First City Monument Bank Plc (FCMB) is engaged in the provision of personal and business banking services and products. The Bank operates in five segments: Retail Banking, Corporate & Commercial Banking, Treasury and Financial Markets, Institutional Banking and Investment Banking. Retail Banking is engaged in incorporating private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans and mortgages. Corporate & Commercial Banking is engaged in incorporating direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, foreign currency and derivative products. Treasury and Financial Markets funding support to various business segments while ensuring the liquidity of the Bank is not compromised. Institutional Banking is engaged in government financing, financial institutions, multilateral agencies.