Powszechna Kasa Oszczednosci Bank Polski SA (PKO Bank Polski SA) is a Poland-based commercial bank. The Bank’s operations comprise cash deposits, maintenance of accounts, granting loans and cash advances, granting and confirming bank guarantees, clearing cash transactions, issuance of cards and conducting transactions with the use of cards, as well as conducting forward transactions. At the same time, the Bank conducts brokerage activities through its brokerage house. Apart from the strictly banking operations, PKA Bank Polski SA via its subsidiaries provides specialist financial services relating to leasing, factoring, investment funds, pension funds and Internet banking. It conducts investment and development operations in the real estate sector. It addresses its offer to both private and corporate clients. The Bank, as a parent of a capital group, owned numerous subsidiaries, jointly controlled entities and associates and operates in Poland, the Ukraine and Sweden.