### time frame is... 5/28/2008 3:04:00 PMAflac Incorporated54.0000FinalAflac Incorporated at Sanford C. Bernstein & Co. Strategic Decisions Conference TranscriptAFL10:00am ETTranscriptT1817940Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T1783846ccbn/T1783846norm...Welcome and thank you for standing by. At this time all participants are in a listen only mode. (OPERATOR INSTRUCTIONS) Today's conference is being recorded. If you have any objections you may disconnect at this time. Now I will turn the call over ... 4/24/2008 12:11:00 PMAflac Incorporated54.0000FinalFirst Quarter 2008 Earnings Conference Call TranscriptAFL9:00am ETTranscriptT1783846Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/moodys/PBC_107229moodys/PBC_107229pdf...Aflac Incorporated (Aflac Inc., NYSE: AFL), is a general business holding company organized under the laws of Georgia. Through its wholly owned life insurance subsidiary, American Family Life Assurance Company of Columbus (Aflac, domiciled in Nebraska), the company ma rkets supplemental health products in Japan and the U.S. Throughout the report, we refer to Aflac U.S. and Aflac Japan as Aflac and the holding company as Aflac Inc. The company has two main operating units: Aflac U.S. and Aflac Japan. Aflac U.S. is a leading provider of supplemental health products sold though worksite marketing. Aflac Japan, organized as a br anch of the U.S. oper ating company, has market leading positions in cancer lif e insurance and supplemental medical insurance. Through the third quarter of ####, the company derived over seventy percent of its GAAP pre-tax operating profit from its Japanese operations. As of the end of ####, the company had #, ### employees, up from #,### twelve months... Company Profile3/30/2008 8:45:37 PMAflac Incorporated600044399550.0000SpecialReportpdfAflac IncorporatedPBC_107229Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/moodys/PBC_103478moodys/PBC_103478pdf...Aflac Incorpor ated (Aflac Inc., NYSE: AFL), is a gener al b usiness ho lding c ompany organized un der the la ws of Georgia. Through its wholly o wned life ins urance subsidiary, Am erican F amily L ife Assuranc e Comp any of C olumbus (Aflac , domiciled in N ebraska), the compa ny m arkets supplem ental hea lth pro ducts in Japan an d the U.S. Throughout the report, we refer to Aflac U.S. and Aflac Japa n as Aflac and th e hol ding comp any as Aflac In c. The compan y has t wo mai n o perating u nits: Aflac U.S. and Aflac Japan. Aflac U.S. is a lea ding pro vider of sup plemental h ealth prod ucts sold thou gh worksite marketing. Aflac Japan, org anized as a br anch of the U.S. oper ating comp any, has market lea ding positio ns in ca ncer lif e i nsurance an d sup plemental me dical insurance. Dur ing ## ##, the c ompany derived appr oximately thre e quart ers of its GAAP after-tax operati ng pr ofit from its Japanese o perations. As of the end o f ####, the co mpany... Company Profile3/30/2008 8:45:20 PMAflac Incorporated600044399550.0000SpecialReportpdfAflac IncorporatedPBC_103478Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/fitch/413714_pr_framefitch/413714_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.Aetna Health Inc (Nj)AFLAC Inc.AXA Financial Inc.CIGNA CorporationConseco, Inc.Genworth Financial, Inc.Lincoln National CorporationPrincipal Financial Group IncSierra Health & Life Insurance CompanyStanCorp Financial Group, Inc.Torchmark CorporationUnumProvident Finance Company PLCWellPoint, Inc.80089314800896448009009080090854800909658009110080091153800911658009150080092125804171798111405081212462824669103/24/2008 6:27:00 PM010100000101020001010300010103030101030485Press ReleaseAFLCICNOGNWLNCPFGSFGTMKWLP413714_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/fitch/409492_pr_framefitch/409492_pr_framehtmlFitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.AFLAC Inc.AFLAC JapanAmerican Family Life Assurance Co Of NyAmerican Family Life Assurance Company of ColumbusAmerican Family Life Insurance Company80090624800914718009147280091500819747593/5/2008 6:29:00 PM01010000010103030101030485Press ReleaseAFL409492_pr_frameCredit & Investment ResearchFitch Researchhttp://www.alacrastore.com/storecontent/ccbn/T1781284ccbn/T1781284norm... - Raymond James - AnalystFor those of you I haven't met, my name is Steven Schwartz and I am the life insurance analyst at Raymond James. Thank you for being here this morning. I have the great pleasure of reintroducing Aflac at the Raymond James Institutional Investor Conference. They have been a consistent partner of ours since #### in presenting at this conference. We have with us today Kriss Cloninger. Kriss is President of Alfac and CFO. We also have with us Robin Mullins, representing Investor Relations. I could do a long presentation; I don't think there's any need. Everybody knows who Aflac is. Kriss? ... 3/4/2008 3:04:00 PMAflac Incorporated54.0000FinalAflac Incorporated at Raymond James Annual Institutional Investor Conference TranscriptAFL10:25am ETTranscriptT1781284Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T1760731ccbn/T1760731normAflac Incorporated at Merrill Lynch Insurance Investors Conference2/13/2008 12:07:00 PMAflac Incorporated54.0000FinalAflac Incorporated at Merrill Lynch Insurance Investors Conference TranscriptAFL8:00am ETTranscriptT1760731Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/B1742838ccbn/B1742838normFourth Quarter #### Earnings Conference Call and Analyst Meeting2/1/2008 9:24:00 AMAflac Incorporated54.0000EditedFourth Quarter 2007 Earnings Conference Call and Analyst Meeting SummaryAFL6:40pm ETBriefB1742838Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/ccbn/T1742838ccbn/T1742838normFourth Quarter #### Earnings Conference Call and Analyst Meeting1/31/2008 10:06:00 PMAflac Incorporated54.0000FinalFourth Quarter 2007 Earnings Conference Call and Analyst Meeting TranscriptAFL6:40pm ETTranscriptT1742838Credit & Investment ResearchThomson StreetEventshttp://www.alacrastore.com/storecontent/moodys/COP_600044399moodys/COP_600044399htmlGlobal Credit Research Credit Opinion # MAY #### Credit Opinion: Aflac Incorporated Aflac Incorporated Columbus, Georgia, United States Ratings Category Moody's Rating Outlook Stable Senior Unsecured A# American Family Life Assur....1/2/2008 7:28:00 PMhtmlAflac IncorporatedAflac Incorporated600044399150.0000NewsCredit OpinionCOP_600044399Credit & Investment ResearchMoody's Global Credit Research