Oestjydsk Bank A/S is a Denmark-based regional bank. It is involved in the provision of banking services for private customers, small and medium-sized enterprises, and public institutions. The Bank’s business portfolio comprises such products and services, as deposits, loans and advances, guarantees, bonds, derivative financial instruments, mortgages, real estate consulting, insurance, foreign exchange and interest rates, as well as other financial services. The Bank also offers an online banking facility, NetBank and a mobile phone banking service, MobilBank. Oestjydsk Bank A/S provides its services through 12 branches located in Mariager, Randers, Hobro, Havndal, Gjerlev, Spentrup, Hadsund, Horsens, Skanderborg and Vejle. As of December 31, 2011, the Bank had two direct wholly owned subsidiaries: OE. B. Finansiering A/S and Forvaltningsselskabet af 25. oktober 1978 ApS, as well as two indirect subsidiaries: Anpartsselskabet af 1/1 1989 and Anpartsselskabet af 30. september 2008.