The Group's principal activities are providing Life Insurance, Short-term Insurance, Investment Management, Independent Financial Services & Capital Market Activity. Life Insurance provides a range of individual life insurance and personal financial services and products, including estate planning and trusts, home loans, personal loans, linked products, money transfer and financial services in South Africa and Namibia. Short-term Insurance focuses on the corporate, commercial and personal markets. Investment incorporates the Group's investment-related businesses in South Africa, the United Kingdom, Europe and Namibia. Its areas of service and products include traditional asset management, alternative investment products, property asset management and collective investments. Independent Financial Services invests in independent customer-facing entities and intermediary businesses in the financial services industry that are generally not Sanlam branded.
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