The Group's principal activity is to provide financial services to corporate customers, institutions and private individuals. The Group operates in five segments: Merchant Banking, Retail Banking, Wealth Management, Life and Other. The Group has more than 660 branches internationally, The Group operates in the following geographical areas: Sweden, Norway, Denmark, Finland, Estonia, Latvia, Lithuania, Germany and Other countries. The Group acquired Factorial Bank in 2007 and Key Asset Management and Commercial Finance in 2008.
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