The Group's principal activity is providing banking and related financial services such as corporate banking, retail banking and treasury operations. Corporate banking includes corporate loans, bills, trade fi nance, corporate deposits and remittance. Retail banking business includes retail loans, retail deposits, credit card and remittance. Treasury operations includes money market placements and takings, investment in securities, and securities sold subject to linked repurchase agreements. Operations are carried out in Hong Kong, the People's Republic of China, the United States of America, Singapore, Seoul, Tokyo, Frankfurt and Macau.
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