The Group's principal activity is the provision of banking, financial and insurance services. The Group operates through the following business areas: Public/Project Finance & Credit Enhancement provides services in the form of direct loans, signed commitments, liquidity guarantees or the purchase of securities to public service organizations. Retail Financial Services provides retail and private banking facilities. Investment Management Services manages a range of products including equity, fixed income, money market and diversified funds. Capital Markets & Treasury Activities develop capital market products for the customers of the commercial businesses. The Group operates in Europe and the United States. In 2007, the Group acquired Global Hayat Sigorta.
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