The Group's principal activities are to provide banking and other financial services. The Group operates through four segments: Retail banking, Wholesale banking, Treasury services and Other Banking Operations. The Retail Banking segment serves retail customers through a branch network and other delivery channels. This segment raises deposits from customers and makes loans and provides advisory services to customers. The Wholesale Banking segment provides loans and transaction services to corporate and institutional customers. The Treasury Services segment undertakes trading operations on the proprietary account, foreign exchange operations and derivatives trading. The Other Banking Operations segment provides services relating to credit cards, debit cards, third party product distribution and primary dealership business and other associated costs. As at 31-Mar-2008, the Group operated through a network of 761 branches and 1977 ATMs in 316 cities in India.
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