UT Bank Limited, formerly UT Financial Services Limited, is a Ghana-based financial institution that is engaged in the provision of commercial banking services and products. The Company’s banking products and services include current and savings accounts, foreign currency accounts (FCA), foreign exchange account (FEA), investment accounts, corporate banking, and loan products, including emergency loans, fon4Loan, car loan and zero interest products. The Company’s subsidiaries include UT Logistics, UT Properties, UT Collections, UT Financial Services, Nigeria, UT Financial Services, Germany and UT Private Security. UT Bank Limited operates a network of branches and automated teller machines (ATM) across Ghana.