ACE Cash Express, Inc. http://www.alacrastore.com/company-snapshot/ACE_Cash_Express_Inc-1067222 Friday, August 29, 2008 2:52:00 PM 1067222 ACE Cash Express, Inc. en AlacraStore RSS Builder 1.0 30 http://www.alacrastore.com/storecontent/bir/257231bir/257231normFinance: Check cashing, short-term consumer loans and bill payment services.ACE Cash Express Inc.ACE America's Cash ExpressHobby Grey and ReevesCheck Express Inc.United StatesFinance: Check cashing, short-term consumer loans and bill payment services.609952232015GI3/1/2008 6:17:46 AM257231Company Profiles & FinancialsGale Company Profileshttp://www.alacrastore.com/storecontent/moodys/PR_142957_807491728moodys/PR_142957_807491728htmlAnnouncement11/2/2007 12:27:05 AMGlobal Credit Research Announcement # NOV #### Announcement: Ace Cash Express, Inc. Moody's affirms Caa# rating on ACE's senior unsecured notes New York, November ##, #### -- Moody's Investors Service affirmed the Caa# rating on the...Ace Cash Express, Inc.807491728150.0000NewshtmlAce Cash Express, Inc.PR_142957_807491728Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/spcred/610323spcred/610323normThe latest Full Report from S&P10/30/2007 10:32:08 AMFull Report400global610323United StatesConsumer FinanceUnited StatesGlobal IssuersFinancial InstitutionsHigh TechnologyFull ReportBalanced product mix Favorable consumer demand for payday lending/check cashing products Operational advantages vis-à-vis smaller competitors High leverage and low capital levels Exposure to adverse regulatory actions Reliance on third-party loan financiers The ratings on ACE Cash Express Inc. (ACE) are based in part on the company's high leverage and low capital levels, as well as its reliance on third-party loan financiers in crucial markets. Regulatory exposure, a risk factor for all companies that operate in the payday loan/check cashing segment of the consumer finance industry, is also a primary driver of the rating. Other considerations include ACE's balanced product mix (in comparison to other companies operating in its market segment), growing consumer demand for payday loan and check cashingUSA00440300441C40202010 402020 4020 40ACE Cash Express Inc378408USAAACEFULLGLOBISSFIHighCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/spcred/610324spcred/610324normThe latest Summary from S&P10/30/2007 10:32:08 AMSummary175global610324United StatesConsumer FinanceUnited StatesGlobal IssuersFinancial InstitutionsHigh TechnologySummaryThe ratings on ACE Cash Express Inc. (ACE) are based in part on the company's high leverage and low capital levels, as well as its reliance on third-party loan financiers in crucial markets. Regulatory exposure, a risk factor for all companies that operate in the payday loan/check cashing segment of the consumer finance industry, is also a primary driver of the rating. Other considerations include ACE's balanced product mix (in comparison to other companies operating in its market segment), growing consumer demand for payday loan and check cashing products, and the company's operational advantages vis-à-vis smaller competitors. ACE's high leverage and low capital levels limit the rating. Leverage increased significantly following its acquisition by JLL Partners (a private equity firm).USA00440300441C40202010 402020 4020 40ACE Cash Express Inc378408USAAACESUMMARYGLOBISSFIHighCredit & Investment ResearchS&P Credit Researchhttp://www.alacrastore.com/storecontent/moodys/COP_807491728moodys/COP_807491728htmlGlobal Credit Research Credit Opinion # APR #### Credit Opinion: Ace Cash Express, Inc. Ace Cash Express, Inc. Irving, Texas, United States Ratings Category Moody's Rating Outlook Stable Corporate Family Rating B# Sr Sec Bank Credit...Credit Opinion9/25/2007 4:21:00 PMAce Cash Express, Inc.807491728150.0000NewshtmlAce Cash Express, Inc.COP_807491728Credit & Investment ResearchMoody's Global Credit Researchhttp://www.alacrastore.com/storecontent/srp/18739srp/18739norm18739...Address##### Greenway Drive, Suite ### , Irving, Texas ##### Incorporated#TexasWeb Site# www.acecashexpress.comSIC Classification# Functions Related to Depository Banking, Not Elsewhere Classified (####) Business Description# Ace Cash Express, Inc. is a retailer of financial services, including check cashing, short-term consumer loans and bill payment services. Indices#Russell ####, Russell #### ... 004403101AACE10/6/2006 12:38:03 PM18739Credit & Investment ResearchSharkRepellent.net