Pan Asia Banking Corporation PLC is a Sri Lanka-based bank holding company. The Bank operates through three segments: Corporate Banking, Retail Banking and Treasury functions. Corporate Banking segment and Retail banking segment offer loans, overdrafts, other credit facilities, deposits, current accounts and other services offered to corporate customers and retail customers respectively. Treasury function includes trading function, financing and other central functions, use of derivative for risk management purpose, investment products and services to institutional investors and intermediaries. It is engaged in banking and related activities, such as accepting deposits, personal banking, trade financing, resident and non-resident foreign currency operations, travel related services, corporate and retail credit, project financing, lease and hire purchase financing, pawning, ran loan, issuing of local and international credit cards, telebanking facilities, Internet and SMS banking.